Available regions
Applications or normal card activation are supported
TanzaniaTZUgandaUGCameroonCMKenyaKEGhanaGHCôte d’IvoireCIRwandaRWZambiaZMNigeriaNG
- Evidence
- Officially supported
Card database / Visa / Stablecoin payment card
E
Eversend Card
Updated: Aug 12, 2026
Eversend Card is a USD virtual Visa card offered by Eversend to cross-border payment users and can be created and topped up directly in the Eversend App. Users can fund their account through local bank transfers, Mobile Money, fiat wallets and stablecoins such as USDT and USDC, then use the balance for international online spending. The product focuses on subscriptions, e-commerce, advertising platforms, software services and travel-related online payments and provides instant freezing, deletion and separate card balance management.
Official and company information
Issuer identity and company credentials
Eversend is a multi-currency payment platform for African and cross-border users, offering e-wallets, international remittances, mobile wallet and bank account payments, foreign exchange, virtual USD Visa cards, global receiving accounts, and stablecoin-related services. The platform operates through multiple regional legal entities, with Ugandan entity Cogni Labs Ltd holding licenses for electronic money issuance, payment services, payment system operation, and payment instrument issuance; other markets are served via MSB registration, remittance licenses, and partner financial institutions.
- Company / issuer
- Eversend
- Legal name
- Eversend Tech Ltd
- Registered region
- United Kingdom (GB)
- Headquarters
- London, New York, Kampala, and Lagos
- Company type
- Emi
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Eversend integrates a multi-currency wallet, cross-border remittance, stablecoins, and virtual cards into one account system. The current personal card is a USD-denominated virtual Visa card; no physical card is issued. After KYC, users can create a card on the Cards page in the app and top up the independent card balance from different Eversend wallets. The card works at international online merchants that accept Visa virtual cards. Users can create separate card numbers for different subscriptions or spending purposes and freeze or delete cards in real time. Stablecoins like USDT and USDC can enter the Eversend balance system and then be used for card spending. Each card transaction is capped at 2,500 USD; transactions above that limit require additional compliance review.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
E Eversend virtual card | |
|---|---|
| Card form | Virtual card |
| Fees | |
| Monthly fee | 0.99 USD Lifetime plan waives monthly fee |
| Card issuance fee | 0.99 USD Monthly or Lifetime plan, fee 0.99 USD or 2.99 USD |
| ATM fee | — |
| Foreign exchange fee | 0.5 USD + 3.5% Non-USD or cross-border settlement |
| Top-up fee | Free Card balance top-up free |
| Failed transaction fee | 0.35 USD Fee for declines caused by insufficient balance. |
| Rewards | |
| Cashback | — |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | — |
| Limits | |
| Daily spending limit | — |
| Monthly spending limit | — |
| ATM withdrawal limit | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
South SudanSSSudanSDSomaliaSOSvalbard & Jan MayenSJTurkmenistanTMSurinameSRCongo - BrazzavilleCGWallis & FutunaWFBelarusBYUzbekistanUZUkraineUAZimbabweZWIraqIQAlgeriaDZIranIRSerbiaRSNicaraguaNICongo - KinshasaCDTogoTGKyrgyzstanKGSyriaSYAfghanistanAFLiberiaLRMaldivesMVLibyaLYCentral African RepublicCFCubaCUSão Tomé & PríncipeSTVenezuelaVETajikistanTJTokelauTKNorth KoreaKPGambiaGMComorosKMYemenYERussiaRUBurundiBILebanonLBMyanmar (Burma)MM
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：不可申请，无法直接以中国大陆居民身份申请开通虚拟卡或完整钱包账户。该服务主要面向非洲本土及部分海外侨民群体；已持有 Eversend Visa 虚拟卡可在符合规则的 Visa 线上商户使用。
2、香港：目前不属于 Eversend 完整个人卡服务核心覆盖地区，本地居民不能按主要市场流程直接开卡；已持卡可在接受 Visa 虚拟卡的线上商户使用。
3、澳门：目前不属于 Eversend 完整个人卡服务核心覆盖地区，本地申请不开放常规流程；已持卡用户可在符合 Visa 虚拟卡规则的线上商户消费。
4、台湾：目前不属于 Eversend 完整个人卡服务核心覆盖地区，本地居民不能按主要市场流程正常开卡；已持卡可用于符合规则的 Visa 国际线上支付。
Updated: Aug 12, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
NoNot requiredAccepted documents
Passport / Government-issued ID / Driver's license / Voter ID
Review time / regional limits
5 minutes – 24 hours
KYC provider
Unconfirmed
Updated
Aug 12, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported4
Not supported8
UpdatedAug 12, 2026
Wallet payments
Alipay
Not supported
Aug 12, 2026
Wallet payments
Apple Pay
Not supported
Aug 12, 2026
Cash services
ATM withdrawal
Not supported
Aug 12, 2026
AI tools
ChatGPT
Supported
Aug 12, 2026
AI tools
Claude
Not supported
Aug 12, 2026
Wallet payments
Google Pay
Not supported
Aug 12, 2026
AI tools
Midjourney
Not supported
Aug 12, 2026
In-person payments
Offline POS
Not supported
Aug 12, 2026
Online shopping
Online shopping
Supported
Aug 12, 2026
Wallet payments
PayPal
Supported
Aug 12, 2026
Subscriptions
Subscription payment
Supported
Aug 12, 2026
Wallet payments
WeChat Pay
Not supported
Aug 12, 2026
User reviews
Showing 10 approved reviews matched to this card
She didn’t even waste my time sending…
She didn’t even waste my time sending me what I needed, it was very quick and fast
View original Eversend: Send Money, USD Card Google Play review - 1 star
DO NOT USE THIS APP IS YOU VALUE TRANSACTION TIME AND YOUR MONEY. WORST FINTECH EVER. I tried loading the app with money to send to a friend. money was taken from my mobile account but eversend still says my balance is 0. I am counting day 4 since customer service last spoke to me. still my money is held up.
View original Eversend: Send Money, USD Card Google Play review - 5 star
Support team solved my issues well.
View original Eversend: Send Money, USD Card Google Play review - 1 star
worse I have tried to update my kyc but doesn't work
View original Eversend: Send Money, USD Card Google Play review - 1 star
These a pathetic and useless app download at your own risk
View original Eversend: Send Money, USD Card Google Play review - 1 star
deposit is not reflecting, no customer care response, it's a scam
View original Eversend: Send Money, USD Card Google Play review - 5 star
good
View original I had issues of pending/ delayed…
I had issues of pending/ delayed transaction but it was dealt with in simple easy way. I'm still amazed by them
View original Oh I love eversend because they really…
Oh I love eversend because they really help me in money exchange for long time now and I trust this app they always helps you with any issues thanks
View original Poor customer support and frustrating experience
My recent experience with Eversend customer care has been very frustrating. I’ve opened several tickets about a transaction issue, but each time an agent joins, asks the standard “How can we help?” question, and then disappears without actually investigating or resolving the issue.
The support feels automated rather than professional. Unfortunately, this is not the first time I’ve experienced this. Eversend really needs to improve its customer support and follow-up.
View original Risk factors
Updated: Aug 12, 2026
No risk factors are available