Available regions
Applications or normal card activation are supported
BangladeshBDIndonesiaIDUnited StatesUSGermanyDEChinaCNNigeriaNG
- Evidence
- Officially supported
Card database / Visa / Stablecoin payment card
V
vPay Card
Updated: Sep 29, 2026
vPay Card is a crypto payment debit card within the vPay Web3 financial account system, operating together with the platform’s digital assets, fiat balances, and exchange functions. Users can hold and manage multi-chain crypto assets within vPay and use assets in their account for card spending. At the time of payment, the platform converts crypto assets into fiat, rather than requiring users to establish a completely separate pre-funded card account in advance.
- Card network
- Product type
- Stablecoin payment card
- Card form
- Virtual card / Physical card
- Operating status
- Active
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 60-69
- Supported assets
USDT
USDC
BTC
ETH
BNB
SOL
XRP'%20xlink:href='%23b'/%3e%3cuse%20fill='%23FFF'%20xlink:href='%23b'/%3e%3c/g%3e%3c/svg%3e)
ADA
DOGE
TRX
AVAX
DOT
LINK
MATIC'%20fill='%23FFF'%3e%3cpath%20d='M10.02.53c-1.295%200-2.345%204.697-2.345%2010.49s1.05%2010.49%202.345%2010.49c1.294%200%202.344-4.697%202.344-10.49S11.314.53%2010.02.53zm.162%2020.387c-.148.198-.297.05-.297.05-.596-.692-.894-1.975-.894-1.975-1.043-3.357-.795-10.564-.795-10.564.49-5.721%201.382-7.073%201.685-7.373a.185.185%200%2001.238-.019c.44.313.81%201.617.81%201.617%201.09%204.048.991%207.848.991%207.848.099%203.308-.546%207.01-.546%207.01-.497%202.814-1.192%203.406-1.192%203.406z'/%3e%3cpath%20d='M19.118%205.8c-.645-1.124-5.24.303-10.267%203.186-5.027%202.883-8.573%206.13-7.93%207.254.645%201.124%205.241-.303%2010.268-3.186%205.027-2.883%208.574-6.131%207.93-7.254zM1.515%2016.085c-.246-.03-.19-.234-.19-.234.302-.86%201.266-1.758%201.266-1.758%202.393-2.575%208.769-5.946%208.769-5.946%205.206-2.422%206.823-2.32%207.233-2.208a.185.185%200%2001.135.198c-.05.537-1%201.507-1%201.507-2.966%202.961-6.312%204.768-6.312%204.768-2.82%201.732-6.353%203.013-6.353%203.013-2.688.968-3.548.66-3.548.66z'/%3e%3cpath%20d='M19.095%2016.277c.65-1.12-2.887-4.383-7.898-7.288C6.187%206.085%201.593%204.641.944%205.763c-.65%201.123%202.888%204.383%207.9%207.288%205.013%202.904%209.602%204.348%2010.251%203.226zM1.375%206.196c-.097-.228.106-.283.106-.283.897-.17%202.157.217%202.157.217%203.427.78%209.538%204.608%209.538%204.608%204.705%203.292%205.427%204.743%205.535%205.154a.185.185%200%2001-.103.215c-.49.225-1.805-.11-1.805-.11-4.05-1.086-7.289-3.075-7.289-3.075-2.91-1.57-5.788-3.985-5.788-3.985-2.187-1.842-2.35-2.74-2.35-2.74l-.002-.001z'/%3e%3ccircle%20cx='9.995'%20cy='10.995'%20r='1.234'/%3e%3ccircle%20cx='15.055'%20cy='6.256'%20r='1'/%3e%3ccircle%20cx='3.306'%20cy='8.774'%20r='1'/%3e%3ccircle%20cx='8.539'%20cy='17.856'%20r='1'/%3e%3c/g%3e%3c/g%3e%3c/svg%3e)
ATOM
LTC
BCH
DAI
XLM
UNI- Last updated
- Sep 29, 2026
Official and company information
Issuer identity and company credentials
vPay is a comprehensive crypto and fiat payment project for Web3 users, offering or planning multi-chain wallets, crypto exchange, global accounts, payment links, virtual and physical cards, and AI-powered financial management, along with the $VPAY ecosystem token. Its website describes the product as an "AI-driven OmniBank," but publicly available information indicates that account, banking, and card capabilities rely on partners and third-party financial service providers, and does not demonstrate that vPay itself is a licensed bank or direct card issuer.
