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WWhiteBIT Nova Card logo

WhiteBIT Nova Card

Updated: Aug 4, 2026

The WhiteBIT Nova Card is a Visa crypto debit card introduced by the European crypto exchange WhiteBIT and supports direct everyday spending with crypto assets held in an exchange account. The product offers virtual and physical cards, can be linked to Apple Pay and Google Pay, and provides up to 10% cashback in BTC or WBT. It is primarily intended for users in the European Economic Area (EEA).
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Card network
Visa
Product type
Crypto debit card
Card form
Virtual card / Physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
90-99
Supported assets
USDT / USDC / BTC / ETH / BNB / SOL / XRP / ADA / DOGE / TRX / AVAX / DOT / LINK / MATIC / ATOM / LTC / BCH / DAI / XLM / UNI / EUR / EURI / EURR / NEAR / WBT
Last updated
Aug 4, 2026

Official and company information

Issuer identity and company credentials

WhiteBIT is one of the largest cryptocurrency exchanges in Europe. WhiteBIT is a large, highly compliant, and operationally mature institution. 1. Core business and products Platform nature: It is a centralized cryptocurrency exchange (CEX). Nova Card: This is a Visa co-branded card launched by WhiteBIT, supporting real-time conversion of crypto assets (such as USDC, BTC, ETH, WBT, etc.) into fiat for everyday spending. Compliance status: WhiteBIT obtained authorization under the EU MiCA (Markets in Crypto-Assets Regulation) framework in 2026 and received approval from financial regulators in Austria and elsewhere.
Visit website Application page
Company / issuer
WhiteBIT
Legal name
WhiteBIT EU
Registered region
Lithuania (LT)
Headquarters
Original立陶宛维尔纽斯
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

WhiteBIT Nova is an official Visa crypto debit card from WhiteBIT. It automatically converts crypto assets at the time of payment and completes transactions through the Visa network without requiring users to withdraw cryptocurrency to a bank account first. It supports online shopping, in-store purchases, and certain ATM use cases. The virtual card can be activated immediately after approval, and a physical card can be delivered to supported regions. Nova Card allows users to select BTC or WBT as the cashback reward and choose cashback categories from several spending categories. The official maximum cashback rate is up to 10%. Apple Pay and Google Pay are currently supported for everyday payments. WhiteBIT Nova is currently available mainly in the European Economic Area (EEA) and certain European countries. Users outside supported regions must wait for availability or provide qualifying proof of address.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

WhiteBIT Nova EUR Virtual Card
WhiteBIT Nova EUR Physical Card
WhiteBIT USD Card
Card formVirtual cardPhysical cardVirtual card
Fees
Monthly fee
Free
No monthly maintenance fee
Free
No monthly maintenance fee
Free
No monthly maintenance fee
Card issuance fee
Free
Free to apply.
Free
Delivery extra €12 to €40
Free
Free issuance
ATM fee—
3 EUR + 2.2%
EEA €3; other regions €3 + 2.2%. ATM operator fees may apply
—
Foreign exchange fee
1%
Up to 1%, based on transaction type and currency
1%
Charged by transaction type and currency
1.5%
Additional 1% + $0.20 transaction fee
Top-up fee
0.1%
Crypto top-up free, transfer 0.1%, range 0%–0.1%
0.1%
Crypto free, transfers 0.1%
Free
No fee for card top-ups
Failed transaction fee———
Rewards
Cashback———
Crypto cashback
10%
Up to 10% BTC or WBT, three options, monthly cap €25
10%
Up to 10% BTC or WBT. Three categories, monthly cap €25
10%
Up to 10% BTC or WBT, based on selected spending category
Staking rewards———
Staking APR———
Welcome bonus
5%
5% cashback on first transaction for new card users' first purchase
5%
First purchase for new card users
—
Referral bonus
1 USDC
1 USDC per person, max 50 USDC, friend must complete card activation
1 USDC
1 USDC per person, up to 50 USDC. Friend must activate card
—
Limits
Daily spending limit
10,000 EUR
Shared across all cards daily
10,000 EUR
Shared across all cards daily
—
Monthly spending limit
25,000 EUR
Shared across all cards monthly
25,000 EUR
Shared across all cards monthly
—
ATM withdrawal limit—
1,000 EUR
Daily €1,000, monthly €3,000. Contactless ATM withdrawals only
—
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

30
CroatiaHRNetherlandsNLSpainESBelgiumBEBulgariaBGGermanyDEHungaryHUCzechiaCZLatviaLVPortugalPTNorwayNORomaniaROSloveniaSISwedenSEMaltaMTCyprusCYDenmarkDKFranceFRPolandPLIcelandISSlovakiaSKItalyITAustriaATLithuaniaLTIrelandIEGreeceGREstoniaEELiechtensteinLIFinlandFILuxembourgLU
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

12
BelarusBYIranIRIraqIQSomaliaSOAfghanistanAFSudanSDRussiaRUNorth KoreaKPCubaCUSyriaSYUnited StatesUSYemenYE
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：中国大陆居民不可申请 Nóva EUR Card，但可在账户显示资格时申请 WhiteBIT USD Card，需完成 WhiteBIT 与 Hash Bank 的完整身份及地址审核。

2、香港：不支持申请 Nova Card，但属于 USD Card 非受限地区；完成额外银行 KYC 后，可使用虚拟卡进行 Visa 和移动钱包消费。

3、澳门：不支持申请 Nova Card，但可申请账户中开放的 USD Card；需提交有效证件、自拍、地址和资金来源资料。

4、台湾：但可申请 WhiteBIT USD Card；通过审核后可用于线上订阅、移动钱包及 Visa 商户消费。

Updated: Aug 4, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Government-issued ID / Driver's license / Residence permit / Bank statement / Utility bill

Review time / regional limits

Document submission usually takes a few minutes; automated and manual review is generally completed within 24 hours.

