Card database / Mastercard / Stablecoin payment card

MoonPay Crypto Infrastructure

Updated: Sep 15, 2026

MoonPay Crypto Infrastructure is crypto payment infrastructure for wallets, trading platforms, fintech businesses, merchants and individual users. Its main services include buying crypto assets with fiat currency, selling them to bank cards or bank accounts, virtual accounts, stablecoin settlement, wallet transactions and merchant payments. Through MoonAgents CLI, MoonPay also offers a virtual Mastercard backed by USDC, enabling eligible users to make online payments directly from self-custodial wallets.

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Card network
Product type: Stablecoin payment card
Card form: Virtual card
Operating status: Active
KYC level: Tiered KYC
Commercial relationship: No commercial relationship
Risk score: 80-89

Supported assets: USDTUSDCBTCETHBNBSOLXRPADADOGETRXAVAXDOTLINKATOMLTCBCHDAIXLMUNI
Last updated: Sep 15, 2026

Official and company information

Issuer identity and company credentials

MoonPay is a leading global cryptocurrency payment infrastructure company, focused on building seamless on/off-ramps between fiat and cryptocurrency. Through its highly integrated API and proprietary payment gateway, MoonPay allows users to buy or sell digital assets and NFTs directly on hundreds of leading Web3 platforms and self-custody wallets using traditional methods such as credit cards, debit cards, Apple Pay, Google Pay, and local bank transfers.

Visit website Application page

Company / issuer: MoonPay
Legal name: MoonPay USA LLC
Registered region: United States (US)
Headquarters: Miami / New York, United States
Company type: Processor
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

Businesses can embed bank cards, Apple Pay, Google Pay, PayPal, local bank transfers, and stablecoin purchases and sales into their own applications through a Hosted Widget or Headless API. On Ramps convert fiat currency into crypto assets and send them to the user's wallet, while Off Ramps convert crypto assets into fiat currency and pay it to a bank account or eligible bank card. Virtual Accounts are provided by MoonPay subsidiary Iron, generating US dollar, euro, or pound sterling accounts for users and automatically converting incoming fiat currency into stablecoins. MoonPay Commerce provides merchants with on-chain collection, payment links, and automatic fiat settlement. MoonAgents Card uses a CLI to create a virtual Mastercard and deducts funds immediately from a Solana stablecoin wallet authorised by the user at the time of payment.

Mastercard card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

	MMoonPay MoonAgents Card
Card form	Virtual card
Fees
Monthly fee	—
Card issuance fee	—
ATM fee	—
Foreign exchange fee	—
Top-up fee	Free Stablecoin top-ups labeled as zero fee
Failed transaction fee	Free No deduction from wallet funds for chargebacks
Rewards
Cashback	—
Crypto cashback	—
Staking rewards	—
Staking APR	—
Welcome bonus	—
Referral bonus	—
Limits
Daily spending limit	—
Monthly spending limit	—
ATM withdrawal limit	—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

