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XxPortal Card logo

xPortal Card

Updated: Sep 13, 2026

xPortal Card is a crypto payment debit card offered by the xPortal ecosystem, connecting the xPortal wallet with everyday payment use cases. Users can convert crypto assets into funds for payment through the card, spend at merchants that accept Mastercard, and manage the card, top-ups, and payments through the xPortal app. The product offers virtual cards and physical cards and supports Apple Pay and Google Pay.
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Card network
Product type
Crypto debit card
Card form
Virtual + physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDTUSDCBTCETHBNBSOL
Last updated
Sep 13, 2026

Official and company information

Issuer identity and company credentials

xPortal is a non-custodial multi-chain crypto wallet and payment app launched by the MultiversX ecosystem. Users control their private keys and can store, transfer, swap, stake digital assets, interact with third-party DeFi apps, and apply for a Mastercard debit card supporting Apple Pay and Google Pay. xPortal operates the app and card program; regulated e-money issuance, account, and card issuing services are provided by third-party e-money institutions.
Visit website Application page
Company / issuer
xPortal
Legal name
xPortal Equity AG
Registered region
Liechtenstein (LI)
Headquarters
Vaduz, Liechtenstein
Company type
Program manager
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

xPortal Card is a payment product within the xPortal crypto wallet application, positioned as a Mastercard debit card connecting digital assets with real-world spending. Users can apply for the card through the xPortal application, manage its status, and top it up and spend using supported assets. The official page shows that the card supports the Mastercard payment network and is available as both a virtual card and a physical card, with support for Apple Pay and Google Pay. xPortal Card is primarily intended for users who want to use crypto assets for everyday payments. The product incorporates benefits from the MultiversX ecosystem, provides a cashback mechanism based on EGLD and UTK staking tiers, and sets limits for spending, top-ups, and ATM use.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

xPortal Card
Card formVirtual + physical card
Fees
Monthly fee—
Card issuance fee
Free
Free first issuance
ATM fee—
Foreign exchange fee—
Top-up fee—
Failed transaction fee—
Rewards
Cashback
0.5%
Up to 0.5%, depending on staking tier
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit
5,000 EUR
Daily spending limit
Monthly spending limit—
ATM withdrawal limit
500 EUR
Monthly withdrawal limit
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

30
LatviaLVGreeceGRDenmarkDKBulgariaBGItalyITAustriaATFranceFRPolandPLIrelandIEMaltaMTEstoniaEEGermanyDESpainESLiechtensteinLICyprusCYBelgiumBENorwayNOLuxembourgLUNetherlandsNLHungaryHUPortugalPTRomaniaROIcelandISSwedenSELithuaniaLTSloveniaSISlovakiaSKCzechiaCZFinlandFICroatiaHR
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

21
IraqIQCanadaCAHong KongHKBelarusBYSyriaSYJapanJPMacaoMOTaiwanTWSouth SudanSSNorth KoreaKPRussiaRUAfghanistanAFIndiaINChinaCNSouth KoreaKRIranIRVenezuelaVECubaCUSudanSDUnited KingdomGBUnited StatesUS
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，The current xPortal Card program is issued in the EEA and has not yet opened U.S. issuance, while cards obtained by eligible EEA users support international spending in the United States.
2. United Kingdom：Cannot apply，Can use，The UK is outside the EEA issuance area, but an xPortal Card issued to an eligible EEA user can still be used for purchases in the United Kingdom.
3. Canada：Cannot apply，Can use，Canadian residents are outside the current EEA card issuance area, while eligible cards issued in the EEA can still be used for purchases in Canada.
4. Australia：Cannot apply，Can use，Australian residents are not covered by the current EEA issuance program, but an xPortal Card obtained by an eligible EEA user can still be used in Australia.
5. South Africa：Cannot apply，Can use，South African residents are outside the current EEA issuance area, while cards lawfully issued to eligible EEA users can still be used for purchases in South Africa.
6. New Zealand：Cannot apply，Can use，New Zealand residents are not currently eligible for EEA-based card issuance, but an eligible xPortal Card issued in the EEA can still be used in New Zealand.
7. Ireland：Can apply，Can use，Ireland is part of the EEA issuance area, and eligible residents can obtain the card after completing the required identity and residence verification.

