Available regions
Applications or normal card activation are supported
No Open Regions
- Evidence
- Officially supported
Card database / Visa / Crypto prepaid card
B
BlockCard
Updated: Jul 28, 2026
BlockCard was a crypto prepaid card product offered by Ternio, which was later renamed Unbanked. Users could deposit multiple digital assets into their accounts. After the funds were converted into the platform's TERN or UNBNK balance, they could shop online, make in-store card payments, and withdraw cash from ATMs through the Visa network. The product previously offered virtual cards, plastic physical cards, and metal cards, with cryptocurrency spending rewards provided through staking the platform token. Unbanked ceased operations in 2023, and all cards are now invalid.
Confirmed unavailable on App Store
Official and company information
Issuer identity and company credentials
Unbanked (formerly BlockCard) is a fintech company providing enterprise-grade financial solutions, with core products including crypto debit cards, white-label card issuance services, and financial tool APIs. The platform allows users to obtain virtual or physical Visa debit cards after KYC verification, connecting cryptocurrencies with traditional fiat payment systems for global asset spending and settlement.
- Company / issuer
- BlockCard
- Legal name
- Unbanked, Inc.
- Registered region
- United States (US)
- Headquarters
- Original美国
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
BlockCard launched in the US market in 2019. After registering, depositing the minimum account funding, and completing identity verification, users could immediately obtain a virtual card and then choose a plastic or metal card. The account supported digital assets including BTC, ETH, BCH, LTC, XLM, USDT, USDC, and DAI. Historical versions generally converted deposited assets into TERN, while later versions used UNBNK as the platform balance and reward asset. The US card was issued by Metropolitan Commercial Bank as a general-purpose reloadable Visa prepaid card. In late 2022, Unbanked also partnered with Moorwand to launch a crypto card programme in the UK and selected European countries. The US card stopped working in May 2023, after which the company ceased operations entirely. getblockcard.com has since been re-registered and is used for content unrelated to the original card. It is no longer BlockCard's official website.
Visa card experienceRegional availabilityTerms may change
Notice: BlockCard in the United States stopped processing transactions on 2023/05/01 after Metropolitan Commercial Bank withdrew from the crypto card business. Unbanked announced the complete cessation of its operations on 2023/05/25.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
B BlockCard Virtual Card | B BlockCard Plastic Card | B BlockCard Metal Card | |
|---|---|---|---|
| Card form | Virtual card | Virtual + physical card | Virtual + metal card |
| Fees | |||
| Monthly fee | 5 USD Waived with monthly spending of $750 | 5 USD Waived with monthly spending of $750 | 5 USD Waived with monthly spending of $750 |
| Card issuance fee | Free Issued instantly | 10 USD Historical issuance fee | 50 USD Historical issuance fee |
| ATM fee | — | 3 USD Within the United States; $3.50 abroad; the ATM operator may charge an additional fee | 3 USD $3 within the United States; $3.50 abroad; the ATM operator may charge an additional fee |
| Foreign exchange fee | — | — | — |
| Top-up fee | Free On-chain fees and spreads charged separately | Free On-chain fees and spreads charged separately | Free On-chain fees and spreads charged separately |
| Failed transaction fee | — | — | — |
| Rewards | |||
| Cashback | — | — | — |
| Crypto cashback | 6.38% Based on token staking tier | 6.38% Based on token staking tier | 6.38% Based on token staking tier |
| Staking rewards | 6% Requires staking up to 145000 tokens | 6% 1%–6% back on purchases; requires staking up to 145000 tokens | 6% 1%–6% back on purchases; requires staking up to 145000 tokens |
| Staking APR | — | — | — |
| Welcome bonus | 10 USD Historical promotion through designated channels | 10 USD Historical promotion through designated channels | 10 USD Historical promotion through designated channels |
| Referral bonus | 10 Friend funds their account | 10 Token equivalent; friend funds their account | 10 Token equivalent; friend funds their account |
| Limits | |||
| Daily spending limit | 5,000 USD Historical limit | 5,000 USD Historical limit | 5,000 USD Historical limit |
| Monthly spending limit | — | — | — |
| ATM withdrawal limit | — | 500 USD Daily limit | 500 USD Daily limit |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
Global
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：当前不可申请；历史 BlockCard 主要向美国及部分欧洲居民发卡，所有原卡片现已失效，不能用于线上消费、线下刷卡或 ATM 取现。
2、香港：当前不可申请；香港并非原美国 BlockCard 发卡地区，现有 BlockCard 及 Unbanked 卡片服务均已关闭，不能继续进行支付。
3、澳门：当前不可申请；原产品没有向澳门居民开放正式发卡，且全部卡片项目已终止，不再具备有效支付或现金提取能力。
4、台湾：当前不可申请；台湾不属于原美国和欧洲主要发行范围，所有 BlockCard 卡片均已停止服务，不能继续绑定钱包或完成交易。
Updated: Jul 28, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
Passport / Driver's license / Government-issued ID / Proof of address
Review time / regional limits
Automated review is usually instant; document anomalies or secondary compliance screening are routed to manual review.
