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SwissBorg Card

Updated: Sep 15, 2026

The SwissBorg Card is a Mastercard crypto debit card offered by SwissBorg to eligible retail users, issued by UAB Monavate, and connected to the digital asset wallet in the SwissBorg App. Users do not need to convert crypto assets into fiat currency in advance and can designate a primary payment asset and backup assets. When a purchase occurs, the system converts crypto assets into the card's base fiat currency in real time. The card can be used for online purchases and for in-store contactless payments through compatible digital wallets. The product is primarily intended for users in the European Economic Area, United Kingdom, and Switzerland.
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Card network
Product type
Crypto debit card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDCBTCETHSOL
Last updated
Sep 15, 2026

Official and company information

Issuer identity and company credentials

SwissBorg is a Swiss-based crypto asset investment and trading app offering crypto asset buying, selling, exchange, wallet, Earn/Yield, Crypto Bundles, and other features, with the mobile app as its primary entry point. The brand and app owner is SBorg SA, and app services for users in the EEA, Switzerland, and the UK are provided by BlockNodes SAS of France. BlockNodes SAS has obtained MiCA CASP authorization from the French AMF, covering crypto asset custody and management, order execution, asset placement, crypto asset advice, portfolio management, and transfer services. SwissBorg itself should not be recorded as a bank or e-money institution, as official terms clearly state that it does not provide payment services; related payment/fiat wallet capabilities are provided by third-party licensed institutions.
Company / issuer
SwissBorg
Legal name
SBorg SA
Registered region
Switzerland (CH)
Headquarters
Lausanne, Switzerland
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

SwissBorg Card connects SwissBorg's digital asset wallet to the Mastercard payment network. The base currency is EUR for cardholders in the European Economic Area, CHF in Switzerland, and GBP in the UK. Payments are deducted from the user's designated primary crypto asset. If its balance is insufficient, eligible backup assets may be used, with real-time conversion into the card's base currency. If the merchant's settlement currency differs, a further conversion is performed at the Mastercard exchange rate. The current formal issuance phase primarily offers a virtual card, which can be used directly for online payments and for in-person contactless payments through digital wallets such as Apple Pay, Google Pay, or Curve. Refunds are generally returned to the corresponding base fiat account. ATM cash withdrawals are not yet available.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

SwissBorg Card
Card formVirtual card
Fees
Monthly fee
Free
Card issuance fee
Free
Free issuance
ATM fee—
Foreign exchange fee
0 EUR
No additional foreign exchange fee charged by the bank
Top-up fee—
Failed transaction fee—
Rewards
Cashback—
Crypto cashback
99%
Up to 99% of exchange fees rebated, paid in BORG by tier
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit
10,000 EUR
Daily spending limit
Monthly spending limit
50,000 EUR
Monthly spending limit
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

33
FranceFRMaltaMTSwitzerlandCHIcelandISPortugalPTLatviaLVRomaniaROEstoniaEEItalyITLiechtensteinLISwedenSELithuaniaLTNetherlandsNLHungaryHUFinlandFISpainESSlovakiaSKLuxembourgLUIrelandIEGermanyDEGreeceGRUnited KingdomGBSloveniaSICzechiaCZBelgiumBECyprusCYPolandPLBulgariaBGDenmarkDKUnited Arab EmiratesAENorwayNOAustriaATCroatiaHR
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