Updated: Sep 13, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

No KYC data

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview11 scenarios
Supported9
Not supported2
UpdatedAug 20, 2026

Wallet payments

Apple Pay

Supported

Aug 20, 2026

Cash services

ATM withdrawal

Supported

Aug 20, 2026

AI tools

ChatGPT

Supported

Aug 20, 2026

AI tools

Claude

Supported

Aug 20, 2026

Wallet payments

Google Pay

Supported

Aug 20, 2026

AI tools

Midjourney

Supported

Aug 20, 2026

In-person payments

Offline POS

Supported

Aug 20, 2026

Online shopping

Online shopping

Supported

Aug 20, 2026

Wallet payments

PayPal

Not supported

Aug 20, 2026

Subscriptions

Subscription payment

Supported

Aug 20, 2026

Wallet payments

WeChat Pay

Not supported

Aug 20, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
dcthatsmeapp_store★ 1 / 5

App is real buggy right now

Don't know what's going on but I'm going to be mad if my YEAR LONG streak ends because your app is having problems.
View original
The elite walletapp_store★ 5 / 5

xPortal

Best self-custody decentralized dApp in the world with onchain 2FA and onchain guardians.
View original
Frederick Tiapson (freighfranco)google_play★ 5 / 5

xPortal: Crypto & DeFi Wallet Google Play review - 5 star

this app is one of my artwork, compatible to my devices and they track or trace the creator or developer who create the app, is the best wallet for automatically added the the value of ads or erning for this project..
Official reply
Thank you very much for your 5-star review!!!
View original
Ron Oprisapp_store★ 5 / 5

Killer super app

This app is the perfect balance between WhatsApp, Venmo, Snapchat and Instagram. All in 1 app. Finance, social, messaging and games all in 1 app. Brilliant app. Love it!!
View original
Johnson Obettagoogle_play★ 5 / 5

xPortal: Crypto & DeFi Wallet Google Play review - 5 star

excellency in service
Official reply
Thanks a lot for your rating and safe rides :)
View original
ABUCHI Henrygoogle_play★ 5 / 5

xPortal: Crypto & DeFi Wallet Google Play review - 5 star

nice one
Official reply
Hi, thanks for your support all along. We will keep working to provide a good user experience.
View original
Jæmeyapp_store★ 5 / 5

Great Portal

A fantastic app !! A great place to build and stake for the future. Awesome App !! SUPERNOVA !
View original
Salahudeen Abdulqawiyugoogle_play★ 5 / 5

xPortal: Crypto & DeFi Wallet Google Play review - 5 star

Great !!!
Official reply
Hello! The secret phrase must be entered word by word.
View original
OleCramIIIapp_store★ 5 / 5

Most secure & intuitive digital wallet

Easy to use. 2FA with on chain guardian means someone can have your full seed phrase and still not have access to your account holdings. Also, with MultiversX, your NFTs can’t have a smart contract that allows someone to drain your wallet.
View original
Alexandru Balaselgoogle_play★ 5 / 5

xPortal: Crypto & DeFi Wallet Google Play review - 5 star

Great app
Official reply
We're always working hard to improve the app. Thanks for your download and feedback.
View original

Risk factors

Updated: Aug 20, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does xPortal Card require KYC?

Our record lists the xPortal Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does xPortal Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up xPortal Card with?

Our record lists xPortal Card support for: USDT, USDC, BTC, ETH, BNB, and SOL.

Is xPortal Card a virtual or a physical card?

xPortal Card is offered as: Virtual + physical card.

Where is xPortal Card available?

Our record lists 30 countries or regions as available and 21 as restricted. Country-by-country status is in the regions section of this page.

Who issues xPortal Card?

xPortal Card is operated by xPortal on the Mastercard network.