- Company / issuer
- vPay / VPay Global
- Legal name
- Company name not disclosed
- Registered region
- Unconfirmed
- Headquarters
- Company full name not disclosed
- Company type
- Private company
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
vPay integrates crypto and fiat accounts, a digital asset wallet, asset exchange, bank cards, and cross-border payments into a single OmniBank platform. The card serves as the spending component of this account system. Users can manage multiple digital assets and account balances within the app, while transaction settlement is handled through the platform’s payment execution and conversion layer when spending occurs. Both virtual and physical cards are currently available, with actual card issuance and transaction records already established. Its product logic is closer to a “unified Web3 financial account + multi-asset management + real-time conversion for card payments” model than to a standalone crypto prepaid card used only for funding and spending.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
V vPay Virtual Card | V vPay Physical Card | |
|---|---|---|
| Card form | Virtual card | Physical card |
| Fees | ||
| Monthly fee | — | — |
| Card issuance fee | — | — |
| ATM fee | — | — |
| Foreign exchange fee | Free 0% vPay FX fee | Free 0% vPay FX fee |
| Top-up fee | Free Free top-up for 1000+ currencies | Free Free top-up for 1000+ currencies |
| Failed transaction fee | — | — |
| Rewards | ||
| Cashback | 1.5% Card spending cashback | 1.5% Card spending cashback |
| Crypto cashback | — | — |
| Staking rewards | — | — |
| Staking APR | — | — |
| Welcome bonus | — | — |
| Referral bonus | — | — |
| Limits | ||
| Daily spending limit | — | — |
| Monthly spending limit | — | — |
| ATM withdrawal limit | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
North KoreaKPSyriaSYIranIRCubaCU
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Can apply，Can use，vPay’s global card program serves U.S. users, with card access subject to identity verification and approval by the underlying financial-service provider.
2. United Kingdom：Can apply，Can use，UK residents are covered by vPay’s global card program and can obtain a card after completing the required identity verification and partner eligibility checks.
3. Canada：Can apply，Can use，Canadian users are served by vPay’s global platform and can obtain the card subject to identity verification and approval by the card-service provider.
4. Australia：Can apply，Can use，Australian residents fall within vPay’s global card offering and can apply after completing the required identity and eligibility checks.
5. South Africa：Can apply，Can use，vPay’s official user coverage includes South Africa, and residents can obtain the card subject to the required identity verification and partner approval.
6. New Zealand：Can apply，Can use，New Zealand residents are covered by vPay’s global card offering and can apply after completing the required verification and financial-partner eligibility checks.
7. Ireland：Can apply，Can use，Irish residents can access vPay’s global card program after completing the required identity verification and approval process.
Updated: Sep 13, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
Passport
Review time / regional limits
Identity verification is performed by the platform and banking infrastructure; unusual or high-risk applications go through further manual compliance review.
KYC provider
Not disclosed
Updated
Aug 19, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported8
Not supported4
UpdatedAug 19, 2026
Wallet payments
Alipay
Not supported
Aug 19, 2026
Wallet payments
Apple Pay
Not supported
Aug 19, 2026
Cash services
ATM withdrawal
Supported
Aug 19, 2026
AI tools
ChatGPT
Supported
Aug 19, 2026
AI tools
Claude
Supported
Aug 19, 2026
Wallet payments
Google Pay
Not supported
Aug 19, 2026
AI tools
Midjourney
Supported
Aug 19, 2026
In-person payments
Offline POS
Supported
Aug 19, 2026
Online shopping
Online shopping
Supported
Aug 19, 2026
Wallet payments
PayPal
Supported
Aug 19, 2026
Subscriptions
Subscription payment
Supported
Aug 19, 2026
Wallet payments
WeChat Pay
Not supported
Aug 19, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 0 approved reviews matched to this card
No approved reviews
Approved source content will appear after it is matched to this card.
Risk factors
Updated: Aug 19, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does vPay Card require KYC?
Our record lists the vPay Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does vPay Card support Apple Pay and Google Pay?
Apple Pay: Not supported. Google Pay: Not supported.
Which assets can I top up vPay Card with?
Our record lists vPay Card support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and ADA (20 in total).
Is vPay Card a virtual or a physical card?
vPay Card is offered as: Virtual card and Physical card.
Where is vPay Card available?
Our record lists 6 countries or regions as available and 4 as restricted. Country-by-country status is in the regions section of this page.
Who issues vPay Card?
vPay Card is operated by vPay / VPay Global on the Visa network.