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Spritz Card

Updated: Sep 29, 2026

Spritz Card is a Visa Signature crypto credit card offered by Spritz Finance to users of on-chain assets. Users select assets from their own crypto wallet to fund the card, with Spritz converting the assets during the funding process to create a USD card balance for spending. The card uses a fully collateralised model and does not require a credit score or platform token staking. It supports a virtual card, Apple Pay, Google Pay and 3D Secure, and a limited-edition physical card with ATM access has also been launched.
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Card network
Product type
Crypto-collateral credit card
Card form
Virtual card / Physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDTUSDCBTCETHBNBSOLXRPAVAXLINKDAIUNI
Last updated
Sep 29, 2026

Official and company information

Issuer identity and company credentials

Spritz is a Web3 fintech platform that lets users pay credit card bills, mortgages, utilities, and other daily bills with crypto assets. It also offers fiat on/off ramps, stablecoin payments, debit cards, and global payment capabilities, helping users make real-world payments directly with on-chain assets.
Visit website Application page
Company / issuer
Spritz Finance (Spritz)
Legal name
Spritz Finance, Inc.
Registered region
United States (US)
Headquarters
United States
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Spritz connects on-chain wallets with traditional payments, bank transfers, and bill payments, so users don't need to move all their assets to a centralized exchange first. The Spritz Card is currently a fully collateralized Visa credit card: users fund it by connecting their own wallet and using supported assets such as USDC, ETH, SOL, and BTC. The platform handles cross-chain routing, conversion, and USD settlement before spending. The card has no traditional revolving credit, interest, or monthly statement; spending power is backed by the funds loaded. The virtual card is available immediately and can be added to Apple Pay and Google Pay. The physical card is in limited release and supports swiping, chip, contactless, and ATM use. The card also comes with Visa Signature travel, purchase protection, and concierge benefits.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Virtual Spritz Card
Physical Spritz Card
Card formVirtual cardPhysical card
Fees
Monthly fee
Free
Free
No monthly account maintenance fee
Card issuance fee——
ATM fee——
Foreign exchange fee——
Top-up fee
2 USD + 1%
Minimum 2 USD
2 USD + 1%
Base card top-up fee, minimum 2 USD
Failed transaction fee——
Rewards
Cashback
5%
Limited-time cashback for travel and dining
5%
Limited-time cashback for travel and dining
Crypto cashback——
Staking rewards——
Staking APR——
Welcome bonus——
Referral bonus——
Limits
Daily spending limit
Unlimited
No preset spending limit
Unlimited
No preset spending limit
Monthly spending limit
Unlimited
Subject to available balance
Unlimited
Subject to available balance
ATM withdrawal limit——
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

42
MexicoMXEcuadorECJapanJPArgentinaARSt. LuciaLCAntigua & BarbudaAGSingaporeSGUruguayUYSouth AfricaZAUnited Arab EmiratesAEBahamasBSNew ZealandNZSurinameSRHong KongHKUnited StatesUSHondurasHNEl SalvadorSVBrazilBRPhilippinesPHGrenadaGDAustraliaAUBarbadosBBCayman IslandsKYParaguayPYTurks & Caicos IslandsTCPeruPEPanamaPABelizeBZDominican RepublicDOGuatemalaGTBoliviaBOSt. Vincent & GrenadinesVCCosta RicaCRKenyaKEColombiaCODominicaDMPakistanPKNigeriaNGSt. Kitts & NevisKNTrinidad & TobagoTTGuyanaGYGhanaGH
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

17
IraqIQSyriaSYVietnamVNNepalNPRussiaRUNicaraguaNICubaCUTürkiyeTRUkraineUAIndiaINBelarusBYIranIRVenezuelaVEMyanmar (Burma)MMIsraelILChinaCNNorth KoreaKP
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents can obtain the Spritz Card after identity verification where their state is supported; the physical card is currently U.S.-only.
2. United Kingdom：Can apply，Can use，UK residents are within Spritz’s supported market coverage and can obtain the virtual card after completing the required identity and residence verification.
3. Canada：Can apply，Can use，Canadian residents are supported by Spritz and can access the Spritz Card after completing the required identity verification.
4. Australia：Can apply，Can use，Australia is an officially supported Spritz Card country and residents can obtain the virtual card after completing the required verification.
5. South Africa：Can apply，Can use，South African residents are included in Spritz’s supported card countries and can obtain the virtual card after completing identity verification.
6. New Zealand：Can apply，Can use，New Zealand residents are included in Spritz’s supported card coverage and can obtain the virtual card after completing the required verification.
7. Ireland：Can apply，Can use，Irish residents are within Spritz’s supported European markets and can obtain the virtual card after completing identity and residence verification.

Updated: Sep 13, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Driver's license / State ID / Passport / Passport card / Permanent resident card

Review time / regional limits

Automated document and liveness review is usually completed instantly; abnormal identity documents go to manual compliance review.

KYC provider

Rain

Updated

Aug 18, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported6
Not supported6
UpdatedAug 18, 2026

Wallet payments

Alipay

Not supported

Aug 18, 2026

Wallet payments

Apple Pay

Supported

Aug 18, 2026

Cash services

ATM withdrawal

Supported

Aug 18, 2026

AI tools

ChatGPT

Not supported

Aug 18, 2026

AI tools

Claude

Not supported

Aug 18, 2026

Wallet payments

Google Pay

Supported

Aug 18, 2026

AI tools

Midjourney

Not supported

Aug 18, 2026

In-person payments

Offline POS

Supported

Aug 18, 2026

Online shopping

Online shopping

Supported

Aug 18, 2026

Wallet payments

PayPal

Not supported

Aug 18, 2026

Subscriptions

Subscription payment

Supported

Aug 18, 2026

Wallet payments

WeChat Pay

Not supported

Aug 18, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Clear Skytrustpilot★ 5 / 5

Support Experience

The experience with Support has been outstanding, particularly with Ley. I had many questions to be answered and issues to be resolved. This has been over a period of months, and everytime I get a quick response within hours if not immediately. This is in stark contrast with other companies where I've waited for days, a week or two, or no response at all. Keep up the great work Spritz!
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Damiantrustpilot★ 5 / 5

Amazing products and services

Amazing products and services. And what sets spritz apart from other platforms is their customer service. Knowledgeable, friendly and experienced staff makes needing help maybe once a year if soo much (due to my error)... Alot more easy .
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Robert Rtrustpilot★ 5 / 5

The team at Spritz is the most helpful…

The team at Spritz is the most helpful and responsive group I have interacted with on any financial platform, and I have used several of them. Spritz is easy to use and I have recommended it to others and they have an easy time using it and zero issues. I never write reviews, but I will certainly take the time to let you know about Spritz, give them a try!
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Nate Boydtrustpilot★ 5 / 5

Fast response to a situation

Fast response to a situation (that was my fault). The situation was resolved without issue! Spritz has a service that is second to none and I suggest taking advantage of what they have to offer. Special thanks to the Spritz team!
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ValSunshinetrustpilot★ 5 / 5

I've been using Spritz for over a year…

I've been using Spritz for over a year and I love it. I can send direct to my bank account, debit card, or use the physical card and virtual card I have. Easy, fast, very low fees, and one thing I appreciate so much is the customer support, Ley! I have always had all my questions or issues taken care of right away, I highly recommend it to all my crypto people.
Official reply
Thank you so much for being with Spritz for over a year and for sharing such a thoughtful review. We’re glad to hear the bank, debit card, and card options have been easy and helpful for you. We also really appreciate the kind words about Ley and our support team. Thanks for recommending Spritz to your crypto community!
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Amel Katestrustpilot★ 1 / 5

