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Capitalist Card

Updated: Aug 8, 2026

OriginalCapitalist Card 是 Capitalist 支付系统提供的国际虚拟预付卡服务，主要面向线上购物、订阅、广告、差旅及跨境支付。卡片通过 Capitalist 多币种账户或 CardsPro 体系充值，账户支持 USD、EUR 以及 BTC、ETH、USDT、USDC 等资产。当前存在 Visa 与 Mastercard 多个 BIN，当前主要提供 USD 和 EUR 卡，其中部分卡支持 Apple Pay、Google Pay 和 3D Secure，并可通过手机进行线下支付。
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Confirmed unavailable on App Store
Card network
Mastercard / Visa
Product type
Crypto prepaid card
Card form
Virtual card
Operating status
Active
KYC level
No-KYC claim
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDT / USDC / BTC / ETH / USD / EUR
Last updated
Aug 8, 2026

Official and company information

Issuer identity and company credentials

The Capitalist system is operated by Capitalist Inc., registered in the British Virgin Islands with registration number 1803146. It integrates multi-currency fiat accounts (USD, EUR, RUB) with major cryptocurrencies (BTC, ETH, USDT, USDC) for hybrid management and seamless internal instant exchange. Capitalist's core features include issuing large volumes of virtual advertising debit cards for ad traffic buyers on major platforms like Google and Facebook, as well as providing high-efficiency, fully automated third-party mass payouts and API clearing and settlement services for ad networks and overseas service providers.
Visit website Application page
Company / issuer
Capitalist
Legal name
Capitalist VC Ltd
Registered region
British Virgin Islands (VG)
Headquarters
OriginalUnited Kingdom / global
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Capitalist does not use a single issuing BIN. It provides multi-BIN card infrastructure through CardsPro. Users first create a Capitalist account and then select a virtual card from the Cards page for shopping, subscriptions, advertising, or mobile-wallet use. They fund a separate card balance from their Capitalist account before spending. The current system offers Visa and Mastercard cards denominated in USD and EUR, with BINs distinguishing standard online cards, mobile-payment cards supporting Apple Pay and Google Pay, and cards intended for advertising. Some BINs restrict the merchant categories that can be paid, so issuance fees, top-up fees, transaction restrictions, and spending limits vary between cards. Capitalist accounts also support fiat currencies and BTC, ETH, USDT, and USDC, which can be converted within the account and used to top up cards.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Capitalist Card
Card formVirtual card
Fees
Monthly fee
2.5 USD
Charged in card currency: 2.50 USD / 2.00 EUR
Card issuance fee
2.95 USD
Common issuance price for the standard card
ATM fee—
Foreign exchange fee—
Top-up fee
4%
Standard top-up fee
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit
Unlimited
No limit; official site states unlimited card spending.
Monthly spending limit
Unlimited
No limit; official site states unlimited card spending.
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

