Available regions
Applications or normal card activation are supported
NigeriaNG
- Evidence
- Officially supported
Card database / Other / Stablecoin payment card
Z
Zerocard
Updated: Sep 29, 2026
Zerocard is a stablecoin payment card product operated by a Nigerian fintech team, connecting crypto wallets with traditional debit card payment infrastructure. After completing identity verification, users can obtain a virtual card or physical card and top up their wallet with supported assets such as USDC and USDT, then use it for online shopping, physical POS, mobile wallets, and ATM scenarios. Current products include the Zero Core and Zero Pro series, and support cross-border fund management and services related to multiple African fiat currencies.
- Card network
- Product type
- Stablecoin payment card
- Card form
- Virtual + physical card
- Operating status
- Active
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 50-59
- Supported assets
USDT
USDC- Last updated
- Sep 29, 2026
Official and company information
Issuer identity and company credentials
Zerocard is a cryptocurrency payment financial technology platform operated by NOTZERO TECHNOLOGIES LIMITED in Nigeria, headquartered in Ibadan, Oyo State. The platform provides physical and virtual crypto payment cards under the brands Zero Core Spark, Zero Core Based, and Zero Pro Obsidian, along with integrated multi-currency wallets for USDC and USDT, Base and Ethereum chain top-ups, crypto asset transfers, and cross-border fiat payment functions.
- Company / issuer
- Zerocard
- Legal name
- NOTZERO TECHNOLOGIES LIMITED
- Registered region
- Nigeria (NG)
- Headquarters
- Ibadan, Oyo State, Nigeria
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Zerocard is operated by Notzero Technologies and was initially developed around crypto users in Nigeria and the broader African market. It has since progressed from early-stage testing into a full application that includes a wallet, virtual cards, and physical cards. Users must first complete identity verification, deposit supported digital assets into the Zerocard wallet, and then apply for a card that is funded by wallet balances for subsequent spending. It is therefore not a product that directly links to an external wallet; instead, crypto assets are first brought into Zerocard’s own wallet and payment ecosystem. Its product structure also supports multi-chain assets and multiple African fiat currency accounts, making it closer to an integrated payment platform combining a “crypto wallet + local currency accounts + payment card.”
Other card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
Z Zero Core Spark | Z Zero Core Based | Z Zero Pro Obsidian | |
|---|---|---|---|
| Card form | Virtual + physical card | Virtual + physical card | Virtual + physical card |
| Fees | |||
| Monthly fee | — | — | — |
| Card issuance fee | 4 USD Price $4 | 4 USD Price: $4 | 4 USD Price: $4 |
| ATM fee | — | — | — |
| Foreign exchange fee | — | — | — |
| Top-up fee | — | — | — |
| Failed transaction fee | — | — | — |
| Rewards | |||
| Cashback | — | — | — |
| Crypto cashback | — | — | — |
| Staking rewards | — | — | — |
| Staking APR | — | — | — |
| Welcome bonus | — | — | — |
| Referral bonus | — | — | — |
| Limits | |||
| Daily spending limit | — | — | — |
| Monthly spending limit | — | — | — |
| ATM withdrawal limit | — | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
BelarusBYIranIRBurundiBISyriaSYRussiaRUUkraineUAMyanmar (Burma)MMSomaliaSOSudanSDCentral African RepublicCFLibyaLYSouth SudanSSCubaCUZimbabweZWNorth KoreaKPVenezuelaVE
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Cannot apply，Can use，Zerocard’s current full KYC requires a Nigerian NIN and BVN, so ordinary U.S. residents cannot complete the standard card-issuance process, while valid cards issued to eligible users can be used internationally.
2. United Kingdom：Cannot apply，Can use，The current verification process requires a Nigerian NIN and BVN, so ordinary UK residents cannot complete standard card issuance, while eligible cards already issued can be used in the United Kingdom.
3. Canada：Cannot apply，Can use，Canadian residents cannot normally satisfy Zerocard’s mandatory NIN and BVN verification requirements, while valid cards issued to eligible users can be used in Canada.
4. Australia：Cannot apply，Can use，Zerocard’s current card onboarding is tied to Nigerian NIN and BVN verification, preventing ordinary Australian residents from completing issuance, while issued cards support international use.
5. South Africa：Cannot apply，Can use，Ordinary South African residents cannot complete the current Nigerian NIN and BVN requirements for card issuance, while valid cards obtained by eligible users can be used locally.
6. New Zealand：Cannot apply，Can use，The current full-KYC process requires Nigerian NIN and BVN credentials, so ordinary New Zealand residents cannot obtain the card through the standard process, while issued cards can be used locally.
7. Ireland：Cannot apply，Can use，Irish residents cannot normally complete Zerocard’s mandatory Nigerian NIN and BVN checks for issuance, while valid cards issued to eligible users can be used in Ireland.
Updated: Sep 12, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
international passport / driver's license / national identity card
Review time / regional limits
Standard electronic verification may be completed within a few minutes. High-risk accounts and non-resident accounts are subject to further manual review.
KYC provider
Undisclosed
Updated
Aug 26, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported5
Not supported7
UpdatedAug 26, 2026
Wallet payments
Alipay
Not supported
Aug 26, 2026
Wallet payments
Apple Pay
Supported
Aug 26, 2026
Cash services
ATM withdrawal
Supported
Aug 26, 2026
AI tools
ChatGPT
Not supported
Aug 26, 2026
AI tools
Claude
Not supported
Aug 26, 2026
Wallet payments
Google Pay
Supported
Aug 26, 2026
AI tools
Midjourney
Not supported
Aug 26, 2026
In-person payments
Offline POS
Supported
Aug 26, 2026
Online shopping
Online shopping
Supported
Aug 26, 2026
Wallet payments
PayPal
Not supported
Aug 26, 2026
Subscriptions
Subscription payment
Not supported
Aug 26, 2026
Wallet payments
WeChat Pay
Not supported
Aug 26, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
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Risk factors
Updated: Aug 26, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does Zerocard require KYC?
Our record lists the Zerocard verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does Zerocard support Apple Pay and Google Pay?
Apple Pay: Supported. Google Pay: Supported.
Which assets can I top up Zerocard with?
Our record lists Zerocard support for: USDT and USDC.
Is Zerocard a virtual or a physical card?
Zerocard is offered as: Virtual + physical card.
Where is Zerocard available?
Our record lists 1 countries or regions as available and 16 as restricted. Country-by-country status is in the regions section of this page.