UCard Radar
Risk alerts

Card database / Visa / Stablecoin payment card

WWhop Card logo

Whop Card

Updated: Sep 13, 2026

Whop Card is a Visa business payment card offered by Whop Finance to internet businesses, creators, and platform operators. Businesses can directly spend their sales proceeds and balances on the Whop platform without first withdrawing the funds to an external bank account; the underlying funding system uses stablecoin infrastructure. The card supports online and in-store payments, Apple Pay, and Google Wallet. Businesses can also issue separate cards to team members and set spending limits, with up to 5% cashback on purchases from designated merchants.
Submit usage feedback
Card network
Product type
Stablecoin payment card
Card form
Virtual + physical card
Operating status
Active
KYC level
Business KYC / KYB
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDT
Last updated
Sep 13, 2026

Official and company information

Issuer identity and company credentials

Whop is a US internet commerce and payment technology platform for creators, software developers, community operators, and online merchants, offering digital product sales, subscription management, community operations, embedded checkout, payouts, balances, and global settlement. Whop acts as a payment processor or Merchant of Record in some transactions, but payment funds are held and processed by partner banks and payment service providers. The platform also offers the Whop Spend Card, which uses a credit line model secured by digital assets, but Whop itself only handles technology and program operations and is not a direct card-issuing bank or lender.
Visit website Application page
Company / issuer
Whop
Legal name
Whop Inc.
Registered region
United States (US)
Headquarters
Brooklyn, New York, United States
Company type
Unconfirmed
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Whop Cards officially launched in 2026 as part of Whop Finance's business fund management offering. After businesses receive sales revenue through Whop, balances pending settlement can also be used directly for card purchases, reducing the waiting time associated with withdrawals to traditional banks. Whop Finance currently manages the relevant balances using USDT stablecoin infrastructure, while card transactions are processed through the Visa network. The US Card Terms also use a collateralized Spend Account structure, under which businesses provide collateral assets through a Linked Wallet or another eligible wallet. Available card spending is linked to the collateral and a dynamic credit limit set by Whop. The product allows businesses to create multiple cards, assign separate limits to employees, and use both virtual and physical cards. It is restricted to business use and is not a personal credit card for everyday spending.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Whop Card
Card formVirtual + physical card
Fees
Monthly fee
Free
Card issuance fee
Free
Currently free for business applications
ATM fee—
Foreign exchange fee
1%
US card non-USD transactions
Top-up fee—
Failed transaction fee—
Rewards
Cashback
5%
Cashback on purchases at designated merchants
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

117
South KoreaKREl SalvadorSVGuyanaGYBahrainBHSouth AfricaZALithuaniaLTJamaicaJMMontenegroMENorwayNOHong KongHKBulgariaBGNorth MacedoniaMKUnited KingdomGBBrazilBRPanamaPABotswanaBWSwitzerlandCHMongoliaMNOmanOMGhanaGHJapanJPLaosLAFijiFJIcelandISLiechtensteinLIBarbadosBBDominican RepublicDOArmeniaAMPhilippinesPHCanadaCAIndonesiaIDParaguayPYEcuadorECSenegalSNEgyptEGMalaysiaMYAlgeriaDZKuwaitKWPortugalPTHungaryHUUzbekistanUZLuxembourgLUTunisiaTNMexicoMXMoldovaMDChileCLHondurasHNNew ZealandNZUgandaUGMauritiusMUDenmarkDKCyprusCYKazakhstanKZPolandPLTimor-LesteTLZambiaZMSloveniaSISeychellesSCRwandaRWThailandTHPapua New GuineaPGGermanyDEPeruPESwedenSEKyrgyzstanKGAustraliaAUBruneiBNColombiaCOSamoaWSSurinameSRGreeceGRAlbaniaALGeorgiaGECameroonCMTaiwanTWNamibiaNALatviaLVTrinidad & TobagoTTGuatemalaGTRomaniaROAustriaATSingaporeSGBoliviaBOJordanJOUruguayUYArgentinaARTanzaniaTZBahamasBSFranceFRBelizeBZCroatiaHRMacaoMOMaltaMTMoroccoMAUnited Arab EmiratesAEBosnia & HerzegovinaBASerbiaRSVanuatuVUUnited StatesUSCambodiaKHSlovakiaSKBelgiumBEQatarQAZimbabweZWEstoniaEETajikistanTJSpainESKenyaKENetherlandsNLIrelandIEFinlandFICôte d’IvoireCICosta RicaCRNigeriaNGItalyITAzerbaijanAZTongaTO
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

