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MMiniPay Card logo

MiniPay Card

Updated: Sep 14, 2026

MiniPay Card is a digital Visa debit card offered by Opera's MiniPay and linked directly to the MiniPay self-custody stablecoin wallet. Users can spend USD stablecoin balances such as USDT and USDC on online shopping, subscriptions and offline contactless payments across Visa's global acceptance network without requiring merchants to accept cryptocurrency. The card has no card issuance fee or monthly fee and provides up to 5% cashback in digital gold or stablecoins on eligible purchases.
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Card network
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDTUSDCBTCSOL
Last updated
Sep 14, 2026

Official and company information

Issuer identity and company credentials

MiniPay is a Web3 stablecoin wallet and payment app launched by Opera, built on the Celo blockchain, supporting transfers and cross-border payments with stablecoins such as USDT, USDC, and cUSD. The product uses a self-custodial wallet model and does not directly custody user assets; fiat conversion and crypto buy/sell capabilities are provided by third-party service providers.
Visit website Application page
Company / issuer
MiniPay
Legal name
Blueboard Limited (member of Opera Group)
Registered region
Ireland (IE)
Headquarters
Ireland
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

MiniPay is a self-custody US-dollar stablecoin wallet built on the Celo network, with users controlling their own wallet keys and assets. MiniPay Card connects the wallet balance to the Visa payment network. When spending, merchants receive a standard Visa card transaction and do not need to handle digital assets. The card is currently available only in digital form and can be added directly to Apple Pay or Google Pay for use with online merchants and contactless physical merchants that accept Visa. The card directly supports USDT, USDC and US-dollar stablecoins such as mUSD. Its cross-chain funding feature also allows users to transfer other assets from networks such as Ethereum, Solana and Polygon, which are automatically converted into spendable stablecoins. The product is currently still being rolled out in batches; users eligible in their region will see an application entry on the Card page in the MiniPay App.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

MiniPay Card
Card formVirtual card
Fees
Monthly fee
Free
No monthly or subscription fees
Card issuance fee
Free
Digital card free to activate
ATM fee—
Foreign exchange fee
Free
No additional foreign exchange fee
Top-up fee
Free
Zero fee for cross-chain wallet deposits
Failed transaction fee—
Rewards
Cashback—
Crypto cashback
5%
Up to $150 in value per month
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

37
BrazilBRIrelandIEBoliviaBOFinlandFIBulgariaBGColombiaCOPortugalPTPolandPLCzechiaCZCyprusCYGermanyDELatviaLVEstoniaEEAustriaATArgentinaARItalyITFranceFRBelgiumBEUnited KingdomGBSpainESLithuaniaLTHungaryHUMexicoMXNorwayNOLiechtensteinLIIcelandISSwedenSECroatiaHRSlovakiaSKLuxembourgLUDenmarkDKNetherlandsNLMaltaMTSwitzerlandCHRomaniaROSloveniaSIGreeceGR
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

21
NicaraguaNIRussiaRUCentral African RepublicCFIraqIQMyanmar (Burma)MMCongo - KinshasaCDBelarusBYCubaCUChinaCNNorth KoreaKPLebanonLBIranIRSomaliaSOAfghanistanAFVenezuelaVEYemenYEHaitiHTSouth SudanSSMaliMLLibyaLYSyriaSY
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，U.S. residents are outside the current card-program issuance countries, but a MiniPay Card issued to an eligible resident elsewhere can still be used in the United States.
2. United Kingdom：Can apply，Can use，UK residents are included in the current supported residency countries and can obtain the card after completing the identity checks required for their residence.
3. Canada：Cannot apply，Can use，Canada is not yet included in the current issuance countries, but eligible MiniPay Cards issued in supported markets can still be used there.
4. Australia：Cannot apply，Can use，Australia remains outside the current card-issuance markets, while cards obtained by eligible residents elsewhere can still be used locally.
5. South Africa：Cannot apply，Can use，South African residents are not yet included in the current issuance countries, but an eligible MiniPay Card issued elsewhere can still be used in South Africa.
6. New Zealand：Cannot apply，Can use，New Zealand is outside the current supported residency list, but eligible cards issued in supported countries can still be used there.
7. Ireland：Can apply，Can use，Irish residents are included in the current supported residency countries and can obtain the card after completing the required identity verification.

Updated: Sep 14, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Driver's license / Residence permit

Review time / regional limits

Automated identity verification is fast; when routed to Sumsub manual review, it typically takes three to five business days.

