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XXexon Card logo

Xexon Card

Updated: Aug 8, 2026

The Xexon Platinum Visa Debit Card is a crypto asset debit card service operated by Silver Capital Financial s.r.o. Users can hold BTC and USDT through Xexon Wallet, convert crypto assets into USD, and transfer the funds to the associated bank account and card balance for online shopping, in-store purchases, and ATM withdrawals through the Visa network. Applying for the card also opens a US dollar bank account with JDB Bank in Laos. The product offers both a physical card and an instant virtual card and is suitable for users who need to convert crypto assets into everyday fiat spending capacity.
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Card network
Visa
Product type
Crypto debit card
Card form
Virtual + physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDT / BTC
Last updated
Aug 8, 2026

Official and company information

Issuer identity and company credentials

XEXON is currently operated by Silver Capital Financial s.r.o., a Czech-registered company founded in December 2023, with its registered address in Prague and registered business activities including virtual asset-related services. The Xexon card application is linked to a bank account at the Joint Development Bank in Laos, and the Xexon card terms also list the Joint Development Bank as the relevant bank, with debit card accounts and transactions governed by that bank's rules. Visa provides the card network, and Silver Capital Financial operates the XEXON platform and user services.
Visit website Application page
Company / issuer
Xexon
Legal name
Xexon
Registered region
Czechia (CZ)
Headquarters
Original布拉格
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Xexon integrates a crypto wallet, an offshore bank account, and a Visa debit card into one service. Users first deposit BTC or USDT into Xexon Wallet, convert it into USD, and then transfer the USD balance into the bank account linked to the card for spending. Applying for Xexon Card also initiates an application for a bank account with Joint Development Bank in Laos. Once approved, the physical card is mailed to the user and must be activated after receipt. The current pricing page also lists an instant virtual card feature. The card terms permit the Visa debit card to be used to purchase goods and services online, by telephone, and at physical merchants, as well as to withdraw cash from participating ATMs. Xexon's website continues to accept account registrations and card applications and receives ongoing updates to its pricing, AML, and privacy policies.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Xexon Platinum Visa Debit Card
Card formVirtual + physical card
Fees
Monthly fee—
Card issuance fee
450 USD
Associated bank account opening fee
ATM fee
0.75%
Charged based on the withdrawal amount
Foreign exchange fee—
Top-up fee
0.25 USD
Transfer from the wallet to the card account
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus
0 USD
Requires referral link
Limits
Daily spending limit
Unlimited
Limited by the account balance
Monthly spending limit
Unlimited
Limited by the account balance
ATM withdrawal limit
3,000 USD
The ATM may impose additional limits
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

32
United StatesUSFinlandFILithuaniaLTNetherlandsNLSloveniaSIDenmarkDKBelgiumBECzechiaCZGreeceGRLatviaLVMaltaMTGermanyDEFranceFRChinaCNHungaryHUNorwayNOCroatiaHRCyprusCYSwedenSESpainESBulgariaBGEstoniaEELuxembourgLUIrelandIELiechtensteinLIRomaniaROPortugalPTPolandPLAustriaATItalyITIcelandISSlovakiaSK
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

3
CubaCUIranIRNorth KoreaKP
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：可申请；Xexon 中文官网及现行全球发行说明均覆盖中国用户，申请须提交 KYC 和地址资料；成功发行后可用于 Visa 商户、ATM，并可绑定支持境外 Visa 的微信支付与支付宝。

2、香港：可申请；香港未被列为限制地区，完成 Xexon 与银行身份审核后可取得 USD 银行账户及 Visa Debit，并可在香港 Visa 商户和国际线上商户正常消费。

3、澳门：可申请；Xexon 当前采用全球申请政策，完成身份和地址审核后可办理账户及卡片，成功发行的 Visa Debit 可在澳门 Visa 商户及 ATM 使用。

4、台湾：可申请；台湾未列入官方限制范围，符合 KYC 和银行审核要求后可申请 Xexon Card，并在台湾及其他 Visa 受理地区进行消费和取现。

Updated: Aug 8, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Driver's license

Review time / regional limits

Usually completed within a few business days once documents are complete; manual review may extend.

KYC provider

Not disclosed

Updated

Jul 27, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported6
Not supported4
Pending2
UpdatedAug 8, 2026

Wallet payments

Alipay

Unconfirmed

Aug 8, 2026

Wallet payments

Apple Pay

Supported

Jul 27, 2026

Cash services

ATM withdrawal

Supported

Jul 27, 2026

AI tools

ChatGPT

Not supported

Jul 27, 2026

AI tools

Claude

Not supported

Jul 27, 2026

Wallet payments

Google Pay

Supported

Jul 27, 2026

AI tools

Midjourney

Not supported

Jul 27, 2026

In-person payments

Offline POS

Supported

Jul 27, 2026

Online shopping

Online shopping

Supported

Jul 27, 2026

Wallet payments

PayPal

Not supported

Jul 27, 2026

Subscriptions

Subscription payment

Supported

Jul 27, 2026

Wallet payments

WeChat Pay

Unconfirmed

Aug 8, 2026

User reviews

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Risk factors

Updated: Jul 27, 2026

No risk factors are available