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SolCard

Updated: Aug 1, 2026

SolCard is a crypto asset payment card platform operated by SC PAYMENTS LIMITED. Users can top up US dollar-denominated cards with digital assets such as SOL, USDT and USDC, then make purchases through the Visa network. The product is divided into a Virtual Card that does not require identity verification and a Platinum Card that requires full identity verification, intended respectively for online payments and frequent online and offline spending.
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Card network
Visa
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Tiered KYC
Commercial relationship
No commercial relationship
Risk score
50-59
Supported assets
USDT / USDC / SOL
Last updated
Aug 1, 2026

Official and company information

Issuer identity and company credentials

SolCard is operated by SC PAYMENTS LIMITED, a Hong Kong-registered company with business registration number 78350827. The company acts as the card program manager, providing accounts, top-ups, card management, and customer support. SolCard itself is not a bank, e-money institution, or card issuer; cards are issued through licensed partner institutions not publicly named, and the official website currently lists the card as a Visa product.
Company / issuer
SolCard
Legal name
SolCard
Registered region
Unconfirmed
Headquarters
Unconfirmed
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Users register an account with an email verification code, select a card type, and use a supported crypto asset to pay the card issuance fee and top-up amount. Virtual Card is mainly intended for online shopping and subscriptions. Platinum Card offers lower top-up and foreign exchange fees and supports a physical card, Apple Pay, Google Pay, and in-person spending. Top-up assets are converted into a US dollar card balance, while merchants receive their local fiat currency. Users can view balances, transaction records, and top-up records in the dashboard and can freeze, unfreeze, transfer, or withdraw remaining funds. This is a prepaid card service and does not provide a bank account, deposit interest, or government deposit insurance.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

SolCard virtual card
SolCard Platinum
Card formVirtual cardVirtual card
Fees
Monthly fee
Free
Free
No monthly card fee
Card issuance fee
10 USD
Charged once per new card
10 USD
Charged once per new card
ATM fee
Foreign exchange fee
2%
Charged on cross-border or currency exchange transactions
2%
Charged on cross-border or currency exchange transactions
Top-up fee
5%
Charged on every top-up
Free
Waived for verified Platinum cards
Failed transaction fee
0.15 USD
Amount adjusted based on transaction
0.15 USD
Amount adjusted based on transaction
Rewards
Cashback
0%
Earn 100 Drop entries per 1 USD spent, used for SolCard Drops events
0%
Earn 100 Drop entries per 1 USD spent, used for SolCard Drops events
Crypto cashback
Staking rewards
0%
Revenue share for SOLC holders; amount based on platform revenue distribution
0%
Revenue share for SOLC holders; amount based on platform revenue distribution
Staking APR
Welcome bonus
Referral bonus
5%
5%–40% of top-up fee revenue, calculated by referral tier
5%
5%–40% of top-up fee revenue; zero-fee top-ups generate no share
Limits
Daily spending limit
Monthly spending limit
5,000 USD
Cumulative spending per calendar month
Unlimited
Listed on official site as no monthly limit
ATM withdrawal limit
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

