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YPT Card

Updated: Oct 9, 2026

YPT Card is a crypto payment card product introduced by YPT (Yield·Pay·Trade) for converting digital assets into funds for everyday purchases. Users can apply for a virtual card or physical card through the YPT app, top it up with assets such as USDT, USDC, BTC, and ETH, and spend at merchants on the Visa payment network. The product supports Apple Pay and Google Pay, as well as online payments, in-store purchases, and ATM withdrawals.
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Card network
Product type
Crypto prepaid card
Card form
Virtual card / Physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDTUSDCBTCETHBNBTRXMATIC
Last updated
Oct 9, 2026

Official and company information

Issuer identity and company credentials

YPT (Yield·Pay·Trade) is a Web3 fintech platform providing crypto payment services, focusing on crypto wallets, stablecoin payments, Visa crypto cards, on-chain asset management, and cross-border payment services. Users can use the YPT Card to convert digital assets into everyday spending power at Visa-accepting merchants, online payment scenarios, and ATM networks.
Visit website Application page
Company / issuer
YTP card
Legal name
YPT Group Limited
Registered region
Hong Kong (HK)
Headquarters
Hong Kong
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

YPT Card is a bank card product within the YPT crypto payment ecosystem, positioned as a Crypto Card connecting crypto assets with the traditional payment system. Users register, complete identity verification, top up, and make payments through the YPT application, with top-up assets converted into fiat balances for spending. The official page shows that the product offers virtual and physical cards and supports payments at merchants worldwide. YPT supports top-ups with multiple digital assets, including USDT, USDC, BTC, and ETH, and uses the Visa payment network for online shopping, in-store purchases, and ATM withdrawals. App store information shows that YPT Card is developed and operated by YPT Group Limited.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

YPT Virtual Card
YPT Physical Card
Card formVirtual cardPhysical card
Fees
Monthly fee——
Card issuance fee
9.9 USDT
Some require payment
—
ATM fee——
Foreign exchange fee——
Top-up fee——
Failed transaction fee——
Rewards
Cashback——
Crypto cashback——
Staking rewards——
Staking APR——
Welcome bonus——
Referral bonus——
Limits
Daily spending limit——
Monthly spending limit——
ATM withdrawal limit——
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

68
LatviaLVSouth KoreaKRIndonesiaIDVietnamVNEcuadorECBelgiumBESaudi ArabiaSACzechiaCZUruguayUYDenmarkDKQatarQAGhanaGHArgentinaARSloveniaSIBangladeshBDSerbiaRSSpainESPortugalPTTürkiyeTRSri LankaLKNepalNPColombiaCOItalyITIcelandISUnited KingdomGBEgyptEGMoroccoMAAustriaATCanadaCASlovakiaSKCroatiaHRNorwayNOPhilippinesPHPakistanPKIsraelILChileCLSwitzerlandCHThailandTHIrelandIEFranceFRSwedenSESingaporeSGJapanJPAustraliaAUMexicoMXBulgariaBGMalaysiaMYMacaoMOPeruPEEstoniaEERomaniaROUnited Arab EmiratesAENigeriaNGKenyaKEGermanyDEBrazilBRNetherlandsNLHungaryHUParaguayPYLuxembourgLUFinlandFIGreeceGRNew ZealandNZLithuaniaLTSouth AfricaZAHong KongHKIndiaINPolandPL
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

