Card database / Mastercard / Visa / Crypto prepaid card

PayWide Card

Updated: Sep 18, 2026

PayWide Card is a virtual crypto prepaid card for Web3 users. Users connect a compatible wallet such as MetaMask and top up the USD-denominated card with supported crypto assets, then use the generated Visa or Mastercard card details for online payments. Different BIN cards vary in fees, mobile wallet support, and merchant compatibility, and are mainly suited for e-commerce, digital services, advertising platforms, and occasional online payments.

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Card network
Product type: Crypto prepaid card
Card form: Virtual card
Operating status: Invite only
KYC level: No-KYC claim
Commercial relationship: No commercial relationship
Risk score: 30-39

Supported assets: USDTUSDCETHBNBLINKDAI
Last updated: Sep 18, 2026

Official and company information

Issuer identity and company credentials

PayWide is a wallet payment brand offering a Web3 virtual prepaid card entry point, handling wallet connection, crypto top-ups, card generation, reward calculation, and customer support. Cards are connected to Visa or Mastercard payment networks based on BIN, with transactions using EMV 3-D Secure verification; crypto quotes are provided by Uniswap, and top-up funds are processed via MPC wallets. Public product materials do not list the legal operating entity, actual card issuer, partner banks, or regulatory licenses.

Visit website Application page

Company / issuer: PayWide
Legal name: PayWide
Registered region: Unconfirmed
Headquarters: Unconfirmed
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

Users connect a Web3 wallet to PayWide and top up with a crypto asset on a supported network. The platform converts the asset into a card balance using a Uniswap quote as a reference. After the top-up is confirmed on-chain, it usually takes another one to three business days to be credited. Full card details become available only after the first top-up; information such as the card number is displayed only once and cannot be retrieved again after the page is closed. PayWide currently uses four main BIN groups: Visa 4383 and 4931 are primarily intended for online merchants, while Mastercard 5258 and 5395 can be added to Apple Pay and Google Pay. The website also offers a Business Program for NFT issuers to create custom token top-up arrangements.

Mastercard / Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

	PPayWide Visa BIN 4383 Virtual Card	PPayWide Visa BIN 4931 Virtual Card	PPayWide Card (BIN 5258)	PPayWide Card (BIN 5395)
Card form	Virtual card	Virtual card	Virtual card	Virtual card
Fees
Monthly fee	—	—	—	—
Card issuance fee	Free Free to create by connecting wallet	Free Free to create by connecting wallet	Free Free to create by connecting wallet	Free Free to create by connecting wallet
ATM fee	—	—	—	—
Foreign exchange fee	—	—	—	—
Top-up fee	5% Charged for each crypto top-up	5% Charged for each crypto top-up	4% Charged for each crypto top-up	4% Charged for each crypto top-up
Failed transaction fee	Free No extra fee for failed authorization	Free No extra fee for failed authorization	0.35 USD Failed authorization still charged	0.35 USD Failed authorization still charged
Rewards
Cashback	1% Tiered by top-up amount in last 3 months, 0.1%–1%	0.1% Tiered by top-up amount in last 3 months, 0.1%–1%	0.1% 0.1%–1%, tiered by top-up amount in last 3 months	0.1% Tiered by top-up amount in last 3 months, range 0.1%–1%
Crypto cashback	—	—	—	—
Staking rewards	—	—	—	—
Staking APR	—	—	—	—
Welcome bonus	—	—	—	—
Referral bonus	3 USD Issued after invitee's first top-up, plus one card slot	3 USD Issued after invitee's first top-up, plus one card slot	3 USD Issued after invitee's first top-up, plus one card slot	3 USD Issued after invitee's first top-up, plus one card slot
Limits
Daily spending limit	—	—	—	—
Monthly spending limit	—	—	—	—
ATM withdrawal limit	—	—	—	—
Card network

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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

149

St. LuciaLCDominicaDMMaltaMTSouth KoreaKRSri LankaLKLiberiaLRCroatiaHRMontenegroMEMoldovaMDBurundiBINigeriaNGUruguayUYTürkiyeTRLiechtensteinLIVietnamVNBelarusBYCameroonCMTrinidad & TobagoTTTogoTGCape VerdeCVMonacoMCBotswanaBWSurinameSRBruneiBNBurkina FasoBFMaliMLSingaporeSGJapanJPMongoliaMNBangladeshBDSierra LeoneSLKazakhstanKZSt. Vincent & GrenadinesVCUkraineUABelizeBZGuatemalaGTBahrainBHMexicoMXSamoaWSNicaraguaNIAzerbaijanAZBahamasBSOmanOMNorth MacedoniaMKCôte d’IvoireCIMadagascarMGMozambiqueMZLesothoLSEl SalvadorSVFijiFJTimor-LesteTLNepalNPPhilippinesPHPapua New GuineaPGSan MarinoSMPakistanPKEthiopiaETSomaliaSOKyrgyzstanKGLebanonLBChileCLSaudi ArabiaSAGhanaGHSt. Kitts & NevisKNThailandTHTunisiaTNBosnia & HerzegovinaBACosta RicaCRSeychellesSCPanamaPAGrenadaGDVatican CityVAHaitiHTZambiaZMBeninBJUgandaUGZimbabweZWGabonGAEgyptEGAlbaniaALHondurasHNVenezuelaVENigerNECambodiaKHLibyaLYAndorraADColombiaCOComorosKMBoliviaBOTongaTOMauritaniaMRSouth AfricaZASerbiaRSAngolaAOGuyanaGYAlgeriaDZIndiaINIsraelILArmeniaAMJamaicaJMCubaCUArgentinaARDjiboutiDJMyanmar (Burma)MMMaldivesMVSenegalSNEritreaERMoroccoMAIndonesiaIDKuwaitKWTanzaniaTZRwandaRWSouth SudanSSAntigua & BarbudaAGTurkmenistanTMNamibiaNAMalaysiaMYGeorgiaGECentral African RepublicCFChadTDVanuatuVUUnited Arab EmiratesAEKenyaKEMalawiMWLaosLAHong KongHKParaguayPYGuineaGNEswatiniSZSwitzerlandCHBarbadosBBSão Tomé & PríncipeSTBhutanBTAustraliaAUAfghanistanAFUzbekistanUZTajikistanTJDominican RepublicDOJordanJOSudanSDGambiaGMQatarQAEquatorial GuineaGQEcuadorECPeruPEYemenYEBrazilBRGuinea-BissauGWMauritiusMU

