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PayWide Card

Updated: Jul 30, 2026

PayWide Card is a virtual crypto prepaid card for Web3 users. Users connect a compatible wallet such as MetaMask and top up the USD-denominated card with supported crypto assets, then use the generated Visa or Mastercard card details for online payments. Different BIN cards vary in fees, mobile wallet support, and merchant compatibility, and are mainly suited for e-commerce, digital services, advertising platforms, and occasional online payments.
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Confirmed unavailable on App Store
Card network
Mastercard / Visa
Product type
Crypto prepaid card
Card form
Virtual card
Operating status
Invite only
KYC level
No-KYC claim
Commercial relationship
No commercial relationship
Risk score
30-39
Supported assets
USDT / USDC / ETH / BNB / LINK / DAI
Last updated
Jul 30, 2026

Official and company information

Issuer identity and company credentials

PayWide is a wallet payment brand offering a Web3 virtual prepaid card entry point, handling wallet connection, crypto top-ups, card generation, reward calculation, and customer support. Cards are connected to Visa or Mastercard payment networks based on BIN, with transactions using EMV 3-D Secure verification; crypto quotes are provided by Uniswap, and top-up funds are processed via MPC wallets. Public product materials do not list the legal operating entity, actual card issuer, partner banks, or regulatory licenses.
Visit website Application page
Company / issuer
PayWide
Legal name
PayWide
Registered region
Unconfirmed
Headquarters
Unconfirmed
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Users connect a Web3 wallet to PayWide and top up with a crypto asset on a supported network. The platform converts the asset into a card balance using a Uniswap quote as a reference. After the top-up is confirmed on-chain, it usually takes another one to three business days to be credited. Full card details become available only after the first top-up; information such as the card number is displayed only once and cannot be retrieved again after the page is closed. PayWide currently uses four main BIN groups: Visa 4383 and 4931 are primarily intended for online merchants, while Mastercard 5258 and 5395 can be added to Apple Pay and Google Pay. The website also offers a Business Program for NFT issuers to create custom token top-up arrangements.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

PayWide Visa 4383 virtual card
PayWide Visa 4931 virtual card
PayWide 5258 Mastercard virtual card
PayWide 5395 Mastercard virtual card
Card formVirtual cardVirtual cardVirtual cardVirtual card
Fees
Monthly fee————
Card issuance fee
Free
Free to create by connecting wallet
Free
Free to create by connecting wallet
Free
Free to create by connecting wallet
Free
Free to create by connecting wallet
ATM fee————
Foreign exchange fee————
Top-up fee
5%
Charged for each crypto top-up
5%
Charged for each crypto top-up
4%
Charged for each crypto top-up
4%
Charged for each crypto top-up
Failed transaction fee
Free
No extra fee for failed authorization
Free
No extra fee for failed authorization
0.35 USD
Failed authorization still charged
0.35 USD
Failed authorization still charged
Rewards
Cashback
1%
Tiered by top-up amount in last 3 months, 0.1%–1%
0.1%
Tiered by top-up amount in last 3 months, 0.1%–1%
0.1%
0.1%–1%, tiered by top-up amount in last 3 months
0.1%
Tiered by top-up amount in last 3 months, range 0.1%–1%
Crypto cashback————
Staking rewards————
Staking APR————
Welcome bonus————
Referral bonus
3 USD
Issued after invitee's first top-up, plus one card slot
3 USD
Issued after invitee's first top-up, plus one card slot
3 USD
Issued after invitee's first top-up, plus one card slot
3 USD
Issued after invitee's first top-up, plus one card slot
Limits
Daily spending limit————
Monthly spending limit————
ATM withdrawal limit————
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

