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XXverse Card logo

Xverse Card

Updated: Aug 20, 2026

Xverse Card is a crypto payment card product introduced by Xverse, designed to connect the Xverse self-custody Bitcoin wallet with real-world payment use cases. In the future, users will be able to spend Xverse Cash or stablecoin balances with the card at merchants that accept Visa or Mastercard, connecting digital assets with everyday payments. The card is currently at an early access stage, and waitlist applications are being collected.
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Card network
Visa
Product type
Crypto debit card
Card form
Virtual + physical card
Operating status
Waitlist
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDT / USDC / BTC
Last updated
Aug 20, 2026

Official and company information

Issuer identity and company credentials

Xverse is a self-custody wallet and on-chain finance gateway for the bitcoin ecosystem, supporting Bitcoin, Stacks, Ordinals, BRC-20, Runes, stablecoins, and multiple Bitcoin Layer 2 networks, with integrations for third-party services such as swapping, staking, lending, and fiat on/off ramps. Users' private keys are stored locally on their devices; Xverse does not custody or control user assets.
Company / issuer
Xverse
Legal name
Secret Key Labs Limited
Registered region
Hong Kong (HK)
Headquarters
Hong Kong, China
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Xverse Card is a crypto payment card product introduced by Xverse, designed to connect the Xverse self-custodial Bitcoin wallet with real-world payment scenarios. In the future, users will be able to spend Xverse Cash or stablecoin balances through the card at merchants that accept Visa or Mastercard, connecting digital assets with everyday payments. The card is currently at an early access stage, and the official team is collecting waitlist applications.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Xverse Card
Card formVirtual + physical card
Fees
Monthly fee
Free
Card issuance fee
ATM fee
Foreign exchange fee
Top-up fee
Failed transaction fee
Rewards
Cashback
Crypto cashback
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
Monthly spending limit
ATM withdrawal limit
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
No Open Regions
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

1
Global
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:当前不可直接申请,Xverse Card 处于候补阶段,正式地区开放范围尚未公布。

2、香港:当前不可直接申请,官方未公布香港地区发行资格,后续以开放名单为准。

3、澳门:当前不可直接申请,官方未公布澳门地区发行资格,后续以开放名单为准。

4、台湾:当前不可直接申请,官方未公布台湾地区发行资格,后续以开放名单为准。

Updated: Aug 20, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

ID card / Passport

Review time / regional limits

Payment card services typically require an identity verification process.

KYC provider

Not disclosed

Updated

Aug 20, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported7
Not supported5
UpdatedAug 20, 2026

Wallet payments

Alipay

Not supported

Aug 20, 2026

Wallet payments

Apple Pay

Not supported

Aug 20, 2026

Cash services

ATM withdrawal

Supported

Aug 20, 2026

AI tools

ChatGPT

Supported

Aug 20, 2026

AI tools

Claude

Supported

Aug 20, 2026

Wallet payments

Google Pay

Not supported

Aug 20, 2026

AI tools

Midjourney

Supported

Aug 20, 2026

In-person payments

Offline POS

Supported

Aug 20, 2026

Online shopping

Online shopping

Supported

Aug 20, 2026

Wallet payments

PayPal

Not supported

Aug 20, 2026

Subscriptions

Subscription payment

Supported

Aug 20, 2026

Wallet payments

WeChat Pay

Not supported

Aug 20, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
TIMESAVER22google_play1 / 5

Xverse Wallet: Buy Bitcoin Google Play review - 1 star

bad
View original
Terry “TW” Browngoogle_play5 / 5

Xverse Wallet: Buy Bitcoin Google Play review - 5 star

excellent site crypto mania
View original
Steve ********google_play5 / 5

Xverse Wallet: Buy Bitcoin Google Play review - 5 star

Been using for a while now with no issues. As the new upgrade is just rolling out I had a glitch/query which was handled swiftly from Support team. All fine now 🙂👍
View original
Pookie Garzagoogle_play5 / 5

Xverse Wallet: Buy Bitcoin Google Play review - 5 star

👍👍👍👍
View original
Bamaiyi Stephengoogle_play3 / 5

Xverse Wallet: Buy Bitcoin Google Play review - 3 star

why is my seed phrase saying incorrect when I try to import the wallet ?
View original
bahman rashidigoogle_play1 / 5

Xverse Wallet: Buy Bitcoin Google Play review - 1 star

The app has a problem. I can't enable notifications. It doesn't display my assets correctly and the tokens section can't be customized. The token management section is not working properly and show this massage "we have trouble accessing data. please try again later. "
View original
Ngoogle_play1 / 5

Xverse Wallet: Buy Bitcoin Google Play review - 1 star

worse wallet ever. they advertise and support scams on the wallet. Do not use this, dishonest people, they steal your crypto
View original
XdekHckrgoogle_play1 / 5

Xverse Wallet: Buy Bitcoin Google Play review - 1 star

i can't create my virtual IBAN to deposit from my bank account. after filling my name, email, phone number and clicking "Continue" nothing happens.
View original
poonanniepaulapp_store5 / 5

THE Bitcoin wallet

Honestly no matter what Inalways have this. XVERSE, UniSat, Sparrow and you’ll be ready for Bitcoin.
View original
Paul R. Stankoapp_store5 / 5

Great for lower amounts of crypto

I needed a crypto wallet with a lower minimum deposit, and xverse is just the thing with a minimum of just 10,000 sats.
View original

Risk factors

Updated: Aug 20, 2026

No risk factors are available