Card database / Visa / Crypto debit card

WhiteBIT Nova Card

Updated: Sep 15, 2026

The WhiteBIT Nova Card is a Visa crypto debit card introduced by the European crypto exchange WhiteBIT and supports direct everyday spending with crypto assets held in an exchange account. The product offers virtual and physical cards, can be linked to Apple Pay and Google Pay, and provides up to 10% cashback in BTC or WBT. It is primarily intended for users in the European Economic Area (EEA).

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Card network
Product type: Crypto debit card
Card form: Virtual card / Physical card
Operating status: Active
KYC level: Full KYC
Commercial relationship: No commercial relationship
Risk score: 90-99

Supported assets: USDTUSDCBTCETHBNBSOLXRPADADOGETRXAVAXDOTLINKMATICATOMLTCBCHDAIXLMUNIEUREUEURIEUEURRNENEARWBWBT
Last updated: Sep 15, 2026

Official and company information

Issuer identity and company credentials

WhiteBIT is one of the largest cryptocurrency exchanges in Europe. WhiteBIT is a large, highly compliant, and operationally mature institution. 1. Core business and products Platform nature: It is a centralized cryptocurrency exchange (CEX). Nova Card: This is a Visa co-branded card launched by WhiteBIT, supporting real-time conversion of crypto assets (such as USDC, BTC, ETH, WBT, etc.) into fiat for everyday spending. Compliance status: WhiteBIT obtained authorization under the EU MiCA (Markets in Crypto-Assets Regulation) framework in 2026 and received approval from financial regulators in Austria and elsewhere.

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Company / issuer: WhiteBIT
Legal name: WhiteBIT EU
Registered region: Lithuania (LT)
Headquarters: Vilnius, Lithuania
Company type: Crypto exchange
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

WhiteBIT Nova is an official Visa crypto debit card from WhiteBIT. It automatically converts crypto assets at the time of payment and completes transactions through the Visa network without requiring users to withdraw cryptocurrency to a bank account first. It supports online shopping, in-store purchases, and certain ATM use cases. The virtual card can be activated immediately after approval, and a physical card can be delivered to supported regions. Nova Card allows users to select BTC or WBT as the cashback reward and choose cashback categories from several spending categories. The official maximum cashback rate is up to 10%. Apple Pay and Google Pay are currently supported for everyday payments. WhiteBIT Nova is currently available mainly in the European Economic Area (EEA) and certain European countries. Users outside supported regions must wait for availability or provide qualifying proof of address.

Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

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	WWhiteBIT Nova EUR Virtual Card	WWhiteBIT Nova EUR Physical Card	WWhiteBIT USD Card
Card form	Virtual card	Physical card	Virtual card
Fees
Monthly fee	Free No monthly maintenance fee	Free No monthly maintenance fee	Free No monthly maintenance fee
Card issuance fee	Free Free to apply.	Free Delivery extra €12 to €40	Free Free issuance
ATM fee	—	3 EUR + 2.2% EEA €3; other regions €3 + 2.2%. ATM operator fees may apply	—
Foreign exchange fee	1% Up to 1%, based on transaction type and currency	1% Charged by transaction type and currency	1.5% Additional 1% + $0.20 transaction fee
Top-up fee	0.1% Crypto top-up free, transfer 0.1%, range 0%–0.1%	0.1% Crypto free, transfers 0.1%	Free No fee for card top-ups
Failed transaction fee	—	—	—
Rewards
Cashback	—	—	—
Crypto cashback	10% Up to 10% BTC or WBT, three options, monthly cap €25	10% Up to 10% BTC or WBT. Three categories, monthly cap €25	10% Up to 10% BTC or WBT, based on selected spending category
Staking rewards	—	—	—
Staking APR	—	—	—
Welcome bonus	5% 5% cashback on first transaction for new card users' first purchase	5% First purchase for new card users	—
Referral bonus	1 USDC 1 USDC per person, max 50 USDC, friend must complete card activation	1 USDC 1 USDC per person, up to 50 USDC. Friend must activate card	—
Limits
Daily spending limit	10,000 EUR Shared across all cards daily	10,000 EUR Shared across all cards daily	—
Monthly spending limit	25,000 EUR Shared across all cards monthly	25,000 EUR Shared across all cards monthly	—
ATM withdrawal limit	—	1,000 EUR Daily €1,000, monthly €3,000. Contactless ATM withdrawals only	—
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

CroatiaHRNetherlandsNLSpainESBelgiumBEBulgariaBGGermanyDEHungaryHUCzechiaCZLatviaLVPortugalPTNorwayNORomaniaROSloveniaSISwedenSEMaltaMTCyprusCYDenmarkDKFranceFRPolandPLIcelandISSlovakiaSKItalyITAustriaATLithuaniaLTIrelandIEGreeceGREstoniaEELiechtensteinLIFinlandFILuxembourgLU

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

BelarusBYIranIRIraqIQSomaliaSOAfghanistanAFSudanSDRussiaRUNorth KoreaKPCubaCUSyriaSYUnited StatesUSYemenYE

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，U.S. residents are outside WhiteBIT Nova’s current issuance countries, but an eligible card issued to a resident of a supported region can be used for permitted payments in the United States.

2. United Kingdom：Cannot apply，Can use，The UK is not included in WhiteBIT Nova’s current issuance countries, but eligible cards obtained by residents of supported regions can still be used in the UK.

3. Canada：Cannot apply，Can use，Canada is outside the current Nova issuance coverage, while an eligible card issued in a supported region can be used for permitted payments in Canada.

4. Australia：Cannot apply，Can use，Australian residents are not currently eligible for Nova issuance, but an eligible card obtained in a supported region can be used in Australia.

5. South Africa：Cannot apply，Can use，South Africa is not included in WhiteBIT Nova’s current issuance countries, but eligible cards issued elsewhere can be used locally for permitted payments.

6. New Zealand：Cannot apply，Can use，New Zealand residents are outside the current Nova issuance coverage, while an eligible card issued in a supported region can still be used locally.

7. Ireland：Can apply，Can use，Ireland is explicitly included in WhiteBIT Nova’s current issuance countries, and residents can obtain the card after completing the required KYC and account verification.

Updated: Sep 15, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Government-issued ID / Driver's license / Residence permit / Bank statement / Utility bill

Review time / regional limits

Document submission usually takes a few minutes; automated and manual review is generally completed within 24 hours.

KYC provider

Sumsub, JSC Hash Bank

Updated

Aug 4, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported12

Supported

Додаток просто топ

Мабуть найкраща біржа на даний момент👍🛡️

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На пошту не приходить код підтвердження

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Zloynapassapp_store★ 5 / 5Aug 26, 2026

Красавчики

Супер

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Risk factors

Updated: Jul 21, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does WhiteBIT Nova Card require KYC?

Our record lists the WhiteBIT Nova Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does WhiteBIT Nova Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up WhiteBIT Nova Card with?

Our record lists WhiteBIT Nova Card support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and ADA (25 in total).

Is WhiteBIT Nova Card a virtual or a physical card?

WhiteBIT Nova Card is offered as: Virtual card and Physical card.

Where is WhiteBIT Nova Card available?

Our record lists 30 countries or regions as available and 12 as restricted. Country-by-country status is in the regions section of this page.

Who issues WhiteBIT Nova Card?

WhiteBIT Nova Card is operated by WhiteBIT on the Visa network.