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

LatviaLVFranceFRChinaCNNorth KoreaKPIranIRSlovakiaSKCzechiaCZLithuaniaLTPolandPLHungaryHUCyprusCYRussiaRUSwedenSELuxembourgLUItalyITSpainESUnited StatesUSEstoniaEERomaniaROFinlandFIDenmarkDKUnited KingdomGBNetherlandsNLGreeceGRGermanyDEAustriaATBulgariaBGSloveniaSIIrelandIEBelgiumBEPortugalPTSyriaSY

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，U.S. residents are excluded from the current PayWide card issuance coverage, but an eligible card obtained elsewhere can still be used for supported online payments in the United States.

2. United Kingdom：Cannot apply，Can use，UK residents are outside PayWide’s current issuance coverage, while an eligible PayWide card issued elsewhere can still be used with supported online merchants in the UK.

3. Canada：Can apply，Can use，PayWide does not require identity documents or proof of residence for its standard virtual card, so Canadian residents can obtain the card by connecting a supported Web3 wallet.

4. Australia：Can apply，Can use，Australia is within PayWide’s supported card coverage, and residents can create the virtual card through a supported Web3 wallet without submitting identity or residential documents.

5. South Africa：Can apply，Can use，South Africa is within PayWide’s supported coverage, and residents can obtain the virtual card without document-based KYC or proof of address.

6. New Zealand：Can apply，Can use，New Zealand residents can obtain the standard PayWide virtual card through a supported Web3 wallet without providing identity or residential documents.

7. Ireland：Cannot apply，Can use，Ireland is excluded from PayWide’s current issuance coverage, but an eligible card issued outside the restricted region can still be used for supported online payments in Ireland.

Updated: Sep 16, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

NoNot required

KYC level

No-KYC claimRequirement confirmed

Proof of address

NoNot required

Accepted documents

Not applicable

Review time / regional limits

No identity verification process; card details are displayed after the first top-up is completed.

KYC provider

Not disclosed

Updated

Jul 30, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview13 scenarios

Supported7

Not supported6

UpdatedJul 30, 2026

Wallet payments

Alipay

Supported

Jul 30, 2026

Wallet payments

Apple Pay

Not supported

Jul 15, 2026

Wallet payments

Apple Pay

Supported

Jul 30, 2026

Cash services

ATM withdrawal

Not supported

Jul 30, 2026

AI tools

ChatGPT

Not supported

Jul 30, 2026

AI tools

Claude

Not supported

Jul 30, 2026

Wallet payments

Google Pay

Supported

Jul 30, 2026

AI tools

Midjourney

Not supported

Jul 30, 2026

In-person payments

Offline POS

Supported

Jul 30, 2026

Online shopping

Supported

Jul 30, 2026

Wallet payments

PayPal

Supported

Jul 30, 2026

Subscriptions

Subscription payment

Supported

Jul 30, 2026

Wallet payments

WeChat Pay

Not supported

Jul 30, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 2 approved reviews matched to this card

Newest first

Armandio Pelentinkotrustpilot★ 1 / 5May 4, 2023

Scam

Scam card not received

View original

Tedtrustpilot★ 5 / 5Apr 17, 2023

Convenient

Convenient, fast and easy to use. After transaction payment is confirmed on blockchain, it will still take 1-3 days for the card deposit. But after that, all good and no personal information or address needed at all.

View original

Risk factors

Updated: Jul 30, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does PayWide Card require KYC?

Our record lists the PayWide Card verification requirement as: No-KYC claim. Document and review details are in the KYC section of this page.

Does PayWide Card support Apple Pay and Google Pay?

Apple Pay: Not supported. Google Pay: Supported.

Which assets can I top up PayWide Card with?

Our record lists PayWide Card support for: USDT, USDC, ETH, BNB, LINK, and DAI.

Is PayWide Card a virtual or a physical card?

PayWide Card is offered as: Virtual card.

Where is PayWide Card available?

Our record lists 149 countries or regions as available and 32 as restricted. Country-by-country status is in the regions section of this page.

Who issues PayWide Card?

PayWide Card is operated by PayWide on the Mastercard / Visa network.