154

SeychellesSCNepalNPNamibiaNACôte d’IvoireCIPeruPEPapua New GuineaPGEstoniaEEHondurasHNThailandTHNetherlandsNLTogoTGMaltaMTTongaTOSpainESUzbekistanUZTanzaniaTZCroatiaHRDenmarkDKMoldovaMDLaosLAParaguayPYGrenadaGDChileCLUnited Arab EmiratesAEFranceFRLesothoLSMozambiqueMZBhutanBTNew ZealandNZColombiaCOMalawiMWTimor-LesteTLCentral African RepublicCFDominicaDMChadTDAustraliaAULuxembourgLUAndorraADBeninBJNorth MacedoniaMKGuatemalaGTBotswanaBWCosta RicaCRPanamaPATrinidad & TobagoTTMaldivesMVFijiFJOmanOMJordanJOCambodiaKHSouth KoreaKRSloveniaSIBahamasBSSri LankaLKUruguayUYAzerbaijanAZTurkmenistanTMAustriaATCzechiaCZEl SalvadorSVPhilippinesPHVanuatuVUAlbaniaALAlgeriaDZNigerNESwitzerlandCHIrelandIENorwayNOSlovakiaSKKiribatiKIKazakhstanKZSamoaWSSierra LeoneSLTaiwanTWKyrgyzstanKGPolandPLKuwaitKWQatarQACameroonCMEthiopiaETTajikistanTJNauruNRPortugalPTGambiaGMEquatorial GuineaGQLiechtensteinLIEgyptEGItalyITBulgariaBGBahrainBHComorosKMGreeceGRSan MarinoSMArmeniaAMCanadaCAAntigua & BarbudaAGPalauPWZambiaZMGuyanaGYIndonesiaIDGuineaGNCape VerdeCVIsraelILGabonGATunisiaTNBurundiBISouth AfricaZABosnia & HerzegovinaBACyprusCYLithuaniaLTMoroccoMASingaporeSGTuvaluTVLatviaLVVietnamVNGeorgiaGEMonacoMCRomaniaROSão Tomé & PríncipeSTMauritaniaMRSwedenSEBoliviaBOHong KongHKBrazilBRIcelandISBelgiumBESt. Kitts & NevisKNGhanaGHArgentinaARSt. LuciaLCSolomon IslandsSBEcuadorECFinlandFIGermanyDEMarshall IslandsMHUnited KingdomGBSt. Vincent & GrenadinesVCMexicoMXAngolaAOSaudi ArabiaSADominican RepublicDOVatican CityVAUnited StatesUSMontenegroMETürkiyeTRSurinameSRSerbiaRSRwandaRWBelizeBZMauritiusMUBruneiBNDjiboutiDJEritreaERKenyaKE

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

SenegalSNPakistanPKAfghanistanAFBangladeshBDRussiaRUCubaCUUgandaUGHungaryHUBarbadosBBYemenYEHaitiHTNigeriaNGZimbabweZWBurkina FasoBFU.S. Virgin IslandsVINorth KoreaKPMalaysiaMYSouth SudanSSJamaicaJMJapanJPGuinea-BissauGWSudanSDLebanonLBLiberiaLRNicaraguaNIMacaoMOIraqIQChinaCNMongoliaMNSomaliaSOIranIRVenezuelaVESyriaSYWestern SaharaEHLibyaLYBelarusBYAmerican SamoaASIndiaINMadagascarMGMyanmar (Burma)MMUkraineUA

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Cannot use，MoonPay Crypto Infrastructure is a business-facing payments and stablecoin infrastructure platform rather than a consumer payment card; MoonAgents Card is a separate product with its own eligibility rules.

2. United Kingdom：Cannot apply，Cannot use，MoonPay’s infrastructure services are built for businesses and partners rather than individual card applicants; the separately offered MoonAgents Card should be assessed under its own regional requirements.

3. Canada：Cannot apply，Cannot use，Canadian residents cannot obtain a card called MoonPay Crypto Infrastructure because this is a B2B payments infrastructure product, not a consumer card program.

4. Australia：Cannot apply，Cannot use，MoonPay provides crypto and stablecoin payment infrastructure to businesses in Australia but does not issue a consumer card under the MoonPay Crypto Infrastructure product.

5. South Africa：Cannot apply，Cannot use，MoonPay Crypto Infrastructure does not provide a directly issued consumer card to South African residents; any card-related product offered through MoonPay or its partners has separate eligibility.

6. New Zealand：Cannot apply，Cannot use，New Zealand residents cannot apply for MoonPay Crypto Infrastructure as a card because it is an infrastructure service for businesses rather than a consumer card product.

7. Ireland：Cannot apply，Cannot use，MoonPay operates payment infrastructure in Europe, but MoonPay Crypto Infrastructure is not a standalone card that Irish residents can apply for or use.

Updated: Sep 15, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Driver's license / US state ID

Review time / regional limits

Automatic review usually takes minutes; manual and source-of-funds review may take several business days.