149
St. LuciaLCDominicaDMMaltaMTSouth KoreaKRSri LankaLKLiberiaLRCroatiaHRMontenegroMEMoldovaMDBurundiBINigeriaNGUruguayUYTürkiyeTRLiechtensteinLIVietnamVNBelarusBYCameroonCMTrinidad & TobagoTTTogoTGCape VerdeCVMonacoMCBotswanaBWSurinameSRBruneiBNBurkina FasoBFMaliMLSingaporeSGJapanJPMongoliaMNBangladeshBDSierra LeoneSLKazakhstanKZSt. Vincent & GrenadinesVCUkraineUABelizeBZGuatemalaGTBahrainBHMexicoMXSamoaWSNicaraguaNIAzerbaijanAZBahamasBSOmanOMNorth MacedoniaMKCôte d’IvoireCIMadagascarMGMozambiqueMZLesothoLSEl SalvadorSVFijiFJTimor-LesteTLNepalNPPhilippinesPHPapua New GuineaPGSan MarinoSMPakistanPKEthiopiaETSomaliaSOKyrgyzstanKGLebanonLBChileCLSaudi ArabiaSAGhanaGHSt. Kitts & NevisKNThailandTHTunisiaTNBosnia & HerzegovinaBACosta RicaCRSeychellesSCPanamaPAGrenadaGDVatican CityVAHaitiHTZambiaZMBeninBJUgandaUGZimbabweZWGabonGAEgyptEGAlbaniaALHondurasHNVenezuelaVENigerNECambodiaKHLibyaLYAndorraADColombiaCOComorosKMBoliviaBOTongaTOMauritaniaMRSouth AfricaZASerbiaRSAngolaAOGuyanaGYAlgeriaDZIndiaINIsraelILArmeniaAMJamaicaJMCubaCUArgentinaARDjiboutiDJMyanmar (Burma)MMMaldivesMVSenegalSNEritreaERMoroccoMAIndonesiaIDKuwaitKWTanzaniaTZRwandaRWSouth SudanSSAntigua & BarbudaAGTurkmenistanTMNamibiaNAMalaysiaMYGeorgiaGECentral African RepublicCFChadTDVanuatuVUUnited Arab EmiratesAEKenyaKEMalawiMWLaosLAHong KongHKParaguayPYGuineaGNEswatiniSZSwitzerlandCHBarbadosBBSão Tomé & PríncipeSTBhutanBTAustraliaAUAfghanistanAFUzbekistanUZTajikistanTJDominican RepublicDOJordanJOSudanSDGambiaGMQatarQAEquatorial GuineaGQEcuadorECPeruPEYemenYEBrazilBRGuinea-BissauGWMauritiusMU
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

32
LatviaLVFranceFRChinaCNNorth KoreaKPIranIRSlovakiaSKCzechiaCZLithuaniaLTPolandPLHungaryHUCyprusCYRussiaRUSwedenSELuxembourgLUItalyITSpainESUnited StatesUSEstoniaEERomaniaROFinlandFIDenmarkDKUnited KingdomGBNetherlandsNLGreeceGRGermanyDEAustriaATBulgariaBGSloveniaSIIrelandIEBelgiumBEPortugalPTSyriaSY
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：可以连接 Web3 钱包创建卡片，无须提交中国证件；4931 Visa 卡可用于支付宝及部分国际线上商户，其他 BIN 的兼容性不同。

2、香港：可以通过兼容钱包创建卡片；Visa 版本适合线上交易，Mastercard 5258及5395版本可绑定支持地区的移动钱包。

3、澳门：可以连接支持的 Web3 钱包申请虚拟卡；线上支付取决于具体 BIN，移动钱包功能仅适用于5258及5395 Mastercard。

4、台湾：可以通过 Web3 钱包创建卡片且无须身份文件；Visa 4931支持支付宝及PayPal，Mastercard版本支持移动钱包。

Updated: Jul 30, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

NoNot required

KYC level

No-KYC claimRequirement confirmed

Proof of address

NoNot required

Accepted documents

Not applicable

Review time / regional limits

No identity verification process; card details are displayed after the first top-up is completed.

KYC provider

Not disclosed

Updated

Jul 30, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview13 scenarios
Supported7
Not supported6
UpdatedJul 30, 2026

Wallet payments

Alipay

Supported

Jul 30, 2026

Wallet payments

Apple Pay

Not supported

Jul 15, 2026

Wallet payments

Apple Pay

Supported

Jul 30, 2026

Cash services

ATM withdrawal

Not supported

Jul 30, 2026

AI tools

ChatGPT

Not supported

Jul 30, 2026

AI tools

Claude

Not supported

Jul 30, 2026

Wallet payments

Google Pay

Supported

Jul 30, 2026

AI tools

Midjourney

Not supported

Jul 30, 2026

In-person payments

Offline POS

Supported

Jul 30, 2026

Online shopping

Online shopping

Supported

Jul 30, 2026

Wallet payments

PayPal

Supported

Jul 30, 2026

Subscriptions

Subscription payment

Supported

Jul 30, 2026

Wallet payments

WeChat Pay

Not supported

Jul 30, 2026

User reviews

Showing 2 approved reviews matched to this card

Newest first
Armandio Pelentinkotrustpilot★ 1 / 5

Scam

Scam card not received
View original
Tedtrustpilot★ 5 / 5

Convenient

Convenient, fast and easy to use. After transaction payment is confirmed on blockchain, it will still take 1-3 days for the card deposit. But after that, all good and no personal information or address needed at all.
View original

Risk factors

Updated: Jul 30, 2026

No risk factors are available