UCard Radar

Find the right payment card

Compare fees, KYC requirements, regional availability and risk grades using real card data, then open a card page to verify the supporting details.

Fees & KYCRegional availabilityRisk grades296 cards match

Current use case: Online shopping

Structured filter: Online shopping · Review cards with online-payment records

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Mastercard / Visa

ZeroID Card

Crypto prepaid cardVirtual card

Grade D

Use case: ZeroID Card is an instant crypto virtual card service offered by ZeroID. Users can register with an email address or Telegram, top up with USDT, BTC, ETH, SOL or TRX, and create a virtual Visa or Mastercard. The card includes a card number, expiry date and CVV and can be used for online shopping, international payments, recurring subscriptions and mobile app purchases. It can also be added to Apple Pay or Google Pay for contactless payments. The standard issuance process claims not to require identity document uploads.

Application
Available
Usage
Usable
KYC level
No-KYC claim

China: Mainland Applications available | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

XPlace Card

Crypto-collateral credit cardVirtual card/Virtual + physical card +1

Grade B

Use case: The XPlace Card is a non-custodial crypto payment card operated by Pontech Group L.L.C-FZ and providing payment services through the Visa network. In Cash Mode, users can directly spend USDC or USDT. In Credit Mode, they can use assets such as BTC, ETH, and SOL as collateral and borrow USDC through Kamino Finance for payments. The product has four tiers—Basic, Silver, Gold, and Platinum—and offers virtual cards, plastic physical cards, and metal cards, with USDC cashback, airport lounge access, and travel benefits varying by tier.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Rejected

Mastercard / Visa

Xapo Bank Card

Crypto-friendly bank account cardVirtual card/Physical card +1

Grade A

Use case: The Xapo Bank Card is a crypto-friendly debit card offered by Gibraltar-licensed Xapo Bank and connected to a member's US dollar bank account and Bitcoin account. Users can spend their US dollar balance or convert Bitcoin into US dollars for settlement during payment. The card is available as a virtual card, plastic physical card, and metal card for online shopping, in-store payments, subscriptions, and ATM withdrawals. Visa or Mastercard versions are issued depending on the region, under a unified annual membership service model.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Applications available | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

WhiteBIT Nova Card

Crypto debit cardVirtual card/Physical card

Grade A

Use case: The WhiteBIT Nova Card is a Visa crypto debit card introduced by the European crypto exchange WhiteBIT and supports direct everyday spending with crypto assets held in an exchange account. The product offers virtual and physical cards, can be linked to Apple Pay and Google Pay, and provides up to 10% cashback in BTC or WBT. It is primarily intended for users in the European Economic Area (EEA).

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Applications restricted | Hong Kong Unavailable | Chinese-document KYC Accepted

Mastercard / Visa

Vepay Card

Crypto prepaid cardVirtual card

Grade C

Use case: The Vepay Card is a US dollar-denominated virtual prepaid card offered by Vepay to users in Africa. After completing identity verification and funding a local-currency wallet, users can create a card in the app and convert local funds into a US dollar card balance for purchases on international websites, software subscriptions, advertising, and travel. The current card supports Apple Pay and Google Pay, allows users to set personal spending limits, and provides instant top-ups, balance transfers out, freezing, and deletion through the app. It is suitable for African users who need a cross-border online payment tool. The current product is a US dollar virtual card funded through a local fiat-currency wallet and is primarily intended for residents of Nigeria, Kenya, and Uganda.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Visa

Tuyo Visa Card

Stablecoin payment cardVirtual card

Grade C

Use case: The Tuyo Card is a stablecoin Visa virtual card offered by the Tuyo self-custodial wallet. Users keep USDC in a personally controlled Base wallet and authorize Tuyo to deduct assets based on the transaction amount only when a purchase occurs, with fiat settlement to the merchant completed through the Visa network. The card has no card issuance fee or monthly fee, supports online shopping, mobile wallets, and in-store contactless payments, and offers TUYOs points and the Buy Now, Pay Maybe spending discount mechanism. It is suitable for users who want to retain control of their assets and spend stablecoins directly.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Rejected

Visa

Trustee Card

Stablecoin payment cardVirtual card/Physical card

Grade A

Use case: The Trustee Card is a Visa prepaid card built into the Trustee Plus custodial crypto wallet. Users can transfer USDC or USDT to a separate card balance, spend at online and in-store merchants that accept Visa, and make mobile payments through Apple Pay or Google Pay. The current virtual card uses the US dollar as its base currency, charges no purchase or maintenance fees, and automatically converts local currency at the Visa exchange rate. Physical card issuance is currently suspended. The product is suitable for residents of the European Economic Area who want to use stablecoins for everyday spending.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Visa

Tria Card

Crypto-collateral credit cardVirtual card/Virtual + physical card +1

Grade B

Use case: The Tria Card is a Visa crypto payment card offered by the Tria non-custodial multichain wallet. Users' assets remain in their personal wallets until a purchase, when BestPath automatically converts them into the fiat currency required by the merchant. The product has three tiers—Virtual, Signature, and Premium—and supports online shopping, in-store purchases, Apple Pay, Google Pay, and ATM withdrawals with a physical card. Depending on the tier, it offers stablecoin cashback, purchase protection, airport lounge access, and higher spending limits. It is suitable for users who need to pay directly with multichain assets.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Applications restricted | Hong Kong Applications restricted | Chinese-document KYC Restricted

Mastercard

THORWallet Card

Crypto debit cardVirtual card

Grade A

Use case: The THORWallet Card is a crypto asset payment card offered by the THORWallet self-custodial multichain wallet. Users retain their wallet private keys, can top up the card from their wallet balance, and can spend at online and in-store merchants that accept Mastercard. The current products include a Basic virtual card, a Premium virtual card and physical card, and a multicurrency virtual card connected to a personal Swiss IBAN. Premium offers USDC spending cashback, while the Swiss IBAN supports incoming and outgoing payments and SEPA transfers. It is suitable for users who need to combine crypto assets, card spending, and cross-border account services.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Mastercard

Tap Card

Crypto prepaid cardVirtual + physical card

Grade A

Use case: The Tap Card is a crypto asset payment card offered by Tap Global. Users can hold, buy, sell, and convert cryptocurrencies in the Tap app and use the converted fiat balance for card purchases. The product offers virtual and physical cards and supports online payments, in-store card payments, and ATM withdrawals at Mastercard merchants worldwide. Its six plans, from Essential to Prestige, provide different levels of XTP cashback, spending limits, and withdrawal benefits. It is suitable for users who need integrated crypto asset management, fiat accounts, and everyday payment functions.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected