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MMoonPay Crypto Infrastructure logo

MoonPay Crypto Infrastructure

Updated: Aug 5, 2026

MoonPay Crypto Infrastructure is crypto payment infrastructure for wallets, trading platforms, fintech businesses, merchants and individual users. Its main services include buying crypto assets with fiat currency, selling them to bank cards or bank accounts, virtual accounts, stablecoin settlement, wallet transactions and merchant payments. Through MoonAgents CLI, MoonPay also offers a virtual Mastercard backed by USDC, enabling eligible users to make online payments directly from self-custodial wallets.
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Card network
Mastercard
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Tiered KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDT / USDC / BTC / ETH / BNB / SOL / XRP / ADA / DOGE / TRX / AVAX / DOT / LINK / ATOM / LTC / BCH / DAI / XLM / UNI
Last updated
Aug 5, 2026

Official and company information

Issuer identity and company credentials

MoonPay is a leading global cryptocurrency payment infrastructure company, focused on building seamless on/off-ramps between fiat and cryptocurrency. Through its highly integrated API and proprietary payment gateway, MoonPay allows users to buy or sell digital assets and NFTs directly on hundreds of leading Web3 platforms and self-custody wallets using traditional methods such as credit cards, debit cards, Apple Pay, Google Pay, and local bank transfers.
Visit website Application page
Company / issuer
MoonPay
Legal name
MoonPay USA LLC
Registered region
United States (US)
Headquarters
Miami / New York, United States
Company type
Processor
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Businesses can embed bank cards, Apple Pay, Google Pay, PayPal, local bank transfers, and stablecoin purchases and sales into their own applications through a Hosted Widget or Headless API. On Ramps convert fiat currency into crypto assets and send them to the user's wallet, while Off Ramps convert crypto assets into fiat currency and pay it to a bank account or eligible bank card. Virtual Accounts are provided by MoonPay subsidiary Iron, generating US dollar, euro, or pound sterling accounts for users and automatically converting incoming fiat currency into stablecoins. MoonPay Commerce provides merchants with on-chain collection, payment links, and automatic fiat settlement. MoonAgents Card uses a CLI to create a virtual Mastercard and deducts funds immediately from a Solana stablecoin wallet authorised by the user at the time of payment.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

MoonAgents stablecoin virtual card
Card formVirtual card
Fees
Monthly fee—
Card issuance fee—
ATM fee—
Foreign exchange fee—
Top-up fee
Free
Stablecoin top-ups labeled as zero fee
Failed transaction fee
Free
No deduction from wallet funds for chargebacks
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

154
SeychellesSCNepalNPNamibiaNACôte d’IvoireCIPeruPEPapua New GuineaPGEstoniaEEHondurasHNThailandTHNetherlandsNLTogoTGMaltaMTTongaTOSpainESUzbekistanUZTanzaniaTZCroatiaHRDenmarkDKMoldovaMDLaosLAParaguayPYGrenadaGDChileCLUnited Arab EmiratesAEFranceFRLesothoLSMozambiqueMZBhutanBTNew ZealandNZColombiaCOMalawiMWTimor-LesteTLCentral African RepublicCFDominicaDMChadTDAustraliaAULuxembourgLUAndorraADBeninBJNorth MacedoniaMKGuatemalaGTBotswanaBWCosta RicaCRPanamaPATrinidad & TobagoTTMaldivesMVFijiFJOmanOMJordanJOCambodiaKHSouth KoreaKRSloveniaSIBahamasBSSri LankaLKUruguayUYAzerbaijanAZTurkmenistanTMAustriaATCzechiaCZEl SalvadorSVPhilippinesPHVanuatuVUAlbaniaALAlgeriaDZNigerNESwitzerlandCHIrelandIENorwayNOSlovakiaSKKiribatiKIKazakhstanKZSamoaWSSierra LeoneSLTaiwanTWKyrgyzstanKGPolandPLKuwaitKWQatarQACameroonCMEthiopiaETTajikistanTJNauruNRPortugalPTGambiaGMEquatorial GuineaGQLiechtensteinLIEgyptEGItalyITBulgariaBGBahrainBHComorosKMGreeceGRSan MarinoSMArmeniaAMCanadaCAAntigua & BarbudaAGPalauPWZambiaZMGuyanaGYIndonesiaIDGuineaGNCape VerdeCVIsraelILGabonGATunisiaTNBurundiBISouth AfricaZABosnia & HerzegovinaBACyprusCYLithuaniaLTMoroccoMASingaporeSGTuvaluTVLatviaLVVietnamVNGeorgiaGEMonacoMCRomaniaROSão Tomé & PríncipeSTMauritaniaMRSwedenSEBoliviaBOHong KongHKBrazilBRIcelandISBelgiumBESt. Kitts & NevisKNGhanaGHArgentinaARSt. LuciaLCSolomon IslandsSBEcuadorECFinlandFIGermanyDEMarshall IslandsMHUnited KingdomGBSt. Vincent & GrenadinesVCMexicoMXAngolaAOSaudi ArabiaSADominican RepublicDOVatican CityVAUnited StatesUSMontenegroMETürkiyeTRSurinameSRSerbiaRSRwandaRWBelizeBZMauritiusMUBruneiBNDjiboutiDJEritreaERKenyaKE
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

41
SenegalSNPakistanPKAfghanistanAFBangladeshBDRussiaRUCubaCUUgandaUGHungaryHUBarbadosBBYemenYEHaitiHTNigeriaNGZimbabweZWBurkina FasoBFU.S. Virgin IslandsVINorth KoreaKPMalaysiaMYSouth SudanSSJamaicaJMJapanJPGuinea-BissauGWSudanSDLebanonLBLiberiaLRNicaraguaNIMacaoMOIraqIQChinaCNMongoliaMNSomaliaSOIranIRVenezuelaVESyriaSYWestern SaharaEHLibyaLYBelarusBYAmerican SamoaASIndiaINMadagascarMGMyanmar (Burma)MMUkraineUA
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：中国大陆属于明确不支持地区，居民不可注册或使用 MoonPay 一般服务，也不能申请 MoonAgents Card 或使用相关支付功能。

2、香港：可以注册并使用符合地区规则的买币和卖币服务；MoonAgents Card 是否开放须以 Monavate 身份验证及实际申请页面为准。

3、澳门：中国澳门属于明确不支持地区，居民不可注册或完成交易，也不能申请 MoonAgents Card、虚拟账户或相关支付服务。

4、台湾：可以注册并使用符合条件的买币和卖币功能；MoonAgents Card 须通过非美国地区资格、身份及居住地址审核后使用。

Updated: Aug 5, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Driver's license / US state ID

Review time / regional limits

Automatic review usually takes minutes; manual and source-of-funds review may take several business days.

KYC provider

Veriff

Updated

Aug 5, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported9
Not supported3
UpdatedAug 5, 2026

Wallet payments

Alipay

Not supported

Aug 5, 2026

Wallet payments

Apple Pay

Supported

Aug 5, 2026

Cash services

ATM withdrawal

Not supported

Aug 5, 2026

AI tools

ChatGPT

Supported

Aug 5, 2026

AI tools

Claude

Supported

Aug 5, 2026

Wallet payments

Google Pay

Supported

Aug 5, 2026

AI tools

Midjourney

Supported

Aug 5, 2026

In-person payments

Offline POS

Supported

Aug 5, 2026

Online shopping

Online shopping

Supported

Aug 5, 2026

Wallet payments

PayPal

Supported

Aug 5, 2026

Subscriptions

Subscription payment

Supported

Aug 5, 2026

Wallet payments

WeChat Pay

Not supported

Aug 5, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Antron Baileytrustpilot★ 1 / 5

Why aren’t your services available on…

Why aren’t your services available on Tangem anymore? This is the third time I’ve tried to use it and received a failure connection message.
Official reply
Hello Antron, We're sorry you've experienced difficulties with MoonPay. Please contact us at https://support.moonpay.com/ with a description of your issue. Our customer support team will get back to you as soon as they can. Best regards, MoonPay Customer Experience
View original
DIPAK Vinchhitrustpilot★ 5 / 5

Great experience

Great experience, very easy to use
View original
Bruce Gaizitrustpilot★ 5 / 5

Choosing moon pay 😉

I would choose moon pay over coin base any day. Just because of security and easy to use platform to help and guide you while making a purchase 🙏 thank you moon pay$$!!
View original
Scott Menziestrustpilot★ 5 / 5

Purchasing and sending of my usdt was…

Purchasing and sending of my usdt was very good. But my experience with your verification was appalling and I believe uncalled for.
View original
CHtrustpilot★ 5 / 5

No complaints

No complaints, user friendly.
View original
Ty Winstrustpilot★ 4 / 5

Works with Google pay well

Trusted to work with Google pay
View original
stephon Ramrooptrustpilot★ 4 / 5

Honestly moon pay is fast when it comes…

Honestly moon pay is fast when it comes to transactions
View original

Risk factors

Updated: Aug 5, 2026

No risk factors are available