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Mine Card

Updated: Aug 14, 2026

Mine Card is a stablecoin Mastercard offered by Swiss fintech project Mine, combining a personal CHF/EUR IBAN with a self-custody digital asset wallet. Funds deposited into the account can be converted into USDC and spent at Mastercard merchants worldwide. The current range includes a Basic virtual card and a Premium virtual plus physical card, with support for Apple Pay, Google Pay and ATM withdrawals. Premium also provides USDC spending cashback.
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Confirmed unavailable on App Store
Card network
Mastercard
Product type
Stablecoin payment card
Card form
Virtual card / Virtual + physical card
Operating status
Invite only
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDC / BTC / ETH
Last updated
Aug 14, 2026

Official and company information

Issuer identity and company credentials

Mine (formerly Fizz) is a US fintech company offering credit building, budgeting, and AI financial assistant (MoneyGPT) services. The Mine Card is issued through partner banks; Mine handles product operations, user experience, and rewards programs, and is not a licensed bank or direct card issuer.
Visit website Application page
Company / issuer
Mine (Fizz)
Legal name
ShoulderTap Technologies, Inc
Registered region
United States (US)
Headquarters
New York, United States
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Mine combines a traditional bank-account experience with a self-custody stablecoin system in a single app. Users receive a personal IBAN and can receive fiat funds, which are then converted by partner financial institutions; the balance is ultimately held as USDC in a wallet controlled by the user's private keys. Mine itself does not custody users' digital assets. For spending, Mastercard draws from the available balance and performs any necessary currency conversion. Basic is for users who only need a virtual card, while Premium provides both a virtual card and a physical card, together with USDC cashback and the ability to apply for higher limits. The company also allows users to purchase BTC, ETH and USDC, with assets settled directly into a self-custody wallet.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Mine Basic
Mine Premium
Card formVirtual cardVirtual + physical card
Fees
Monthly fee
Free
Free
Card issuance fee
5 USD
One-time fee; free with invitation code
124 USD
99 USD with invitation code
ATM fee
1 USD
ATM fee: $1 in Switzerland, $5 internationally
—
Foreign exchange fee
0.5%
Determined by country of purchase, rate 0.5% to 1.5%
1.5%
Determined by country of purchase, range 0.5%–1.5%
Top-up fee
Free
Top-up fee rate: 0%
Free
Failed transaction fee——
Rewards
Cashback——
Crypto cashback
Free
Basic card does not offer cashback
0.5%
First $5,000 of spending per month
Staking rewards——
Staking APR——
Welcome bonus——
Referral bonus——
Limits
Daily spending limit
62,500 USD
Maximum $25,000 per transaction
62,500 USD
Higher custom limits available upon request
Monthly spending limit
125,000 USD
Calculated per cardholder
125,000 USD
Premium users can request an increase
ATM withdrawal limit
3,125 USD
Withdrawal limit: $3,125 per transaction, $12,500 per day, $25,000 per month; calculated per cardholder
3,125 USD
Daily $12,500, monthly $25,000; subject to review and regional adjustment
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

