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Tria Card

Updated: Sep 15, 2026

The Tria Card is a Visa crypto payment card offered by the Tria non-custodial multichain wallet. Users' assets remain in their personal wallets until a purchase, when BestPath automatically converts them into the fiat currency required by the merchant. The product has three tiers—Virtual, Signature, and Premium—and supports online shopping, in-store purchases, Apple Pay, Google Pay, and ATM withdrawals with a physical card. Depending on the tier, it offers stablecoin cashback, purchase protection, airport lounge access, and higher spending limits. It is suitable for users who need to pay directly with multichain assets.
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Card network
Product type
Crypto-collateral credit card
Card form
Virtual card / Virtual + physical card / Virtual + metal card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDTUSDCBTCETHBNBSOLXRPADADOGETRXDOTLINKMATICATOMLTCBCHDAIXLMUNI
Last updated
Sep 15, 2026

Official and company information

Issuer identity and company credentials

Tria (tria.so) is a financial platform positioned as a "self-custodial neobank." Compared to the various crypto asset management tools you have previously researched, its architecture places greater emphasis on underlying interoperability, aiming to deeply integrate DeFi protocols with everyday financial consumption experiences. Core positioning and technical architecture BestPath routing engine: This is Tria's core, operating as a decentralized infrastructure (AVS) that automatically seeks the optimal transaction execution path across 200+ blockchains, delivering a "bridge-free, gas-free" cross-chain transaction experience. Self-custodial neobank: Despite the "neobank" label, it emphasizes non-custodial attributes, meaning users interact through a bank-like app interface, but control of funds remains with the user (typically using account abstraction technology with social recovery, aiming to avoid the complexity of traditional seed phrase management). Multi-functional integration: It combines a Visa payment card (supporting Apple/Google Pay), spot trading, perpetual contract trading (integrating Hyperliquid, etc.), and on-chain wealth management, attempting to become a unified financial operating system for Web3 users.
Visit website Application page
Company / issuer
Tria
Legal name
Tria
Registered region
United States (US)
Headquarters
New York, United States
Company type
Program manager
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

After obtaining an invitation code and purchasing a card plan, users must submit personal details, identity documents, and a live selfie in the mobile app to complete KYC. The card can be topped up from a Tria wallet or an external wallet and supports networks including Bitcoin, Ethereum, Polygon, Base, Arbitrum, Optimism, BSC, Aptos, and Solana. Top-up assets are converted into the card balance, and transactions are settled through the Visa network. Virtual provides only a virtual card, Signature adds a plastic physical card, and Premium provides a physical metal card. All three plans support online and mobile payments through the virtual card. Signature and Premium also support physical merchants, ATMs, airport lounges, and higher cashback. Membership plans renew annually, and fees, limits, and issuance terms follow either the US or international version depending on the user's region of residence.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

2026-09 · Project-wide data

Source unspecified

Spend (USD)

$16,749,338.76

No comparable previous month

Transactions

115,658

No comparable previous month

Last six complete calendar months

Spend (USD)
Monthly details
PeriodSpend (USD)Transactions
2026-04$15,580,805.5992,539
2026-05$22,912,869.11105,470
2026-06$15,647,202.0991,784
2026-07$16,042,555.67111,566
2026-08$14,015,933.98112,853
2026-09$16,749,338.76115,658

Data source: Paymentscan ↗

Period: 2026-04 — 2026-09Last synchronized:

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Tria Virtual Card
Tria Signature Card
Tria Premium Card
Card formVirtual cardVirtual + physical cardVirtual + metal card
Fees
Monthly fee
Free
No monthly plan fee
Free
No monthly plan fee.
Free
No monthly plan fee.
Card issuance fee
25 USD
Can be reduced via promotional entry
109 USD
Standard fee.
250 USD
Standard fee.
ATM fee—
1 USD + 1%
$1 + 1%, up to $2 + 3%. Operation page lower than terms cap.
1 USD + 1%
$1 + 1%, up to $2 + 3%. Operation page lower than terms cap.
Foreign exchange fee
3%
Tria charges no additional exchange fee
3%
Up to 3%. Tria charges no additional exchange fee.
3%
Up to 3%. Tria charges no additional exchange fee.
Top-up fee
1%
On-chain service provider fees charged separately
1%
0%–1%. On-chain service provider fees charged separately.
1%
0%–1%. On-chain service provider fees charged separately.
Failed transaction fee—
2 USD
Up to $2. ATM inquiry or decline only.
2 USD
Up to $2. ATM inquiry or decline only.
Rewards
Cashback———
Crypto cashback
1.5%
First $100 per month high cashback, excess 0.5%
4.5%
4.5% on USDC or USDT, 1% above the threshold. High cashback on the first $1,000 per month.
6%
6% on USDC or USDT, 1% above the threshold. High cashback on the first $2,000 per month.
Staking rewards
2%
Cashback bonus 0.25%–2%, only within high-cashback spending limit
2%
Cashback bonus 0.25%–2%. Only within high-cashback spending limit.
2%
Cashback bonus 0.25%–2%. Only within high-cashback spending limit.
Staking APR———
Welcome bonus
2,500
First card transaction of the season
5,000 USD
5,000 Tria Points. Includes membership and first-spend bonus.
5,000
5,000 Tria Points. Includes membership and first-spend bonus.
Referral bonus
10%
Calculated based on invitee's base points
10%
10% points match. Calculated based on invitee's base points.
10%
10% points match. Calculated based on invitee's base points.
Limits
Daily spending limit
1,000,000 USD
Limit determined by balance and risk control
1,000,000 USD
Up to $1,000,000. Limit determined by balance and risk control.
1,000,000 USD
Up to $1,000,000. Limit determined by balance and risk control.
Monthly spending limit———
ATM withdrawal limit—
750 USD
$750 per transaction, max 3 per day. ATM operator limits apply separately.
750
$750 per transaction, max 3 per day. ATM operator limits apply separately.
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

