Available regions
Applications or normal card activation are supported
PeruPEBrazilBRColombiaCOArgentinaAR
- Evidence
- Officially supported
Card database / Visa / Crypto prepaid card
L
Lemon Card
Updated: Aug 8, 2026
Lemon Card is an international Visa crypto prepaid card offered by Lemon to users in Latin America and is currently available in Argentina, Peru, Colombia and Brazil. Users can spend directly from their local fiat balance or designated crypto assets. At payment, the system automatically deducts funds from the selected balance or converts the assets. Both physical and virtual cards are available, with spending cashback in forms such as BTC and USDT depending on the country. The card is suitable for everyday online and offline payments and purchases at international Visa merchants.
Official and company information
Issuer identity and company credentials
Lemon was founded in 2019 and is a leading crypto financial platform headquartered in Argentina, primarily serving Latin American markets (such as Argentina and Brazil) with comprehensive financial services. Its product portfolio includes a cryptocurrency wallet, spot trading, Lemon Earn yield products, a P2P trading platform, and payment settlement integrated with the Visa network (prepaid/credit cards). Lemon's core goal is to address inflation and currency devaluation in Latin America through crypto technology. It has over 4 million verified users and is registered as a Virtual Asset Service Provider (VASP) with the Argentine Securities Commission (CNV).
- Company / issuer
- Lemon
- Legal name
- Bay Treasure Caramel S.A.
- Registered region
- Argentina (AR)
- Headquarters
- Original阿根廷布宜诺斯艾利斯
- Company type
- Crypto exchange
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Lemon is a Latin American crypto wallet and trading platform that first launched the VISA Lemon Card in Argentina before expanding to Peru, Colombia, and Brazil. The Peruvian version works with Pomelo and uses BIN Sponsorship to support physical and virtual Visa issuance. Colombia's virtual card launched in 2026, followed by the physical card. In Brazil, the digital Lemon Card is now fully available, while the physical card is still being distributed progressively. Each version connects to the Lemon wallet balance and can deduct funds from local fiat or specified crypto assets, but reward assets, foreign exchange fees, and spending limits are set separately for each market. Argentina also has a separate Lemon Credit Card, a Bitcoin-backed credit card that is not covered by this entry.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
L VISA Lemon Card（Argentina） | L VISA Lemon Card（Peru） | L VISA Lemon Card (Brazil) | L VISA Lemon Card(Colombia) | |
|---|---|---|---|---|
| Card form | Virtual + physical card | Virtual + physical card | Virtual + physical card | Virtual + physical card |
| Fees | ||||
| Monthly fee | Free No card maintenance fee | Free No card maintenance fee | — | Free No card maintenance fee |
| Card issuance fee | Free Free application and delivery | Free Both physical and virtual cards are free | Free The digital card can be applied for free | Free No card fee required for application |
| ATM fee | — | — | — | — |
| Foreign exchange fee | 0 USDT USDt 0%; ETH/BTC 0.3%; ARS 0.5%; ARS also includes 3.5% spread | 3% Additional charge based on the BCRP selling rate | 2% Additional 3.5% IOF applies | 2.5% Additional charge based on the BANREP selling rate |
| Top-up fee | — | — | — | — |
| Failed transaction fee | — | — | — | — |
| Rewards | ||||
| Cashback | — | — | — | — |
| Crypto cashback | 0.5% 0.5%–2% BTC; monthly cap 40,000 ARS | 1% Monthly limit of 75 PEN | 1% 0.5%–1% USDT, with a monthly limit of 20 USDT | 0.4% Monthly limit of 54,000 COP |
| Staking rewards | — | — | — | — |
| Staking APR | — | — | — | — |
| Welcome bonus | — | — | — | — |
| Referral bonus | — | — | — | — |
| Limits | ||||
| Daily spending limit | 12,000,000 ARS Limit can be lowered by user | 8,000 PEN Max 5,150 PEN per transaction | — | 8,000,000 COP Limit can be lowered by user |
| Monthly spending limit | — | — | — | — |
| ATM withdrawal limit | — | — | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
United Arab EmiratesAENorwayNOHong KongHKUruguayUYIndonesiaIDSouth AfricaZAUnited KingdomGBAustriaATNew ZealandNZVietnamVNJapanJPEcuadorECGermanyDEEl SalvadorSVIndiaINChileCLPortugalPTSwedenSEPhilippinesPHPolandPLFinlandFIChinaCNSpainESMexicoMXTaiwanTWSwitzerlandCHSaudi ArabiaSACanadaCAUnited StatesUSThailandTHNetherlandsNLItalyITFranceFRAustraliaAUSingaporeSGSouth KoreaKRMacaoMOIrelandIEDenmarkDKMalaysiaMYBelgiumBE
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：不可申请；已由支持地区成功发行的 Lemon Visa Card 可在接受国际 Visa 的商户使用，并可尝试绑定微信支付或支付宝，实际使用受钱包实名、境外卡规则及交易风控限制。
2、香港：不可申请；已持卡用户可在接受 Visa 的香港线上和线下商户使用，国际交易的资产转换费用根据发卡地区及所选支付资产执行。
3、澳门：不可申请；已持卡用户可在接受国际 Visa 的澳门商户消费，卡片本身属于国际 Visa 预付卡，实际交易仍受商户及发卡地区风控规则限制。
4、台湾：不可申请；已持卡用户可在接受 Visa 的台湾线上及线下商户消费，跨币种支付涉及 Visa 汇率及 Lemon 对相应资产的转换规则。
Updated: Aug 8, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
NoNot requiredAccepted documents
Argentine DNI / Peruvian DNI / Colombian valid ID / Brazilian valid local ID
Review time / regional limits
Automated review is usually fast; manual identity recheck can take up to about 72 hours.