Go on X (twitter) and do a search for…

Go on X (twitter) and do a search for these scammers. They have stolen so much from users. Do not trust these people with $1 of your money because they will steal it. There are hundreds of people who have had their funds frozen for over a year and spritz will not give their money back. Buyer beware - only use if you want to scammed
View original
Blaze Nealtrustpilot★ 3 / 5

Great UX/Poor service

Great UX, terrible customer care. Can’t even imagine how to describe to you the slow careless nature of these Chatbot workers. And since I can’t post a reply I’ll make an edit - you can see below where spritz disregards the issue at hand - poor support. As a note spritz. You can improve your service by adding labels that aren’t misleading so we know who and what we are speaking to in your chat portal - ai or person, and the time, date and other relavant info. I’ve had both of my tickets opened handled by a person who interjects between the “ai” messages. More communication, faster. PLEASE. I remind you that I CHOOSE spritz as my crypto card. I LIKE the idea of cutting you guys a couple dollars from my purchases now and then. Granted that you allow me to make purchases to begin with
Official reply
Hi Blaze, we’re sorry to hear that your experience left you feeling this way. Your card top-up issue has since been resolved. While the issue occurred outside of our support hours, our team investigated it as soon as we were back online (Monday through Friday, 9:00 AM to 5:00 PM ET), prioritized it internally, and worked with our engineering team to resolve it promptly. We understand that waiting for a resolution can be frustrating, and we appreciate your feedback. We’re continuously working to improve both our product and our support experience.
View original
Ebony Htrustpilot★ 5 / 5

Sprintz Finance is a very good company

Sprintz Finance is a very good company. They will help you through any problems, concerns and questions you may have or you experiencing. Send them an email or ask a question in the app, and Ley will respond very timely and quickly with the answers to your questions, problem, or concerns. When you submit a payment it don't take long for you to receive your funds in your account. I also like the fact that payments can be ACH, or wire transfer which makes it very easy to receive your fund in your account. I'm glad I found Sprintz Finance
Official reply
Thank you so much for the kind words and for taking the time to share your experience, Ebony. We’re glad to hear Spritz has been helpful for your payments and that Ley was able to support you quickly. We really appreciate your trust and are happy to have you with us!
View original
Christrustpilot★ 5 / 5

Great experience at SPRITZ

I can honestly say that Spritz.finance has been one of the best financial platforms I’ve used. The site is incredibly easy to navigate, fast, reliable, and makes managing crypto payments and bill pay feel effortless. Everything is streamlined and user-friendly, even for people who may not be crypto experts. The platform gives a real sense of innovation while still feeling secure and trustworthy. What truly sets Spritz apart, though, is their customer support — especially Lev. I cannot rave enough about how amazing Lev was throughout my experience. Responsive, knowledgeable, professional, and genuinely caring, Lev went above and beyond to make sure every question was answered and every issue was resolved quickly. It’s rare these days to find support that feels personal and attentive, but Lev delivered exactly that. The combination of a powerful platform and exceptional customer service makes Spritz.finance stand out from the crowd. If you’re looking for a smart, modern financial solution backed by people who truly care about users, this is absolutely the place to be.
Official reply
Thank you for the wonderful review, Chris! We’re really glad to hear Spritz has been easy to use and helpful for managing your crypto payments and bill pay. We’ll also make sure Ley sees your feedback. It means a lot to the team to know the support felt personal, responsive, and genuinely helpful.
View original
Kellie Padfieldtrustpilot★ 5 / 5
Great customer service
Official reply
Thanks for the quick review, Kellie! Appreciate it!
View original

Risk factors

Updated: Aug 18, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Spritz Card require KYC?

Our record lists the Spritz Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Spritz Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Spritz Card with?

Our record lists Spritz Card support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and AVAX (11 in total).

Is Spritz Card a virtual or a physical card?

Spritz Card is offered as: Virtual card and Physical card.

Where is Spritz Card available?

Our record lists 42 countries or regions as available and 17 as restricted. Country-by-country status is in the regions section of this page.

Who issues Spritz Card?

Spritz Card is operated by Spritz Finance (Spritz) on the Visa network.