16
South SudanSSChinaCNYemenYEVenezuelaVESyriaSYLibyaLYIraqIQCubaCURussiaRUIranIRSudanSDBelarusBYAfghanistanAFSomaliaSONorth KoreaKPUnited StatesUS
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，YPT excludes U.S. users from registration and identity verification, while a card lawfully issued to an eligible user elsewhere can still be used for local purchases.
2. United Kingdom：Can apply，Can use，UK residents can complete YPT registration and KYC and use a supported UK billing address to obtain the card.
3. Canada：Can apply，Can use，Canadian residents are eligible for YPT registration and KYC and can use a Canadian billing address when applying for the card.
4. Australia：Cannot apply，Can use，YPT specifically does not accept Australian addresses as card billing or delivery addresses, but a card issued to an eligible user elsewhere can still be used in Australia.
5. South Africa：Can apply，Can use，South African residents can complete YPT registration and KYC and use a local billing address to obtain the card.
6. New Zealand：Can apply，Can use，New Zealand residents can complete the required identity verification and use a local billing address when applying for the card.
7. Ireland：Can apply，Can use，Irish residents can complete YPT’s required KYC and use an Irish billing address to obtain the card.

Updated: Sep 13, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

ID card / Passport

Review time / regional limits

After submitting your identity documents, the review process begins and is usually completed quickly, though exceptional cases may take longer.

KYC provider

Not disclosed

Updated

Oct 9, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported10
Not supported2
UpdatedAug 20, 2026

Wallet payments

Alipay

Supported

Aug 20, 2026

Wallet payments

Apple Pay

Supported

Aug 20, 2026

Cash services

ATM withdrawal

Supported

Aug 20, 2026

AI tools

ChatGPT

Supported

Aug 20, 2026

AI tools

Claude

Supported

Aug 20, 2026

Wallet payments

Google Pay

Supported

Aug 20, 2026

AI tools

Midjourney

Supported

Aug 20, 2026

In-person payments

Offline POS

Supported

Aug 20, 2026

Online shopping

Online shopping

Supported

Aug 20, 2026

Wallet payments

PayPal

Not supported

Aug 20, 2026

Subscriptions

Subscription payment

Supported

Aug 20, 2026

Wallet payments

WeChat Pay

Not supported

Aug 20, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Ahmad Taseengoogle_play★ 1 / 5

YPT: Crypto Card & Pay Google Play review - 1 star

You cheated me and they suddenly vanished my card without any notice or reason.
View original
EMRYS FEOgoogle_play★ 1 / 5

YPT: Crypto Card & Pay Google Play review - 1 star

Do not use this at all, irresponsible customer service.
View original
MH Sabdikgoogle_play★ 1 / 5

YPT: Crypto Card & Pay Google Play review - 1 star

They just deleted my account. An account shouldn't be deleted.
View original
Md Robiul Islam Soikotgoogle_play★ 1 / 5

YPT: Crypto Card & Pay Google Play review - 1 star

#Scam 😡😡😡😡 Why My wallet balance 000
View original
Aong Kya Sing Marma (AJOY)google_play★ 1 / 5

YPT: Crypto Card & Pay Google Play review - 1 star

dislike button 😡✅
View original
U Nandiyagoogle_play★ 5 / 5

YPT: Crypto Card & Pay Google Play review - 5 star

ok
View original
Wai Yan113app_store★ 1 / 5

Scam Usdt

This app is really scam, I lost 1000usdt today
View original
Generalusers007app_store★ 5 / 5

Jack in LA

Look forward the physical card
View original
Zin Margoogle_play★ 1 / 5

YPT: Crypto Card & Pay Google Play review - 1 star

Scam. U Can't Withdraw Your Money Never,Ever
View original
Abhijeet Roytrustpilot★ 1 / 5

They are fraud

They are fraud. They asked me to provide the screen shot of my Binance account dashboard. When i refused to share they have not solved my issue. My issue was I have transferred 200 dollars to my another card and they have pause the transaction.
View original

Risk factors

Updated: Aug 20, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does YPT Card require KYC?

Our record lists the YPT Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does YPT Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up YPT Card with?

Our record lists YPT Card support for: USDT, USDC, BTC, ETH, BNB, TRX, and MATIC.

Is YPT Card a virtual or a physical card?

YPT Card is offered as: Virtual card and Physical card.

Where is YPT Card available?

Our record lists 68 countries or regions as available and 16 as restricted. Country-by-country status is in the regions section of this page.

Who issues YPT Card?

YPT Card is operated by YTP card on the Visa network.