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MMaxswap Card logo

Maxswap Card

Updated: Aug 14, 2026

MaxSwap Card is a virtual Mastercard prepaid card built into the MaxSwap crypto wallet and is primarily created and managed through a Telegram Bot. Users can top up the card with crypto assets from their MaxSwap wallet. Its balance is displayed in USD and can be used at Mastercard online merchants worldwide, for subscriptions, travel bookings and in-app purchases. The product focuses on fast card creation and a relatively low identity verification threshold. It also supports Apple Pay, allowing the virtual-only card to be used for some physical contactless payments.
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Card network
Mastercard
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
No-KYC claim
Commercial relationship
No commercial relationship
Risk score
50-59
Supported assets
USDT / USDC / BTC / ETH / BNB / XRP / ADA / TRX / AVAX / DOT / LINK / LTC / BCH / XLM / UNI
Last updated
Aug 14, 2026

Official and company information

Issuer identity and company credentials

MaxSwap is a crypto asset platform offering custodial crypto wallets, digital asset exchange, top-ups and withdrawals, and virtual prepaid card services. Users can manage crypto assets via the website, mobile app, and Telegram Bot, and apply for Visa or Mastercard virtual cards funded with cryptocurrency. The platform operator is publicly listed as MW PROFIT LIMITED in the UK, but the actual issuing bank, BIN sponsor, card processor, and custody partners are not clearly disclosed.
Visit website Application page
Company / issuer
MaxSwap
Legal name
MW PROFIT LIMITED
Registered region
United Kingdom (GB)
Headquarters
Original伦敦地
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

MaxSwap combines a custodial crypto wallet, crypto-to-crypto exchange, and virtual payment cards in one account system. Users can deposit platform-supported assets such as BTC, ETH, USDT, USDC, and TRX, and exchange them within the wallet. Actual card issuance and card top-ups primarily use USDT. Funds can be spent after entering the USD card balance of Mastercard Prepaid. Cards can be created, topped up, checked for balance, and monitored for transaction notifications through a Telegram Bot. Users can also create multiple virtual cards for subscriptions, travel, or other payments. The current official card page focuses on Mastercard. Although some platform pages and terms still retain Visa Prepaid descriptions, the current card issuance flow and fee page both present Mastercard as the primary product.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

MaxSwap Virtual Card
Card formVirtual card
Fees
Monthly fee—
Card issuance fee
50 USDT
Minimum balance of 25 USD required
ATM fee—
Foreign exchange fee
0.6%
Conversion fee for non-USD settlements
Top-up fee
1 USD + 4.5%
Minimum top-up: 10 USD
Failed transaction fee
0.25 USD
Charged per declined transaction
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit
200,000 USD
Daily total transaction limit
Monthly spending limit
2,000,000 USD
Monthly cumulative transaction limit
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

184
Central African RepublicCFArgentinaARMexicoMXEstoniaEEKyrgyzstanKGBotswanaBWAustraliaAUIndiaINCambodiaKHDominican RepublicDODominicaDMPhilippinesPHColombiaCOGuatemalaGTBruneiBNThailandTHChadTDCzechiaCZSt. Vincent & GrenadinesVCUnited KingdomGBGhanaGHAlbaniaALCôte d’IvoireCIEritreaEREswatiniSZUnited StatesUSUgandaUGSeychellesSCTaiwanTWSouth KoreaKRGeorgiaGEBahamasBSMauritiusMUNew ZealandNZJamaicaJMIcelandISAlgeriaDZMalaysiaMYLebanonLBEcuadorECTürkiyeTRSierra LeoneSLZimbabweZWEl SalvadorSVSurinameSRAustriaATSenegalSNIndonesiaIDTrinidad & TobagoTTChileCLIraqIQChinaCNPapua New GuineaPGAndorraADGuyanaGYBosnia & HerzegovinaBAMadagascarMGMaliMLGuinea-BissauGWEgyptEGSt. Kitts & NevisKNUnited Arab EmiratesAEBrazilBRQatarQABelgiumBEGabonGAGambiaGMParaguayPYBulgariaBGCroatiaHRVietnamVNUkraineUATanzaniaTZPalauPWMozambiqueMZCosta RicaCRSerbiaRSFranceFRPortugalPTSouth AfricaZACanadaCAPakistanPKMoldovaMDMaldivesMVTuvaluTVCongo - KinshasaCDNorwayNONepalNPLithuaniaLTAzerbaijanAZLiberiaLRSwedenSETongaTOSaudi ArabiaSAMontenegroMEIrelandIETajikistanTJNauruNRBarbadosBBSwitzerlandCHAntigua & BarbudaAGIsraelILLiechtensteinLITimor-LesteTLSt. LuciaLCComorosKMBurundiBINorth MacedoniaMKMauritaniaMRVatican CityVASouth SudanSSFinlandFICyprusCYMarshall IslandsMHCape VerdeCVGermanyDEBangladeshBDKiribatiKIRwandaRWLuxembourgLUItalyITMaltaMTHaitiHTGrenadaGDNicaraguaNILaosLAKazakhstanKZUzbekistanUZFijiFJKuwaitKWSamoaWSNigerNETurkmenistanTMVanuatuVUSri LankaLKBahrainBHBurkina FasoBFDjiboutiDJHungaryHUPeruPELatviaLVLesothoLSSingaporeSGLibyaLYTogoTGMongoliaMNNigeriaNGSlovakiaSKAngolaAOPolandPLBelizeBZOmanOMJapanJPSolomon IslandsSBKenyaKEBhutanBTEthiopiaETMoroccoMASpainESHondurasHNNamibiaNANetherlandsNLDenmarkDKMalawiMWBoliviaBOHong KongHKGreeceGRPanamaPAEquatorial GuineaGQJordanJOTunisiaTNArmeniaAMBeninBJSloveniaSICongo - BrazzavilleCGMacaoMOCameroonCMMonacoMCSan MarinoSMUruguayUYGuineaGNRomaniaROSão Tomé & PríncipeSTZambiaZM
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

