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Solid Card

Updated: Aug 18, 2026

Solid Card is a Visa Platinum crypto credit card linked to Solid's self-custody stablecoin finance app. Users can spend directly from their wallet balance or use savings assets as collateral in Borrow Mode to obtain a spending limit, allowing Visa payments without selling the savings assets first. A free virtual card is currently available, with support for Apple Pay and Google Pay and 3%–5% USDC spending cashback according to Rewards tier.
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Card network
Visa
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDT / USDC / ETH
Last updated
Aug 18, 2026

Official and company information

Issuer identity and company credentials

Solid (formerly SolidFi) is a leading global fintech infrastructure and Banking-as-a-Service (BaaS) platform. The platform focuses on providing all-in-one embedded finance APIs, SDKs, and crypto/fiat bridges. Through Solid's platform, any business can build and launch a full suite of financial products for their end users in just days, including generating compliant virtual bank accounts (ACH/Wire), issuing customized Visa/Mastercard debit cards, automating advanced KYC/AML identity verification, and handling complex cross-border payments and treasury flows—all without needing a banking license.
Visit website Application page
Company / issuer
Solid
Legal name
Solid Financial Technologies, Inc.
Registered region
United States (US)
Headquarters
California, United States
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Solid integrates a non-custodial wallet, DeFi Savings, stablecoin transfers, Virtual Account, and a Visa card in one app. Users can deposit USDC, USDT, and participate in Solid savings with assets like USDC, ETH, and FUSE. The card has Savings Mode and Borrow Mode: the former uses available balance for spending, while the latter determines a credit limit based on savings or on-chain collateral assets, with the cardholder retaining ownership of the collateral, but liquidation can be triggered if collateral value is insufficient or repayment obligations are not met. The current Solid Card is a free virtual Visa Platinum, can be added to Apple Pay and Google Pay instantly, and is usable online or offline at Visa merchants worldwide. In 2026, the product covers 49 countries and regions, including over 30 US states.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Solid virtual credit card
Card formVirtual card
Fees
Monthly fee
Free
No monthly maintenance fee
Card issuance fee
Free
Free issuance
ATM fee—
Foreign exchange fee
1%
Charged for non-USD transactions.
Top-up fee
Free
Zero card top-up fees
Failed transaction fee—
Rewards
Cashback—
Crypto cashback
5%
3%–5% cashback in USDC, 10% for campaign before Aug 20
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus
15 USDC
Both parties receive 15 USDC each
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

49
St. LuciaLCKenyaKECôte d’IvoireCIAustraliaAUSurinameSRPanamaPAGrenadaGDBelizeBZCosta RicaCRPeruPESenegalSNUnited Arab EmiratesAEPhilippinesPHUruguayUYMoroccoMATrinidad & TobagoTTGhanaGHBahamasBSParaguayPYPakistanPKHondurasHNSingaporeSGNew ZealandNZGuyanaGYAntigua & BarbudaAGEl SalvadorSVBoliviaBOTurks & Caicos IslandsTCMalaysiaMYBrazilBRThailandTHJapanJPSt. Vincent & GrenadinesVCBangladeshBDSouth AfricaZAEgyptEGUnited StatesUSZambiaZMColombiaCOCayman IslandsKYMexicoMXGuatemalaGTHong KongHKEcuadorECArgentinaARDominican RepublicDOSt. Kitts & NevisKNBarbadosBBUgandaUG
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

17
VenezuelaVETürkiyeTRNorth KoreaKPUkraineUAChinaCNMyanmar (Burma)MMSyriaSYRussiaRUIndiaINNepalNPIraqIQBelarusBYIranIRNicaraguaNIIsraelILVietnamVNCubaCU
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不可申请，官方明确禁止向中国大陆居民发行 Solid Card；其他合资格地区取得的卡片可在非受限 Visa 商户使用。

2、香港：属于当前官方支持地区，可完成 KYC 后申请免费虚拟 Visa 卡；获卡后支持线上消费及 Apple Pay、Google Pay。

3、澳门：当前未列入 Solid Card 开放申请名单，可加入等待名单；已在合资格地区取得的卡片可在澳门 Visa 商户使用。

4、台湾：当前卡片尚未开放标准申请，台湾目前属于其他 Solid 服务覆盖范围；已持合资格卡可在接受 Visa 的商户使用。

Updated: Aug 18, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / Driver's license / National ID card

Review time / regional limits

Automated verification usually takes about two minutes; abnormal documents are transferred to manual compliance review.

