Available regions
Applications or normal card activation are supported
No Open Regions
- Evidence
- Officially supported
Card database / Mastercard / Stablecoin payment card
S
Satpay Card
Updated: Aug 18, 2026
SatPay Card is a crypto payment card designed around the Bitcoin Standard and developed jointly by the Core ecosystem and Mobilum. Rather than selling BTC directly for spending, the core concept is to generate returns from BTC, use yield-bearing BTC assets as collateral to borrow stablecoins, and then spend those stablecoins through a debit card. Plans include virtual and physical cards and the integration of BTC yield, collateralised borrowing, stablecoin spending and card management in one app. The product remains in Early Access.
Confirmed unavailable on App Store
Official and company information
Issuer identity and company credentials
SatPay is a next-generation fintech and crypto card platform tailored for the Bitcoin ecosystem. The platform not only lets users earn premium yields on $BTC$ and $CORE$ assets in-wallet, but also creatively introduces a credit mechanism that lets users borrow stablecoins against yield-bearing assets to fund their international crypto card. Through this technical bridge, users can spend seamlessly at tens of millions of merchants worldwide that accept international cards, without having to sell their Bitcoin at a loss.
- Company / issuer
- SatPay
- Legal name
- Mobilum Inc.
- Registered region
- United States (US)
- Headquarters
- New York, United States
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
SatPay is a Bitcoin-first neobank built on the Core network, aiming to give long-term BTC holders access to spending liquidity without selling their Bitcoin. Users can put BTC to work in Core ecosystem yield strategies, then borrow stablecoins against BTC or yield-bearing assets as collateral, and transfer the borrowed stablecoins to the SatPay Card for spending. Core officially describes this model as "BTC/LST → borrow stablecoins → fund the debit card," and the BTC yield can also be used to gradually offset borrowing costs. Card financial infrastructure is provided by Mobilum, whose white-label solution supports virtual and physical Mastercard, online and offline payments, and mobile wallets. As of August 2026, the official website still shows Early Access, and general user card issuance is not yet fully open.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
S SatPay Bitcoin Payment Card | |
|---|---|
| Card form | Virtual + physical card |
| Fees | |
| Monthly fee | — |
| Card issuance fee | — |
| ATM fee | — |
| Foreign exchange fee | — |
| Top-up fee | — |
| Failed transaction fee | — |
| Rewards | |
| Cashback | — |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | — |
| Limits | |
| Daily spending limit | — |
| Monthly spending limit | — |
| ATM withdrawal limit | — |
| Card network |
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
Global
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：当前尚不能正式申请 SatPay Card，仅可等待产品开放；中国大陆未被 SatPay 单独公布为正式发卡地区，现阶段没有实际卡片消费记录。
2、香港：当前尚未开放普通用户正式发卡，可加入 SatPay Early Access；正式 Visa/Mastercard 消费可用性需待实际卡片项目上线后确定。
3、澳门：当前没有正式开放澳门居民申请，现阶段仅属于等待产品上线范围；尚无当地 SatPay Card 实际支付记录。
4、台湾：当前尚未提供正式公开卡片申请，用户只能等待 Early Access 开放；实际线上和线下使用情况尚未形成可靠记录。
Updated: Aug 18, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
NoNot requiredAccepted documents
Passport
Review time / regional limits
After automated identity verification, manual compliance review may still be required; complex applications need further identity documents.
KYC provider
Mobilum
Updated
Aug 18, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported5
Not supported7
UpdatedAug 18, 2026
Wallet payments
Alipay
Not supported
Aug 18, 2026
Wallet payments
Apple Pay
Supported
Aug 18, 2026
Cash services
ATM withdrawal
Supported
Aug 18, 2026
AI tools
ChatGPT
Not supported
Aug 18, 2026
AI tools
Claude
Not supported
Aug 18, 2026
Wallet payments
Google Pay
Supported
Aug 18, 2026
AI tools
Midjourney
Not supported
Aug 18, 2026
In-person payments
Offline POS
Supported
Aug 18, 2026
Online shopping
Online shopping
Supported
Aug 18, 2026
Wallet payments
PayPal
Not supported
Aug 18, 2026
Subscriptions
Subscription payment
Not supported
Aug 18, 2026
Wallet payments
WeChat Pay
Not supported
Aug 18, 2026
User reviews
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No approved reviews
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Risk factors
Updated: Aug 18, 2026
No risk factors are available