Find the right payment card

Use case: The Vepay Card is a US dollar-denominated virtual prepaid card offered by Vepay to users in Africa. After completing identity verification and funding a local-currency wallet, users can create a card in the app and convert local funds into a US dollar card balance for purchases on international websites, software subscriptions, advertising, and travel. The current card supports Apple Pay and Google Pay, allows users to set personal spending limits, and provides instant top-ups, balance transfers out, freezing, and deletion through the app. It is suitable for African users who need a cross-border online payment tool. The current product is a US dollar virtual card funded through a local fiat-currency wallet and is primarily intended for residents of Nigeria, Kenya, and Uganda.

Use case: The Tuyo Card is a stablecoin Visa virtual card offered by the Tuyo self-custodial wallet. Users keep USDC in a personally controlled Base wallet and authorize Tuyo to deduct assets based on the transaction amount only when a purchase occurs, with fiat settlement to the merchant completed through the Visa network. The card has no card issuance fee or monthly fee, supports online shopping, mobile wallets, and in-store contactless payments, and offers TUYOs points and the Buy Now, Pay Maybe spending discount mechanism. It is suitable for users who want to retain control of their assets and spend stablecoins directly.

Use case: The Trustee Card is a Visa prepaid card built into the Trustee Plus custodial crypto wallet. Users can transfer USDC or USDT to a separate card balance, spend at online and in-store merchants that accept Visa, and make mobile payments through Apple Pay or Google Pay. The current virtual card uses the US dollar as its base currency, charges no purchase or maintenance fees, and automatically converts local currency at the Visa exchange rate. Physical card issuance is currently suspended. The product is suitable for residents of the European Economic Area who want to use stablecoins for everyday spending.

Use case: The Tria Card is a Visa crypto payment card offered by the Tria non-custodial multichain wallet. Users' assets remain in their personal wallets until a purchase, when BestPath automatically converts them into the fiat currency required by the merchant. The product has three tiers—Virtual, Signature, and Premium—and supports online shopping, in-store purchases, Apple Pay, Google Pay, and ATM withdrawals with a physical card. Depending on the tier, it offers stablecoin cashback, purchase protection, airport lounge access, and higher spending limits. It is suitable for users who need to pay directly with multichain assets.

Use case: The THORWallet Card is a crypto asset payment card offered by the THORWallet self-custodial multichain wallet. Users retain their wallet private keys, can top up the card from their wallet balance, and can spend at online and in-store merchants that accept Mastercard. The current products include a Basic virtual card, a Premium virtual card and physical card, and a multicurrency virtual card connected to a personal Swiss IBAN. Premium offers USDC spending cashback, while the Swiss IBAN supports incoming and outgoing payments and SEPA transfers. It is suitable for users who need to combine crypto assets, card spending, and cross-border account services.

Use case: Tangem Pay is a self-custodial stablecoin payment account embedded in the Tangem app and offered to eligible users by Paera LLC. Users transfer USDC on the Polygon network into a personally controlled smart contract account, after which they can spend online with a virtual Visa card or make in-store payments by linking it to Apple Pay or Google Pay. Merchants receive standard fiat currency. The card deducts funds only from the separate Tangem Pay balance and does not directly access the user's primary Tangem Wallet assets.

Use case: The SoFi Credit Card is a series of personal consumer credit cards issued by SoFi Bank, N.A. to US residents. It currently includes the SoFi Unlimited 2% Credit Card, SoFi Everyday Cash Rewards Credit Card, and SoFi Essential Credit Card. Cardholders make purchases using a revolving credit line granted by the bank and can complete online, in-store, subscription, and cash advance transactions through the Mastercard acceptance network. Bills, rewards, card security, and repayments can be managed through the SoFi app.

Use case: The Rebind Card is a self-custodial stablecoin payment card offered within the Rebind app. Gnosis Pay manages the card program, and settlement is completed through the Visa network. Users can transfer euro stablecoins from their Rebind account to a separate card balance and then use the virtual card for online shopping, in-app payments, and mobile wallet purchases. Users control the funds before they are added to the card balance. Rebind does not directly issue the card or process bank card transactions.

Use case: The Reap Card is a stablecoin-secured corporate credit card for business customers, issued directly by Reap and connected to the Visa network. Businesses can provide collateral in USDC, USDT, or fiat currency at a 1:1 ratio to obtain a US dollar or Hong Kong dollar credit line and then issue virtual or physical cards to employees. The card is suitable for advertising, software subscriptions, business travel, procurement, and routine team expenses. Monthly bills can be repaid with stablecoins or fiat currency.

Use case: The Payy Card is a self-custodial stablecoin Visa card introduced by Payy. Users can directly spend USDC held in Payy Wallet on online or in-store purchases. Card transactions are settled privately through Payy Network, so on-chain addresses, wallet balances, and transfer activity are not publicly linked to everyday card transactions. After identity verification, users can instantly obtain a virtual card and add it to Apple Pay or Google Pay. A contactless light-up physical card can also be unlocked after meeting the points requirement.