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Solid Card

Updated: Sep 29, 2026

Solid Card is a debit card product within Solid’s self-custodial stablecoin account system. Users hold assets such as USDC in Solid and can allocate them to yield strategies, while the card connects funds from the same account directly to everyday spending. Its key distinction is that savings and spending are not completely separated: funds can be used for card payments while remaining under self-custody and in a yield-generating state, and the product has also introduced a credit spending model that uses savings assets as collateral.
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Card network
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDTUSDCETH
Last updated
Sep 29, 2026

Official and company information

Issuer identity and company credentials

Solid (formerly SolidFi) is a leading global fintech infrastructure and Banking-as-a-Service (BaaS) platform. The platform focuses on providing all-in-one embedded finance APIs, SDKs, and crypto/fiat bridges. Through Solid's platform, any business can build and launch a full suite of financial products for their end users in just days, including generating compliant virtual bank accounts (ACH/Wire), issuing customized Visa/Mastercard debit cards, automating advanced KYC/AML identity verification, and handling complex cross-border payments and treasury flows—all without needing a banking license.
Company / issuer
Solid
Legal name
Solid Financial Technologies, Inc.
Registered region
United States (US)
Headquarters
California, United States
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Solid is built on the smart account and DeFi yield infrastructure of the Fuse ecosystem. Users manage funds through self-custodial smart accounts, while USDC can be allocated to yield-generating savings positions, with the card serving as the spending interface for this account system. Solid currently uses card-issuing infrastructure from both Rain and Wirex to serve different markets, while users continue to apply for, manage, and use their cards within the Solid App. In addition to spending directly from an available balance, Solid has introduced Credit Mode for Wirex card users, allowing assets held in Savings to be used as collateral for purchases and later repaid using wallet funds or the collateralized assets. The product therefore incorporates three distinct ways of using funds: stablecoin savings, direct spending, and collateral-backed borrowing for purchases. In 2026, the product covers 49 countries and regions and more than 30 U.S. states.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Solid Card
Card formVirtual card
Fees
Monthly fee
Free
No monthly maintenance fee
Card issuance fee
Free
Free issuance
ATM fee—
Foreign exchange fee
1%
Charged for non-USD transactions.
Top-up fee
Free
Zero card top-up fees
Failed transaction fee—
Rewards
Cashback—
Crypto cashback
5%
3%–5% cashback in USDC, 10% for campaign before Aug 20
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus
15 USDC
Both parties receive 15 USDC each
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

49
St. LuciaLCKenyaKECôte d’IvoireCIAustraliaAUSurinameSRPanamaPAGrenadaGDBelizeBZCosta RicaCRPeruPESenegalSNUnited Arab EmiratesAEPhilippinesPHUruguayUYMoroccoMATrinidad & TobagoTTGhanaGHBahamasBSParaguayPYPakistanPKHondurasHNSingaporeSGNew ZealandNZGuyanaGYAntigua & BarbudaAGEl SalvadorSVBoliviaBOTurks & Caicos IslandsTCMalaysiaMYBrazilBRThailandTHJapanJPSt. Vincent & GrenadinesVCBangladeshBDSouth AfricaZAEgyptEGUnited StatesUSZambiaZMColombiaCOCayman IslandsKYMexicoMXGuatemalaGTHong KongHKEcuadorECArgentinaARDominican RepublicDOSt. Kitts & NevisKNBarbadosBBUgandaUG
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

17
VenezuelaVETürkiyeTRNorth KoreaKPUkraineUAChinaCNMyanmar (Burma)MMSyriaSYRussiaRUIndiaINNepalNPIraqIQBelarusBYIranIRNicaraguaNIIsraelILVietnamVNCubaCU
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Can apply,Can use,Solid Card is available in more than 30 U.S. states, so residents must be in a currently supported state and complete the required KYC before ordering the card.
2. United Kingdom:Can apply,Can use,The United Kingdom is explicitly included in Solid’s current issuance coverage, and residents can proceed with KYC and order the card.
3. Canada:Cannot apply,Can use,Canada is not included in Solid’s current supported issuance countries, but cards issued to eligible users elsewhere are not subject to a Canada-specific spending restriction.
4. Australia:Can apply,Can use,Australia is explicitly included in Solid’s supported issuance countries, and residents can obtain the card after completing the required KYC.
5. South Africa:Can apply,Can use,South Africa is explicitly included in Solid’s African issuance coverage, and residents can proceed with identity verification and order the card.
6. New Zealand:Can apply,Can use,New Zealand is included in Solid’s supported Oceania markets, and residents can obtain the card after completing the required KYC.
7. Ireland:Can apply,Can use,Ireland is covered as an EU and EEA member state, and eligible residents can complete KYC and order the Solid Card.