195
NetherlandsNLMontserratMSEswatiniSZMozambiqueMZBermudaBMDominicaDMBrazilBRUgandaUGKyrgyzstanKGVanuatuVUBosnia & HerzegovinaBABoliviaBOPolandPLGermanyDEGhanaGHNigerNEBurkina FasoBFAlbaniaALHaitiHTUnited KingdomGBKenyaKEEcuadorECFrench PolynesiaPFNew ZealandNZOmanOMNorthern Mariana IslandsMPGeorgiaGEAzerbaijanAZMongoliaMNLuxembourgLUSint MaartenSXCambodiaKHUzbekistanUZBarbadosBBEstoniaEEIsle of ManIMLatviaLVGuyanaGYGrenadaGDNamibiaNAThailandTHPuerto RicoPRIcelandISSwedenSEHondurasHNSan MarinoSMRomaniaROAnguillaAIMoldovaMDIndiaINArmeniaAMMadagascarMGPakistanPKSouth AfricaZAAustraliaAUIsraelILMartiniqueMQChinaCNRéunionREGambiaGMBotswanaBWBurundiBIAlgeriaDZTanzaniaTZTürkiyeTRCook IslandsCKGuamGUCape VerdeCVPortugalPTMexicoMXFijiFJIndonesiaIDArubaAWTunisiaTNSpainESGuatemalaGTNepalNPCameroonCMSt. LuciaLCBhutanBTMacaoMOTurkmenistanTMKuwaitKWNauruNRGuernseyGGCroatiaHRLiechtensteinLIMaltaMTJerseyJEUnited StatesUSEl SalvadorSVKazakhstanKZPanamaPAEgyptEGComorosKMHungaryHUBahamasBSPhilippinesPHNorwayNOAngolaAOTimor-LesteTLVietnamVNSurinameSRAndorraADFinlandFIMauritiusMUUkraineUASerbiaRSCôte d’IvoireCIBahrainBHTurks & Caicos IslandsTCLiberiaLRCosta RicaCRTaiwanTWSierra LeoneSLMonacoMCLesothoLSMaldivesMVMalaysiaMYCzechiaCZTuvaluTVMauritaniaMRSouth KoreaKRSamoaWSCayman IslandsKYSenegalSNHong KongHKCuraçaoCWTongaTOSwitzerlandCHSloveniaSIDenmarkDKSt. Vincent & GrenadinesVCGuadeloupeGPFrench GuianaGFMoroccoMASlovakiaSKParaguayPYGabonGAQatarQAChileCLBelizeBZSeychellesSCLithuaniaLTPalauPWAustriaATFranceFRSaudi ArabiaSACanadaCASingaporeSGMarshall IslandsMHSolomon IslandsSBMalawiMWItalyITCyprusCYNew CaledoniaNCNigeriaNGGibraltarGIMontenegroMEChadTDRwandaRWZambiaZMTrinidad & TobagoTTAntigua & BarbudaAGDjiboutiDJEquatorial GuineaGQSt. Kitts & NevisKNBelgiumBEBulgariaBGNorth MacedoniaMKJordanJOGreenlandGLJamaicaJMSri LankaLKTajikistanTJBruneiBNSão Tomé & PríncipeSTUnited Arab EmiratesAELaosLAPapua New GuineaPGIrelandIEDominican RepublicDOPeruPEColombiaCOBangladeshBDTogoTGVatican CityVANiueNUArgentinaARKiribatiKIUruguayUYGreeceGRCongo - BrazzavilleCGJapanJPBeninBJ
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