181
NigerNEGhanaGHTrinidad & TobagoTTUgandaUGPakistanPKMauritiusMUUruguayUYPalauPWAzerbaijanAZHaitiHTFinlandFILesothoLSComorosKMEritreaERGuyanaGYTürkiyeTRMalaysiaMYEcuadorECBelgiumBEGrenadaGDSlovakiaSKPhilippinesPHSouth KoreaKRTuvaluTVLuxembourgLUZimbabweZWSenegalSNGuatemalaGTGambiaGMAustraliaAUTongaTOMontenegroMEPortugalPTAlgeriaDZBruneiBNSouth SudanSSSudanSDDominicaDMPeruPESaudi ArabiaSABangladeshBDIcelandISSloveniaSINetherlandsNLSolomon IslandsSBNamibiaNASomaliaSOMaldivesMVLaosLATunisiaTNGermanyDEMalawiMWCzechiaCZIrelandIEBotswanaBWSpainESTurkmenistanTMColombiaCOLiberiaLRChadTDKazakhstanKZBoliviaBOJordanJOLithuaniaLTPapua New GuineaPGBrazilBRMaliMLZambiaZMBulgariaBGArgentinaARSt. Kitts & NevisKNEstoniaEEEthiopiaETEquatorial GuineaGQTaiwanTWBurkina FasoBFUnited KingdomGBPanamaPASwitzerlandCHAlbaniaALNew ZealandNZChinaCNGeorgiaGESwedenSEFranceFRGuinea-BissauGWGuineaGNAndorraADBosnia & HerzegovinaBALiechtensteinLIBarbadosBBKenyaKESão Tomé & PríncipeSTYemenYESingaporeSGSt. LuciaLCCôte d’IvoireCIMauritaniaMRKyrgyzstanKGCyprusCYJamaicaJMPolandPLNepalNPNorwayNOMoldovaMDBeninBJQatarQAUzbekistanUZCroatiaHRVanuatuVUCameroonCMBahrainBHEl SalvadorSVSan MarinoSMItalyITCentral African RepublicCFRwandaRWGreeceGRDenmarkDKArmeniaAMSt. Vincent & GrenadinesVCCambodiaKHMexicoMXMongoliaMNGabonGAVietnamVNIndonesiaIDIndiaINSurinameSRMadagascarMGMarshall IslandsMHAntigua & BarbudaAGParaguayPYKuwaitKWChileCLJapanJPCongo - KinshasaCDBahamasBSUnited Arab EmiratesAECape VerdeCVNorth MacedoniaMKSerbiaRSOmanOMHungaryHUCanadaCAKiribatiKIIraqIQMaltaMTTajikistanTJVatican CityVASri LankaLKSeychellesSCMacaoMOAngolaAONauruNRTogoTGBurundiBILatviaLVTanzaniaTZAfghanistanAFMoroccoMACosta RicaCRSamoaWSHondurasHNMonacoMCCongo - BrazzavilleCGDjiboutiDJLebanonLBSierra LeoneSLBhutanBTDominican RepublicDOAustriaATThailandTHBelizeBZMozambiqueMZFijiFJTimor-LesteTLLibyaLYRomaniaROIsraelILNicaraguaNI
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

14
VenezuelaVERussiaRUSyriaSYSouth AfricaZABelarusBYHong KongHKIranIRUkraineUAMyanmar (Burma)MMEgyptEGNigeriaNGCubaCUUnited StatesUSNorth KoreaKP
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:中国大陆用户可申请 Virtual Card;申请 Platinum Card 需完成身份及地址验证,已发行卡可用于受理 Visa 的境外线上和线下商户

2、香港:中国香港居民不可申请或使用,平台明确禁止香港证件、地址、IP 和付款方式关联账户,并可持续限制相关服务。

3、澳门:中国澳门用户可申请 Virtual Card;申请 Platinum Card 需完成身份及地址验证,已发行卡可在受理 Visa 的商户使用。

4、台湾:中国台湾用户可申请 Virtual Card;申请 Platinum Card 需完成身份及地址验证,已发行卡可在受理 Visa 的商户使用。

Updated: Aug 1, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Government-issued ID / Proof of address

Review time / regional limits

Basic information can be quickly auto-verified; anomalies in documents, address, or risk information trigger manual review.

KYC provider

Sumsub

Updated

Aug 1, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview13 scenarios
Supported11
Not supported2
UpdatedAug 1, 2026

Wallet payments

Alipay

Not supported

Aug 1, 2026

Wallet payments

Apple Pay

Supported

Jul 15, 2026

Wallet payments

Apple Pay

Supported

Aug 1, 2026

Cash services

ATM withdrawal

Supported

Aug 1, 2026

AI tools

ChatGPT

Supported

Aug 1, 2026

AI tools

Claude

Supported

Aug 1, 2026

Wallet payments

Google Pay

Supported

Aug 1, 2026

AI tools

Midjourney

Supported

Aug 1, 2026

In-person payments

Offline POS

Supported

Aug 1, 2026

Online shopping

Online shopping

Supported

Aug 1, 2026

Wallet payments

PayPal

Supported

Aug 1, 2026

Subscriptions

Subscription payment

Supported

Aug 1, 2026

Wallet payments

WeChat Pay

Not supported

Aug 1, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Ming Soontrustpilot1 / 5

Do not use this scam service!

