Card database / Visa / Stablecoin payment card
Updated: Aug 14, 2026
Issuer identity and company credentials
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M Meru physical card | M Meru virtual card | |
|---|---|---|
| Card form | Physical card | Virtual card |
| Fees | ||
| Monthly fee | Free | Free No monthly card maintenance fee. |
| Card issuance fee | 5 USD Actual shipping costs apply | Free Free to create |
| ATM fee | Free ATM operators may charge additional fees | Free ATM operators may charge additional fees |
| Foreign exchange fee | 1.2% Calculated by transaction region and currency, rate from 0% to 1.2% | 0% Calculated by transaction region and currency, rate from 0% to 1.2% |
| Top-up fee | 1 USD + 1% Fees vary by stablecoin network, starting at 1% plus 1 USD | 1 USD + 1% Fees vary by stablecoin network, starting at 1% plus 1 USD |
| Failed transaction fee | — | — |
| Rewards | ||
| Cashback | 10% Limited to participating merchants in designated regions | 10% Up to 10% at participating merchants in select regions |
| Crypto cashback | — | — |
| Staking rewards | — | — |
| Staking APR | — | — |
| Welcome bonus | — | — |
| Referral bonus | — | — |
| Limits | ||
| Daily spending limit | — | — |
| Monthly spending limit | — | — |
| ATM withdrawal limit | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Application status based on public sources, official policy, and user reports. This is not application advice.
Applications or normal card activation are supported
Applications or features are unavailable or restricted
Evidence is insufficient
No records
The source text is retained below.
1、中国大陆：不可申请，当前Meru Card公开发行重点为拉丁美洲，未将中国大陆列为明确居民发卡市场；已发行Visa卡可在受理境外Visa的合规商户使用。
2、香港：不可申请，香港目前更多出现在Meru跨境转账渠道而非明确个人卡发行名单；境外已取得的Meru Visa卡可在香港Visa商户使用。
3、澳门：不可申请，当前没有明确面向澳门居民的Meru Card发行计划；已持有效Meru Visa卡可在接受国际Visa的线上及线下商户使用。
4、台湾：不可申请，当前未列入Meru主要拉美居民发卡市场；已经从合资格地区取得的Visa卡可用于台湾正常Visa线上和线下消费。
Updated: Aug 14, 2026
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
NoNot requiredAug 14, 2026
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Updated: Aug 14, 2026
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