Updated: Sep 13, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / Driver's license / National ID card

Review time / regional limits

Automated verification usually takes about two minutes; abnormal documents are transferred to manual compliance review.

KYC provider

Rain

Updated

Aug 18, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedAug 18, 2026

Wallet payments

Alipay

Supported

Aug 18, 2026

Wallet payments

Apple Pay

Supported

Aug 18, 2026

Cash services

ATM withdrawal

Not supported

Aug 18, 2026

AI tools

ChatGPT

Supported

Aug 18, 2026

AI tools

Claude

Supported

Aug 18, 2026

Wallet payments

Google Pay

Supported

Aug 18, 2026

AI tools

Midjourney

Supported

Aug 18, 2026

In-person payments

Offline POS

Supported

Aug 18, 2026

Online shopping

Online shopping

Supported

Aug 18, 2026

Wallet payments

PayPal

Supported

Aug 18, 2026

Subscriptions

Subscription payment

Supported

Aug 18, 2026

Wallet payments

WeChat Pay

Supported

Aug 18, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Shezigoogle_play★ 1 / 5

Solid: USDC Savings & Card Google Play review - 1 star

Even though solid platform has got popularity unfortunately I have found it's just because of over hype. I submitted my kyc 5-6 days ago and the kyc status looks as same since the first day ( your kyc is being verified) if you contact customer service the man Gideon severally ask you to check the app and try again and if doesn't work then he ask for patience while he contact the team eventually nothing happens then
View original
--google_play★ 1 / 5

Solid: USDC Savings & Card Google Play review - 1 star

unsupported countries
Official reply
We understand how frustrating it is when Solid isn’t fully available in your country. Coverage varies by region, but there may still be options available to you. Please reach out to our team so we can check your region and see how we can help.
View original
Ahasan Habibgoogle_play★ 5 / 5

Solid: USDC Savings & Card Google Play review - 5 star

Bast .....App
Official reply
Thank you, Ahasan! 💚 We’re really glad you’re enjoying the app. We appreciate the support and hope your experience with Solid keeps getting even better.
View original
ALvee Xohangoogle_play★ 1 / 5

Solid: USDC Savings & Card Google Play review - 1 star

scam project guys don't use this
View original
Abul basar Shitulgoogle_play★ 5 / 5

Solid: USDC Savings & Card Google Play review - 5 star

I have been using Solid Card for quite some time now, and my experience so far has been excellent. The app is easy to use, transactions are smooth, and the overall experience with online payments is convenient. I haven't encountered any major issues so far. I am satisfied with the service and hope Solid Card continues to improve and provide even better service in the future. All in all, a wonderful experience!
View original
Still alive!google_play★ 5 / 5

Solid: USDC Savings & Card Google Play review - 5 star

Had a great experience with the support team. They were very helpful and supportive. I also really like their tier system and rewards — they’re very attractive and make the overall experience even better. Highly recommended! 💚
View original
Rob Browngoogle_play★ 5 / 5

Solid: USDC Savings & Card Google Play review - 5 star

Top tier neobank, really impressive functionality and ease of moving funds. Visa card spend is seamless with great cashback and rewards. Savings rates are exceptional. Well done guys.
View original
Abdullah AL Tamimgoogle_play★ 5 / 5

Solid: USDC Savings & Card Google Play review - 5 star

nice
View original
ATTACHED Marmagoogle_play★ 1 / 5

Solid: USDC Savings & Card Google Play review - 1 star

card is always declined can't accept payment
View original
Kazi Mubingoogle_play★ 5 / 5

Solid: USDC Savings & Card Google Play review - 5 star

very very good card 👍
View original

Risk factors

Updated: Aug 18, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Solid Card require KYC?

Our record lists the Solid Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Solid Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Solid Card with?

Our record lists Solid Card support for: USDT, USDC, and ETH.

Is Solid Card a virtual or a physical card?

Solid Card is offered as: Virtual card.

Where is Solid Card available?

Our record lists 49 countries or regions as available and 17 as restricted. Country-by-country status is in the regions section of this page.

Who issues Solid Card?

Solid Card is operated by Solid on the Visa network.