KYC provider

Veriff

Updated

Aug 5, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported9

Not supported3

UpdatedAug 5, 2026

Wallet payments

Alipay

Not supported

Aug 5, 2026

Wallet payments

Apple Pay

Supported

Aug 5, 2026

Cash services

ATM withdrawal

Not supported

Aug 5, 2026

AI tools

ChatGPT

Supported

Aug 5, 2026

AI tools

Claude

Supported

Aug 5, 2026

Wallet payments

Google Pay

Supported

Aug 5, 2026

AI tools

Midjourney

Supported

Aug 5, 2026

In-person payments

Offline POS

Supported

Aug 5, 2026

Online shopping

Supported

Aug 5, 2026

Wallet payments

PayPal

Supported

Aug 5, 2026

Subscriptions

Subscription payment

Supported

Aug 5, 2026

Wallet payments

WeChat Pay

Not supported

Aug 5, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first

Jeffrey Kimbalgoogle_play★ 5 / 5Sep 20, 2026

MoonPay: Buy Crypto & Bitcoin Google Play review - 5 star

to the moon Alice....

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Illimar Pedakgoogle_play★ 3 / 5Sep 19, 2026

MoonPay: Buy Crypto & Bitcoin Google Play review - 3 star

I had problems with the SEPA transfer top up method (my bank app said that they do not support sending transfers to the MoonPay account, I have not had this problem with any other SEPA transfers to other crypto related things or otherwise) , which is also the only one that has low fees, so I really couldn't use the app much.

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Peter Kocsisgoogle_play★ 2 / 5Sep 17, 2026

MoonPay: Buy Crypto & Bitcoin Google Play review - 2 star

Same experience like with any other payment provider operating within the EU. If you want to make a somewhat bigger purchase then you are blocked for countless different reasons. Nothing you can do about it. It is just that beautiful brave new world where your every action is controlled and monitored by the banking system and you cannot do anything with your own money.

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DAVID BUTLERgoogle_play★ 4 / 5Sep 17, 2026

MoonPay: Buy Crypto & Bitcoin Google Play review - 4 star

New to me, but necessary to be secure.

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Patricia Hendersongoogle_play★ 5 / 5Sep 16, 2026

MoonPay: Buy Crypto & Bitcoin Google Play review - 5 star

moon pig is pretty cool I really had no problems starting off because I was new to the whole system eventually things was taken care of him when I found out that I have to send more money see what I was making a deposit for making a transfer for moonpay what not accept my account any longer and so now here I am with all this money I put out and can't get anything done but moonpay is a very good app it's a very good technique and I think that you can use it to do a lot of transfer

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Christopher Foxgoogle_play★ 5 / 5Sep 16, 2026

MoonPay: Buy Crypto & Bitcoin Google Play review - 5 star

Moonpay is awesome!

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Jay Cgoogle_play★ 5 / 5Sep 15, 2026

MoonPay: Buy Crypto & Bitcoin Google Play review - 5 star

love this company

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Is Hegoogle_play★ 5 / 5Sep 15, 2026

MoonPay: Buy Crypto & Bitcoin Google Play review - 5 star

it's great

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Darren Reddropgoogle_play★ 1 / 5Sep 14, 2026

MoonPay: Buy Crypto & Bitcoin Google Play review - 1 star

genuinely shittest app ever disabled my account for no reason,didnt even bother giving me a reason as well

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Landry Hillgoogle_play★ 5 / 5Sep 14, 2026

MoonPay: Buy Crypto & Bitcoin Google Play review - 5 star

🥳

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Risk factors

Updated: Aug 5, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does MoonPay Crypto Infrastructure require KYC?

Our record lists the MoonPay Crypto Infrastructure verification requirement as: Tiered KYC. Document and review details are in the KYC section of this page.

Does MoonPay Crypto Infrastructure support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up MoonPay Crypto Infrastructure with?

Our record lists MoonPay Crypto Infrastructure support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and ADA (19 in total).

Is MoonPay Crypto Infrastructure a virtual or a physical card?

MoonPay Crypto Infrastructure is offered as: Virtual card.

Where is MoonPay Crypto Infrastructure available?

Our record lists 154 countries or regions as available and 41 as restricted. Country-by-country status is in the regions section of this page.

Who issues MoonPay Crypto Infrastructure?

MoonPay Crypto Infrastructure is operated by MoonPay on the Mastercard network.