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XxPortal Card logo

xPortal Card

Updated: Aug 20, 2026

xPortal Card is a crypto payment debit card offered by the xPortal ecosystem, connecting the xPortal wallet with everyday payment use cases. Users can convert crypto assets into funds for payment through the card, spend at merchants that accept Mastercard, and manage the card, top-ups, and payments through the xPortal app. The product offers virtual cards and physical cards and supports Apple Pay and Google Pay.
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Card network
Mastercard
Product type
Crypto debit card
Card form
Virtual + physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDT / USDC / BTC / ETH / BNB / SOL
Last updated
Aug 20, 2026

Official and company information

Issuer identity and company credentials

xPortal is a non-custodial multi-chain crypto wallet and payment app launched by the MultiversX ecosystem. Users control their private keys and can store, transfer, swap, stake digital assets, interact with third-party DeFi apps, and apply for a Mastercard debit card supporting Apple Pay and Google Pay. xPortal operates the app and card program; regulated e-money issuance, account, and card issuing services are provided by third-party e-money institutions.
Company / issuer
xPortal
Legal name
xPortal Equity AG
Registered region
Liechtenstein (LI)
Headquarters
Vaduz, Liechtenstein
Company type
Program manager
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

xPortal Card is a payment product within the xPortal crypto wallet application, positioned as a Mastercard debit card connecting digital assets with real-world spending. Users can apply for the card through the xPortal application, manage its status, and top it up and spend using supported assets. The official page shows that the card supports the Mastercard payment network and is available as both a virtual card and a physical card, with support for Apple Pay and Google Pay. xPortal Card is primarily intended for users who want to use crypto assets for everyday payments. The product incorporates benefits from the MultiversX ecosystem, provides a cashback mechanism based on EGLD and UTK staking tiers, and sets limits for spending, top-ups, and ATM use.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

xPortal Card
Card formVirtual + physical card
Fees
Monthly fee
Card issuance fee
Free
Free first issuance
ATM fee
Foreign exchange fee
Top-up fee
Failed transaction fee
Rewards
Cashback
0.5%
Up to 0.5%, depending on staking tier
Crypto cashback
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
5,000 EUR
Daily spending limit
Monthly spending limit
ATM withdrawal limit
500 EUR
Monthly withdrawal limit
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

30
LatviaLVGreeceGRDenmarkDKBulgariaBGItalyITAustriaATFranceFRPolandPLIrelandIEMaltaMTEstoniaEEGermanyDESpainESLiechtensteinLICyprusCYBelgiumBENorwayNOLuxembourgLUNetherlandsNLHungaryHUPortugalPTRomaniaROIcelandISSwedenSELithuaniaLTSloveniaSISlovakiaSKCzechiaCZFinlandFICroatiaHR
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

21
IraqIQCanadaCAHong KongHKBelarusBYSyriaSYJapanJPMacaoMOTaiwanTWSouth SudanSSNorth KoreaKPRussiaRUAfghanistanAFIndiaINChinaCNSouth KoreaKRIranIRVenezuelaVECubaCUSudanSDUnited KingdomGBUnited StatesUS
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:不可申请,xPortal Card 服务区域限制影响居民申请,但已持卡用户可在 Mastercard 受理商户使用。

2、香港:可申请情况受服务区域限制,已发行卡片可在 Mastercard 支持场景使用。

3、澳门:可申请情况受服务区域限制,已发行卡片可在 Mastercard 支持场景使用。

4、台湾:可申请情况受服务区域限制,已发行卡片可在 Mastercard 支持场景使用。

Updated: Aug 20, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

No KYC data

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview11 scenarios
Supported9
Not supported2
UpdatedAug 20, 2026

Wallet payments

Apple Pay

Supported

Aug 20, 2026

Cash services

ATM withdrawal

Supported

Aug 20, 2026

AI tools

ChatGPT

Supported

Aug 20, 2026

AI tools

Claude

Supported

Aug 20, 2026

Wallet payments

Google Pay

Supported

Aug 20, 2026

AI tools

Midjourney

Supported

Aug 20, 2026

In-person payments

Offline POS

Supported

Aug 20, 2026

Online shopping

Online shopping

Supported

Aug 20, 2026

Wallet payments

PayPal

Not supported

Aug 20, 2026

Subscriptions

Subscription payment

Supported

Aug 20, 2026

Wallet payments

WeChat Pay

Not supported

Aug 20, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
E.f.e Venturesgoogle_play5 / 5

xPortal: Crypto & DeFi Wallet Google Play review - 5 star

very interesting wallet
Official reply
Hi, thank you very much for your feedback.
View original
KingJimmyCapp_store3 / 5

All the best

All the best for Romania I believe in this being the best wallet in the game!
View original
Mircea Sabaugoogle_play1 / 5

xPortal: Crypto & DeFi Wallet Google Play review - 1 star

Cannot upload any proof of address (bank statement, bills)
Official reply
Hi, we'd love to help you. Please get in touch with us via the Chat with us feature and our team will help resolve your issue quickly.
View original
Pratap Aditya Chakrabortygoogle_play5 / 5

xPortal: Crypto & DeFi Wallet Google Play review - 5 star

thank
Official reply
Thank you so much for your encouraging star ratings!
View original
Ron Oprisapp_store5 / 5

Killer super app

This app is the perfect balance between WhatsApp, Venmo, Snapchat and Instagram. All in 1 app. Finance, social, messaging and games all in 1 app. Brilliant app. Love it!!
View original
Corina Cartergoogle_play1 / 5

xPortal: Crypto & DeFi Wallet Google Play review - 1 star

I just got told this is a huge scam.!! shame on you play store for allowing such things..
Official reply
We apologise for the difficulties you experienced while registering with us. If you would like some assistance or additional information, please contact us and we will be happy to help you further.
View original
Md Habibur Rahmangoogle_play5 / 5

xPortal: Crypto & DeFi Wallet Google Play review - 5 star

Awsome
Official reply
Thanks for taking out time to rate us. It really helps us to keep going and delivering the best :)
View original
J-Laborapp_store5 / 5

Wallet is legit

Excellent security with Guardians and now supporting many popular chains, this wallet just keeps getting better.
View original
Francis Philip Nnannagoogle_play4 / 5

xPortal: Crypto & DeFi Wallet Google Play review - 4 star

I have issues with the staking part of this wallet. The staking section should be made much visible.
Official reply
We apologise for the difficulties you experienced while registering with us. If you would like some assistance or additional information, please contact us and we will be happy to help you further.
View original
Iwi Owinggoogle_play5 / 5

xPortal: Crypto & DeFi Wallet Google Play review - 5 star

good xpotal
Official reply
Thanks a lot for your rating and safe rides :)
View original

Risk factors

Updated: Aug 20, 2026

No risk factors are available