Available regions
Applications or normal card activation are supported
- Evidence
- Officially supported
Card database / Visa / Crypto debit card

Updated: Sep 13, 2026
Issuer identity and company credentials
Usage data is not available for this card yet. It will appear here when available.
Compare verified fee records across card forms and tiers
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W Wise Physical Card | W Wise Digital Card | |
|---|---|---|
| Card form | Physical card | Virtual card |
| Fees | ||
| Monthly fee | Free Wise has no monthly fee | Free Wise Digital Card has no monthly fee |
| Card issuance fee | Free First card free in some countries. Some regions may charge a card issuance fee of about 5–10 USD/GBP/EUR or local currency. | Free Digital card is usually free to generate |
| ATM fee | Free Wise sets free limits based on region. For example, US users typically get the first 2 withdrawals per month free up to about $100 total. | — |
| Foreign exchange fee | 0.3% Wise uses real-time exchange rates and charges a transparent conversion fee, typically around 0.3% for major currencies | 3% Shares Wise account balance and exchange rates with Wise |
| Top-up fee | Free Bank transfers are usually free; card top-ups may incur a fee of approximately 0.2%–2% plus a fixed charge | Free Same as above, bank transfers are usually free |
| Failed transaction fee | Free | Free Payment failures are usually not charged |
| Rewards | ||
| Cashback | — | — |
| Crypto cashback | — | — |
| Staking rewards | — | — |
| Staking APR | — | — |
| Welcome bonus | — | — |
| Referral bonus | — | — |
| Limits | ||
| Daily spending limit | 5,000 USD Typically around 5,000–10,000 USD equivalent | — |
| Monthly spending limit | — | — |
| ATM withdrawal limit | 1,000 USD Typically around 1,000–1,500 USD equivalent per day | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Application status based on public sources, official policy, and user reports. This is not application advice.
Applications or normal card activation are supported
Applications or features are unavailable or restricted
Evidence is insufficient
No records
Updated: Sep 13, 2026
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAug 20, 2026
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Wallet payments
Aug 20, 2026
Wallet payments
Aug 20, 2026
Cash services
Aug 20, 2026
AI tools
Aug 20, 2026
AI tools
Aug 20, 2026
Wallet payments
Aug 20, 2026
AI tools
Aug 20, 2026
In-person payments
Aug 20, 2026
Online shopping
Aug 20, 2026
Wallet payments
Aug 20, 2026
Subscriptions
Aug 20, 2026
Wallet payments
Aug 20, 2026
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
Showing 10 approved reviews matched to this card
Updated: Aug 20, 2026
No risk factors are available
Answers drawn from the published record on this page.
Our record lists the Wise Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Apple Pay: Supported. Google Pay: Supported.
Our record lists Wise Card support for: EUR.
Wise Card is offered as: Physical card and Virtual card.
Our record lists 42 countries or regions as available and 50 as restricted. Country-by-country status is in the regions section of this page.
Wise Card is operated by Wise on the Visa network.