Available regions
Applications or normal card activation are supported
No Open Regions
- Evidence
- Officially supported
Card database / Mastercard / Stablecoin payment card
S
Satpay Card
Updated: Sep 13, 2026
SatPay Card is a crypto payment card designed around the Bitcoin Standard and developed jointly by the Core ecosystem and Mobilum. Rather than selling BTC directly for spending, the core concept is to generate returns from BTC, use yield-bearing BTC assets as collateral to borrow stablecoins, and then spend those stablecoins through a debit card. Plans include virtual and physical cards and the integration of BTC yield, collateralised borrowing, stablecoin spending and card management in one app. The product remains in Early Access.
Confirmed unavailable on App Store
- Card network
- Product type
- Stablecoin payment card
- Card form
- Virtual + physical card
- Operating status
- Waitlist
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 50-59
- Supported assets
USDC
BTC- Last updated
- Sep 13, 2026
Official and company information
Issuer identity and company credentials
SatPay is a next-generation fintech and crypto card platform tailored for the Bitcoin ecosystem. The platform not only lets users earn premium yields on $BTC$ and $CORE$ assets in-wallet, but also creatively introduces a credit mechanism that lets users borrow stablecoins against yield-bearing assets to fund their international crypto card. Through this technical bridge, users can spend seamlessly at tens of millions of merchants worldwide that accept international cards, without having to sell their Bitcoin at a loss.
- Company / issuer
- SatPay
- Legal name
- Mobilum Inc.
- Registered region
- United States (US)
- Headquarters
- New York, United States
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
SatPay is a Bitcoin-first neobank built on the Core network, aiming to give long-term BTC holders access to spending liquidity without selling their Bitcoin. Users can put BTC to work in Core ecosystem yield strategies, then borrow stablecoins against BTC or yield-bearing assets as collateral, and transfer the borrowed stablecoins to the SatPay Card for spending. Core officially describes this model as "BTC/LST → borrow stablecoins → fund the debit card," and the BTC yield can also be used to gradually offset borrowing costs. Card financial infrastructure is provided by Mobilum, whose white-label solution supports virtual and physical Mastercard, online and offline payments, and mobile wallets. As of August 2026, the official website still shows Early Access, and general user card issuance is not yet fully open.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
S SatPay Card | |
|---|---|
| Card form | Virtual + physical card |
| Fees | |
| Monthly fee | — |
| Card issuance fee | — |
| ATM fee | — |
| Foreign exchange fee | — |
| Top-up fee | — |
| Failed transaction fee | — |
| Rewards | |
| Cashback | — |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | — |
| Limits | |
| Daily spending limit | — |
| Monthly spending limit | — |
| ATM withdrawal limit | — |
| Card network |
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
Global
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Cannot apply，Cannot use，SatPay remains in early access with only waitlist registration available, so U.S. residents cannot yet obtain an active card and no live consumer card service is available for use.
2. United Kingdom：Cannot apply，Cannot use，SatPay has not yet opened public card issuance, so UK residents can currently only join the early-access waitlist and cannot use an active SatPay Card.
3. Canada：Cannot apply，Cannot use，SatPay remains in its pre-launch early-access stage and has not opened card issuance to Canadian residents or activated a public card service.
4. Australia：Cannot apply，Cannot use，Australian residents can currently only register for SatPay early access because active card issuance and normal card use have not yet launched.
5. South Africa：Cannot apply，Cannot use，SatPay has not yet launched public card issuance in South Africa or elsewhere, so residents cannot currently obtain or use an active card.
6. New Zealand：Cannot apply，Cannot use，New Zealand residents are currently limited to SatPay’s early-access waitlist because the consumer card has not yet entered active public issuance.
7. Ireland：Cannot apply，Cannot use，Although SatPay’s infrastructure partner operates in the EU, SatPay itself has not yet opened public card issuance, so Irish residents can only join the waitlist.
Updated: Sep 13, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
NoNot requiredAccepted documents
Passport
Review time / regional limits
After automated identity verification, manual compliance review may still be required; complex applications need further identity documents.
KYC provider
Mobilum
Updated
Aug 18, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported5
Not supported7
UpdatedAug 18, 2026
Wallet payments
Alipay
Not supported
Aug 18, 2026
Wallet payments
Apple Pay
Supported
Aug 18, 2026
Cash services
ATM withdrawal
Supported
Aug 18, 2026
AI tools
ChatGPT
Not supported
Aug 18, 2026
AI tools
Claude
Not supported
Aug 18, 2026
Wallet payments
Google Pay
Supported
Aug 18, 2026
AI tools
Midjourney
Not supported
Aug 18, 2026
In-person payments
Offline POS
Supported
Aug 18, 2026
Online shopping
Online shopping
Supported
Aug 18, 2026
Wallet payments
PayPal
Not supported
Aug 18, 2026
Subscriptions
Subscription payment
Not supported
Aug 18, 2026
Wallet payments
WeChat Pay
Not supported
Aug 18, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 0 approved reviews matched to this card
No approved reviews
Approved source content will appear after it is matched to this card.
Risk factors
Updated: Aug 18, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does Satpay Card require KYC?
Our record lists the Satpay Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does Satpay Card support Apple Pay and Google Pay?
Apple Pay: Supported. Google Pay: Supported.
Which assets can I top up Satpay Card with?
Our record lists Satpay Card support for: USDC and BTC.
Is Satpay Card a virtual or a physical card?
Satpay Card is offered as: Virtual + physical card.
Where is Satpay Card available?
Our record lists 1 countries or regions as available and 1 as restricted. Country-by-country status is in the regions section of this page.
Who issues Satpay Card?
Satpay Card is operated by SatPay on the Mastercard network.