Available regions
Applications or normal card activation are supported
NigeriaNG
- Evidence
- Officially supported
Card database / Other / Stablecoin payment card
Z
Zerocard
Updated: Aug 26, 2026
Zerocard is a stablecoin payment card product operated by a Nigerian fintech team, connecting crypto wallets with traditional debit card payment infrastructure. After completing identity verification, users can obtain a virtual card or physical card and top up their wallet with supported assets such as USDC and USDT, then use it for online shopping, physical POS, mobile wallets, and ATM scenarios. Current products include the Zero Core and Zero Pro series, and support cross-border fund management and services related to multiple African fiat currencies.
Official and company information
Issuer identity and company credentials
Zerocard is a cryptocurrency payment financial technology platform operated by NOTZERO TECHNOLOGIES LIMITED in Nigeria, headquartered in Ibadan, Oyo State. The platform provides physical and virtual crypto payment cards under the brands Zero Core Spark, Zero Core Based, and Zero Pro Obsidian, along with integrated multi-currency wallets for USDC and USDT, Base and Ethereum chain top-ups, crypto asset transfers, and cross-border fiat payment functions.
- Company / issuer
- Zerocard
- Legal name
- NOTZERO TECHNOLOGIES LIMITED
- Registered region
- Nigeria (NG)
- Headquarters
- Ibadan, Oyo State, Nigeria
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Zerocard was originally built for crypto asset users in Nigeria, with the core objective of enabling stablecoins to be directly integrated into day-to-day spending. Today's application utilizes an integrated model combining a crypto wallet, cards, and traditional fiat settlement infrastructure. After depositing USDC or USDT into a compatible Base or Ethereum wallet, users can make purchases via Zerocard. During actual transaction processing, Zerocard manages stablecoin liquidity, while traditional card issuance and fiat-side settlement are handled by partnership payment firms. The product provides both virtual and physical card options, divided into two tiers: Zero Core and Zero Pro. Cardholders have granular control over online purchases, ATM withdrawals, and brick-and-mortar spending, along with individual, daily, and monthly spending caps. Physical cards also support PIN entry, freezing features, and ATM access; mobile apps fully support Apple Pay and Google Pay.
Other card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
Z Zero Core Spark Basic Card | Z Zero Core Based Basic Card | Z Zero Pro Obsidian Premium Card | |
|---|---|---|---|
| Card form | Virtual + physical card | Virtual + physical card | Virtual + physical card |
| Fees | |||
| Monthly fee | — | — | — |
| Card issuance fee | 4 USD Price $4 | 4 USD Price: $4 | 4 USD Price: $4 |
| ATM fee | — | — | — |
| Foreign exchange fee | — | — | — |
| Top-up fee | — | — | — |
| Failed transaction fee | — | — | — |
| Rewards | |||
| Cashback | — | — | — |
| Crypto cashback | — | — | — |
| Staking rewards | — | — | — |
| Staking APR | — | — | — |
| Welcome bonus | — | — | — |
| Referral bonus | — | — | — |
| Limits | |||
| Daily spending limit | — | — | — |
| Monthly spending limit | — | — | — |
| ATM withdrawal limit | — | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
BelarusBYIranIRBurundiBISyriaSYRussiaRUUkraineUAMyanmar (Burma)MMSomaliaSOSudanSDCentral African RepublicCFLibyaLYSouth SudanSSCubaCUZimbabweZWNorth KoreaKPVenezuelaVE
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：当前不可申请，完整开户流程要求 NIN、BVN 及地址验证；已发行 Zerocard 在境外支持的卡片受理网络使用时仍取决于具体卡片和交易规则。
2、香港：当前不可申请，非尼日利亚居民会进入更高风险审核且缺少本地标准发卡流程；已发行卡在支持的国际支付网络商户可按卡片规则使用。
3、澳门：当前不可申请，现行身份验证和法币结算体系以尼日利亚资料为核心；已持有效卡在支持的境外线上或线下商户使用需通过交易风控。
4、台湾：当前不可申请，完整 KYC 要求与尼日利亚身份和银行验证体系绑定；已持有效卡可在符合卡片受理及跨境交易条件的商户使用。
Updated: Aug 26, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
international passport / driver's license / national identity card
Review time / regional limits
Standard electronic verification may be completed within a few minutes. High-risk accounts and non-resident accounts are subject to further manual review.
KYC provider
Undisclosed
Updated
Aug 26, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported5
Not supported7
UpdatedAug 26, 2026
Wallet payments
Alipay
Not supported
Aug 26, 2026
Wallet payments
Apple Pay
Supported
Aug 26, 2026
Cash services
ATM withdrawal
Supported
Aug 26, 2026
AI tools
ChatGPT
Not supported
Aug 26, 2026
AI tools
Claude
Not supported
Aug 26, 2026
Wallet payments
Google Pay
Supported
Aug 26, 2026
AI tools
Midjourney
Not supported
Aug 26, 2026
In-person payments
Offline POS
Supported
Aug 26, 2026
Online shopping
Online shopping
Supported
Aug 26, 2026
Wallet payments
PayPal
Not supported
Aug 26, 2026
Subscriptions
Subscription payment
Not supported
Aug 26, 2026
Wallet payments
WeChat Pay
Not supported
Aug 26, 2026
User reviews
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Risk factors
Updated: Aug 26, 2026
No risk factors are available