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Biptap Card

Updated: Sep 14, 2026

Biptap Card is a Visa crypto debit card system connected by the Biptap platform to third-party financial service providers and can be used with virtual or offshore bank accounts on the platform. Users can transfer crypto assets to Biptap, automatically convert between cryptocurrencies and fiat currencies across accounts, and then use virtual or physical cards for online shopping, POS purchases and cash withdrawals. The current website lists Virtual, Plastic, Metal and Premium card types, together with spending cashback and account plan benefits. Biptap itself is not an issuer.
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Card network
Product type
Crypto debit card
Card form
Virtual card / Physical card / Metal card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
50-59
Supported assets
USDTUSDCBTCETHBNBSOLXRPADADOTLTCDAI
Last updated
Sep 14, 2026

Official and company information

Issuer identity and company credentials

Biptap is a fintech platform connecting crypto asset wallets, bank accounts, virtual and physical bank cards, and cross-border financial services, offering a unified management interface and white-label financial infrastructure for individuals and businesses. Biptap itself primarily handles software, interfaces, and account connectivity; actual bank accounts, bank cards, payments, and exchange services are provided by licensed third-party financial institutions in different jurisdictions.
Visit website Application page
Company / issuer
Biptap
Legal name
XSWIPE GLOBAL L.L.C-FZ
Registered region
United Arab Emirates (AE)
Headquarters
Dubai, United Arab Emirates
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Biptap integrates a crypto wallet, USD virtual bank account, offshore bank account, and payment cards on one platform. Users first register a platform account, then complete bank account KYC based on the services they need. The Virtual Account can be used to generate virtual cards, while offshore account plans such as PRO and Premium further provide physical plastic cards, metal cards, and higher-tier cards. Funds can enter the account from a crypto wallet or external bank and are automatically converted to the account settlement currency when needed. The official website states that cards can be used for online payments, POS purchases, and ATM withdrawals, covering over 190 countries and regions. Biptap is still explicitly marked as an official beta version; actual card issuance eligibility, card limits, and some transaction rules are determined by the integrated third-party financial service providers.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Biptap Virtual Card
Biptap Plastic Card
Biptap Metal Card
Biptap Premium Card
Card formVirtual cardPhysical cardMetal cardMetal card
Fees
Monthly fee
3 USD
Charged per plan beyond free allowance, fee range $0–$3/month.
Free
Current card management fee is zero
Free
Current management fee is zero
Free
Premium card has no monthly management fee
Card issuance fee
5 USD
Lite first card free, otherwise fee range $0–$5.
0 USD
PRO first card free, otherwise 0-50 USD
0 USD
Price decreases with account plan
Free
Included in Premium plan
ATM fee—
0 USD
ATM operator fees not included
0
ATM operator fees not included
0
ATM operators may still charge fees
Foreign exchange fee————
Top-up fee———
2.8%
Crypto and fiat deposit fee rates
Failed transaction fee————
Rewards
Cashback
0.1%
Basic spending cashback.
——
5%
Affected by SuperPlan benefits
Crypto cashback————
Staking rewards————
Staking APR————
Welcome bonus————
Referral bonus————
Limits
Daily spending limit
Unlimited
Platform claims no payment limit.
Unlimited
Platform claims no payment limit
Unlimited
Platform claims no payment limit
Unlimited
Premium supports unlimited payments
Monthly spending limit
Unlimited
Platform claims no payment limit.
Unlimited
Platform claims no payment limit
Unlimited
Platform claims no payment limit
Unlimited
Premium supports unlimited payments
ATM withdrawal limit—
10,000 USD
Maximum amount for high-tier benefits
10,000 USD
Actual limit determined by plan
10,000 USD
Maximum withdrawal amount published on official website
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

