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MMercado Bitcoin Card logo

Mercado Bitcoin Card

Updated: Aug 7, 2026

Mercado Bitcoin Card (MB Card) is a crypto payment card launched by the Brazilian crypto asset platform Mercado Bitcoin. It is linked to the MB digital account balance and uses the Mastercard network for purchases. Users can spend the Brazilian real (BRL) balance in their account on everyday purchases and receive spending cashback in Bitcoin.
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Card network
Mastercard
Product type
Crypto prepaid card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
90-99
Supported assets
USDT / BTC / ETH / SOL / XRP / ADA / DOGE / TRX / AVAX / DOT / LTC / BCH / USD
Last updated
Aug 7, 2026

Official and company information

Issuer identity and company credentials

Mercado Bitcoin (MB, founded in 2013) is Latin America's largest and most compliant cryptocurrency exchange platform. As Brazil's 'national-level' digital asset hub, the platform supports spot trading and staking for over 650 crypto assets, and is Brazil's top and globally top-five real-world asset (RWA) tokenization issuer. The platform holds a licensed payment institution license from the Central Bank of Brazil, deeply integrates Brazil's Pix instant clearing network through MB Pay, and has a deep strategic partnership with Mastercard to provide millions of users with seamless crypto debit card payments and cutting-edge blockchain identity authentication (Mastercard Crypto Credential) ecosystem experience.
Company / issuer
Mercado Bitcoin
Legal name
Mercado Bitcoin Serviços Digitais Ltda.
Registered region
Brazil (BR)
Headquarters
Original巴西 圣保罗
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

MB Card is connected to Mercado Bitcoin's Conta Digital MB. Its current primary funding source is the BRL balance in the account rather than direct deductions of crypto assets such as BTC or USDT. The website still marks “pay directly with cryptocurrency” as a future feature. When users make purchases at online Mastercard merchants worldwide, the transaction amount is deducted directly from the available BRL balance, with no monthly statement. At physical merchants, payments can be made through the NFC functions of Apple Pay or Google Pay. The card currently offers 1% BTC Cryptoback. After monthly spending reaches R$1,000, users receive a 10% discount on transaction fees for buying or selling cryptocurrency in simplified trading mode during the following month. ATM cash withdrawals remain a future feature.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

MB Card
Card formVirtual card
Fees
Monthly fee
Free
No card maintenance fee
Card issuance fee
Free
No card fee in current version
ATM fee
Foreign exchange fee
Top-up fee
Failed transaction fee
Rewards
Cashback
Crypto cashback
1%
Cashback on all eligible purchases
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
Monthly spending limit
ATM withdrawal limit
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
BrazilBR
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

131
SomaliaSOBangladeshBDUzbekistanUZSwitzerlandCHNetherlandsNLUnited KingdomGBChinaCNUnited Arab EmiratesAECzechiaCZBelarusBYBeninBJDominican RepublicDOChadTDBoliviaBOEstoniaEEPortugalPTBotswanaBWThailandTHUnited StatesUSNew ZealandNZTanzaniaTZAzerbaijanAZDenmarkDKBelgiumBEUruguayUYCambodiaKHSingaporeSGGeorgiaGEHaitiHTPolandPLPeruPESpainESLiberiaLRKuwaitKWBahamasBSGhanaGHSouth AfricaZAAustriaATPanamaPANorth KoreaKPSerbiaRSMaltaMTCanadaCAColombiaCOHungaryHUSaudi ArabiaSAFranceFRMozambiqueMZParaguayPYLithuaniaLTEthiopiaETTajikistanTJUkraineUAAustraliaAUIraqIQBulgariaBGItalyITEcuadorECTunisiaTNMalaysiaMYBurkina FasoBFMexicoMXRussiaRUIsraelILArgentinaARArmeniaAMSudanSDMoldovaMDSri LankaLKPhilippinesPHSloveniaSIIndonesiaIDVietnamVNIranIRVenezuelaVERwandaRWIndiaINZambiaZMEl SalvadorSVNigeriaNGFinlandFIAfghanistanAFChileCLOmanOMCubaCULebanonLBBurundiBIGermanyDECroatiaHRJapanJPJordanJOCosta RicaCRKenyaKEBosnia & HerzegovinaBAAlbaniaALUgandaUGGreeceGRJamaicaJMAlgeriaDZSwedenSECentral African RepublicCFNorwayNOIcelandISNorth MacedoniaMKIrelandIECyprusCYQatarQAGuatemalaGTHondurasHNCameroonCMNepalNPKyrgyzstanKGLibyaLYKazakhstanKZPakistanPKYemenYERomaniaROSyriaSYLuxembourgLUAngolaAOMoroccoMAMyanmar (Burma)MMTürkiyeTRMontenegroMENicaraguaNILatviaLVZimbabweZWCongo - KinshasaCDSlovakiaSKEgyptEGMalawiMW
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:不支持申请,限制原因是开户要求提供巴西个人税号(CPF)及本地居住证明;巴西合资格持卡人可进行国际 Mastercard 线上消费,并可通过微信支付、支付宝国际卡通道在符合条件的商户付款。

