UCard Radar
Risk alerts

Card database / Mastercard / Visa / Stablecoin payment card

XXHYPE Card logo

XHYPE Card

Updated: Oct 7, 2026

XHYPE Card is a crypto payment card integrated with XHYPE Superwallet. It supports funding the card with USDT and is available in both virtual and physical card formats. The currently disclosed Essential, Premium, and Whale tiers mainly differ in annual top-up limits, top-up fee rates, bonus balances, and service levels. Virtual cards are issued instantly and can be added to Apple Pay and Google Pay. Card applications involve third-party identity verification provided by Verinex, making the product suitable for users who want to use stablecoin balances for online shopping, mobile payments, and everyday spending.
Submit usage feedback
Confirmed unavailable on App Store
Card network
Product type
Stablecoin payment card
Card form
Virtual + physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
50-59
Supported assets
USDT
Last updated
Oct 7, 2026

Official and company information

Issuer identity and company credentials

XHYPE is a crypto payment and digital wallet platform operated by XHYPE FZCO, an entity based in Dubai, United Arab Emirates. Its services include Superwallet, crypto payment cards, travel services, and digital goods. XHYPE is responsible for operating the wallet, accounts, and related products, while card services are provided through an independent third-party card issuer. Its Superwallet uses a self-custody wallet architecture, with third-party services handling the identity verification and related compliance processes required for card services.
Visit website Application page
Company / issuer
XHYPE
Legal name
XHYPE FZCO
Registered region
United Arab Emirates (AE)
Headquarters
Dubai
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

XHYPE Card is designed to work with XHYPE Superwallet. Users can deposit USDT into their account and then load their account balance onto the card for spending. According to currently available public information, USDT deposits are supported via the TRC20 and BEP20 networks. The card balance can be used for everyday payments, including online shopping and mobile payment services such as Apple Pay and Google Pay. The publicly available card tiers are Essential, Premium, and Whale. All three tiers provide instantly issued virtual cards and operate under an annual membership model. The main differences are the annual top-up limit, top-up fee, bonus balance granted after card activation, Xtraveler Points, and customer support level. Essential supports annual top-ups of up to USD 25,000, Premium up to USD 50,000, and Whale up to USD 100,000. Higher tiers are associated with lower publicly disclosed top-up fee rates. The platform also allows users to hold multiple cards, enabling them to select different tiers according to their spending volume and limit requirements. In addition to virtual cards, XHYPE currently also offers physical cards, further covering users who require physical card payments. Identity verification for both virtual and physical cards is handled through the third-party Verinex process. Users submit the required information in a separate verification environment. XHYPE primarily receives the verification status and related reference information rather than storing the complete verification documentation in the standard Superwallet user profile. The XHYPE Card product structure is centered on USDT funding, tiered card plans, and Superwallet management. Users can choose Essential, Premium, or Whale according to their expected funding volume and combine virtual cards, physical cards, and mobile wallets for different payment scenarios.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

XHYPE Essential Card
XHYPE Premium Card
XHYPE Whale Card
Card formVirtual + physical cardVirtual + physical cardVirtual + physical card
Fees
Monthly fee
9 USD
Charged annually, totaling $108 per year
19 USD
Charged annually, totaling $228 per year
49 USD
Charged annually, totaling $588 per year
Card issuance fee———
ATM fee———
Foreign exchange fee———
Top-up fee
4.5%
Charged for each top-up
3.5%
Charged for each top-up
2.3%
Charged for each top-up
Failed transaction fee———
Rewards
Cashback———
Crypto cashback———
Staking rewards———
Staking APR———
Welcome bonus
5 USD
New card provided instantly
10 USD
New card provided instantly
40 USD
New card provided instantly
Referral bonus
15%
15% of invitee top-up fees, refunded in USDT for life
15%
15% of invitee top-up fees, refunded in USDT for life
15%
15% of invitee top-up fees, refunded in USDT for life
Limits
Daily spending limit———
Monthly spending limit———
ATM withdrawal limit———
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