186
SamoaWSUnited Arab EmiratesAEZimbabweZWLaosLAMonacoMCBarbadosBBArmeniaAMNepalNPBangladeshBDPanamaPASan MarinoSMNamibiaNAVietnamVNItalyITCzechiaCZChadTDCape VerdeCVHondurasHNIndiaINParaguayPYOmanOMIsraelILCongo - KinshasaCDZambiaZMIraqIQPolandPLCongo - BrazzavilleCGGambiaGMLibyaLYGrenadaGDGuinea-BissauGWArgentinaARSouth SudanSSAngolaAOGeorgiaGEKiribatiKISt. Vincent & GrenadinesVCPortugalPTSurinameSRMoldovaMDDenmarkDKTimor-LesteTLLithuaniaLTFijiFJLesothoLSLuxembourgLUMaldivesMVBurkina FasoBFTogoTGGuyanaGYBulgariaBGKazakhstanKZMaliMLAustraliaAUJapanJPTrinidad & TobagoTTPeruPESt. Kitts & NevisKNComorosKMMalaysiaMYAntigua & BarbudaAGTunisiaTNBhutanBTSloveniaSIEquatorial GuineaGQChileCLUkraineUAThailandTHEritreaERCanadaCAJamaicaJMTuvaluTVKyrgyzstanKGTürkiyeTRNigerNESwitzerlandCHLiechtensteinLITanzaniaTZAzerbaijanAZCameroonCMEgyptEGGuatemalaGTChinaCNGermanyDESeychellesSCMozambiqueMZUzbekistanUZEl SalvadorSVPakistanPKIndonesiaIDDominicaDMMongoliaMNEthiopiaETMalawiMWDjiboutiDJNorth MacedoniaMKNicaraguaNIMarshall IslandsMHFinlandFIGreeceGRColombiaCOBelizeBZBelgiumBEQatarQAEcuadorECNauruNRBrazilBRTongaTOBruneiBNGuineaGNTurkmenistanTMUruguayUYMauritaniaMRSouth AfricaZAHaitiHTSt. LuciaLCPhilippinesPHDominican RepublicDOCyprusCYFranceFRUnited KingdomGBKuwaitKWBotswanaBWVenezuelaVEVatican CityVAPalauPWTajikistanTJMoroccoMAVanuatuVUSerbiaRSBahrainBHCambodiaKHNorwayNOSaudi ArabiaSAUnited StatesUSBurundiBICosta RicaCRNetherlandsNLPapua New GuineaPGKenyaKESierra LeoneSLBahamasBSNigeriaNGLiberiaLRLatviaLVSpainESIcelandISSri LankaLKSolomon IslandsSBSouth KoreaKRMadagascarMGEswatiniSZRwandaRWEstoniaEEUgandaUGMexicoMXAlbaniaALAndorraADMyanmar (Burma)MMJordanJOBeninBJIrelandIEMontenegroMECôte d’IvoireCISenegalSNMaltaMTYemenYESão Tomé & PríncipeSTHungaryHUCroatiaHRSomaliaSOAlgeriaDZMauritiusMUGhanaGHLebanonLBSingaporeSGCentral African RepublicCFGabonGAAustriaATBosnia & HerzegovinaBASwedenSESudanSDBoliviaBOSlovakiaSKNew ZealandNZRomaniaRO
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

5
CubaCUIranIRRussiaRUSyriaSYNorth KoreaKP
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents can apply for Biptap’s virtual card after completing the required identity checks; physical-card access depends separately on passport eligibility for an offshore account.
2. United Kingdom：Can apply，Can use，UK residents can obtain the virtual card after the required KYC, while eligibility for a physical card is assessed separately through Biptap’s passport-based offshore-account program.
3. Canada：Can apply，Can use，Canadian residents can apply for the virtual card after identity verification; obtaining a physical card additionally requires eligibility for Biptap’s offshore account.
4. Australia：Can apply，Can use，Australian residents can access the virtual-card program after completing the required KYC, with physical-card eligibility determined separately by passport country.
5. South Africa：Can apply，Can use，South African residents can apply for the virtual card after identity verification, while physical-card issuance requires a qualifying offshore account.
6. New Zealand：Can apply，Can use，New Zealand residents can obtain the virtual card after completing Biptap’s required identity checks; physical-card eligibility is assessed separately.
7. Ireland：Can apply，Can use，Irish residents can apply for Biptap’s virtual card after the required KYC, while physical cards require separate eligibility for an offshore account.

