Card database / Visa / Stablecoin payment card

WebitPay Card

Updated: Sep 29, 2026

WebitPay Card is a crypto asset payment card service provided by Hong Kong fintech company Webit Information Technology Limited. The cards are issued by Reap Technologies Limited and operate on the Visa network. Users can top up their WebitPay accounts with crypto assets such as USDT, USDC, BTC, ETH, and BNB, and make payments via virtual or physical cards. The product covers scenarios including online shopping, subscriptions, Google Pay contactless payments, in-store purchases, and ATM withdrawals.

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Card network
Product type: Stablecoin payment card
Card form: Virtual card / Physical card
Operating status: Active
KYC level: Full KYC
Commercial relationship: No commercial relationship
Risk score: 70-79

Supported assets: USDTUSDCBTCETHBNB
Last updated: Sep 29, 2026

Official and company information

Issuer identity and company credentials

WebitPay is a digital asset payment fintech platform primarily based in Hong Kong, operated by Webit Information Technology Limited, with an associated entity, Webit Information Technology Inc., established in the United States. The platform offers virtual cards, physical cards, cross-border payments, merchant payments, and corporate cards linked to stablecoins/digital assets for both individuals and businesses. WebitPay itself mainly handles product operations, customer service, and project management.

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Company / issuer: WebitPay
Legal name: Webit Information Technology Limited
Registered region: Hong Kong (HK)
Headquarters: Wan Chai, Hong Kong
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

Webit Card is part of WebitPay’s custodial wallet and payment account system rather than being directly connected to a user’s external self-custody wallet. After registration, users receive an on-chain wallet custodied by the platform and can deposit supported crypto assets into their WebitPay account. The account separates crypto-asset balances from spendable balances such as U.S. dollars, and users can specify which funds should be used first in the payment settings. The card itself is a non-credit, reloadable product with no overdraft facility or credit line, and is available in both virtual and physical form. Its core structure integrates a platform-custodied on-chain asset account, asset conversion, and a separate card payment account within the same application.

Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

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	WWebitPay Virtual Card	WWebitPay Physical Card
Card form	Virtual card	Physical card
Fees
Monthly fee	Free Account maintenance fee waived	Free Account management fee waived.
Card issuance fee	5 USD First card free, $5 for each additional card; $5 discount on the first top-up	90 USD First card $90, subsequent cards $100; first-time offer discount of $10.
ATM fee	—	2% A 1% currency conversion fee also applies.
Foreign exchange fee	1.2% Charged for non-local currency transactions	1.2% Charged for non-local currency transactions.
Top-up fee	Free Top-up fee waived	Free Top-up fee waived.
Failed transaction fee	0.5 USD First three times per card per month are free	0.5 USD First 3 times free per card per month.
Rewards
Cashback	—	—
Crypto cashback	—	—
Staking rewards	—	—
Staking APR	—	—
Welcome bonus	—	—
Referral bonus	—	—
Limits
Daily spending limit	1,000,000 USD Daily cumulative spending limit	1,000,000 USD Daily cumulative spending limit.
Monthly spending limit	—	—
ATM withdrawal limit	—	3,000 USD 3,000 USD daily, 10,000 USD monthly; 3 times daily, 30 times monthly.
Card network

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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

123

HungaryHUDominicaDMNauruNRBelizeBZAnguillaAIRomaniaROUnited KingdomGBFinlandFISt. Vincent & GrenadinesVCPanamaPAIsraelILCzechiaCZGuyanaGYPortugalPTVietnamVNGabonGACosta RicaCRBruneiBNCayman IslandsKYBoliviaBOSaudi ArabiaSATurks & Caicos IslandsTCCôte d’IvoireCIIrelandIESouth KoreaKRGambiaGMTrinidad & TobagoTTMauritiusMUEgyptEGMalawiMWCape VerdeCVMontenegroMEParaguayPYSloveniaSIGhanaGHLaosLAPakistanPKSwitzerlandCHEstoniaEEAlgeriaDZBosnia & HerzegovinaBABrazilBRGermanyDEItalyITChileCLNepalNPChadTDIcelandISSerbiaRSGrenadaGDSolomon IslandsSBBahamasBSMoldovaMDBelgiumBEMontserratMSPapua New GuineaPGAustriaATMexicoMXDenmarkDKPolandPLMaltaMTLatviaLVLuxembourgLUSenegalSNSt. Kitts & NevisKNTongaTOLithuaniaLTSlovakiaSKUnited Arab EmiratesAECyprusCYBhutanBTFranceFRIndonesiaIDNigerNENew ZealandNZSt. LuciaLCSão Tomé & PríncipeSTArgentinaARNigeriaNGBritish Virgin IslandsVGUruguayUYTürkiyeTRQatarQAEcuadorECBeninBJBarbadosBBMauritaniaMRThailandTHMaldivesMVSwedenSEAzerbaijanAZSeychellesSCNetherlandsNLPhilippinesPHMalaysiaMYNorwayNOBotswanaBWVanuatuVUGreeceGRHong KongHKMacaoMOKuwaitKWEl SalvadorSVSri LankaLKFijiFJCanadaCAAntigua & BarbudaAGColombiaCONorth MacedoniaMKSpainESDominican RepublicDOTunisiaTNCroatiaHRIndiaINBahrainBHLebanonLBMadagascarMGSurinameSRGeorgiaGEBermudaBMOmanOMPeruPEAngolaAO