11
AfghanistanAFVenezuelaVEYemenYEIranIRRussiaRUCubaCUNorth KoreaKPBelarusBYSomaliaSOSyriaSYMyanmar (Burma)MM
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：可通过MaxSwap全球化Telegram开卡流程申请，默认无需常规KYC；卡片可用于接受境外Mastercard的线上商户，移动钱包及本地支付兼容存在渠道限制。

2、香港：可申请并使用MaxSwap虚拟Mastercard，卡片可直接用于国际线上商户，也可添加Apple Pay后在支持非接触付款的实体商户消费。

3、澳门：可通过全球开卡流程申请，获卡后可用于接受Mastercard的线上消费；线下消费主要依赖Apple Pay等支持的移动支付渠道。

4、台湾：可通过MaxSwap全球开卡流程申请并用于国际线上消费，获卡后还可添加Apple Pay，在支持Mastercard非接触付款的商户使用。

Updated: Aug 14, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

NoNot required

KYC level

No-KYC claimRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / National ID card

Review time / regional limits

Standard card issuance does not require identity review; processing time significantly extends after AML manual review is triggered.

KYC provider

Not disclosed

Updated

Aug 14, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedAug 14, 2026

Wallet payments

Alipay

Supported

Aug 14, 2026

Wallet payments

Apple Pay

Supported

Aug 14, 2026

Cash services

ATM withdrawal

Not supported

Aug 14, 2026

AI tools

ChatGPT

Supported

Aug 14, 2026

AI tools

Claude

Supported

Aug 14, 2026

Wallet payments

Google Pay

Supported

Aug 14, 2026

AI tools

Midjourney

Supported

Aug 14, 2026

In-person payments

Offline POS

Supported

Aug 14, 2026

Online shopping

Online shopping

Supported

Aug 14, 2026

Wallet payments

PayPal

Supported

Aug 14, 2026

Subscriptions

Subscription payment

Supported

Aug 14, 2026

Wallet payments

WeChat Pay

Supported

Aug 14, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Devatrustpilot★ 5 / 5

Excellent service

Excellent service, 5+ support. Huge thanks to the team! They helped me get a refund from Booking even though my case was quite unusual. Simply the best!
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_Wagokapp_store★ 1 / 5

scum app

This is scum app, which just get your money(((
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Vlad Frolovtrustpilot★ 5 / 5

Лучший вариант для международных покупок

Мне нравится простота и скорость - пополнил и сразу можно платить. Никаких комиссий сверху не заметил. Полностью доволен.
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Pedro Hernandeztrustpilot★ 5 / 5

Excellent Service!

Excellent Service! I was looking for a simple solution to pay in international shops, and this card delivered exactly that. Quick, secure, and reliable. Definitely recommend it.
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Valerii Abdulovtrustpilot★ 5 / 5

Просто супер для путешествий

Был в поездке и расплачивался картой за гостиницы и еду. Все прошло хорошо, никаких блокировок или отказов. Очень выручило!
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Mia Davidsontrustpilot★ 5 / 5

Отличный опыт использования

Карта работает безупречно: платежи проходят быстро, курс конверсии честный. Особенно понравилось, что легко привязать к Гугл Пей.
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Christopher Lanetrustpilot★ 5 / 5

Easy Setup, Works Everywhere

It took me just a minute to link the card to Apple Pay. Since then, all my payments in foreign stores have gone smoothly. Couldn't be happier.
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Mariatrustpilot★ 5 / 5

Great for Traveling

I tried the card abroad, and it was accepted everywhere - from restaurants to online bookings. Very convenient and safe to use.
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Lan Letrustpilot★ 5 / 5

Smooth and reliable

The payment process is fast and secure. I used it on multiple foreign websites, and everything worked without delays. Highly recommend!
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Alextrustpilot★ 5 / 5

Удобно и надежно

Я использую карту для оплаты в онлайн-магазинах США и Европы. Оплата проходит моментально, ни разу не возникло проблем. Рекомендую всем, кто часто заказывает из-за рубежа.
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Risk factors

Updated: Aug 14, 2026

No risk factors are available