170
IndonesiaIDTurkmenistanTMMadagascarMGGabonGACyprusCYAfghanistanAFLibyaLYGhanaGHCroatiaHRSlovakiaSKBangladeshBDArmeniaAMMexicoMXItalyITIsraelILGuineaGNCuraçaoCWMauritaniaMRGuinea-BissauGWGrenadaGDSri LankaLKKazakhstanKZHong KongHKPortugalPTMaldivesMVNicaraguaNIKiribatiKISurinameSRIraqIQUnited KingdomGBEstoniaEEMoroccoMACzechiaCZIndiaINTurks & Caicos IslandsTCNorth MacedoniaMKSão Tomé & PríncipeSTGreeceGRColombiaCOSloveniaSIThailandTHIsle of ManIMBeninBJLuxembourgLUZambiaZMMontserratMSAndorraADNiueNUSt. Kitts & NevisKNBarbadosBBRomaniaROSan MarinoSMEswatiniSZUnited Arab EmiratesAELatviaLVEquatorial GuineaGQVatican CityVAJordanJOAustriaATEcuadorECTongaTOGeorgiaGEEl SalvadorSVChadTDGuyanaGYNauruNRBelgiumBEMongoliaMNMalaysiaMYKyrgyzstanKGBotswanaBWDominican RepublicDOEthiopiaETMaliMLTimor-LesteTLPanamaPABosnia & HerzegovinaBAAlbaniaALComorosKMParaguayPYFinlandFISeychellesSCUzbekistanUZMauritiusMUCentral African RepublicCFLiechtensteinLIHondurasHNUnited StatesUSBahrainBHTuvaluTVMoldovaMDSenegalSNLiberiaLRAntigua & BarbudaAGZimbabweZWIrelandIEBelizeBZCambodiaKHKuwaitKWAustraliaAUBurundiBITogoTGSwitzerlandCHJamaicaJMSt. LuciaLCTaiwanTWHungaryHUGibraltarGIArubaAWTanzaniaTZPolandPLSwedenSESomaliaSODominicaDMCayman IslandsKYEritreaERChileCLSt. Vincent & GrenadinesVCMacaoMOPalauPWLithuaniaLTBruneiBNRwandaRWNorwayNOLesothoLSGuernseyGGPapua New GuineaPGPeruPEIcelandISTrinidad & TobagoTTFranceFRPhilippinesPHTunisiaTNJerseyJEQatarQAGambiaGMTajikistanTJSolomon IslandsSBBahamasBSDenmarkDKSpainESNetherlandsNLTürkiyeTRVanuatuVUPuerto RicoPRAnguillaAISierra LeoneSLPakistanPKCubaCUCosta RicaCRSingaporeSGCanadaCAMaltaMTUgandaUGGermanyDEFijiFJArgentinaARDjiboutiDJEgyptEGUruguayUYAzerbaijanAZNew ZealandNZJapanJPSerbiaRSSaudi ArabiaSASudanSDUkraineUACongo - BrazzavilleCGMarshall IslandsMHBermudaBM
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

30
North KoreaKPBelarusBYLebanonLBYemenYEMonacoMCSouth SudanSSNigeriaNGBoliviaBOVenezuelaVECameroonCMBurkina FasoBFAngolaAOSyriaSYRussiaRUCôte d’IvoireCIChinaCNCongo - KinshasaCDMozambiqueMZHaitiHTBritish Virgin IslandsVGKenyaKELaosLAIranIRAlgeriaDZNepalNPNamibiaNAMyanmar (Burma)MMBulgariaBGSouth AfricaZAVietnamVN
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不支持申请，Mine卡片地区列表明确将中国大陆标记为不可用；境外已发行Mastercard仍可在受理国际卡的合规商户使用。

2、香港：可申请，Mine卡片地区页面明确将香港标记为Available；获批后可用于Mastercard线上线下商户及支持的移动钱包。

3、澳门：可申请，Mine当前卡片专属地区列表明确将澳门标记为Available；完成KYC后可在支持Mastercard的境内外商户消费。

4、台湾：可申请，台湾被Mine明确列入卡片可用地区；获批后支持国际Mastercard消费、移动钱包及合资格ATM取现。

Updated: Aug 14, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card

Review time / regional limits

Standard automated verification can be completed quickly; when manual or enhanced compliance review by the issuer is triggered, it is organized with a 48-hour cap.

KYC provider

Atomo Sarl (Unblock)

Updated

Aug 14, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 14, 2026

Wallet payments

Alipay

Supported

Aug 14, 2026

Wallet payments

Apple Pay

Supported

Aug 14, 2026

Cash services

ATM withdrawal

Supported

Aug 14, 2026

AI tools

ChatGPT

Supported

Aug 14, 2026

AI tools

Claude

Supported

Aug 14, 2026

Wallet payments

Google Pay

Supported

Aug 14, 2026

AI tools

Midjourney

Supported

Aug 14, 2026

In-person payments

Offline POS

Supported

Aug 14, 2026

Online shopping

Online shopping

Supported

Aug 14, 2026

Wallet payments

PayPal

Supported

Aug 14, 2026

Subscriptions

Subscription payment

Supported

Aug 14, 2026

Wallet payments

WeChat Pay

Supported

Aug 14, 2026

User reviews

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Risk factors

Updated: Aug 14, 2026

No risk factors are available