24
BelarusBYSomaliaSOZimbabweZWIranIRYemenYEEthiopiaETSouth SudanSSLibyaLYAfghanistanAFSudanSDNorth KoreaKPIraqIQNicaraguaNIMaliMLVenezuelaVEGuineaGNRussiaRUGuinea-BissauGWEritreaERCentral African RepublicCFLebanonLBCubaCUMyanmar (Burma)MMSyriaSY
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents are supported under Tria’s separate U.S. card program and must complete identity verification using information and documents matching their actual residence.
2. United Kingdom：Can apply，Can use，UK residents are included in Tria’s supported card regions and can obtain the card after completing KYC while physically present in the country selected as their residence.
3. Canada：Can apply，Can use，Canadian residents are supported for Tria Card issuance and must complete identity verification with documents matching Canada as their actual residence.
4. Australia：Can apply，Can use，Australian residents are included in Tria’s supported regions and can obtain the card after completing the required residence-based identity verification.
5. South Africa：Can apply，Can use，South African residents are supported for card issuance and can apply after completing KYC with accepted local identity or residence documents.
6. New Zealand：Can apply，Can use，New Zealand residents are within Tria’s broad international card coverage and can obtain the card after completing KYC for their actual country of residence.
7. Ireland：Can apply，Can use，Irish residents are supported for Tria Card issuance and can obtain the card after completing the required identity and residence verification.

Updated: Sep 15, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / Government-issued ID / Driver's license / Residence permit

Review time / regional limits

Automatic review can be completed in a few minutes; manual compliance review is generally processed within three days.

KYC provider

Billions

Updated

Aug 4, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 4, 2026

Wallet payments

Alipay

Supported

Aug 4, 2026

Wallet payments

Apple Pay

Supported

Aug 4, 2026

Cash services

ATM withdrawal

Supported

Aug 4, 2026

AI tools

ChatGPT

Supported

Aug 4, 2026

AI tools

Claude

Supported

Aug 4, 2026

Wallet payments

Google Pay

Supported

Aug 4, 2026

AI tools

Midjourney

Supported

Aug 4, 2026

In-person payments

Offline POS

Supported

Aug 4, 2026

Online shopping

Online shopping

Supported

Aug 4, 2026

Wallet payments

PayPal

Supported

Aug 4, 2026

Subscriptions

Subscription payment

Supported

Aug 4, 2026

Wallet payments

WeChat Pay

Supported

Aug 4, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Drgoogle_play★ 5 / 5

Tria: Crypto & Cards Google Play review - 5 star

edit: I think they have held up their side of the bargain and still offering perks ... enjoying the cashbacks ,might edit the review if the cashbacks also end up like the season 1 airdrop fiasco where promises were NOT kept. Let's see how it ends up if it is how it's supposed to be ,will make it 5 stars ...
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ahmed Jubelgoogle_play★ 1 / 5

Tria: Crypto & Cards Google Play review - 1 star

scam
View original
Farizgoogle_play★ 1 / 5

Tria: Crypto & Cards Google Play review - 1 star

buat campaign tapi hadiah ga dikirim, mending gausah buat campaign!!
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MིDིSིHིAིMིIིMི RཽAཽJཽgoogle_play★ 4 / 5

Tria: Crypto & Cards Google Play review - 4 star

nice 👍
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Siam Noorgoogle_play★ 5 / 5

Tria: Crypto & Cards Google Play review - 5 star

good Card available right now
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Aziz Munnagoogle_play★ 1 / 5

Tria: Crypto & Cards Google Play review - 1 star

Can't login to your apps. It doesn't show up in any system. Account was logged in. After updating the apps. There is no login option. I can't even log into my account, you idiot.
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Piu Roygoogle_play★ 1 / 5

Tria: Crypto & Cards Google Play review - 1 star

very bad behavior....hum Indian hai dear.. why can't support Indian citizens...all country is available including Bangladesh...but India not available......very bad....👎👎👎👎👎
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Mr. Sagorgoogle_play★ 1 / 5

Tria: Crypto & Cards Google Play review - 1 star

Fake & Scam! Don't install it.
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Maca Saviorgoogle_play★ 1 / 5

Tria: Crypto & Cards Google Play review - 1 star

scam event didn't pay
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Zuko Tsholobagoogle_play★ 1 / 5

Tria: Crypto & Cards Google Play review - 1 star

Using a virtual card for small, one-off online purchases is standard security practice, but Tria's $10 minimum top-up combined with their zero-withdrawal rule completely breaks that use case. If you just want to buy a $3 subscription or a $4 item, you are forced to lock up $10, leaving $6 to $7 permanently trapped on the Visa network. Add off-ramp mechanism so one can move the funds back to main accout after using the card
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Risk factors

Updated: Jul 19, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Tria Card require KYC?

Our record lists the Tria Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Tria Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Tria Card with?

Our record lists Tria Card support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and ADA (19 in total).

Is Tria Card a virtual or a physical card?

Tria Card is offered as: Virtual card, Virtual + physical card, and Virtual + metal card.

Where is Tria Card available?

Our record lists 195 countries or regions as available and 24 as restricted. Country-by-country status is in the regions section of this page.

Who issues Tria Card?

Tria Card is operated by Tria on the Visa network.