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YPT Card

Updated: Aug 20, 2026

YPT Card is a crypto payment card product introduced by YPT (Yield·Pay·Trade) for converting digital assets into funds for everyday purchases. Users can apply for a virtual card or physical card through the YPT app, top it up with assets such as USDT, USDC, BTC, and ETH, and spend at merchants on the Visa payment network. The product supports Apple Pay and Google Pay, as well as online payments, in-store purchases, and ATM withdrawals.
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Card network
Visa
Product type
Crypto prepaid card
Card form
Virtual card / Physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDT / USDC / BTC / ETH / BNB / TRX / MATIC
Last updated
Aug 20, 2026

Official and company information

Issuer identity and company credentials

YPT (Yield·Pay·Trade) is a Web3 fintech platform providing crypto payment services, focusing on crypto wallets, stablecoin payments, Visa crypto cards, on-chain asset management, and cross-border payment services. Users can use the YPT Card to convert digital assets into everyday spending power at Visa-accepting merchants, online payment scenarios, and ATM networks.
Visit website Application page
Company / issuer
YTP card
Legal name
YPT Group Limited
Registered region
Hong Kong (HK)
Headquarters
Hong Kong
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

YPT Card is a bank card product within the YPT crypto payment ecosystem, positioned as a Crypto Card connecting crypto assets with the traditional payment system. Users register, complete identity verification, top up, and make payments through the YPT application, with top-up assets converted into fiat balances for spending. The official page shows that the product offers virtual and physical cards and supports payments at merchants worldwide. YPT supports top-ups with multiple digital assets, including USDT, USDC, BTC, and ETH, and uses the Visa payment network for online shopping, in-store purchases, and ATM withdrawals. App store information shows that YPT Card is developed and operated by YPT Group Limited.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

YPT virtual card
YPT physical card
Card formVirtual cardPhysical card
Fees
Monthly fee——
Card issuance fee
9.9 USDT
Some require payment
—
ATM fee——
Foreign exchange fee——
Top-up fee——
Failed transaction fee——
Rewards
Cashback——
Crypto cashback——
Staking rewards——
Staking APR——
Welcome bonus——
Referral bonus——
Limits
Daily spending limit——
Monthly spending limit——
ATM withdrawal limit——
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

68
LatviaLVSouth KoreaKRIndonesiaIDVietnamVNEcuadorECBelgiumBESaudi ArabiaSACzechiaCZUruguayUYDenmarkDKQatarQAGhanaGHArgentinaARSloveniaSIBangladeshBDSerbiaRSSpainESPortugalPTTürkiyeTRSri LankaLKNepalNPColombiaCOItalyITIcelandISUnited KingdomGBEgyptEGMoroccoMAAustriaATCanadaCASlovakiaSKCroatiaHRNorwayNOPhilippinesPHPakistanPKIsraelILChileCLSwitzerlandCHThailandTHIrelandIEFranceFRSwedenSESingaporeSGJapanJPAustraliaAUMexicoMXBulgariaBGMalaysiaMYMacaoMOPeruPEEstoniaEERomaniaROUnited Arab EmiratesAENigeriaNGKenyaKEGermanyDEBrazilBRNetherlandsNLHungaryHUParaguayPYLuxembourgLUFinlandFIGreeceGRNew ZealandNZLithuaniaLTSouth AfricaZAHong KongHKIndiaINPolandPL
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

16
South SudanSSChinaCNYemenYEVenezuelaVESyriaSYLibyaLYIraqIQCubaCURussiaRUIranIRSudanSDBelarusBYAfghanistanAFSomaliaSONorth KoreaKPUnited StatesUS
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不可申请，情况受 YPT 服务规则限制，已发行卡片可在 Visa 商户使用。

2、香港：可申请，YPT Group Limited 注册信息显示香港地址，支持用户使用相关服务。待补充说明

3、澳门：可申请情况受服务覆盖限制，已发行卡片可在 Visa 商户使用。

4、台湾：可申请情况受服务覆盖限制，已发行卡片可在 Visa 商户使用。

Updated: Aug 20, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

ID card / Passport

Review time / regional limits

Apple Pay: Supported. Note: Official support for Apple Pay. Google Pay: Supported. Note: Official support for Google Pay. PayPal: Not supported. Note: No official support information. WeChat Pay: Not supported. Note: No official WeChat Pay support. Alipay: Supported. Note: Some YPT card service pages show support for Alipay scenarios. Subscription payments: Supported. Note: Visa online payments support some subscription services. ChatGPT: Supported. Note: Supports Visa network online payment scenarios. Claude: Supported. Note: Supports Visa network online payment scenarios. Midjourney: Supported. Note: Supports Visa network online payment scenarios. Online shopping: Supported. Note: Supports global Visa merchants. Offline card payments: Supported. Note: Supports Visa offline merchant purchases. ATM withdrawals: Supported. Note: Physical cards support ATM withdrawals.

KYC provider

Not disclosed

Updated

Aug 20, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported10
Not supported2
UpdatedAug 20, 2026

Wallet payments

Alipay

Supported

Aug 20, 2026

Wallet payments

Apple Pay

Supported

Aug 20, 2026

Cash services

ATM withdrawal

Supported

Aug 20, 2026

AI tools

ChatGPT

Supported

Aug 20, 2026

AI tools

Claude

Supported

Aug 20, 2026

Wallet payments

Google Pay

Supported

Aug 20, 2026

AI tools

Midjourney

Supported

Aug 20, 2026

In-person payments

Offline POS

Supported

Aug 20, 2026

Online shopping

Online shopping

Supported

Aug 20, 2026

Wallet payments

PayPal

Not supported

Aug 20, 2026

Subscriptions

Subscription payment

Supported

Aug 20, 2026

Wallet payments

WeChat Pay

Not supported

Aug 20, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Md Robiul Islam Soikotgoogle_play★ 1 / 5

YPT: Crypto Card & Pay Google Play review - 1 star

#Scam 😡😡😡😡 Why My wallet balance 000
View original
Aong Kya Sing Marma (AJOY)google_play★ 1 / 5

YPT: Crypto Card & Pay Google Play review - 1 star

dislike button 😡✅
View original
U Nandiyagoogle_play★ 5 / 5

YPT: Crypto Card & Pay Google Play review - 5 star

ok
View original
Wai Yan113app_store★ 1 / 5

Scam Usdt

This app is really scam, I lost 1000usdt today
View original
Generalusers007app_store★ 5 / 5

Jack in LA

Look forward the physical card
View original
Zin Margoogle_play★ 1 / 5

YPT: Crypto Card & Pay Google Play review - 1 star

Scam. U Can't Withdraw Your Money Never,Ever
View original
Abhijeet Roytrustpilot★ 1 / 5

They are fraud

They are fraud. They asked me to provide the screen shot of my Binance account dashboard. When i refused to share they have not solved my issue. My issue was I have transferred 200 dollars to my another card and they have pause the transaction.
View original
Abhijeet Roygoogle_play★ 1 / 5

YPT: Crypto Card & Pay Google Play review - 1 star

They are 1000% fraud. They ask Binance Dashboard screen shot to verify identity. when I refused to share they have not solved my issue.
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Sparow Amingoogle_play★ 1 / 5

YPT: Crypto Card & Pay Google Play review - 1 star

garbage 🗑️
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Dr wahiduzzaman Jamangoogle_play★ 5 / 5

YPT: Crypto Card & Pay Google Play review - 5 star

v.nice
View original

Risk factors

Updated: Aug 20, 2026

No risk factors are available