KYC provider

Sumsub

Updated

Aug 14, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported9
Not supported3
UpdatedAug 14, 2026

Wallet payments

Alipay

Not supported

Aug 14, 2026

Wallet payments

Apple Pay

Supported

Aug 14, 2026

Cash services

ATM withdrawal

Not supported

Aug 14, 2026

AI tools

ChatGPT

Supported

Aug 14, 2026

AI tools

Claude

Supported

Aug 14, 2026

Wallet payments

Google Pay

Supported

Aug 14, 2026

AI tools

Midjourney

Supported

Aug 14, 2026

In-person payments

Offline POS

Supported

Aug 14, 2026

Online shopping

Online shopping

Supported

Aug 14, 2026

Wallet payments

PayPal

Supported

Aug 14, 2026

Subscriptions

Subscription payment

Supported

Aug 14, 2026

Wallet payments

WeChat Pay

Not supported

Aug 14, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Purity Okongoogle_play★ 5 / 5

MiniPay: Global Money App Google Play review - 5 star

very interesting App
Official reply
Thank you for your feedback, and we’re happy you find the app interesting! We appreciate you taking the time to share your thoughts with us. Your support means a lot, and we hope you continue to enjoy exploring all the features!
View original
Vegas Fuadgoogle_play★ 5 / 5

MiniPay: Global Money App Google Play review - 5 star

keep it real
Official reply
Thank you for your feedback, and we’re happy you’re enjoying the app! Your encouragement to stay authentic truly resonates with us, and we appreciate your support. We’re here to keep bringing you the best experience possible!
View original
Sibulele Gqomogoogle_play★ 5 / 5

MiniPay: Global Money App Google Play review - 5 star

good
Official reply
Thank you for your feedback, and we’re happy you’re enjoying the app! Your support means a lot to us.
View original
Esther Ubonggoogle_play★ 5 / 5

MiniPay: Global Money App Google Play review - 5 star

Great
Official reply
We appreciate your positive feedback and are happy you're enjoying the app!
View original
Wasiu OLANREWAJUgoogle_play★ 5 / 5

MiniPay: Global Money App Google Play review - 5 star

kudos to you minipay you are doing great keep it up my advice is that if possible to have minipay P O S across the Nigeria it we more better and I will like to apply as an Agent to market and advertise the P O S across the 36 State one again Weldon job
Official reply
Thank you for your feedback, and we’re happy you’re enjoying the app! We appreciate your enthusiasm and ideas for expanding our services across Nigeria. Your support means a lot to us, and we’re excited to have you as part of our community!
View original
Nsemeke Effionggoogle_play★ 4 / 5

MiniPay: Global Money App Google Play review - 4 star

MiniPay is simple and easy to use. The interface is clean and user-friendly. Transactions are fast and convenient. I enjoy how easy it is to manage crypto. Overall, I would rate MiniPay 4/5.
Official reply
We're glad you find the app user-friendly and efficient! Thank you for your feedback. If you’re happy with your experience, we’d appreciate it if you could consider increasing your rating. Your support motivates us to keep improving!
View original
Muhammed Kabirugoogle_play★ 2 / 5

MiniPay: Global Money App Google Play review - 2 star

nice one
Official reply
We appreciate your positive feedback! It’s wonderful to know that you’re enjoying the app. Your support truly means a lot to us as we work to enhance your experience even further. If you feel inclined, we would be grateful if you considered increasing your app rating. Thank you for being a part of our community!
View original
Ajekiigbe Ayomidegoogle_play★ 5 / 5

MiniPay: Global Money App Google Play review - 5 star

At least this app is made for foreign currencies
Official reply
Thank you for your feedback, and we’re happy you’re enjoying the app! It’s wonderful to know that our focus on foreign currencies resonates with you. We appreciate your insights and look forward to continuing to enhance your experience!
View original
tunde olasunkanmigoogle_play★ 5 / 5

MiniPay: Global Money App Google Play review - 5 star

ATTENTION MINIPAY TEAM. Daily Reward doesn't work anymore, MY OBSERVATIONS AS OF TODAY IN MY WALLET. 1, Daily Reward -Not Working. 2, Bitcoin App -Not Working. 3, Ethereum App-Not Working. 4,UsdtGold App-Not Working. since the newly commencement of the security on the wallet,Apps weren't functioning any more. please. ATTENTION MINIPAY TEAM. l can't withdraw money from my wallet and the Apps in my wallet are not working, please l need my money, kindly sort it out please. This taking too long.
Official reply
Thank you for your feedback! We appreciate your observations about the daily rewards and app issues. Your experience is important to us, and we're looking into these concerns. Your insights help us improve, and we hope for a resolution soon!
View original
Kenneth Samuelgoogle_play★ 5 / 5

MiniPay: Global Money App Google Play review - 5 star

I love mini pay
Official reply
Thank you for your feedback, and we’re happy you’re enjoying the app! Your enthusiasm is infectious, and we truly appreciate your support!
View original

Risk factors

Updated: Aug 14, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does MiniPay Card require KYC?

Our record lists the MiniPay Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does MiniPay Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up MiniPay Card with?

Our record lists MiniPay Card support for: USDT, USDC, BTC, and SOL.

Is MiniPay Card a virtual or a physical card?

MiniPay Card is offered as: Virtual card.

Where is MiniPay Card available?

Our record lists 37 countries or regions as available and 21 as restricted. Country-by-country status is in the regions section of this page.

Who issues MiniPay Card?

MiniPay Card is operated by MiniPay on the Visa network.