Spritz Card is a Visa Signature crypto credit card offered by Spritz Finance to users of on-chain assets. Users select assets from their own crypto wallet to fund the card, with Spritz converting the assets during the funding process to create a USD card balance for spending. The card uses a fully collateralised model and does not require a credit score or platform token staking. It supports a virtual card, Apple Pay, Google Pay and 3D Secure, and a limited-edition physical card with ATM access has also been launched.
USDT / USDC / BTC / ETH / BNB / SOL / XRP / AVAX / LINK / DAI / UNI
Last updated
Aug 18, 2026
Official and company information
Issuer identity and company credentials
Spritz is a Web3 fintech platform that lets users pay credit card bills, mortgages, utilities, and other daily bills with crypto assets. It also offers fiat on/off ramps, stablecoin payments, debit cards, and global payment capabilities, helping users make real-world payments directly with on-chain assets.
Spritz connects on-chain wallets with traditional payments, bank transfers, and bill payments, so users don't need to move all their assets to a centralized exchange first. The Spritz Card is currently a fully collateralized Visa credit card: users fund it by connecting their own wallet and using supported assets such as USDC, ETH, SOL, and BTC. The platform handles cross-chain routing, conversion, and USD settlement before spending. The card has no traditional revolving credit, interest, or monthly statement; spending power is backed by the funds loaded. The virtual card is available immediately and can be added to Apple Pay and Google Pay. The physical card is in limited release and supports swiping, chip, contactless, and ATM use. The card also comes with Visa Signature travel, purchase protection, and concierge benefits.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
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SSpritz virtual card
SPhysical Spritz Card
Card form
Virtual card
Physical card
Fees
Monthly fee
Free
Free
No monthly account maintenance fee
Card issuance fee
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—
ATM fee
—
—
Foreign exchange fee
—
—
Top-up fee
2 USD + 1%
Minimum 2 USD
2 USD + 1%
Base card top-up fee, minimum 2 USD
Failed transaction fee
—
—
Rewards
Cashback
5%
Limited-time cashback for travel and dining
5%
Limited-time cashback for travel and dining
Crypto cashback
—
—
Staking rewards
—
—
Staking APR
—
—
Welcome bonus
—
—
Referral bonus
—
—
Limits
Daily spending limit
Unlimited
No preset spending limit
Unlimited
No preset spending limit
Monthly spending limit
Unlimited
Subject to available balance
Unlimited
Subject to available balance
ATM withdrawal limit
—
—
Card network
VISA
VISA
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
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Available regions
Applications or normal card activation are supported
1、中国大陆：不可申请，Rain 当前明确禁止向中国大陆居民发行银行卡；其他合资格地区取得的 Spritz Visa 可在非受限 Visa 商户使用。
2、香港：属于 Spritz 官方明确支持的 Card 居民地区，完成身份验证后可申请虚拟卡，并用于 Visa 线上及移动钱包消费。
3、澳门：当前未列入 Spritz 明确的 Card 居民支持名单，不能按标准公开流程确认申请；已持合资格卡可在澳门 Visa 商户使用。
4、台湾：当前未列入 Spritz 明确的 Card 居民支持名单，不能按标准公开流程确认申请；已发行卡可按 Visa 网络规则在当地消费。
Updated: Aug 18, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequired
KYC level
Full KYCRequirement confirmed
Proof of address
NoNot required
Accepted documents
Driver's license / State ID / Passport / Passport card / Permanent resident card
Review time / regional limits
Automated document and liveness review is usually completed instantly; abnormal identity documents go to manual compliance review.
KYC provider
Rain
Updated
Aug 18, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported6
Not supported6
UpdatedAug 18, 2026
Wallet payments
Alipay
Not supported
Aug 18, 2026
Wallet payments
Apple Pay
Supported
Aug 18, 2026
Cash services
ATM withdrawal
Supported
Aug 18, 2026
AI tools
ChatGPT
Not supported
Aug 18, 2026
AI tools
Claude
Not supported
Aug 18, 2026
Wallet payments
Google Pay
Supported
Aug 18, 2026
AI tools
Midjourney
Not supported
Aug 18, 2026
In-person payments
Offline POS
Supported
Aug 18, 2026
Online shopping
Online shopping
Supported
Aug 18, 2026
Wallet payments
PayPal
Not supported
Aug 18, 2026
Subscriptions
Subscription payment
Supported
Aug 18, 2026
Wallet payments
WeChat Pay
Not supported
Aug 18, 2026
User reviews
Showing 10 approved reviews matched to this card
Newest first
Clear Skytrustpilot★ 5 / 5
Support Experience
The experience with Support has been outstanding, particularly with Ley. I had many questions to be answered and issues to be resolved. This has been over a period of months, and everytime I get a quick response within hours if not immediately. This is in stark contrast with other companies where I've waited for days, a week or two, or no response at all. Keep up the great work Spritz!
