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Xverse Card

Updated: Sep 13, 2026

Xverse Card is a crypto payment card product introduced by Xverse, designed to connect the Xverse self-custody Bitcoin wallet with real-world payment use cases. In the future, users will be able to spend Xverse Cash or stablecoin balances with the card at merchants that accept Visa or Mastercard, connecting digital assets with everyday payments. The card is currently at an early access stage, and waitlist applications are being collected.
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Card network
Product type
Crypto debit card
Card form
Virtual + physical card
Operating status
Waitlist
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDTUSDCBTC
Last updated
Sep 13, 2026

Official and company information

Issuer identity and company credentials

Xverse is a self-custody wallet and on-chain finance gateway for the bitcoin ecosystem, supporting Bitcoin, Stacks, Ordinals, BRC-20, Runes, stablecoins, and multiple Bitcoin Layer 2 networks, with integrations for third-party services such as swapping, staking, lending, and fiat on/off ramps. Users' private keys are stored locally on their devices; Xverse does not custody or control user assets.
Company / issuer
Xverse
Legal name
Secret Key Labs Limited
Registered region
Hong Kong (HK)
Headquarters
Hong Kong, China
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Xverse Card is a crypto payment card product introduced by Xverse, designed to connect the Xverse self-custodial Bitcoin wallet with real-world payment scenarios. In the future, users will be able to spend Xverse Cash or stablecoin balances through the card at merchants that accept Visa or Mastercard, connecting digital assets with everyday payments. The card is currently at an early access stage, and the official team is collecting waitlist applications.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Xverse Card
Card formVirtual + physical card
Fees
Monthly fee
Free
Card issuance fee—
ATM fee—
Foreign exchange fee—
Top-up fee—
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
No Open Regions
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

1
Global
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Cannot apply,Can use,Xverse Card remains in limited early access and public issuance is not yet open to U.S. residents, while cards already issued to early-access users are designed for online and in-store spending.
2. United Kingdom:Cannot apply,Can use,UK residents can currently join the Xverse Card waitlist but cannot obtain the card through public issuance, while existing early-access cards can be used for everyday purchases.
3. Canada:Cannot apply,Can use,Xverse has not yet opened public card issuance to Canadian residents and currently directs applicants to the waitlist, while cards issued through early access support everyday spending.
4. Australia:Cannot apply,Can use,Australian residents cannot yet obtain Xverse Card through a public application because the product remains in limited early access, while existing early-access cards support normal purchases.
5. South Africa:Cannot apply,Can use,Public Xverse Card issuance has not yet opened to South African residents and access remains waitlist-based, while cards already issued through early access are intended for everyday spending.
6. New Zealand:Cannot apply,Can use,New Zealand residents can currently register for early access but cannot yet obtain Xverse Card through general issuance, while existing early-access cards can be used for purchases.
7. Ireland:Cannot apply,Can use,Irish residents are currently limited to the Xverse Card waitlist because public issuance has not launched, while cards already issued to early-access users support everyday spending.

Updated: Sep 13, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

ID card / Passport

Review time / regional limits

Payment card services typically require an identity verification process.

KYC provider

Not disclosed

Updated

Aug 20, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported7
Not supported5
UpdatedAug 20, 2026

Wallet payments

Alipay

Not supported

Aug 20, 2026

Wallet payments

Apple Pay

Not supported

Aug 20, 2026

Cash services

ATM withdrawal

Supported

Aug 20, 2026

AI tools

ChatGPT

Supported

Aug 20, 2026

AI tools

Claude

Supported

Aug 20, 2026

Wallet payments

Google Pay

Not supported

Aug 20, 2026

AI tools

Midjourney

Supported

Aug 20, 2026

In-person payments

Offline POS

Supported

Aug 20, 2026

Online shopping

Online shopping

Supported

Aug 20, 2026

Wallet payments

PayPal

Not supported

Aug 20, 2026

Subscriptions

Subscription payment

Supported

Aug 20, 2026

Wallet payments

WeChat Pay

Not supported

Aug 20, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
George Lexgoogle_play★ 1 / 5

Xverse Wallet: Buy Bitcoin Google Play review - 1 star

Scam Alert 🚨 becareful not to keep your funds inside the app, I thought it was user friendly but stay safe mates, I'm not recommending any star.
View original
A Kgoogle_play★ 5 / 5

Xverse Wallet: Buy Bitcoin Google Play review - 5 star

one of my last wallets with anything worth keeping lol. not really.
View original
Lovly Lovlygoogle_play★ 1 / 5

Xverse Wallet: Buy Bitcoin Google Play review - 1 star

not giveaway
View original
Annastessia Onyenwegoogle_play★ 5 / 5

Xverse Wallet: Buy Bitcoin Google Play review - 5 star

good
View original
Sani Halilugoogle_play★ 4 / 5

Xverse Wallet: Buy Bitcoin Google Play review - 4 star

Great app
View original
Ahmed Sanigoogle_play★ 5 / 5

Xverse Wallet: Buy Bitcoin Google Play review - 5 star

Amazing
View original
To•The•Moonapp_store★ 5 / 5

Bitcoin/$Dog

Awesome ease of use for someone that’s not computer savvy!
View original
Renee Hopegoogle_play★ 1 / 5

Xverse Wallet: Buy Bitcoin Google Play review - 1 star

Dangerous
View original
JBBabyBoyapp_store★ 5 / 5

My favorite Bitcoin wallet

I’ve been using Xverse ever since I joined the space in 2023. This wallet is by far my favorite. Very easy to use, sophisticated and secure. The team stays cooking, improving, and innovating. Never had an issue. Highly recommend.
View original
TIMESAVER22google_play★ 1 / 5

Xverse Wallet: Buy Bitcoin Google Play review - 1 star

bad
View original

Risk factors

Updated: Aug 20, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Xverse Card require KYC?

Our record lists the Xverse Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Xverse Card support Apple Pay and Google Pay?

Apple Pay: Not supported. Google Pay: Not supported.

Which assets can I top up Xverse Card with?

Our record lists Xverse Card support for: USDT, USDC, and BTC.

Is Xverse Card a virtual or a physical card?

Xverse Card is offered as: Virtual + physical card.

Where is Xverse Card available?

Our record lists 1 countries or regions as available and 1 as restricted. Country-by-country status is in the regions section of this page.

Who issues Xverse Card?

Xverse Card is operated by Xverse on the Visa network.