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Bit2Me Card

Updated: Sep 15, 2026

Bit2Me Card is a Mastercard crypto debit card offered by Bit2Me to eligible users in the European Economic Area, with both virtual and physical cards available. Users can link the card to their Bit2Me euro wallet or a designated crypto asset wallet. Payments are made directly in euros, or the linked crypto assets are converted into euros in real time to complete the transaction. The card can be used online and offline at Mastercard merchants and offers B2M crypto cashback based on the user's Space Center level.
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Card network
Product type
Crypto debit card
Card form
Physical card / Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDTUSDCBTCETHSOLXRPADADOTDAI
Last updated
Sep 15, 2026

Official and company information

Issuer identity and company credentials

Bit2Me, founded in 2014, is a leading Spanish cryptocurrency exchange and fintech company. The platform offers retail and institutional clients worldwide (especially in Southern Europe and Latin America) buying and selling of over 300 digital assets, over-the-counter (OTC) trading, multi-currency wallets, staking savings, and highly insured cold storage custody services. As a highly compliant industry player in Europe, Bit2Me is the first crypto asset service provider (CASP) in Spain to receive full authorization under the EU MiCA regulation, and is registered with the Bank of Spain. It has also expanded into traditional financial securities (RTO) brokerage through sub-agency partnerships with regulated brokers.
Company / issuer
Bit2Me
Legal name
BITCOINFORME, S.L.
Registered region
Spain (ES)
Headquarters
Spain
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Bit2Me is a regulated European crypto asset service provider (VASP) operating with a high level of compliance under the EU MiCA regulatory framework. Bit2Me Card uses the Mastercard settlement network and is designed to connect cryptocurrency with everyday fiat spending. In the Bit2Me mobile app, users can freely switch the underlying wallet charged by the card, including a EUR fiat wallet or a specified cryptocurrency wallet, with assets converted automatically when a transaction is settled. In addition to standard virtual and physical cards, Bit2Me has introduced distinctive variants and feature combinations within its platform ecosystem. These include high-yield stablecoin and crypto asset products integrated with Bit2Me Earn, as well as additional online merchant cashback and up to 7% cashback on everyday spending through Bit2Me Life/Space Center. Benefits include no card issuance fee for the virtual card, no monthly fee, and direct support for Apple Pay and Google Pay, making the product suitable for crypto asset holders and everyday users in Europe, Argentina, and other available regions.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Bit2Me Physical Bit2Me Card
Bit2Me Virtual Bit2Me Card
Card formPhysical cardVirtual card
Fees
Monthly fee
Free
No monthly card maintenance fee.
Free
Card issuance fee
20 EUR
Tiers 0–2: €20; tier 3: €10; tier 4: €5; tiers 5–7: free. Varies with Space Center tier.
Free
Free issuance
ATM fee
0.55 EUR + 1%
Free ATM withdrawals domestically; €2.50 per transaction in the eurozone; €0.55 + 1% outside the zone, minimum €0.75. ATM operators may charge additional fees.
—
Foreign exchange fee
2%
0% in eurozone; 1.75% for SEPA non-euro; 2% for other currencies. Charged based on payment currency region.
0 EUR
0% in eurozone; 1.75% for SEPA non-euro; 2% for other currencies
Top-up fee
Free
Free card top-up.
Free
Failed transaction fee——
Rewards
Cashback——
Crypto cashback
7%
Cashback 0%–7% B2M, paid by Space Center tier.
7%
Paid by Space Center tier, ranging from 0% to 7%
Staking rewards——
Staking APR——
Welcome bonus——
Referral bonus——
Limits
Daily spending limit
2,500 EUR
Daily total spending limit.
2,500 EUR
Daily total spending limit
Monthly spending limit
20,000 EUR
Monthly total spending limit.
20,000 EUR
Monthly total spending limit
ATM withdrawal limit
300 EUR
Daily ATM withdrawal limit €300; monthly €3,000. Cash withdrawals only.
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Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

31
BelgiumBESwedenSEEstoniaEESpainESFranceFRLuxembourgLUNetherlandsNLCzechiaCZArgentinaARItalyITSlovakiaSKLithuaniaLTSloveniaSIRomaniaROMaltaMTLiechtensteinLILatviaLVBulgariaBGAustriaATIcelandISDenmarkDKPolandPLCroatiaHRHungaryHUGreeceGRFinlandFIGermanyDEPortugalPTIrelandIENorwayNOCyprusCY
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

