Card database / Mastercard / Stablecoin payment card

Mine Card

Updated: Sep 21, 2026

Mine Card is a stablecoin Mastercard offered by Swiss fintech project Mine, combining a personal CHF/EUR IBAN with a self-custody digital asset wallet. Funds deposited into the account can be converted into USDC and spent at Mastercard merchants worldwide. The current range includes a Basic virtual card and a Premium virtual plus physical card, with support for Apple Pay, Google Pay and ATM withdrawals. Premium also provides USDC spending cashback.

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Card network
Product type: Stablecoin payment card
Card form: Virtual card / Virtual + physical card
Operating status: Invite only
KYC level: Full KYC
Commercial relationship: No commercial relationship
Risk score: 80-89

Supported assets: USDCBTCETH
Last updated: Sep 21, 2026

Official and company information

Issuer identity and company credentials

Mine (formerly Fizz) is a US fintech company offering credit building, budgeting, and AI financial assistant (MoneyGPT) services. The Mine Card is issued through partner banks; Mine handles product operations, user experience, and rewards programs, and is not a licensed bank or direct card issuer.

Visit website Application page

Company / issuer: Mine (Fizz)
Legal name: ShoulderTap Technologies, Inc
Registered region: United States (US)
Headquarters: New York, United States
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

Mine integrates a personal IBAN, a non-custodial stablecoin wallet, and a payment card into a unified account system. Users are issued a CHF/EUR IBAN in their own names; funds transferred into the system are converted and settled as USDC within a user-controlled wallet, rather than being held as traditional bank deposits custodied by Mine. The Mine Card draws directly from this USDC balance for spending, performing necessary currency conversions at the time of the transaction, thereby eliminating the need for a separate prepaid card balance. The card is issued by the licensed third-party entity Unblock Atomo SARL, while Mine manages the product interface and account integration. Although the product is currently operational and cards are being issued, new user onboarding relies on an invitation code system, with no open registration path available to the general public.

Mastercard card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

	MMine Basic Card	MMine Premium Card
Card form	Virtual card	Virtual + physical card
Fees
Monthly fee	Free	Free
Card issuance fee	5 USD One-time fee; free with invitation code	124 USD 99 USD with invitation code
ATM fee	1 USD ATM fee: $1 in Switzerland, $5 internationally	—
Foreign exchange fee	0.5% Determined by country of purchase, rate 0.5% to 1.5%	1.5% Determined by country of purchase, range 0.5%–1.5%
Top-up fee	Free Top-up fee rate: 0%	Free
Failed transaction fee	—	—
Rewards
Cashback	—	—
Crypto cashback	Free Basic card does not offer cashback	0.5% First $5,000 of spending per month
Staking rewards	—	—
Staking APR	—	—
Welcome bonus	—	—
Referral bonus	—	—
Limits
Daily spending limit	62,500 USD Maximum $25,000 per transaction	62,500 USD Higher custom limits available upon request
Monthly spending limit	125,000 USD Calculated per cardholder	125,000 USD Premium users can request an increase
ATM withdrawal limit	3,125 USD Withdrawal limit: $3,125 per transaction, $12,500 per day, $25,000 per month; calculated per cardholder	3,125 USD Daily $12,500, monthly $25,000; subject to review and regional adjustment
Card network

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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