KYC provider
Sumsub
Updated
Aug 8, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedAug 8, 2026
Wallet payments
Alipay
Supported
Aug 8, 2026
Wallet payments
Apple Pay
Supported
Aug 8, 2026
Cash services
ATM withdrawal
Not supported
Aug 8, 2026
AI tools
ChatGPT
Supported
Aug 8, 2026
AI tools
Claude
Supported
Aug 8, 2026
Wallet payments
Google Pay
Supported
Aug 8, 2026
AI tools
Midjourney
Supported
Aug 8, 2026
In-person payments
Offline POS
Supported
Aug 8, 2026
Online shopping
Online shopping
Supported
Aug 8, 2026
Wallet payments
PayPal
Supported
Aug 8, 2026
Subscriptions
Subscription payment
Supported
Aug 8, 2026
Wallet payments
WeChat Pay
Supported
Aug 8, 2026
User reviews
Showing 10 approved reviews matched to this card
Gran App
Cumple con todo, contestan rápido los de soporte y cada vez agregan más features. En general excelente
View original Falta de respuesta de soporte a devolución de fondos no acreditados en Lemon.
A más de un mes de iniciado el reclamo de acreditación de fondos en balance de Lemon o devolución a la cuenta de la cuenta de origen de la transferencia realizada en dólares no he recibido respuesta ni solución , hoy los fondos están perdidos y a pesar de haber presentado toda la documentación en reiteradas oportunidades tanto por Mail como por soporte la app . No dan respuesta
View original Den una solucion, son de cuarta
De la nada te dan de baja la cuenta y no te avisan, no te dejan utilizar el dinero ni menos que menos te contestan para darte soluciones, aca tienen la peor billetera virtual del mundo
View original Estafa
Una vez tengan más de 500 mil pesos en la app empiezan los problemas para iniciar sesión te piden que verifiques tu rostro y por más que lo hagas perfecto siempre te va a decir acceso denegado , lo hago desde mi iPhone 17 , con la mejor cámara posible y aún así falla , no usen la app
View original Nueva intefaz
Es realmente tedioso, encontrar la información que antes de la actualización era de fácil acceso.
View original MIERDA
es un completo desastre esta aplicación
View original Es una basura
Rueguen que nunca tengan un problema con la app porque si llegasen a necesitar que alguien te atienda para solucionarlo, pueden morirse esperando. El bot automático es desesperantemente malo. Las opciones de su menu son confusas y nunca sabes a donde tenes que ir para que te atienda una persona.
Eso sin contar que me enviaron una transferencia y nunca la acreditaron a pesar de figurar entre mis movimientos de la cuenta y haber sido completada.
En fin, decir que su servicio y su atención es una basura ES POCO.
No se instalen esta m***da si no quieren frustrarse por la inoperancia de su servicio.
View original Estaba mejor antes
Muy mala la última actualización. Super incómodo de ver los movimientos y saldos.
View original Pésimo
El soporte malísimo, transferi por error otra cuenta, hice el reclamo vía mail y hace una semana q no me dan señal de nada, necesito q notifiquen a la otra persona q recibió una transferencia errónea.
View original La mejor
Hasta el dia de hoy va perfecta, en cotizaciones y todo, más las comisiones para mantener activa la app (mucha gente no sabe eso) buen trabajo chicos, espero que lleguen a Colombia, Ecuador y Perú🫡
View original Risk factors
Updated: Aug 8, 2026
No risk factors are available