152
BahamasBSComorosKMBrazilBRBurkina FasoBFMozambiqueMZMexicoMXUnited StatesUSQatarQASenegalSNSri LankaLKFijiFJDominican RepublicDOAngolaAOMaldivesMVRussiaRUMalawiMWLesothoLSIsraelILGabonGABahrainBHBeninBJBoliviaBOTajikistanTJGrenadaGDKyrgyzstanKGEritreaERChileCLAlgeriaDZKenyaKELibyaLYZimbabweZWCameroonCMGuineaGNJapanJPIndonesiaIDLaosLAParaguayPYAntigua & BarbudaAGBelizeBZTuvaluTVJordanJOSyriaSYKuwaitKWUruguayUYMontenegroMEGuatemalaGTNepalNPPalauPWBhutanBTGuyanaGYBosnia & HerzegovinaBASeychellesSCCubaCULebanonLBOmanOMDjiboutiDJEl SalvadorSVIraqIQEcuadorECTongaTOKiribatiKIThailandTHSamoaWSPhilippinesPHGuinea-BissauGWMarshall IslandsMHMoldovaMDNauruNRCape VerdeCVBangladeshBDEquatorial GuineaGQMauritaniaMRDominicaDMSolomon IslandsSBNicaraguaNIVanuatuVUArmeniaAMIranIRVietnamVNGambiaGMCentral African RepublicCFBurundiBISudanSDUzbekistanUZSomaliaSOVenezuelaVECosta RicaCRIndiaINTanzaniaTZSt. Kitts & NevisKNBarbadosBBEthiopiaETYemenYEMalaysiaMYTrinidad & TobagoTTHondurasHNUkraineUAMicronesiaFMHaitiHTMonacoMCCanadaCANorth MacedoniaMKAlbaniaALNew ZealandNZKazakhstanKZSt. LuciaLCMaliMLPeruPERwandaRWBelarusBYSaudi ArabiaSASierra LeoneSLPapua New GuineaPGTurkmenistanTMAzerbaijanAZMauritiusMUMyanmar (Burma)MMSão Tomé & PríncipeSTColombiaCOMongoliaMNTürkiyeTRSt. Vincent & GrenadinesVCNamibiaNATunisiaTNPanamaPACambodiaKHChadTDBotswanaBWPakistanPKZambiaZMNigeriaNGSingaporeSGMoroccoMANorth KoreaKPGhanaGHSerbiaRSLiberiaLRGeorgiaGEEgyptEGSouth AfricaZASurinameSRAfghanistanAFUgandaUGMadagascarMGTimor-LesteTLTogoTGChinaCNJamaicaJMCôte d’IvoireCISouth SudanSSNigerNEBruneiBN
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Cannot apply,Can use,Card issuance is limited to residents of the EEA, Switzerland and the United Kingdom; the United States is not on SwissBorg’s card-use restricted-country list.
2. United Kingdom:Can apply,Can use,UK residents with an unrestricted SwissBorg account and Level 2 identity and address verification are eligible for the current virtual card.
3. Canada:Cannot apply,Can use,Canada is outside the current card issuance area, but it is not included in SwissBorg’s restricted-country list for card transactions.
4. Australia:Cannot apply,Can use,Australia is outside the current issuance area covering the EEA, Switzerland and the UK, while card transactions are not country-restricted there.
5. South Africa:Cannot apply,Can use,South Africa is not supported for card issuance, but it is not among the jurisdictions where SwissBorg prohibits card use.
6. New Zealand:Cannot apply,Can use,New Zealand is outside the current card issuance area, while an eligible cardholder can use the card there.
7. Ireland:Can apply,Can use,Ireland is explicitly included in the current issuance list and residents can request the virtual card after completing Level 2 identity and address verification.

Updated: Sep 15, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / ID card / Residence permit

Review time / regional limits

Automated review usually takes minutes; abnormal cases enter manual review and may last several business days.

KYC provider

Onfido

Updated

Aug 7, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedAug 7, 2026

Wallet payments

Alipay

Supported

Aug 7, 2026

Wallet payments

Apple Pay

Supported

Aug 7, 2026

Cash services

ATM withdrawal

Not supported

Aug 7, 2026

AI tools

ChatGPT

Supported

Aug 7, 2026

AI tools

Claude

Supported

Aug 7, 2026

Wallet payments

Google Pay

Supported

Aug 7, 2026

AI tools

Midjourney

Supported

Aug 7, 2026

In-person payments

Offline POS

Supported

Aug 7, 2026

Online shopping

Online shopping

Supported

Aug 7, 2026

Wallet payments

PayPal

Supported

Aug 7, 2026

Subscriptions

Subscription payment

Supported

Aug 7, 2026

Wallet payments

WeChat Pay

Supported

Aug 7, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Milo Tsukigoogle_play★ 1 / 5