2、香港:不支持申请该卡,限制原因为服务仅向巴西本地居住者开放;成功持卡者可在香港地区万事达卡商户正常使用。

3、澳门:不支持申请,已经取得的 MB Card 可用于接受国际 Mastercard 的线上商户,线下使用依赖兼容数字钱包。

4、台湾:不支持申请该卡,已经取得的 MB Card 可用于接受国际 Mastercard 的线上商户,线下使用依赖兼容数字钱包。

Updated: Aug 7, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

RG ID / CNH driver's license / Passport

Review time / regional limits

Automated identity verification usually takes a few minutes; manual compliance review can extend to 48 hours.

KYC provider

Advice

Updated

Aug 7, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedAug 7, 2026

Wallet payments

Alipay

Supported

Aug 7, 2026

Wallet payments

Apple Pay

Supported

Aug 7, 2026

Cash services

ATM withdrawal

Not supported

Aug 7, 2026

AI tools

ChatGPT

Supported

Aug 7, 2026

AI tools

Claude

Supported

Aug 7, 2026

Wallet payments

Google Pay

Supported

Aug 7, 2026

AI tools

Midjourney

Supported

Aug 7, 2026

In-person payments

Offline POS

Supported

Aug 7, 2026

Online shopping

Online shopping

Supported

Aug 7, 2026

Wallet payments

PayPal

Supported

Aug 7, 2026

Subscriptions

Subscription payment

Supported

Aug 7, 2026

Wallet payments

WeChat Pay

Supported

Aug 7, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Desapontado007app_store1 / 5

Começou dar problema

O app é muito bom de vdd mas tem duas semanas já q ele parou de aceitar saques e transferências, meu único problema q to enfrentando com esse app é isso, tava mto bom preciso de uma solução, até resolverem darei uma estrela só
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evertonrenkawieckiapp_store3 / 5

Erro na transferência do dispositivo

Troquei de celular e a conta ficou presa no antigo.
View original
Diogojovemflaapp_store1 / 5

Propaganda enganosa

Um criador de conteúdo informou que quem colocasse o cupom “ganhe25” iria conseguir o valor de 25 na conta, porem, não foi creditado em minha conta o valor de R$ 25,00 do cupom "ganhe25", fiz todos os procedimentos necessários que eram precisos. Hoje infelizmente realizei o saque da criptomoeda que comprei, pois vocês não cumpriram com o combinado com relação ao cupom fornecido. Abri chamado duas vezes e não obtive NENHUM retorno. Sinceramente, tive uma experiência péssima com a Mercado Bitcoin
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Martin Holzapp_store1 / 5

Suporte ZERO

Fazem mudanças na sua conta sem notificação ou razão e depois não oferecem suporte imediato pra lidar com os problemas causados e simplesmente criam um ticket pra lhe responder em 24h. Fantástico 🤮
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n@o$n/a&t(oapp_store5 / 5

Plataforma IA

Ter uma plataforma com IA avançada para operar criptomoedas automática com valor inicial de 1.000,00 reais. Deixar operar só.
View original
pedrinho997app_store4 / 5

Melhorias

Poderia coloca a opção de converter criptomoedas em outras dentro do aplicativo. Para melhorar a experiência do cliente.
View original
Não valeu apenaapp_store1 / 5

Oi

Não vale a pena no começo parece 1000 maravilhas mas depois de ser percebe eu tinha deixado R$1000 em criptomoedas e já faz dois meses que eu estou tentando sacar já falei com o suporte tudo e eles não resolvem
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GutoBr76app_store1 / 5
Preço do BTC demoram para atualizar para negociação
View original
Lfa22app_store1 / 5

Pix

Realizei um deposito via pix no dia 11/04/2026. E até hoje não foi concluído, está em análise a mais de um mês, entrei em contato no chat para ajudar, abriu um chamado e não tive retorno. Abrir um novo chamado e até hoje não fui atendido. Não recomendo, você deposita dinheiro, não dão retorno, não existe um ser humano lar atender só a inteligência “Iago “ que não resolve o problema. Perdi todo o dinheiro depositado, visto que a análise já faz mais de um mês.
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Jirehpay.com.brapp_store1 / 5

Descaso

Eu tenho uma conta e não consigo modificar e-mail, nem celular, troquei Android, pelo 17promax, e não consigo inserir meus dados na conta, e nem criar outra conta… Absurdo demais
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Risk factors

Updated: Aug 7, 2026

No risk factors are available