Card database / Visa / Stablecoin payment card

WebitPay Card

Updated: Aug 26, 2026

WebitPay Card is a crypto asset payment card service provided by Hong Kong fintech company Webit Information Technology Limited. The cards are issued by Reap Technologies Limited and operate on the Visa network. Users can top up their WebitPay accounts with crypto assets such as USDT, USDC, BTC, ETH, and BNB, and make payments via virtual or physical cards. The product covers scenarios including online shopping, subscriptions, Google Pay contactless payments, in-store purchases, and ATM withdrawals.

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Card network

Visa

Product type

Stablecoin payment card

Card form

Virtual card / Physical card

Operating status

Active

KYC level

Full KYC

Commercial relationship

No commercial relationship

Risk score

70-79

Supported assets

USDT / USDC / BTC / ETH / BNB

Last updated

Aug 26, 2026

Official and company information

Issuer identity and company credentials

WebitPay is a digital asset payment fintech platform primarily based in Hong Kong, operated by Webit Information Technology Limited, with an associated entity, Webit Information Technology Inc., established in the United States. The platform offers virtual cards, physical cards, cross-border payments, merchant payments, and corporate cards linked to stablecoins/digital assets for both individuals and businesses. WebitPay itself mainly handles product operations, customer service, and project management.

Visit website Application page

Company / issuer: WebitPay
Legal name: Webit Information Technology Limited
Registered region: Hong Kong (HK)
Headquarters: Wan Chai, Hong Kong
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

WebitPay integrates a custodial on-chain wallet, crypto asset top-ups, and Visa card payments into a single application. Upon registration, the platform creates an on-chain wallet for the user, who can deposit supported crypto assets from external wallets. After completing KYC, users can apply for a Virtual Card or Physical Card. The Webit Card is a non-credit, reloadable payment product that does not offer overdraft or credit limits; transactions are made using the available card balance and are authorized and settled via the Visa network. Virtual Cards can be activated instantly, suitable for online shopping, subscriptions, and linking to digital wallets such as Google Pay. Physical Cards can be used at online and offline Visa merchants and support ATM cash withdrawals. The platform also provides card freezing, transaction history, spending limits, and multi-currency payment management.

Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

	WWebitPay Virtual Card	WWebitPay physical card
Card form	Virtual card	Physical card
Fees
Monthly fee	Free Account maintenance fee waived	Free Account management fee waived.
Card issuance fee	5 USD First card free, $5 for each additional card; $5 discount on the first top-up	90 USD First card $90, subsequent cards $100; first-time offer discount of $10.
ATM fee	—	2% A 1% currency conversion fee also applies.
Foreign exchange fee	1.2% Charged for non-local currency transactions	1.2% Charged for non-local currency transactions.
Top-up fee	Free Top-up fee waived	Free Top-up fee waived.
Failed transaction fee	0.5 USD First three times per card per month are free	0.5 USD First 3 times free per card per month.
Rewards
Cashback	—	—
Crypto cashback	—	—
Staking rewards	—	—
Staking APR	—	—
Welcome bonus	—	—
Referral bonus	—	—
Limits
Daily spending limit	1,000,000 USD Daily cumulative spending limit	1,000,000 USD Daily cumulative spending limit.
Monthly spending limit	—	—
ATM withdrawal limit	—	3,000 USD 3,000 USD daily, 10,000 USD monthly; 3 times daily, 30 times monthly.
Card network

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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