24
RussiaRUIraqIQMyanmar (Burma)MMAfghanistanAFNorth KoreaKPSyriaSYNepalNPVenezuelaVECubaCUTürkiyeTRIndiaINLebanonLBIranIRIsraelILLibyaLYVietnamVNChinaCNYemenYEBelarusBYNicaraguaNIHaitiHTSudanSDSomaliaSOSouth SudanSS
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，Whop has a dedicated U.S. card program, and eligible U.S. users can obtain the card after completing the required identity and compliance approval.
2. United Kingdom：Can apply，Can use，UK residents are not among Whop’s prohibited issuance jurisdictions and can obtain the card after completing the required identity and compliance checks.
3. Canada：Can apply，Can use，Canadian residents are eligible for Whop Card issuance subject to the required identity verification and approval by Whop’s financial partners.
4. Australia：Can apply，Can use，Australian residents are within Whop’s supported international card scope and can obtain the card after completing the required verification and compliance review.
5. South Africa：Can apply，Can use，South Africa is not on Whop’s prohibited issuance list, but applicants remain subject to Whop and its financial partners’ identity and compliance approval.
6. New Zealand：Can apply，Can use，New Zealand residents are eligible for the international Whop Card program after completing the required identity and compliance verification.
7. Ireland：Can apply，Can use，Irish residents are within Whop’s supported international issuance scope and can obtain the card after completing the required verification and approval.

Updated: Sep 13, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Business KYC / KYBRequirement confirmed

Proof of address

YesRequired

Accepted documents

Government-issued ID / Passport / Company registration document / Tax identification document / Bank statement

Review time / regional limits

Basic applications can be completed in about ten minutes; unusual documents or corporate information go through manual compliance review.

KYC provider

Sumsub

Updated

Aug 20, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported8
Not supported4
UpdatedAug 20, 2026

Wallet payments

Alipay

Not supported

Aug 20, 2026

Wallet payments

Apple Pay

Supported

Aug 20, 2026

Cash services

ATM withdrawal

Not supported

Aug 20, 2026

AI tools

ChatGPT

Supported

Aug 20, 2026

AI tools

Claude

Supported

Aug 20, 2026

Wallet payments

Google Pay

Supported

Aug 20, 2026

AI tools

Midjourney

Supported

Aug 20, 2026

In-person payments

Offline POS

Supported

Aug 20, 2026

Online shopping

Online shopping

Supported

Aug 20, 2026

Wallet payments

PayPal

Not supported

Aug 20, 2026

Subscriptions

Subscription payment

Supported

Aug 20, 2026

Wallet payments

WeChat Pay

Not supported

Aug 20, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
PIDA ARMANIgoogle_play★ 5 / 5

Whop Google Play review - 5 star

😲
View original
Edward Montalbangoogle_play★ 5 / 5

Whop Google Play review - 5 star

Goods app for fist time me try hehe
View original
Raj Motegoogle_play★ 5 / 5

Whop Google Play review - 5 star

dont follow pu**y and keep grinding
View original
Wt Factgoogle_play★ 5 / 5

Whop Google Play review - 5 star

helpfull pl
View original
Zimatar MONTEFOLKAgoogle_play★ 5 / 5

Whop Google Play review - 5 star

Good, now is this my journey to start making money for my family🔥
View original
Prince Manganagoogle_play★ 5 / 5

Whop Google Play review - 5 star

nice app
View original
Kelvin Iromgoogle_play★ 4 / 5

Whop Google Play review - 4 star

amazing
View original
Lemuel Pimentelgoogle_play★ 5 / 5

Whop Google Play review - 5 star

these apps it super good
View original
Francis Momohgoogle_play★ 5 / 5

Whop Google Play review - 5 star

I will try loading I will understand
View original
Lester Lestergoogle_play★ 5 / 5

Whop Google Play review - 5 star

Great app
View original

Risk factors

Updated: Aug 20, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Whop Card require KYC?

Our record lists the Whop Card verification requirement as: Business KYC / KYB. Document and review details are in the KYC section of this page.

Does Whop Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Whop Card with?

Our record lists Whop Card support for: USDT.

Is Whop Card a virtual or a physical card?

Whop Card is offered as: Virtual + physical card.

Where is Whop Card available?

Our record lists 117 countries or regions as available and 24 as restricted. Country-by-country status is in the regions section of this page.

Who issues Whop Card?

Whop Card is operated by Whop on the Visa network.