KYC provider

Rain

Updated

Aug 18, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedAug 18, 2026

Wallet payments

Alipay

Supported

Aug 18, 2026

Wallet payments

Apple Pay

Supported

Aug 18, 2026

Cash services

ATM withdrawal

Not supported

Aug 18, 2026

AI tools

ChatGPT

Supported

Aug 18, 2026

AI tools

Claude

Supported

Aug 18, 2026

Wallet payments

Google Pay

Supported

Aug 18, 2026

AI tools

Midjourney

Supported

Aug 18, 2026

In-person payments

Offline POS

Supported

Aug 18, 2026

Online shopping

Online shopping

Supported

Aug 18, 2026

Wallet payments

PayPal

Supported

Aug 18, 2026

Subscriptions

Subscription payment

Supported

Aug 18, 2026

Wallet payments

WeChat Pay

Supported

Aug 18, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Hossain Hamimgoogle_play★ 5 / 5

Solid: USDC Savings & Card Google Play review - 5 star

great
View original
AKASH ISLAMgoogle_play★ 5 / 5

Solid: USDC Savings & Card Google Play review - 5 star

good
View original
Darshon Roygoogle_play★ 5 / 5

Solid: USDC Savings & Card Google Play review - 5 star

"Solid is truly impressive! The card transactions are instant and reliable. Managing USDC savings and making payments has never been this easy and hassle-free. Excellent service!"☺️☺️👍
View original
TH GAMINGgoogle_play★ 5 / 5

Solid: USDC Savings & Card Google Play review - 5 star

Solid Card is really great! Smooth transaction experience and super fast support response. Buying gift cards and top-ups has become so easy with this app. 5 stars from my side!" ⭐⭐⭐⭐⭐
View original
Atik Jpygoogle_play★ 1 / 5

Solid: USDC Savings & Card Google Play review - 1 star

a worst card and application system! not hav a good and easy to understand withdraw system. My withdraw got stuck to my exhance when i done it from solid. i will recommend to make the withdrawal and deposit system more easier like bybit, binance and other exchange.
View original
Mahtab Al Hasan Sanigoogle_play★ 5 / 5

Solid: USDC Savings & Card Google Play review - 5 star

I’ve been using Solid Card for a while, and so far my experience has been really good. The app is easy to use, transactions are smooth, and the overall experience has been convenient for online payments. I haven’t faced any major issues so far. I’m happy with the service and hope Solid Card continues to improve and provide even better service in the future. Overall, a great experience!
View original
Shahinur Rahman Sabuzgoogle_play★ 5 / 5

Solid: USDC Savings & Card Google Play review - 5 star

flawless and smooth transection with no fee at all makes life easier.
View original
Shahinur Rahman Sabuzgoogle_play★ 5 / 5

Solid: USDC Savings & Card Google Play review - 5 star

flawless transection with zero transections fee. loved it.
View original
Atik Chygoogle_play★ 5 / 5

Solid: USDC Savings & Card Google Play review - 5 star

Really impressed with Solid! The app is simple, smooth, and easy to use. The Solid Card is convenient for everyday payments, and I really like the cashback feature. The interface is clean and transactions are easy to track. Overall, a great crypto card experience so far!
View original
MD NAJMUL HASANgoogle_play★ 5 / 5

Solid: USDC Savings & Card Google Play review - 5 star

Really love this card! ❤️ No unnecessary fees, easy to use, and very convenient. Great service overall.
View original

Risk factors

Updated: Aug 18, 2026

No risk factors are available