156
RussiaRUZimbabweZWGambiaGMCameroonCMVanuatuVUSamoaWSUnited KingdomGBHaitiHTKazakhstanKZSenegalSNMongoliaMNSolomon IslandsSBMexicoMXSouth SudanSSKuwaitKWMicronesiaFMSão Tomé & PríncipeSTJapanJPPakistanPKBrazilBRKiribatiKIOmanOMNamibiaNAUkraineUABahrainBHTimor-LesteTLUruguayUYBelarusBYGuineaGNMaldivesMVPalauPWQatarQABarbadosBBIraqIQHondurasHNVietnamVNTurkmenistanTMAngolaAODominican RepublicDOTunisiaTNIndiaINMyanmar (Burma)MMGhanaGHSyriaSYEthiopiaETBhutanBTSri LankaLKMoroccoMASeychellesSCIranIRIsraelILRwandaRWAustraliaAUPapua New GuineaPGIndonesiaIDAntigua & BarbudaAGLiberiaLREquatorial GuineaGQCape VerdeCVEgyptEGSierra LeoneSLPeruPEGabonGAAzerbaijanAZCentral African RepublicCFMoldovaMDNigeriaNGSurinameSRBurundiBIMadagascarMGCambodiaKHNorth KoreaKPNepalNPArmeniaAMZambiaZMCanadaCALaosLAMontenegroMEJordanJOKyrgyzstanKGPhilippinesPHComorosKMBoliviaBOBosnia & HerzegovinaBAUgandaUGAfghanistanAFSt. Kitts & NevisKNSerbiaRSTuvaluTVCubaCUSomaliaSOFijiFJUnited StatesUSBangladeshBDMalawiMWBelizeBZChileCLColombiaCOKenyaKENauruNRAlbaniaALTrinidad & TobagoTTEl SalvadorSVGeorgiaGEGuyanaGYChadTDLebanonLBNigerNEAlgeriaDZMozambiqueMZTogoTGSt. Vincent & GrenadinesVCYemenYEJamaicaJMMauritaniaMRSingaporeSGSt. LuciaLCNew ZealandNZTürkiyeTRMauritiusMUParaguayPYTongaTOBurkina FasoBFEcuadorECSwitzerlandCHBruneiBNMaliMLTajikistanTJMonacoMCPanamaPADominicaDMChinaCNLibyaLYSudanSDMalaysiaMYBeninBJMarshall IslandsMHGuinea-BissauGWGuatemalaGTCosta RicaCRUzbekistanUZTanzaniaTZBahamasBSVenezuelaVEThailandTHGrenadaGDSaudi ArabiaSALesothoLSDjiboutiDJSouth AfricaZANorth MacedoniaMKBotswanaBWUnited Arab EmiratesAEEritreaERCôte d’IvoireCINicaraguaNI
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Cannot apply,Can use,Bit2Me Card requires registered tax residence in the EEA, so U.S. residents cannot apply, while a card issued to an eligible EEA resident can be used in the United States.
2. United Kingdom:Cannot apply,Can use,The United Kingdom is outside the EEA and therefore outside the current issuance area, but an eligible Bit2Me Card can be used there for international purchases.
3. Canada:Cannot apply,Can use,Canadian residents cannot apply because card issuance is limited to users with EEA tax residence, while an existing eligible card can be used in Canada.
4. Australia:Cannot apply,Can use,Australia is outside the EEA-only issuance area, but a Bit2Me Card issued to an eligible EEA resident can be used in Australia.
5. South Africa:Cannot apply,Can use,South African residents are outside the current EEA card issuance program, while an eligible issued card can be used in South Africa.
6. New Zealand:Cannot apply,Can use,New Zealand residents cannot apply because Bit2Me Card requires EEA tax residence, but an eligible card can be used in New Zealand.
7. Ireland:Can apply,Can use,Ireland is explicitly included in the supported EEA issuance list, and verified residents can request the Bit2Me Card and use it internationally.

Updated: Sep 15, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

ID card / Passport / Residence permit

Review time / regional limits

Automated identity verification usually takes minutes; some users enter manual compliance review, which can take up to 48 hours.