Amazing products and services. And what sets spritz apart from other platforms is their customer service.
Knowledgeable, friendly and experienced staff makes needing help maybe once a year if soo much (due to my error)... Alot more easy .
The team at Spritz is the most helpful and responsive group I have interacted with on any financial platform, and I have used several of them. Spritz is easy to use and I have recommended it to others and they have an easy time using it and zero issues. I never write reviews, but I will certainly take the time to let you know about Spritz, give them a try!
Fast response to a situation (that was my fault). The situation was resolved without issue! Spritz has a service that is second to none and I suggest taking advantage of what they have to offer. Special thanks to the Spritz team!
I've been using Spritz for over a year and I love it. I can send direct to my bank account, debit card, or use the physical card and virtual card I have. Easy, fast, very low fees, and one thing I appreciate so much is the customer support, Ley! I have always had all my questions or issues taken care of right away, I highly recommend it to all my crypto people.
Official reply
Thank you so much for being with Spritz for over a year and for sharing such a thoughtful review. We’re glad to hear the bank, debit card, and card options have been easy and helpful for you.
We also really appreciate the kind words about Ley and our support team. Thanks for recommending Spritz to your crypto community!
Go on X (twitter) and do a search for these scammers. They have stolen so much from users. Do not trust these people with $1 of your money because they will steal it. There are hundreds of people who have had their funds frozen for over a year and spritz will not give their money back. Buyer beware - only use if you want to scammed
Great UX, terrible customer care. Can’t even imagine how to describe to you the slow careless nature of these Chatbot workers. And since I can’t post a reply I’ll make an edit - you can see below where spritz disregards the issue at hand - poor support. As a note spritz. You can improve your service by adding labels that aren’t misleading so we know who and what we are speaking to in your chat portal - ai or person, and the time, date and other relavant info. I’ve had both of my tickets opened handled by a person who interjects between the “ai” messages. More communication, faster. PLEASE. I remind you that I CHOOSE spritz as my crypto card. I LIKE the idea of cutting you guys a couple dollars from my purchases now and then. Granted that you allow me to make purchases to begin with
Official reply
Hi Blaze, we’re sorry to hear that your experience left you feeling this way.
Your card top-up issue has since been resolved. While the issue occurred outside of our support hours, our team investigated it as soon as we were back online (Monday through Friday, 9:00 AM to 5:00 PM ET), prioritized it internally, and worked with our engineering team to resolve it promptly.
We understand that waiting for a resolution can be frustrating, and we appreciate your feedback. We’re continuously working to improve both our product and our support experience.
Sprintz Finance is a very good company. They will help you through any problems, concerns and questions you may have or you experiencing. Send them an email or ask a question in the app, and Ley will respond very timely and quickly with the answers to your questions, problem, or concerns. When you submit a payment it don't take long for you to receive your funds in your account. I also like the fact that payments can be ACH, or wire transfer which makes it very easy to receive your fund in your account. I'm glad I found Sprintz Finance
Official reply
Thank you so much for the kind words and for taking the time to share your experience, Ebony. We’re glad to hear Spritz has been helpful for your payments and that Ley was able to support you quickly.
We really appreciate your trust and are happy to have you with us!
I can honestly say that Spritz.finance has been one of the best financial platforms I’ve used. The site is incredibly easy to navigate, fast, reliable, and makes managing crypto payments and bill pay feel effortless. Everything is streamlined and user-friendly, even for people who may not be crypto experts. The platform gives a real sense of innovation while still feeling secure and trustworthy.
What truly sets Spritz apart, though, is their customer support — especially Lev. I cannot rave enough about how amazing Lev was throughout my experience. Responsive, knowledgeable, professional, and genuinely caring, Lev went above and beyond to make sure every question was answered and every issue was resolved quickly. It’s rare these days to find support that feels personal and attentive, but Lev delivered exactly that.
The combination of a powerful platform and exceptional customer service makes Spritz.finance stand out from the crowd. If you’re looking for a smart, modern financial solution backed by people who truly care about users, this is absolutely the place to be.
Official reply
Thank you for the wonderful review, Chris! We’re really glad to hear Spritz has been easy to use and helpful for managing your crypto payments and bill pay.
We’ll also make sure Ley sees your feedback. It means a lot to the team to know the support felt personal, responsive, and genuinely helpful.