123

HungaryHUDominicaDMNauruNRBelizeBZAnguillaAIRomaniaROUnited KingdomGBFinlandFISt. Vincent & GrenadinesVCPanamaPAIsraelILCzechiaCZGuyanaGYPortugalPTVietnamVNGabonGACosta RicaCRBruneiBNCayman IslandsKYBoliviaBOSaudi ArabiaSATurks & Caicos IslandsTCCôte d’IvoireCIIrelandIESouth KoreaKRGambiaGMTrinidad & TobagoTTMauritiusMUEgyptEGMalawiMWCape VerdeCVMontenegroMEParaguayPYSloveniaSIGhanaGHLaosLAPakistanPKSwitzerlandCHEstoniaEEAlgeriaDZBosnia & HerzegovinaBABrazilBRGermanyDEItalyITChileCLNepalNPChadTDIcelandISSerbiaRSGrenadaGDSolomon IslandsSBBahamasBSMoldovaMDBelgiumBEMontserratMSPapua New GuineaPGAustriaATMexicoMXDenmarkDKPolandPLMaltaMTLatviaLVLuxembourgLUSenegalSNSt. Kitts & NevisKNTongaTOLithuaniaLTSlovakiaSKUnited Arab EmiratesAECyprusCYBhutanBTFranceFRIndonesiaIDNigerNENew ZealandNZSt. LuciaLCSão Tomé & PríncipeSTArgentinaARNigeriaNGBritish Virgin IslandsVGUruguayUYTürkiyeTRQatarQAEcuadorECBeninBJBarbadosBBMauritaniaMRThailandTHMaldivesMVSwedenSEAzerbaijanAZSeychellesSCNetherlandsNLPhilippinesPHMalaysiaMYNorwayNOBotswanaBWVanuatuVUGreeceGRHong KongHKMacaoMOKuwaitKWEl SalvadorSVSri LankaLKFijiFJCanadaCAAntigua & BarbudaAGColombiaCONorth MacedoniaMKSpainESDominican RepublicDOTunisiaTNCroatiaHRIndiaINBahrainBHLebanonLBMadagascarMGSurinameSRGeorgiaGEBermudaBMOmanOMPeruPEAngolaAO

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

United StatesUSJapanJPCongo - BrazzavilleCGYemenYEIraqIQMoroccoMAUgandaUGArmeniaAMBurundiBIMaliMLBurkina FasoBFBelarusBYChinaCNRussiaRUNamibiaNASouth SudanSSRwandaRWSingaporeSGIranIRCameroonCMAustraliaAULiberiaLRSyriaSYGuinea-BissauGWBulgariaBGSomaliaSOCubaCUTanzaniaTZPalauPWNorth KoreaKPJamaicaJMAlbaniaALMyanmar (Burma)MMCentral African RepublicCFJordanJOCambodiaKHMozambiqueMZNicaraguaNIHaitiHTAfghanistanAFEritreaERKenyaKESouth AfricaZACongo - KinshasaCDSudanSDZimbabweZWLibyaLYSierra LeoneSLUkraineUA

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不可申请，中国已列入当前禁止发卡地区；已持有效卡可在境外 Visa 受理商户消费，但具体交易仍受商户及卡片风控规则限制。

2、香港：可申请，香港居民获批卡片默认以 HKD 为卡片货币；可用于 Visa 线上线下商户，实体卡支持 ATM，数字钱包受地区规则限制。

3、澳门：可申请，完成 KYC 并通过地区资格审核后可开卡；获批卡片可在 Visa 受理商户消费，Physical Card 支持 ATM 取现。

4、台湾：申请受限，需通过 KYC 证件地区和系统发卡资格校验；已持有效卡可在 Visa 受理商户使用，数字钱包功能按当地规则执行。

Updated: Aug 26, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / ID Card / Driver's License

Review time / regional limits

Automated review usually takes a few minutes; abnormal data will be transferred for manual review

KYC provider

Shufti Pro

Updated

Aug 26, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported7

Not supported5

UpdatedAug 26, 2026

Wallet payments

Alipay

Not supported

Aug 26, 2026

Wallet payments

Apple Pay

Supported

Aug 26, 2026

Cash services

ATM withdrawal

Supported

Aug 26, 2026

AI tools

ChatGPT

Not supported

Aug 26, 2026

AI tools

Claude

Not supported

Aug 26, 2026

Wallet payments

Google Pay

Supported

Aug 26, 2026

AI tools

Midjourney

Not supported

Aug 26, 2026

In-person payments

Offline POS

Supported

Aug 26, 2026

Online shopping

Supported

Aug 26, 2026

Wallet payments

PayPal

Supported

Aug 26, 2026

Subscriptions

Subscription payment

Supported

Aug 26, 2026

Wallet payments

WeChat Pay

Not supported

Aug 26, 2026

User reviews

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Risk factors

Updated: Aug 26, 2026

No risk factors are available

WebitPay Card

Official and company information

Card overview

Card variants and fee differences

Regions and China applicability

Available regions

Unsupported or restricted regions

Unconfirmed regions

China applicability

KYC requirements

Accepted documents

Review time / regional limits

KYC provider

Updated

Payment compatibility

Alipay

Apple Pay

ATM withdrawal

ChatGPT

Claude

Google Pay

Midjourney

Offline POS

Online shopping

PayPal

Subscription payment

WeChat Pay

User reviews

Risk factors

Official card profile is not yet available

Comparison limit reached