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SwissBorg Card

Updated: Aug 7, 2026

The SwissBorg Card is a Mastercard crypto debit card offered by SwissBorg to eligible retail users, issued by UAB Monavate, and connected to the digital asset wallet in the SwissBorg App. Users do not need to convert crypto assets into fiat currency in advance and can designate a primary payment asset and backup assets. When a purchase occurs, the system converts crypto assets into the card's base fiat currency in real time. The card can be used for online purchases and for in-store contactless payments through compatible digital wallets. The product is primarily intended for users in the European Economic Area, United Kingdom, and Switzerland.
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Card network
Mastercard
Product type
Crypto debit card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDC / BTC / ETH / SOL
Last updated
Aug 7, 2026

Official and company information

Issuer identity and company credentials

SwissBorg is a Swiss-based crypto asset investment and trading app offering crypto asset buying, selling, exchange, wallet, Earn/Yield, Crypto Bundles, and other features, with the mobile app as its primary entry point. The brand and app owner is SBorg SA, and app services for users in the EEA, Switzerland, and the UK are provided by BlockNodes SAS of France. BlockNodes SAS has obtained MiCA CASP authorization from the French AMF, covering crypto asset custody and management, order execution, asset placement, crypto asset advice, portfolio management, and transfer services. SwissBorg itself should not be recorded as a bank or e-money institution, as official terms clearly state that it does not provide payment services; related payment/fiat wallet capabilities are provided by third-party licensed institutions.
Visit website Application page
Company / issuer
SwissBorg
Legal name
SBorg SA
Registered region
Switzerland (CH)
Headquarters
Original瑞士洛桑
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

SwissBorg Card connects SwissBorg's digital asset wallet to the Mastercard payment network. The base currency is EUR for cardholders in the European Economic Area, CHF in Switzerland, and GBP in the UK. Payments are deducted from the user's designated primary crypto asset. If its balance is insufficient, eligible backup assets may be used, with real-time conversion into the card's base currency. If the merchant's settlement currency differs, a further conversion is performed at the Mastercard exchange rate. The current formal issuance phase primarily offers a virtual card, which can be used directly for online payments and for in-person contactless payments through digital wallets such as Apple Pay, Google Pay, or Curve. Refunds are generally returned to the corresponding base fiat account. ATM cash withdrawals are not yet available.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

SwissBorg Card
Card formVirtual card
Fees
Monthly fee
Free
Card issuance fee
Free
Free issuance
ATM fee—
Foreign exchange fee
0 EUR
No additional foreign exchange fee charged by the bank
Top-up fee—
Failed transaction fee—
Rewards
Cashback—
Crypto cashback
99%
Up to 99% of exchange fees rebated, paid in BORG by tier
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit
10,000 EUR
Daily spending limit
Monthly spending limit
50,000 EUR
Monthly spending limit
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

33
FranceFRMaltaMTSwitzerlandCHIcelandISPortugalPTLatviaLVRomaniaROEstoniaEEItalyITLiechtensteinLISwedenSELithuaniaLTNetherlandsNLHungaryHUFinlandFISpainESSlovakiaSKLuxembourgLUIrelandIEGermanyDEGreeceGRUnited KingdomGBSloveniaSICzechiaCZBelgiumBECyprusCYPolandPLBulgariaBGDenmarkDKUnited Arab EmiratesAENorwayNOAustriaATCroatiaHR
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