KYC provider

Jumio / Onfido

Updated

Aug 7, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 7, 2026

Wallet payments

Alipay

Supported

Aug 7, 2026

Wallet payments

Apple Pay

Supported

Aug 7, 2026

Cash services

ATM withdrawal

Supported

Aug 7, 2026

AI tools

ChatGPT

Supported

Aug 7, 2026

AI tools

Claude

Supported

Aug 7, 2026

Wallet payments

Google Pay

Supported

Aug 7, 2026

AI tools

Midjourney

Supported

Aug 7, 2026

In-person payments

Offline POS

Supported

Aug 7, 2026

Online shopping

Online shopping

Supported

Aug 7, 2026

Wallet payments

PayPal

Supported

Aug 7, 2026

Subscriptions

Subscription payment

Supported

Aug 7, 2026

Wallet payments

WeChat Pay

Supported

Aug 7, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
adriaatmvfrapp_store★ 5 / 5

La interface es una mierda

Mqla
View original
Falafel357app_store★ 1 / 5

La app se cierra sola.

Más de 2 semanas si poder usar la app a pesar de reinstalar y una actualización de por medio. Abro la app y se cierra repentinamente.
View original
Plarium is 💩app_store★ 1 / 5

Go invest elsewhere

Bad place to invest. In a year 23,000 made 53,00 in their bit2me coin. That is laughable. The rest of their features are useless. Can’t wait to cash out and forget about this sad app
View original
Tu vecino Spiderman69app_store★ 2 / 5

La mejor app de criptos, pero…

Os pondría 5 estrellas, pero el apartado de pro faltan muchas funcionalidades, sobre todo la orden OCO, como es posible que a día de hoy no la tengáis implementada en la app??? En cuanto la pongáis os pongo 5 estrellas Muchas gracias!
View original
Akallaaapp_store★ 1 / 5

Le doy una estrella porque no se puede dar menos

La App es súper complicada para la verificación te piden muchas cosas y encima tardan muchos días en la revisión , para meter dinero y comprar cripto es fácil pero para vender es muy complicado y ellos te lo pone más difícil encima llamas al número del soporte y te quedas esperando 15 minutos para hablar con ellos y te cuelgan sin decir nada
View original
Antuan007app_store★ 1 / 5

Penoso. No lo recomiendo.

Todas las facilidades del mundo para meter dinero desde bancos españoles, el problema viene cuando deseas retirar a tu billetera de autocustodia, te secuestran tu dinero durante 48h sin ninguna explicación, te dicen que tienen que hacer verificaciones, pero no las hacen. He hablado más de 20 veces con soporte y lo único que te dicen es disculpa las molestias ocasionadas y que se pondrán en contacto conmigo para hacer las validaciones oportunas, pero no lo hacen. El peor Exchange que he probado sin diferencia.
View original
jjodcasapp_store★ 4 / 5

Opinión sobre Bit2Me

Para alguien como yo, nuevo en el uso de criptomonedas, me parece que es fácil de entender y que ofrece bastante información sobre su funcionamiento y del mundo cripto en general.
View original
P SMtrustpilot★ 5 / 5

Buenos días el grupo i equipo de Bit2Me…

Buenos días el grupo i equipo de Bit2Me son grandes en lo que hacen i siempre están ai para las inquietudes delos usuarios i son número 1 en España i llo me alegro de pertenecer a ellos muchas gracias equipo i grupo de Bit2Me👍❤️👌
Official reply
Hola, Muchísimas gracias por tus amables palabras y por tomarte el tiempo de dejarnos esta reseña. Nos alegra enormemente saber que valoras el trabajo de nuestro equipo y la atención que brindamos. En Bit2Me trabajamos a diario para seguir ofreciendo la mejor experiencia y soporte a usuarios como tú. ¡Gracias por formar parte de nuestra comunidad! Un saludo de parte de todo el equipo.
View original
JJRB1981app_store★ 5 / 5

Me he cambiado desde Binance

Desde la regularización MICA me salí de Binance creía que no iba a encontrar un Exchange que cubriera todas mis necesidades, pero me ha sorprendido bastante, es fácil intuitiva, puedo lo mismo que en Binance y sobre todo es segura dentro de Europa nuestro fondos siempre están respaldado
View original
Jorge Parra Alonsoapp_store★ 4 / 5

Más de tres años

Una plataforma más
View original

Risk factors

Updated: Aug 7, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Bit2Me Card require KYC?

Our record lists the Bit2Me Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Bit2Me Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Bit2Me Card with?

Our record lists Bit2Me Card support for: USDT, USDC, BTC, ETH, SOL, XRP, ADA, and DOT (9 in total).

Is Bit2Me Card a virtual or a physical card?

Bit2Me Card is offered as: Physical card and Virtual card.

Where is Bit2Me Card available?

Our record lists 31 countries or regions as available and 156 as restricted. Country-by-country status is in the regions section of this page.

Who issues Bit2Me Card?

Bit2Me Card is operated by Bit2Me on the Mastercard network.