Do not use this scam service! The best way is to get away from this group of scammers. - Not able to pay online services(which should work fine according to these scammers) - Not able to withdraw (pending forever) - Not able to transfer between cards (pending forever) - No live support, no customer support reply - Deposit works like hell 100% DO NOT USE!!!
View original
Harrytrustpilot1 / 5

I had several accounts

I had several accounts, all my account details were stolen, and orders were placed without my consent! I complained multiple times. But the balances kept being insufficient, even for accounts that had been closed! All for nothing, and a lot of work and paperwork.
View original
Carlos Eduardotrustpilot1 / 5

Unresolved Unauthorized Charge

Unresolved Unauthorized Charge – Stalling for Over a Month (Since June 17th)
Official reply
Hey, Carlos. I'm sorry about this. Could you please reach out to our support team on site so they can help you solve your issue?
View original
Gabriel Massarellitrustpilot5 / 5

SOLCARD recomendado con los ojos cerrados

Solcard me ha ayudado a viajar y tener soluciones pago a través de solana con y sin KYC, los recomiendo cuando viajo Apple Pay mas de un año usándolo. sin problemas
View original
Alex Strustpilot1 / 5
SCammer!!!!
Official reply
Hi Alex, we're sorry you've had a negative experience. We're a legitimate service and would genuinely like to look into what went wrong. Please reach out to our support team with your account details so we can help resolve this.
View original
Turlutututrustpilot1 / 5

SCAM !!!!

Scam cette app m'a voler deux remboursements de plus de 900€ et me font tourner en rond depuis plus d'un mois en me disant qu'ils n'ont rien recu alors que les remboursements ont bien été regler par la plateforme ... A FUIR OU PERDEZ VOTRE ARGENT
Official reply
Hi, we're sorry to hear about the trouble with your refunds. We understand how frustrating that is. This isn't the experience we want for our users. Please contact our support team with your account and transaction details so we can investigate the missing refunds directly and get this resolved for you.
View original
Nico Pereztrustpilot1 / 5

worst experience on my life ruined my…

worst experience on my life ruined my freaking week this guys scammed me out of almost 120 dollars and the support is horrible wont respnd bac and have so much ego, dont use this shit is horrible experience and greedy people running this company
Official reply
Hi Nico, we're sorry about your experience and that support hasn't met your expectations. We'd really like to make this right. Please reach out to our support team with your account details so we can look into your case and the $120 in question.
View original
Jefftrustpilot1 / 5

Avoid solcard.cc at all costs

Avoid solcard.cc at all costs. They abruptly canceled my card while it still had funds on it—without any prior notice, explanation, or warning. When I contacted their support team, I was met with a dismissive response: they claimed they couldn’t issue a refund and offered no resolution whatsoever. Stay well clear.
Official reply
Hi Jeff, we're sorry for the frustration around your cancelled card and balance. This was likely due to our old card provider which stopped operating, and had all the cards cancelled. If you didn't receive your refund, please reach out to our support team, so we can sort this out.
View original
Massimo Bellussitrustpilot1 / 5

Card with too many restrictions

Questa carta virtuale ha così tante restrizioni che è praticamente inutilizzabile. Il rischio di finire col conto bloccato è altissimo perché non è chiaro quale utilizzo sia o non sia vietato e credo che puntino a questo per prendersi i tuoi soldi. Sarebbe meglio che indichino con chiarezza cosa sia consentito acquistare. This virtual card has so many restrictions that it's practically unusable. The risk of having your account blocked is very high because it's unclear what uses are and aren't prohibited, and I believe this is what they're aiming to steal your money. It would be better if they clearly stated what is permitted.
Official reply
Hi Massimo, thank you for the feedback. We're sorry the restrictions weren't clear. Our support team is happy to assist with any questions you have. Our cards have improved a lot since you posted this review so there are less restrictions, and the website should be clearer about them as well.
View original
Marco Ramos Antelotrustpilot1 / 5

High fees and my card got locked

High fees and my card got locked, a scamm.
Official reply
Hi Marco, we're sorry about the locked card and any confusion over fees. We'd like to help sort this out — please contact our support team with your account details so we can look into it.
View original

Risk factors

Updated: Jul 15, 2026

No risk factors are available