152
BahamasBSComorosKMBrazilBRBurkina FasoBFMozambiqueMZMexicoMXUnited StatesUSQatarQASenegalSNSri LankaLKFijiFJDominican RepublicDOAngolaAOMaldivesMVRussiaRUMalawiMWLesothoLSIsraelILGabonGABahrainBHBeninBJBoliviaBOTajikistanTJGrenadaGDKyrgyzstanKGEritreaERChileCLAlgeriaDZKenyaKELibyaLYZimbabweZWCameroonCMGuineaGNJapanJPIndonesiaIDLaosLAParaguayPYAntigua & BarbudaAGBelizeBZTuvaluTVJordanJOSyriaSYKuwaitKWUruguayUYMontenegroMEGuatemalaGTNepalNPPalauPWBhutanBTGuyanaGYBosnia & HerzegovinaBASeychellesSCCubaCULebanonLBOmanOMDjiboutiDJEl SalvadorSVIraqIQEcuadorECTongaTOKiribatiKIThailandTHSamoaWSPhilippinesPHGuinea-BissauGWMarshall IslandsMHMoldovaMDNauruNRCape VerdeCVBangladeshBDEquatorial GuineaGQMauritaniaMRDominicaDMSolomon IslandsSBNicaraguaNIVanuatuVUArmeniaAMIranIRVietnamVNGambiaGMCentral African RepublicCFBurundiBISudanSDUzbekistanUZSomaliaSOVenezuelaVECosta RicaCRIndiaINTanzaniaTZSt. Kitts & NevisKNBarbadosBBEthiopiaETYemenYEMalaysiaMYTrinidad & TobagoTTHondurasHNUkraineUAMicronesiaFMHaitiHTMonacoMCCanadaCANorth MacedoniaMKAlbaniaALNew ZealandNZKazakhstanKZSt. LuciaLCMaliMLPeruPERwandaRWBelarusBYSaudi ArabiaSASierra LeoneSLPapua New GuineaPGTurkmenistanTMAzerbaijanAZMauritiusMUMyanmar (Burma)MMSão Tomé & PríncipeSTColombiaCOMongoliaMNTürkiyeTRSt. Vincent & GrenadinesVCNamibiaNATunisiaTNPanamaPACambodiaKHChadTDBotswanaBWPakistanPKZambiaZMNigeriaNGSingaporeSGMoroccoMANorth KoreaKPGhanaGHSerbiaRSLiberiaLRGeorgiaGEEgyptEGSouth AfricaZASurinameSRAfghanistanAFUgandaUGMadagascarMGTimor-LesteTLTogoTGChinaCNJamaicaJMCôte d’IvoireCISouth SudanSSNigerNEBruneiBN
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：中国大陆居民及中国公民不可申请；合资格境外持卡用户入境后，可在支持境外 Mastercard 的商户使用，并可通过支付宝或微信支付国际卡通道付款。

2、香港：中国香港居民不在当前卡片申请地区；已在合资格地区取得有效卡片的用户，可在香港接受 Mastercard 的线上商户使用，线下可通过兼容数字钱包付款。

3、澳门：中国澳门居民不在当前卡片申请地区；已在合资格地区取得有效卡片的用户，可在澳门接受 Mastercard 的线上商户使用，线下可通过兼容数字钱包付款。

4、台湾：中国台湾居民不在当前卡片申请地区；已在合资格地区取得有效卡片的用户，可在台湾接受 Mastercard 的线上商户使用，线下可通过兼容数字钱包付款。

Updated: Aug 7, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / ID card / Residence permit

Review time / regional limits

Automated review usually takes minutes; abnormal cases enter manual review and may last several business days.

KYC provider

Onfido

Updated

Aug 7, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedAug 7, 2026

Wallet payments

Alipay

Supported

Aug 7, 2026

Wallet payments

Apple Pay

Supported

Aug 7, 2026

Cash services

ATM withdrawal

Not supported

Aug 7, 2026

AI tools

ChatGPT

Supported

Aug 7, 2026

AI tools

Claude

Supported

Aug 7, 2026

Wallet payments

Google Pay

Supported

Aug 7, 2026

AI tools

Midjourney

Supported

Aug 7, 2026

In-person payments

Offline POS

Supported

Aug 7, 2026

Online shopping

Online shopping

Supported

Aug 7, 2026

Wallet payments

PayPal

Supported

Aug 7, 2026

Subscriptions

Subscription payment

Supported

Aug 7, 2026

Wallet payments

WeChat Pay

Supported

Aug 7, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Mitymitoapp_store★ 1 / 5

Service lamentable

Payement une carte de crédit personnel bloqué de 30 jours de contrôle???? Service minable À éviter Ce n est pas une entreprise Swiss
View original
Anontrustpilot★ 1 / 5

