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Sana Card

Updated: Aug 18, 2026

Sana Card is a Visa Signature crypto credit card linked to the Sana Onchain Money App, with the user's on-chain USDC and USDT collateral balances providing spending capacity. After completing identity verification through the Sana App, users can create a virtual card for online purchases, subscriptions and mobile payments at Visa merchants and earn $SANA spending rewards. The wallet retains a self-custody architecture, while Rain connects card payments to the traditional Visa payment network.
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Card network
Visa
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDT / USDC
Last updated
Aug 18, 2026

Official and company information

Issuer identity and company credentials

Sana App is an on-chain financial application built on the Solana blockchain, positioned as a "self-custody Neobank 2.0". Users can manage, send, and receive stablecoins and Solana ecosystem tokens, exchange tokens, and use the accompanying Sana Virtual Visa Card for everyday spending with stablecoins.
Company / issuer
Sana App
Legal name
Sanafi Labs LLC
Registered region
US_WY
Headquarters
Sheridan
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Sana is a self-custodial financial app built on the Solana ecosystem, integrating token sending, receiving, swapping, stablecoin spending, US/EU bank accounts, and a Visa card. User wallet infrastructure is provided by Privy, transactions and swaps can be executed via decentralized protocols like Jupiter, and card services are integrated through Rain. The Sana Visa Signature Card is a collateralized credit card: users deposit USDC or USDT into the on-chain collateral address associated with each card, and when spending, the system settles in fiat based on the available collateral balance; the current purchase APR is 0%. The virtual card is publicly live and supports Apple Pay and Google Pay; the physical card is still marked as coming soon. The iOS 1.3.4 version released on July 30, 2026, added multi-card issuance and US/EU bank account features.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Sana Visa Signature virtual card
Card formVirtual card
Fees
Monthly fee
Card issuance fee
ATM fee
Foreign exchange fee
3%
Applies to non-USD transactions
Top-up fee
Free
Zero fee for stablecoin top-ups
Failed transaction fee
Rewards
Cashback
Crypto cashback
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
Monthly spending limit
ATM withdrawal limit
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

175
South SudanSSNauruNRTongaTOJapanJPPortugalPTSt. Vincent & GrenadinesVCSudanSDNorwayNOBeninBJSwitzerlandCHEswatiniSZNetherlandsNLLibyaLYEthiopiaETIcelandISKazakhstanKZPeruPEGabonGAPhilippinesPHGrenadaGDUzbekistanUZSouth AfricaZAQatarQASouth KoreaKRMongoliaMNTanzaniaTZUruguayUYTrinidad & TobagoTTBotswanaBWLiechtensteinLIEstoniaEEDominican RepublicDOParaguayPYNorth MacedoniaMKHaitiHTCzechiaCZAustraliaAUTaiwanTWPapua New GuineaPGNamibiaNAAntigua & BarbudaAGBelgiumBESeychellesSCLebanonLBMaltaMTMaliMLDominicaDMUgandaUGCosta RicaCRMoldovaMDThailandTHDenmarkDKSão Tomé & PríncipeSTHondurasHNMarshall IslandsMHAzerbaijanAZRomaniaROPanamaPABoliviaBOMauritaniaMRBangladeshBDGermanyDEBarbadosBBSan MarinoSMBurkina FasoBFBruneiBNBosnia & HerzegovinaBASloveniaSISurinameSREgyptEGSerbiaRSSingaporeSGGuineaGNNigerNEBahrainBHSt. LuciaLCTajikistanTJNew ZealandNZFranceFRItalyITPalauPWKiribatiKIBahamasBSComorosKMYemenYEAlbaniaALHong KongHKBurundiBIBhutanBTAngolaAOChadTDUnited KingdomGBSolomon IslandsSBSwedenSEBrazilBRLithuaniaLTMacaoMOSpainESGuinea-BissauGWEl SalvadorSVCyprusCYCongo - KinshasaCDChileCLOmanOMMadagascarMGEcuadorECLaosLACameroonCMLatviaLVCape VerdeCVArmeniaAMVatican CityVASaudi ArabiaSACambodiaKHMozambiqueMZTuvaluTVGambiaGMTogoTGGuyanaGYCôte d’IvoireCIFijiFJMaldivesMVMauritiusMUNigeriaNGMonacoMCIrelandIEAustriaATKenyaKEMalawiMWAndorraADRwandaRWUnited Arab EmiratesAECentral African RepublicCFSamoaWSLiberiaLRSierra LeoneSLCroatiaHRZambiaZMGhanaGHAfghanistanAFKuwaitKWDjiboutiDJGreeceGRMontenegroMEEritreaERLesothoLSGeorgiaGEBelizeBZCanadaCAPakistanPKZimbabweZWPolandPLMoroccoMATurkmenistanTMBulgariaBGEquatorial GuineaGQAlgeriaDZSt. Kitts & NevisKNMalaysiaMYFinlandFIArgentinaARSlovakiaSKColombiaCOVanuatuVUKyrgyzstanKGLuxembourgLUSenegalSNTunisiaTNGuatemalaGTJordanJOSomaliaSOTimor-LesteTLJamaicaJMHungaryHUMexicoMX
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

20
United StatesUSNepalNPChinaCNIraqIQRussiaRUIranIRSyriaSYVietnamVNIndonesiaIDCubaCUBelarusBYIsraelILIndiaINSri LankaLKUkraineUANicaraguaNIMyanmar (Burma)MMNorth KoreaKPVenezuelaVETürkiyeTR
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:中国大陆被 Sana Card 官方列为限制地区,居民不可正常申请;已在其他合资格地区取得的卡片可在接受国际 Visa 的合规商户使用。

2、香港:中国香港未列入官方限制地区,可按国际卡流程完成 Sumsub 身份验证申请;获卡后可用于 Visa 线上商户和兼容移动钱包支付。

3、澳门:中国澳门未列入 Sana Card 地区限制,可进入国际申请及 KYC 流程;获卡后可在接受 Visa 的线上商户及兼容移动钱包场景使用。

4、台湾:中国台湾未列入官方限制地区,可按国际用户身份申请;完成 KYC 获卡后可进行 Visa 网络线上支付及 Apple Pay、Google Pay 消费。

Updated: Aug 18, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / ID card / Driver's license / Residence permit

Review time / regional limits

Automated identity verification usually takes tens of seconds; abnormal files or risk hits go to manual review.

KYC provider

Sumsub

Updated

Aug 18, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedAug 18, 2026

Wallet payments

Alipay

Supported

Aug 18, 2026

Wallet payments

Apple Pay

Supported

Aug 18, 2026

Cash services

ATM withdrawal

Not supported

Aug 18, 2026

AI tools

ChatGPT

Supported

Aug 18, 2026

AI tools

Claude

Supported

Aug 18, 2026

Wallet payments

Google Pay

Supported

Aug 18, 2026

AI tools

Midjourney

Supported

Aug 18, 2026

In-person payments

Offline POS

Supported

Aug 18, 2026

Online shopping

Online shopping

Supported

Aug 18, 2026

Wallet payments

PayPal

Supported

Aug 18, 2026

Subscriptions

Subscription payment

Supported

Aug 18, 2026

Wallet payments

WeChat Pay

Supported

Aug 18, 2026

User reviews

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Risk factors

Updated: Aug 18, 2026

No risk factors are available