KYC provider

Sumsub, JSC Hash Bank

Updated

Aug 4, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 4, 2026

Wallet payments

Alipay

Supported

Aug 4, 2026

Wallet payments

Apple Pay

Supported

Aug 4, 2026

Cash services

ATM withdrawal

Supported

Aug 4, 2026

AI tools

ChatGPT

Supported

Aug 4, 2026

AI tools

Claude

Supported

Aug 4, 2026

Wallet payments

Google Pay

Supported

Aug 4, 2026

AI tools

Midjourney

Supported

Aug 4, 2026

In-person payments

Offline POS

Supported

Aug 4, 2026

Online shopping

Online shopping

Supported

Aug 4, 2026

Wallet payments

PayPal

Supported

Aug 4, 2026

Subscriptions

Subscription payment

Supported

Aug 4, 2026

Wallet payments

WeChat Pay

Supported

Aug 4, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Quirinaliatrustpilot★ 5 / 5

Very intuitive and great app

Very intuitive and great app! Quick transactions. Good support.
View original
Blessmore Mufundagoogle_play★ 5 / 5

WhiteBIT – buy & sell bitcoin Google Play review - 5 star

great 👍🏼
Official reply
Hello! Thank you for taking the time to rate WhiteBIT and share your feedback. We're happy to know you had a great experience! Your review helps us continue improving and lets other users learn about the real experience of using our platform. Thank you for your trust and support! 💙
View original
Andriitrustpilot★ 1 / 5

Scam

I verified, I opened bank card? I deposited. And few months later my card and verification disappeared/ And when I tried to Withdraw in EURI it says: You are not allowed to withdraw the currency, I converted to USDT the sameUSDC the same. And after I lost all those fee and the hour of discussion with many consultants I understood the problem was not in currency. I lost about 10 EUR and I am not going to use this scam again
View original
Georg Kowtrustpilot★ 2 / 5

Ticket #710984 — Unjustified account lock and silence on verified KYC dispute

My account with verified personal KYC is blocked due to an unauthorized corporate claim from a third party (Eunobit). All requested proof of communication/ignoring was submitted on August 10th under ticket #710984. Frontline support refuses to provide SLA or assign a Liveness Check procedure, giving only standard copy-paste replies. I demand an urgent review by Senior Compliance and restoration of access to my personal funds. Ticket #710984.
View original
vanyatrustpilot★ 5 / 5
дуже швидко зроблено супер
View original
Jill Hobbstrustpilot★ 1 / 5

It all a scam

It all a scam! I have scam by this firm and their support has refused to respond to my messages. Never invest with them if you don't want to lose your money. Luckily, I have moved on with .#Crop#Mines..# and they have been consistent in their services.
View original
NguyenHungtrustpilot★ 5 / 5
Ok good good
Official reply
Hello! Thank you for taking the time to respond to our invitation and share your experience with WhiteBIT. We truly appreciate you choosing to leave a review—it helps us understand how we're doing and gives other users valuable insight into what they can expect from our platform. We're delighted to hear that your experience with transfers was smooth and easy. Providing a secure, seamless, and user-friendly service is one of our top priorities, and it's great to know we met your expectations. Thank you for your trust and support. We look forward to being part of your crypto journey! 💙
View original
exact_bitcointrustpilot★ 1 / 5

Transactions review process is…

Transactions review process is terrible, even for deposits.
Official reply
Hello! Thank you for taking the time to respond to our invitation and share your experience. We truly appreciate your feedback, as it helps us improve our services and gives other users a better understanding of our platform. We're sorry to hear that your experience with the transaction review process did not meet your expectations. We'd like to better understand what happened. Could you please let us know whether you've already contacted our Support Team? If so, please share your ticket ID so we can review your case. If not, our specialists will be happy to assist you via [support@whitebit.com](mailto:support@whitebit.com). We look forward to helping you resolve this issue. 💙
View original
SERHII DUSHMANtrustpilot★ 5 / 5

Все дуже влаштовує !!

Все дуже влаштовує !!! Молодці !!!
Official reply
Вітаємо! Щиро дякуємо, що відгукнулися на наше запрошення та знайшли час поділитися своїми враженнями про WhiteBIT. Для нас дуже цінно отримувати такий зворотний зв'язок, адже він допомагає нам ставати ще кращими, а також допомагає іншим користувачам дізнатися про реальний досвід використання нашої платформи. Нам надзвичайно приємно знати, що ви задоволені нашим сервісом. Ваші теплі слова мотивують нашу команду й надалі працювати над тим, щоб забезпечувати найкращий досвід для наших користувачів. Дякуємо за вашу довіру та підтримку! Бажаємо вам успішної торгівлі разом із WhiteBIT! 💙
View original
lostapivtrustpilot★ 5 / 5

great support!

Fast and responsive support both in English and Ukrainian
Official reply
Hello! Thank you for taking the time to leave such a positive review — we really appreciate it! 🙌 It’s especially great to hear that our support team was able to assist you quickly and effectively in both English and Ukrainian. Providing clear and responsive help in the language that’s most comfortable for our users is very important to us. Thank you for choosing WhiteBIT and for sharing your experience with others. We’ll be happy to support you whenever you need us! 💙
View original

Risk factors

Updated: Jul 21, 2026

No risk factors are available