Noch immer haben sie mein Geld aus der…

Noch immer haben sie mein Geld aus der Serie A unterschlagen. Swissborg sind Betrüger. Es ist ein einziges Schneeballsystem. Dazu braucht man nur einen Blick auf ihren Token zu werfen. Haltet Abstand von dieser Börse
View original
ash wwtrustpilot★ 1 / 5

Not what it was

I invested in the ico, traded with them for years, now I don’t even have an account Not the friendly company it once was
View original
Tom Rivieretrustpilot★ 1 / 5

I have now written to the official…

I have now written to the official license issuers in France and Estonia.I hope they will lose their license,fined and go to jail all of them including support.Stealing my funds and many others who lost their funds.
View original
MartinJacobsontrustpilot★ 1 / 5

SwissBorg is not safe

SwissBorg is not safe 1. Their security is weak compared to other platforms. I was very easily hacked and $81k was stolen from my SwissBorg account. The same hackers tried to infiltrate 3 other platforms and were shut down with a small loss at one of the platforms before the account was serured. 2. A platform where I had a minor loss before they shut down the account, voluntarily repaid fees on notifying i was hacked. SwissBorg would not offer the same courtesy even when asked for 3. SwissBorg automated response systems are good. But to try get human support is weak. I got a response only after a month, and only after Multiple attempts, and finally only under duress.
View original
Jeanph Macapp_store★ 5 / 5

Best place to invest !

Swissborg is like a family ! Thanks for all
View original
Angry user49app_store★ 1 / 5

Abhebung ist immer noch nicht angekommen

Seid über 2 wochen warte ich auf mein Geld habe unzählige male denn support kontaktiert und immer nur die selbe Antwort bekommen das sie angeblich sich so schnell wie möglich daran setzen damit ich mein Geld bekomme das kann es doch nicht sein
View original
Sappyjaytrustpilot★ 3 / 5

Contacted swissborg support and still…

Contacted swissborg support and still no reply about a week later. The platform is clean and easy to use, not sure what's going on them, maybe the crypto rout is affecting their profits and they can't afford the staff. Edit: **31 July 2026, they picked up on my Trustpilot review and attempted to resolve my issue then asked for me to uypdate the review, apparently my support ticket was "lost" hence why i was ignored. Not great Swissborg!""
Official reply
Edit: Hello Justin, Thank you for updating your review and for giving us the opportunity to resolve your issue. We sincerely apologize for the delay in responding to your support request. Unfortunately, your ticket was not picked up as intended, and we understand how frustrating that must have been. We're glad we were able to investigate your account and confirm that everything is now in order. Your feedback is important to us, and we're using it to help improve our support processes to prevent this from happening again. ------------------------------------------------------------------------------ Hello Justin, We're very sorry for the delay you experienced in receiving a response from our support team. Unfortunately, your ticket was not routed to an agent as expected, which delayed our response. We sincerely apologize for this and completely understand your frustration. We're glad we were able to review your account and confirm that everything is now in order. Thank you for your patience and for bringing this to our attention.
View original
Jens Nageltrustpilot★ 1 / 5

Wenn es schon beim KYC scheitert

Wenn es schon beim KYC scheitert, braucht man wohl nicht viel erwarten. Seit 1 Woche warte ich auf Freigabe. Support angeschrieben, auch keine richtige Antwort bekommen. Update: anstatt eine ordentliche Mail zu schreiben, woran es liegt, wird wie ein kleines paziges Mädchen der Zugang zur App gesperrt.
Official reply
Hallo Jens, Es tut uns leid zu hören, dass Sie mit Ihrer Erfahrung unzufrieden sind. In einigen Fällen kann die Verifizierung zusätzliche Prüfungen erfordern, wodurch sich der Prozess verlängern kann. Aus Datenschutz- und Sicherheitsgründen können wir die Details eines Kontos jedoch nicht öffentlich besprechen. Bitte antworten Sie auf Ihr bestehendes Support-Ticket, falls Sie noch Fragen haben. Unser Team wird Ihnen im Rahmen dessen, was wir mitteilen können, gerne weiterhelfen.
View original
sebakoenigapp_store★ 1 / 5

Très mauvais

Je le déconseille vivement
View original

Risk factors

Updated: Aug 7, 2026

No risk factors are available