221
LebanonLBSierra LeoneSLNorwayNOMoldovaMDSouth KoreaKRSenegalSNSamoaWSMozambiqueMZPhilippinesPHFranceFRIsraelILBurkina FasoBFMartiniqueMQTurks & Caicos IslandsTCTaiwanTWTimor-LesteTLVanuatuVUMontenegroMEZimbabweZWNauruNRBrazilBRSingaporeSGMarshall IslandsMHCosta RicaCRCongo - KinshasaCDThailandTHAzerbaijanAZKyrgyzstanKGMauritaniaMRSt. LuciaLCBotswanaBWTunisiaTNAlgeriaDZGambiaGMBeninBJMalawiMWNew CaledoniaNCGreenlandGLCayman IslandsKYU.S. Virgin IslandsVIBelgiumBEPolandPLIrelandIETanzaniaTZIcelandISNetherlandsNLDjiboutiDJAmerican SamoaASFrench GuianaGFBermudaBMNigerNEEritreaERZambiaZMEstoniaEEPapua New GuineaPGSri LankaLKJamaicaJMGuinea-BissauGWTongaTOAlbaniaALUruguayUYTrinidad & TobagoTTBangladeshBDMontserratMSItalyITJapanJPSão Tomé & PríncipeSTComorosKMPortugalPTKuwaitKWColombiaCOPanamaPAMaliMLMauritiusMUVatican CityVAIraqIQKenyaKEGermanyDEEthiopiaETSt. Pierre & MiquelonPMMayotteYTNamibiaNABhutanBTMongoliaMNIsle of ManIMAustraliaAUTuvaluTVDominican RepublicDOBarbadosBBUnited StatesUSCôte d’IvoireCITajikistanTJUzbekistanUZNorfolk IslandNFMaltaMTAnguillaAILaosLAArmeniaAMCyprusCYTürkiyeTRSolomon IslandsSBMexicoMXCanadaCABruneiBNSint MaartenSXEswatiniSZSloveniaSIGreeceGRMaldivesMVTokelauTKUnited KingdomGBAntigua & BarbudaAGArubaAWKiribatiKIGuatemalaGTCook IslandsCKEquatorial GuineaGQHondurasHNSwitzerlandCHBurundiBIRéunionRECentral African RepublicCFWallis & FutunaWFFalkland Islands (Islas Malvinas)FKMacaoMONepalNPGrenadaGDBosnia & HerzegovinaBACape VerdeCVAustriaATCambodiaKHBoliviaBOBahamasBSÅland IslandsAXCongo - BrazzavilleCGLatviaLVNigeriaNGSt. MartinMFArgentinaARPalauPWMonacoMCUgandaUGIndonesiaIDRomaniaROEcuadorECChadTDRwandaRWFijiFJLithuaniaLTSpainESVietnamVNIndiaINMalaysiaMYJerseyJECameroonCMAndorraADSt. Kitts & NevisKNParaguayPYFrench PolynesiaPFCzechiaCZHong KongHKNicaraguaNISan MarinoSMChristmas IslandCXCocos (Keeling) IslandsCCLesothoLSChinaCNPeruPEUnited Arab EmiratesAESt. BarthélemyBLJordanJOBahrainBHGibraltarGISerbiaRSCroatiaHREgyptEGBelizeBZTurkmenistanTMSt. Vincent & GrenadinesVCPakistanPKHaitiHTLiechtensteinLIDenmarkDKSvalbard & Jan MayenSJSeychellesSCOmanOMPitcairn IslandsPNFaroe IslandsFOGuernseyGGSlovakiaSKEl SalvadorSVNew ZealandNZSurinameSRGabonGANiueNUGuyanaGYKazakhstanKZMoroccoMAAngolaAOSt. HelenaSHHungaryHUDominicaDMCuraçaoCWBulgariaBGGuamGUChileCLQatarQAGuineaGNNorth MacedoniaMKSaudi ArabiaSASouth AfricaZALuxembourgLULiberiaLRTogoTGFinlandFIBritish Virgin IslandsVGGuadeloupeGPGhanaGHMadagascarMGVenezuelaVESwedenSE
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

16
South SudanSSPuerto RicoPRSudanSDYemenYENorthern Mariana IslandsMPSyriaSYIranIRLibyaLYAfghanistanAFRussiaRUMyanmar (Burma)MMBelarusBYSomaliaSOWestern SaharaEHNorth KoreaKPCubaCU
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1.United States：Can apply，Can use，U.S. residents can apply after completing the required KYC; eligible cardholders can use the card for supported payments in the United States.

2.United Kingdom：Can apply，Can use，UK residents can apply after completing the required KYC; eligible cardholders can use the card for supported payments in the United Kingdom.

3.Canada：Can apply，Can use，Canadian residents can apply after completing the required KYC; eligible cardholders can use the card for supported payments in Canada.

4.Australia：Can apply，Can use，Australian residents can apply after completing the required KYC; eligible cardholders can use the card for supported payments in Australia.

5.South Africa：Can apply，Can use，South African residents can apply after completing the required KYC; eligible cardholders can use the card for supported payments in South Africa.

6.New Zealand：Can apply，Can use，New Zealand residents can apply after completing the required KYC; eligible cardholders can use the card for supported payments in New Zealand.

7.Ireland：Can apply，Can use，Irish residents can apply after completing the required KYC; eligible cardholders can use the card for supported payments in Ireland.

Updated: Oct 7, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / National identity document / The full list of supported documents has not been publicly disclosed

Review time / regional limits

After completing identity verification, the user enters the card issuance process. The actual processing time may depend on the verification result and whether additional review is required.

KYC provider

Verinex

Updated

Oct 5, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported8
Not supported4
UpdatedOct 7, 2026

Wallet payments

Alipay

Not supported

Aug 2, 2026

Wallet payments

Apple Pay

Supported

Aug 2, 2026

Cash services

ATM withdrawal

Not supported

Aug 2, 2026

AI tools

ChatGPT

Supported

Oct 7, 2026

AI tools

Claude

Supported

Aug 2, 2026

Wallet payments

Google Pay

Supported

Aug 2, 2026

AI tools

Midjourney

Supported

Aug 2, 2026

In-person payments

Offline POS

Supported

Aug 2, 2026

Online shopping

Online shopping

Supported

Aug 2, 2026

Wallet payments

PayPal

Not supported

Aug 2, 2026

Subscriptions

Subscription payment

Supported

Aug 2, 2026

Wallet payments

WeChat Pay

Not supported

Aug 2, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 0 approved reviews matched to this card

Newest first
No approved reviews

Approved source content will appear after it is matched to this card.

Risk factors

Updated: Oct 7, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does XHYPE Card require KYC?

Our record lists the XHYPE Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does XHYPE Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up XHYPE Card with?

Our record lists XHYPE Card support for: USDT.

Is XHYPE Card a virtual or a physical card?

XHYPE Card is offered as: Virtual + physical card.

Where is XHYPE Card available?

Our record lists 221 countries or regions as available and 16 as restricted. Country-by-country status is in the regions section of this page.

Who issues XHYPE Card?

XHYPE Card is operated by XHYPE on the Mastercard / Visa network.