170

IndonesiaIDTurkmenistanTMMadagascarMGGabonGACyprusCYAfghanistanAFLibyaLYGhanaGHCroatiaHRSlovakiaSKBangladeshBDArmeniaAMMexicoMXItalyITIsraelILGuineaGNCuraçaoCWMauritaniaMRGuinea-BissauGWGrenadaGDSri LankaLKKazakhstanKZHong KongHKPortugalPTMaldivesMVNicaraguaNIKiribatiKISurinameSRIraqIQUnited KingdomGBEstoniaEEMoroccoMACzechiaCZIndiaINTurks & Caicos IslandsTCNorth MacedoniaMKSão Tomé & PríncipeSTGreeceGRColombiaCOSloveniaSIThailandTHIsle of ManIMBeninBJLuxembourgLUZambiaZMMontserratMSAndorraADNiueNUSt. Kitts & NevisKNBarbadosBBRomaniaROSan MarinoSMEswatiniSZUnited Arab EmiratesAELatviaLVEquatorial GuineaGQVatican CityVAJordanJOAustriaATEcuadorECTongaTOGeorgiaGEEl SalvadorSVChadTDGuyanaGYNauruNRBelgiumBEMongoliaMNMalaysiaMYKyrgyzstanKGBotswanaBWDominican RepublicDOEthiopiaETMaliMLTimor-LesteTLPanamaPABosnia & HerzegovinaBAAlbaniaALComorosKMParaguayPYFinlandFISeychellesSCUzbekistanUZMauritiusMUCentral African RepublicCFLiechtensteinLIHondurasHNUnited StatesUSBahrainBHTuvaluTVMoldovaMDSenegalSNLiberiaLRAntigua & BarbudaAGZimbabweZWIrelandIEBelizeBZCambodiaKHKuwaitKWAustraliaAUBurundiBITogoTGSwitzerlandCHJamaicaJMSt. LuciaLCTaiwanTWHungaryHUGibraltarGIArubaAWTanzaniaTZPolandPLSwedenSESomaliaSODominicaDMCayman IslandsKYEritreaERChileCLSt. Vincent & GrenadinesVCMacaoMOPalauPWLithuaniaLTBruneiBNRwandaRWNorwayNOLesothoLSGuernseyGGPapua New GuineaPGPeruPEIcelandISTrinidad & TobagoTTFranceFRPhilippinesPHTunisiaTNJerseyJEQatarQAGambiaGMTajikistanTJSolomon IslandsSBBahamasBSDenmarkDKSpainESNetherlandsNLTürkiyeTRVanuatuVUPuerto RicoPRAnguillaAISierra LeoneSLPakistanPKCubaCUCosta RicaCRSingaporeSGCanadaCAMaltaMTUgandaUGGermanyDEFijiFJArgentinaARDjiboutiDJEgyptEGUruguayUYAzerbaijanAZNew ZealandNZJapanJPSerbiaRSSaudi ArabiaSASudanSDUkraineUACongo - BrazzavilleCGMarshall IslandsMHBermudaBM

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

North KoreaKPBelarusBYLebanonLBYemenYEMonacoMCSouth SudanSSNigeriaNGBoliviaBOVenezuelaVECameroonCMBurkina FasoBFAngolaAOSyriaSYRussiaRUCôte d’IvoireCIChinaCNCongo - KinshasaCDMozambiqueMZHaitiHTBritish Virgin IslandsVGKenyaKELaosLAIranIRAlgeriaDZNepalNPNamibiaNAMyanmar (Burma)MMBulgariaBGSouth AfricaZAVietnamVN

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，The United States is explicitly included in Mine Card’s availability list even though Mine’s account and IBAN have separate U.S. eligibility rules; card applicants must complete the required identity verification.

2. United Kingdom：Can apply，Can use，UK residents are included in the current card-issuance countries and can obtain the card after completing the required identity verification.

3. Canada：Can apply，Can use，Canada is included in Mine Card’s current availability list, with issuance subject to the card program’s identity and compliance checks.

4. Australia：Can apply，Can use，Australian residents are included in the current card program and can apply after completing the required identity verification.

5. South Africa：Can apply，Can use，South Africa is currently listed as an available card country, with applicants subject to the program’s KYC and compliance checks.

6. New Zealand：Can apply，Can use，New Zealand residents are included in the current card-issuance list and can obtain the card after completing the required verification.

7. Ireland：Can apply，Can use，Irish residents are within the current issuance program and can apply after completing the required identity verification.

Updated: Sep 14, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card

Review time / regional limits

Standard automated verification can be completed quickly; when manual or enhanced compliance review by the issuer is triggered, it is organized with a 48-hour cap.

KYC provider

Atomo Sarl (Unblock)

Updated

Aug 14, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported12

Not supported0

UpdatedAug 14, 2026

Wallet payments

Alipay

Supported

Aug 14, 2026

Wallet payments

Apple Pay

Supported

Aug 14, 2026

Cash services

ATM withdrawal

Supported

Aug 14, 2026

AI tools

ChatGPT

Supported

Aug 14, 2026

AI tools

Claude

Supported

Aug 14, 2026

Wallet payments

Google Pay

Supported

Aug 14, 2026

AI tools

Midjourney

Supported

Aug 14, 2026

In-person payments

Offline POS

Supported

Aug 14, 2026

Online shopping

Supported

Aug 14, 2026

Wallet payments

PayPal

Supported

Aug 14, 2026

Subscriptions

Subscription payment

Supported

Aug 14, 2026

Wallet payments

WeChat Pay

Supported

Aug 14, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

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Risk factors

Updated: Aug 14, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Mine Card require KYC?

Our record lists the Mine Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Mine Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Mine Card with?

Our record lists Mine Card support for: USDC, BTC, and ETH.

Is Mine Card a virtual or a physical card?

Mine Card is offered as: Virtual card and Virtual + physical card.

Where is Mine Card available?

Our record lists 170 countries or regions as available and 30 as restricted. Country-by-country status is in the regions section of this page.

Who issues Mine Card?

Mine Card is operated by Mine (Fizz) on the Mastercard network.