194
Cape VerdeCVMexicoMXKiribatiKILesothoLSRwandaRWVietnamVNBhutanBTCyprusCYCosta RicaCRBelarusBYAlbaniaALChileCLBangladeshBDMaliMLUnited KingdomGBKyrgyzstanKGEgyptEGCzechiaCZSão Tomé & PríncipeSTHungaryHULaosLAGuyanaGYBosnia & HerzegovinaBANetherlandsNLTaiwanTWSt. LuciaLCBelgiumBEQatarQAPapua New GuineaPGNigerNEJordanJONamibiaNASlovakiaSKAngolaAONicaraguaNISouth SudanSSPeruPESenegalSNSolomon IslandsSBRussiaRUIsraelILGambiaGMMongoliaMNSwitzerlandCHAntigua & BarbudaAGFranceFRKenyaKEMauritaniaMRTimor-LesteTLTuvaluTVUzbekistanUZNepalNPLebanonLBEquatorial GuineaGQPanamaPAArmeniaAMLiechtensteinLIGuatemalaGTMacaoMOAustriaATTrinidad & TobagoTTSerbiaRSSt. Vincent & GrenadinesVCBotswanaBWDenmarkDKThailandTHMonacoMCTongaTOMadagascarMGCongo - BrazzavilleCGNew ZealandNZDominicaDMSouth AfricaZAEstoniaEEParaguayPYGuineaGNMoroccoMAHong KongHKCentral African RepublicCFNorth MacedoniaMKSpainESMontenegroMEKazakhstanKZVanuatuVUSyriaSYBahamasBSArgentinaAROmanOMUkraineUAGhanaGHGuinea-BissauGWMalaysiaMYCambodiaKHCameroonCMMyanmar (Burma)MMEritreaERSingaporeSGEl SalvadorSVHaitiHTZimbabweZWPortugalPTLuxembourgLUMaldivesMVUnited Arab EmiratesAETurkmenistanTMBurundiBIUnited StatesUSAndorraADUgandaUGIrelandIEEcuadorECSurinameSRSwedenSERomaniaROVenezuelaVEZambiaZMTunisiaTNItalyITChinaCNYemenYEColombiaCOMaltaMTHondurasHNCôte d’IvoireCICongo - KinshasaCDBulgariaBGFinlandFIDominican RepublicDOSamoaWSSomaliaSOLatviaLVPolandPLGreeceGRBoliviaBOIndonesiaIDEswatiniSZTanzaniaTZSudanSDNorwayNOBarbadosBBChadTDSan MarinoSMMarshall IslandsMHAzerbaijanAZLibyaLYIcelandISLithuaniaLTTogoTGGermanyDENauruNRBurkina FasoBFDjiboutiDJTürkiyeTRJamaicaJMAlgeriaDZVatican CityVABeninBJSeychellesSCNigeriaNGSt. Kitts & NevisKNMoldovaMDSloveniaSISierra LeoneSLGeorgiaGEGabonGAAfghanistanAFBrazilBRSri LankaLKBahrainBHCanadaCAGrenadaGDMicronesiaFMPakistanPKEthiopiaETMozambiqueMZMalawiMWComorosKMIndiaINBruneiBNAustraliaAUUruguayUYSouth KoreaKRTajikistanTJIraqIQCroatiaHRBelizeBZLiberiaLRFijiFJPalauPWKuwaitKWJapanJPPhilippinesPHMauritiusMUSaudi ArabiaSA
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

3
North KoreaKPCubaCUIranIR
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：可申请，Capitalist 不按国籍或居住地限制发卡；已发行卡可用于国际线上消费，并可按境外 Visa/Mastercard 卡规则绑定微信支付或支付宝，实际绑卡受支付平台及发卡方验证。

2、香港：可申请，发卡资格不受香港居住地限制；卡片可用于国际线上商户，并可通过 Apple Pay 或 Google Pay 在相应受理终端进行非接触消费。

3、澳门：可申请，Capitalist 对澳门居民没有单独发卡限制；卡片可用于接受相应 Visa 或 Mastercard 的线上商户，移动钱包能力取决于设备及钱包服务地区。

4、台湾：可申请，发卡不受台湾居住地限制；USD/EUR 虚拟卡可进行国际线上消费，并可在支持 Apple Pay 或 Google Pay 的环境中使用。

Updated: Aug 8, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

NoNot required

KYC level

No-KYC claimRequirement confirmed

Proof of address

NoNot required

Accepted documents

Domestic passport / International passport / ID card / Driver's license

Review time / regional limits

Standard virtual cards require no routine review; if account verification is triggered, it is usually processed within one day.

KYC provider

Internal risk and compliance team

Updated

Aug 8, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedAug 8, 2026

Wallet payments

Alipay

Supported

Aug 8, 2026

Wallet payments

Apple Pay

Supported

Aug 8, 2026

Cash services

ATM withdrawal

Not supported

Aug 8, 2026

AI tools

ChatGPT

Supported

Aug 8, 2026

AI tools

Claude

Supported

Aug 8, 2026

Wallet payments

Google Pay

Supported

Aug 8, 2026

AI tools

Midjourney

Supported

Aug 8, 2026

In-person payments

Offline POS

Supported

Aug 8, 2026

Online shopping

Online shopping

Supported

Aug 8, 2026

Wallet payments

PayPal

Supported

Aug 8, 2026

Subscriptions

Subscription payment

Supported

Aug 8, 2026

Wallet payments

WeChat Pay

Supported

Aug 8, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Candy Moeletsitrustpilot★ 5 / 5

I'm a new user of Capitalist and all I…

I'm a new user of Capitalist and all I can say is their service is good I would recommend any user who would like to use a reliable payment to use Capitalist
Official reply
Dear, Candy Moeletsi Thank you for your trust and recommendation! We’re happy to have you with us. Kind regards, Capitalist Team
View original
Abdul Ismaeltrustpilot★ 4 / 5