KYC provider
Not disclosed
Updated
Jul 28, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported0
Not supported12
UpdatedJul 28, 2026
Wallet payments
Alipay
Not supported
Jul 28, 2026
Wallet payments
Apple Pay
Not supported
Jul 28, 2026
Cash services
ATM withdrawal
Not supported
Jul 28, 2026
AI tools
ChatGPT
Not supported
Jul 28, 2026
AI tools
Claude
Not supported
Jul 28, 2026
Wallet payments
Google Pay
Not supported
Jul 28, 2026
AI tools
Midjourney
Not supported
Jul 28, 2026
In-person payments
Offline POS
Not supported
Jul 28, 2026
Online shopping
Online shopping
Not supported
Jul 28, 2026
Wallet payments
PayPal
Not supported
Jul 28, 2026
Subscriptions
Subscription payment
Not supported
Jul 28, 2026
Wallet payments
WeChat Pay
Not supported
Jul 28, 2026
User reviews
Showing 10 approved reviews matched to this card
SCAM!
SCAM!! Money can’t get withdrawn & $10 fee forever
View original Lost 680 USD upon deposit
Deposited 5000 USDT, credited 4320 USDT. BlockCard is a complete scam.
View original These people are criminals
These people are criminals - find another card -
View original SCAMMMMMMMMMMMMMMMMM!!
View original Avoid using this card as the fees are…
Avoid using this card as the fees are over the top.
Its a racket.
I understand that cryto goes up and down, but there are
more downs than up with this card. Your balance can drop $50.00 in seconds.
When you send money from your wallet its always at least $100.00 less then you sent. Something is so
wrong with this company. Beware! Bit pay card is the way to go.
View original Blockcard is a scam
Blockcard is a scam. After depositing your BTC, you never get the funds in your account. When you contact support they just tell you that they sent it to technical and then ignored all your subsequent emails. Absolutely scam of a company that you MUST stay away from!!
View original Stay away
Ridiculous terms. When you deposit ( which may take ages ), it's converted to a practically unusable crypto-currency (TERM).
After 3 attempts, I figured validation doesn't work. This seems to be just a ruse.
Stay away.
View original Blockcard is a scam.
Blockcard is a scam.
Deposit 50 usdt. out of which 20 went into gas and I only rece 10.98.
Plus they will not give debit card details to spend that 10 usd as well.
After going bkward and ward. They deoosited the difference In Tern (there own currency).
Later they said there is no card for Uk customer. Now i dont have creditd, nor usdt,.. I oly have 20 usdt worth tern which is not converted anywhere..
These people are scammers and liars.
Regards
Muhammad
View original Not impressed at all
Not impressed. I opened my acct and had to deposit a minimum of $10 to choose my card. I didn't want to deposit to much initially just to be safe so I deposited $43 USDC and only received $3.00 credit in my acct. That exchange rate is obviously not in line with what it should be. Looks like a scam to me.
I emailed support but have received no reply as of yet.
View original Scam Not Sent money here i sent my…
Scam Not Sent money here i sent my money in usdt here after sent it sent ant txt and hawe 100 confirmation the support not add my money request money back and support sent me this respondet Unfortunately because this was an unsupported network
View original Risk factors
Updated: Jul 28, 2026
No risk factors are available