SwissBorg: Buy Bitcoin, Crypto Google Play review - 1 star

Had an account for about a year brought some btc and it's locked up for 10 days, tried contacting support, ai response says something about being new customer blah blah would i like to start a ticket to speak to a support team member, but that just ends up saying we're busy and will get back to you and then the chat times out so back where you started. Avoid
View original
Arthur DJgoogle_play★ 4 / 5

SwissBorg: Buy Bitcoin, Crypto Google Play review - 4 star

For Europe best most fast secure crypto exchange and more unfortunately in general they add tokens to late, when prise has increased a lot already like recently zcash.
Official reply
Thank you for the great feedback! We’re really happy to hear you value SwissBorg’s speed and security. Listing decisions require careful consideration, but we appreciate your feedback on timing and will make sure it’s heard by the relevant team.
View original
Robert Mannersgoogle_play★ 1 / 5

SwissBorg: Buy Bitcoin, Crypto Google Play review - 1 star

All of my Solano was stolen while staking on this platform and was not reimbursed. I have had no support to try and retrieve my stolen Solano currency either.
Official reply
Hello! We are sorry to hear about this. Could you please contact us at support@swissborg.com, or even better,via app? To do so, please open the application and:1. Go to Profile (at the bottom right) 2. Tap Support 3. Choose Cyborg Assistant 4. Explain your problem or ask your question. Looking forward to hearing from you.
View original
Carlos 19720app_store★ 1 / 5

Attention !

Le 28 juillet 2026 fait un versement de USD 5000. Le 20 août 2026 toujours pas crédité sur mon compte Swissborg. 3 demandes de support et aucune réponse + numéro de téléphone donné dans Google Map ne fonctionne pas!
View original
Mitymitoapp_store★ 1 / 5

Service lamentable

Payement une carte de crédit personnel bloqué de 30 jours de contrôle???? Service minable À éviter Ce n est pas une entreprise Swiss
View original
Anontrustpilot★ 1 / 5

Noch immer haben sie mein Geld aus der…

Noch immer haben sie mein Geld aus der Serie A unterschlagen. Swissborg sind Betrüger. Es ist ein einziges Schneeballsystem. Dazu braucht man nur einen Blick auf ihren Token zu werfen. Haltet Abstand von dieser Börse
View original
ash wwtrustpilot★ 1 / 5

Not what it was

I invested in the ico, traded with them for years, now I don’t even have an account Not the friendly company it once was
View original
Tom Rivieretrustpilot★ 1 / 5

I have now written to the official…

I have now written to the official license issuers in France and Estonia.I hope they will lose their license,fined and go to jail all of them including support.Stealing my funds and many others who lost their funds.
View original
MartinJacobsontrustpilot★ 1 / 5

SwissBorg is not safe

SwissBorg is not safe 1. Their security is weak compared to other platforms. I was very easily hacked and $81k was stolen from my SwissBorg account. The same hackers tried to infiltrate 3 other platforms and were shut down with a small loss at one of the platforms before the account was serured. 2. A platform where I had a minor loss before they shut down the account, voluntarily repaid fees on notifying i was hacked. SwissBorg would not offer the same courtesy even when asked for 3. SwissBorg automated response systems are good. But to try get human support is weak. I got a response only after a month, and only after Multiple attempts, and finally only under duress.
View original

Risk factors

Updated: Aug 7, 2026

No risk factors are available

Compare SwissBorg Card

Frequently asked questions

Answers drawn from the published record on this page.

Does SwissBorg Card require KYC?

Our record lists the SwissBorg Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does SwissBorg Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up SwissBorg Card with?

Our record lists SwissBorg Card support for: USDC, BTC, ETH, and SOL.

Is SwissBorg Card a virtual or a physical card?

SwissBorg Card is offered as: Virtual card.

Where is SwissBorg Card available?

Our record lists 33 countries or regions as available and 152 as restricted. Country-by-country status is in the regions section of this page.

Who issues SwissBorg Card?

SwissBorg Card is operated by SwissBorg on the Mastercard network.