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Mercado Bitcoin Card

Updated: Sep 15, 2026

Mercado Bitcoin Card (MB Card) is a crypto payment card launched by the Brazilian crypto asset platform Mercado Bitcoin. It is linked to the MB digital account balance and uses the Mastercard network for purchases. Users can spend the Brazilian real (BRL) balance in their account on everyday purchases and receive spending cashback in Bitcoin.
Submit usage feedback
Card network
Product type
Crypto prepaid card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
90-99
Supported assets
USDTBTCETHSOLXRPADADOGETRXAVAXDOTLTCBCHUSD
Last updated
Sep 15, 2026

Official and company information

Issuer identity and company credentials

Mercado Bitcoin (MB, founded in 2013) is Latin America's largest and most compliant cryptocurrency exchange platform. As Brazil's 'national-level' digital asset hub, the platform supports spot trading and staking for over 650 crypto assets, and is Brazil's top and globally top-five real-world asset (RWA) tokenization issuer. The platform holds a licensed payment institution license from the Central Bank of Brazil, deeply integrates Brazil's Pix instant clearing network through MB Pay, and has a deep strategic partnership with Mastercard to provide millions of users with seamless crypto debit card payments and cutting-edge blockchain identity authentication (Mastercard Crypto Credential) ecosystem experience.
Company / issuer
Mercado Bitcoin
Legal name
Mercado Bitcoin Serviços Digitais Ltda.
Registered region
Brazil (BR)
Headquarters
São Paulo, Brazil
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

MB Card is connected to Mercado Bitcoin's Conta Digital MB. Its current primary funding source is the BRL balance in the account rather than direct deductions of crypto assets such as BTC or USDT. The website still marks “pay directly with cryptocurrency” as a future feature. When users make purchases at online Mastercard merchants worldwide, the transaction amount is deducted directly from the available BRL balance, with no monthly statement. At physical merchants, payments can be made through the NFC functions of Apple Pay or Google Pay. The card currently offers 1% BTC Cryptoback. After monthly spending reaches R$1,000, users receive a 10% discount on transaction fees for buying or selling cryptocurrency in simplified trading mode during the following month. ATM cash withdrawals remain a future feature.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

MB Card
Card formVirtual card
Fees
Monthly fee
Free
No card maintenance fee
Card issuance fee
Free
No card fee in current version
ATM fee—
Foreign exchange fee—
Top-up fee—
Failed transaction fee—
Rewards
Cashback—
Crypto cashback
1%
Cashback on all eligible purchases
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
BrazilBR
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

131
SomaliaSOBangladeshBDUzbekistanUZSwitzerlandCHNetherlandsNLUnited KingdomGBChinaCNUnited Arab EmiratesAECzechiaCZBelarusBYBeninBJDominican RepublicDOChadTDBoliviaBOEstoniaEEPortugalPTBotswanaBWThailandTHUnited StatesUSNew ZealandNZTanzaniaTZAzerbaijanAZDenmarkDKBelgiumBEUruguayUYCambodiaKHSingaporeSGGeorgiaGEHaitiHTPolandPLPeruPESpainESLiberiaLRKuwaitKWBahamasBSGhanaGHSouth AfricaZAAustriaATPanamaPANorth KoreaKPSerbiaRSMaltaMTCanadaCAColombiaCOHungaryHUSaudi ArabiaSAFranceFRMozambiqueMZParaguayPYLithuaniaLTEthiopiaETTajikistanTJUkraineUAAustraliaAUIraqIQBulgariaBGItalyITEcuadorECTunisiaTNMalaysiaMYBurkina FasoBFMexicoMXRussiaRUIsraelILArgentinaARArmeniaAMSudanSDMoldovaMDSri LankaLKPhilippinesPHSloveniaSIIndonesiaIDVietnamVNIranIRVenezuelaVERwandaRWIndiaINZambiaZMEl SalvadorSVNigeriaNGFinlandFIAfghanistanAFChileCLOmanOMCubaCULebanonLBBurundiBIGermanyDECroatiaHRJapanJPJordanJOCosta RicaCRKenyaKEBosnia & HerzegovinaBAAlbaniaALUgandaUGGreeceGRJamaicaJMAlgeriaDZSwedenSECentral African RepublicCFNorwayNOIcelandISNorth MacedoniaMKIrelandIECyprusCYQatarQAGuatemalaGTHondurasHNCameroonCMNepalNPKyrgyzstanKGLibyaLYKazakhstanKZPakistanPKYemenYERomaniaROSyriaSYLuxembourgLUAngolaAOMoroccoMAMyanmar (Burma)MMTürkiyeTRMontenegroMENicaraguaNILatviaLVZimbabweZWCongo - KinshasaCDSlovakiaSKEgyptEGMalawiMW
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Cannot apply,Can use,The MB Card is issued through Mercado Bitcoin’s Brazilian digital account, which is restricted to individuals aged 18 or older residing in Brazil, while issued cards support international use in the United States.
2. United Kingdom:Cannot apply,Can use,UK residents cannot obtain the card because the underlying MB digital account requires residence in Brazil, but an eligible Brazilian cardholder can use the international card in the UK.
3. Canada:Cannot apply,Can use,Canadian residents are outside the Brazil-only digital account and card issuance program, while a card issued to an eligible Brazilian resident can be used in Canada.
4. Australia:Cannot apply,Can use,Australian residents cannot obtain the card because applicants must reside in Brazil and complete Mercado Bitcoin’s account verification, but an issued card supports use in Australia.
5. South Africa:Cannot apply,Can use,South African residents are outside the card’s Brazilian issuance framework, while an eligible card issued through the MB digital account can be used in South Africa.
6. New Zealand:Cannot apply,Can use,New Zealand residents cannot apply because the MB digital account is limited to adult residents of Brazil, but an eligible issued card can be used in New Zealand.
7. Ireland:Cannot apply,Can use,Irish residents are not eligible for the Brazil-only MB digital account required for card issuance, while an existing eligible card can be used in Ireland.