Excelente

Excelente. Transações rápidas e seguras. Espero ver adicionado o pagamento móvel usado em Moçambique Mpesa ou Emola
Official reply
Olá Abdul Ismael! Muito obrigado pelo seu feedback! É ótimo saber que você está satisfeito com a rapidez e a segurança das nossas transações. Agradecemos também pela sugestão sobre M-Pesa e e-Mola. Feedback como o seu nos ajuda a entender melhor o que é importante para nossos clientes. Obrigado por confiar na Capitalist!
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Md Abdul Mojidtrustpilot★ 5 / 5

Very good and Excellent service…

Very good and Excellent service provider. I using for last 5 years. All service is super excellent.
Official reply
Dear, Abdul Mojid Thank you for your kind words and for being with Capitalist for 5 years! We truly appreciate your trust and are happy to hear you’ve had a great experience with our services. Thanks for choosing Capitalist! Kind regards, Capitalist Team
View original
Andreytrustpilot★ 1 / 5

Unclear Fees and Inadequate Support

Based on my experience, the company’s support team was unable to provide clear and consistent information about its current services, available payment routes, or fees. Basic questions were not resolved, and there appeared to be very limited flexibility even for simple requests. Overall, the level of professionalism and support did not give me enough confidence to trust the company with financial transactions.
Official reply
Hi Andrey, Thank you for sharing your feedback. We have reviewed your case and appreciate the opportunity to clarify the situation. At Capitalist, we understand how important clear communication and reliable support are when it comes to financial services. In this case, our team reviewed your request, explained the applicable requirements, and provided the available options. As a financial service provider, we must follow accounting and compliance procedures, which means that some documentation requests cannot be fulfilled if they do not meet these requirements. Our team always aims to provide transparent explanations and help find the best possible solution within the available options. We appreciate your feedback and will continue working to make our communication and support experience even better. Kind regards, Capitalist Team
View original
Kate ZCtrustpilot★ 5 / 5

Transfers

There are enough options to feel comfortable with money transfer.
Official reply
Dear , Kate Thank you for your positive feedback. It's always good to hear from our satisfied users. We aim to keep the experience at the level you've come to expect. Kind regards, Capitalist Team
View original
Nataliatrustpilot★ 5 / 5

One of the best virtual card services I’ve used

I’ve been using Capitalist’s virtual cards for a while now, and honestly, they’ve made online payments so much easier. Setting up a new card takes just a couple of minutes, and adding it to Apple Pay is completely hassle-free. What I appreciate the most is their support team. Every time I’ve had a question, they replied quickly and actually helped instead of sending generic responses. It’s rare to find customer service that’s both fast and genuinely useful. Overall, the service has been reliable, convenient, and easy to use. If you need virtual cards for everyday payments, I’d definitely recommend giving Capitalist a try.
Official reply
Dear , Natalia Thank you for sharing your experience with Capitalist! We’re glad to hear that our virtual cards make your payments easier and that you’ve had a great experience with our support team. Your feedback means a lot to us. Thanks for your trust and recommendation! Kind regards, Capitalist Team
View original
customertrustpilot★ 4 / 5

Fast support response

I had a minor issue setting up my 2nd account, but their support chat replied in under 20 minutes. They fixed everything on the spot. Best service I've had this year💪
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Andrei Munteanutrustpilot★ 5 / 5

My main wallet right now

Been hesitant for a while, but now everything I earn online goes in here. And then I can transfer it to any currency, mainly to BTC & ETH rn, cause I think they're undervalued. It's like a wallet with many currencies, that I can give for my payments from affiliates. Compared to BTC wallet was a lot easier to set up and seems safer.
View original
Comepaytrustpilot★ 5 / 5

Замечательный сервис

Лучший сервис по работе с фрилансерами с разными странами, множество способов работы, выплат и приёма платежей, быстрая работа
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Team. Affiliate Studiestrustpilot★ 5 / 5

Best payment platform for affiliate marketers

Capitalist.net is honestly one of the best payment solutions I have used as a digital marketer. The payment options are flexible and cover everything you need - fiat, crypto, virtual cards and mass payouts all in one place. What really sets them apart is their support team. They are fast, helpful and actually solve your problems - that level of service is rare in the payment platform space. If you are working in affiliate marketing and need a reliable way to send and receive payments, Capitalist.net is the one I recommend without hesitation.
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Risk factors

Updated: Aug 8, 2026

No risk factors are available