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

United StatesUSJapanJPCongo - BrazzavilleCGYemenYEIraqIQMoroccoMAUgandaUGArmeniaAMBurundiBIMaliMLBurkina FasoBFBelarusBYChinaCNRussiaRUNamibiaNASouth SudanSSRwandaRWSingaporeSGIranIRCameroonCMAustraliaAULiberiaLRSyriaSYGuinea-BissauGWBulgariaBGSomaliaSOCubaCUTanzaniaTZPalauPWNorth KoreaKPJamaicaJMAlbaniaALMyanmar (Burma)MMCentral African RepublicCFJordanJOCambodiaKHMozambiqueMZNicaraguaNIHaitiHTAfghanistanAFEritreaERKenyaKESouth AfricaZACongo - KinshasaCDSudanSDZimbabweZWLibyaLYSierra LeoneSLUkraineUA

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，The United States is explicitly excluded from WebitPay’s current KYC coverage, so U.S. identity documents cannot be used for card issuance; a valid card issued to an eligible user can still be used locally subject to sanctions controls.

2. United Kingdom：Can apply，Can use，UK residents fall within the current KYC-supported coverage and can obtain the card after completing the required identity verification.

3. Canada：Can apply，Can use，Canada is currently within WebitPay’s KYC-supported coverage, and eligibility is determined by the country of the applicant’s identity document rather than physical location.

4. Australia：Can apply，Can use，Australian residents are currently eligible for KYC and can obtain the card after successful identity verification.

5. South Africa：Cannot apply，Can use，South Africa is explicitly excluded from WebitPay’s current KYC coverage, so South African identity documents cannot qualify for issuance; valid cards issued to eligible users can still be used locally.

6. New Zealand：Can apply，Can use，New Zealand falls within the current KYC-supported coverage and residents can obtain the card after completing identity verification.

7. Ireland：Can apply，Can use，Irish residents are currently eligible for WebitPay KYC and can obtain the card after completing the required identity checks.

Updated: Sep 12, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / ID Card / Driver's License

Review time / regional limits

Automated review usually takes a few minutes; abnormal data will be transferred for manual review

KYC provider

Shufti Pro

Updated

Aug 26, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported7

Not supported5

UpdatedAug 26, 2026

Wallet payments

Alipay

Not supported

Aug 26, 2026

Wallet payments

Apple Pay

Supported

Aug 26, 2026

Cash services

ATM withdrawal

Supported

Aug 26, 2026

AI tools

ChatGPT

Not supported

Aug 26, 2026

AI tools

Claude

Not supported

Aug 26, 2026

Wallet payments

Google Pay

Supported

Aug 26, 2026

AI tools

Midjourney

Not supported

Aug 26, 2026

In-person payments

Offline POS

Supported

Aug 26, 2026

Online shopping

Supported

Aug 26, 2026

Wallet payments

PayPal

Supported

Aug 26, 2026

Subscriptions

Subscription payment

Supported

Aug 26, 2026

Wallet payments

WeChat Pay

Not supported

Aug 26, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

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Risk factors

Updated: Aug 26, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does WebitPay Card require KYC?

Our record lists the WebitPay Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does WebitPay Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up WebitPay Card with?

Our record lists WebitPay Card support for: USDT, USDC, BTC, ETH, and BNB.

Is WebitPay Card a virtual or a physical card?

WebitPay Card is offered as: Virtual card and Physical card.

Where is WebitPay Card available?

Our record lists 123 countries or regions as available and 49 as restricted. Country-by-country status is in the regions section of this page.

Who issues WebitPay Card?

WebitPay Card is operated by WebitPay on the Visa network.