Updated: Sep 15, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

RG ID / CNH driver's license / Passport

Review time / regional limits

Automated identity verification usually takes a few minutes; manual compliance review can extend to 48 hours.

KYC provider

Advice

Updated

Aug 7, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedAug 7, 2026

Wallet payments

Alipay

Supported

Aug 7, 2026

Wallet payments

Apple Pay

Supported

Aug 7, 2026

Cash services

ATM withdrawal

Not supported

Aug 7, 2026

AI tools

ChatGPT

Supported

Aug 7, 2026

AI tools

Claude

Supported

Aug 7, 2026

Wallet payments

Google Pay

Supported

Aug 7, 2026

AI tools

Midjourney

Supported

Aug 7, 2026

In-person payments

Offline POS

Supported

Aug 7, 2026

Online shopping

Online shopping

Supported

Aug 7, 2026

Wallet payments

PayPal

Supported

Aug 7, 2026

Subscriptions

Subscription payment

Supported

Aug 7, 2026

Wallet payments

WeChat Pay

Supported

Aug 7, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Desapontado007app_store★ 1 / 5

Começou dar problema

O app é muito bom de vdd mas tem duas semanas já q ele parou de aceitar saques e transferências, meu único problema q to enfrentando com esse app é isso, tava mto bom preciso de uma solução, até resolverem darei uma estrela só
View original
evertonrenkawieckiapp_store★ 3 / 5

Erro na transferência do dispositivo

Troquei de celular e a conta ficou presa no antigo.
View original
Diogojovemflaapp_store★ 1 / 5

Propaganda enganosa

Um criador de conteúdo informou que quem colocasse o cupom “ganhe25” iria conseguir o valor de 25 na conta, porem, não foi creditado em minha conta o valor de R$ 25,00 do cupom "ganhe25", fiz todos os procedimentos necessários que eram precisos. Hoje infelizmente realizei o saque da criptomoeda que comprei, pois vocês não cumpriram com o combinado com relação ao cupom fornecido. Abri chamado duas vezes e não obtive NENHUM retorno. Sinceramente, tive uma experiência péssima com a Mercado Bitcoin
View original
Martin Holzapp_store★ 1 / 5

Suporte ZERO

Fazem mudanças na sua conta sem notificação ou razão e depois não oferecem suporte imediato pra lidar com os problemas causados e simplesmente criam um ticket pra lhe responder em 24h. Fantástico 🤮
View original
n@o$n/a&t(oapp_store★ 5 / 5

Plataforma IA

Ter uma plataforma com IA avançada para operar criptomoedas automática com valor inicial de 1.000,00 reais. Deixar operar só.
View original
Nicolasgoogle_play★ 1 / 5

MB | Mercado Bitcoin: criptos Google Play review - 1 star

Um dos piores que já usei, se eu pudesse, eu daria 0 estrelas. Atendimento horrível e tudo muito mal feito
View original
pedrinho997app_store★ 4 / 5

Melhorias

Poderia coloca a opção de converter criptomoedas em outras dentro do aplicativo. Para melhorar a experiência do cliente.
View original
kassio souzagoogle_play★ 5 / 5

MB | Mercado Bitcoin: criptos Google Play review - 5 star

top
View original
Luiz Fernando Ribeirogoogle_play★ 1 / 5

MB | Mercado Bitcoin: criptos Google Play review - 1 star

aplicativo e péssimo nem um deposito consig9 fazer afff
Official reply
Tudo bem, Luiz? Para que a gente consiga verificar o motivo do erro no seu envio e te orientar da melhor forma, acione a nossa equipe através da Central de Ajuda: https://central.ajuda.mercadobitcoin.com.br/. Vamos checar o status da sua conta e te dar todo o suporte necessário para realizar o seu depósito. Estamos à disposição por lá! 🚀
View original
Não valeu apenaapp_store★ 1 / 5

Oi

Não vale a pena no começo parece 1000 maravilhas mas depois de ser percebe eu tinha deixado R$1000 em criptomoedas e já faz dois meses que eu estou tentando sacar já falei com o suporte tudo e eles não resolvem
View original

Risk factors

Updated: Aug 7, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Mercado Bitcoin Card require KYC?

Our record lists the Mercado Bitcoin Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Mercado Bitcoin Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Mercado Bitcoin Card with?

Our record lists Mercado Bitcoin Card support for: USDT, BTC, ETH, SOL, XRP, ADA, DOGE, and TRX (13 in total).

Is Mercado Bitcoin Card a virtual or a physical card?

Mercado Bitcoin Card is offered as: Virtual card.

Where is Mercado Bitcoin Card available?

Our record lists 1 countries or regions as available and 131 as restricted. Country-by-country status is in the regions section of this page.

Who issues Mercado Bitcoin Card?

Mercado Bitcoin Card is operated by Mercado Bitcoin on the Mastercard network.