Updated: Sep 14, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / ID document

Review time / regional limits

Standard electronic verification usually takes minutes; abnormal documents enter the provider's manual review.

KYC provider

Not disclosed

Updated

Aug 10, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 10, 2026

Wallet payments

Alipay

Supported

Aug 10, 2026

Wallet payments

Apple Pay

Supported

Aug 10, 2026

Cash services

ATM withdrawal

Supported

Aug 10, 2026

AI tools

ChatGPT

Supported

Aug 10, 2026

AI tools

Claude

Supported

Aug 10, 2026

Wallet payments

Google Pay

Supported

Aug 10, 2026

AI tools

Midjourney

Supported

Aug 10, 2026

In-person payments

Offline POS

Supported

Aug 10, 2026

Online shopping

Online shopping

Supported

Aug 10, 2026

Wallet payments

PayPal

Supported

Aug 10, 2026

Subscriptions

Subscription payment

Supported

Aug 10, 2026

Wallet payments

WeChat Pay

Supported

Aug 10, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
mohamedgoogle_play★ 1 / 5

Biptap Google Play review - 1 star

TLDR: Scam Deposited funds into my wallet and the transaction has been stuck on "pending" for over a week now. No confirmation, no error, just stuck. Reached out to support and got no real resolution or timeline. If you're considering using this app, save yourself the time and money — look elsewhere. A deposit shouldn't take this long to process, and the lack of communication from support makes it worse. Will update if this gets resolved, but as of now, I can't recommend this platform.
View original
Diego Gallovichtrustpilot★ 1 / 5

If I could give 0 stars I would. I feel scammed.

If I could give 0 stars I would. For two weeks now this company has been unable to locate deposits I made to my account. I have contacted support more times than I can count. They started responding the same useless message over and over: "We are actively working on your issue and understand your concern. We sincerely apologize" Now for two days, after providing all they information they needed, they have been completely ignoring my messages. This is absurd, I feel robbed and scammed.
View original
Diego Gallovichapp_store★ 1 / 5

Started good. Ended pretty bad

These guys were good, I transacted enjoy my money with them for sometime then now all of a sudden they managed to misplaced $3500 from my account and their support team is nowhere to be found after two weeks of waiting
View original
Sphere Creativesgoogle_play★ 5 / 5

Biptap Google Play review - 5 star

Biptap lets me handle my finances easier
View original
MD Shawon Freelancergoogle_play★ 5 / 5

Biptap Google Play review - 5 star

nice
View original
Super Shopgoogle_play★ 5 / 5

Biptap Google Play review - 5 star

good
View original
Naim Naimgoogle_play★ 5 / 5

Biptap Google Play review - 5 star

খুবই সুন্দর একটি apps ব্যাবহার করে খুবই ভালো লাগলো
View original
Saka Danielgoogle_play★ 1 / 5

Biptap Google Play review - 1 star

Why will the developers if this app just go on with maintenance without giving the customers notice? I've not been able to login for 2 days now. Who does that?
View original
NAEEMgoogle_play★ 1 / 5

Biptap Google Play review - 1 star

A fraud service provider Withdrawals cannot be made without a minimum of $3, and card A cannot be transferred without a minimum of $3. There are additional fees. I deposited less than 3 dollars and now the whole dollar is useless
View original
ODVUT TECHgoogle_play★ 5 / 5

Biptap Google Play review - 5 star

best 👏👏
View original

Risk factors

Updated: Aug 10, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Biptap Card require KYC?

Our record lists the Biptap Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Biptap Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Biptap Card with?

Our record lists Biptap Card support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and ADA (11 in total).

Is Biptap Card a virtual or a physical card?

Biptap Card is offered as: Virtual card, Physical card, and Metal card.

Where is Biptap Card available?

Our record lists 186 countries or regions as available and 5 as restricted. Country-by-country status is in the regions section of this page.

Who issues Biptap Card?

Biptap Card is operated by Biptap on the Visa network.