Card database / Mastercard / Crypto debit card

Wirex Card

Updated: Sep 13, 2026

The Wirex Card is a crypto asset and fiat debit card offered by Wirex and can be connected to fiat currencies, stablecoins, and other eligible digital assets in a Wirex One account. When a user makes a purchase, the system converts the selected asset into the fiat currency received by the merchant and completes online shopping, in-store card payments, and withdrawals through the Visa or Mastercard network. The product includes a virtual card, plastic physical card, and Visa Signature metal card. Membership tier determines the card type, US dollar cashback rate, fee-free ATM allowance, and related benefits.

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Card network
Product type: Crypto debit card
Card form: Virtual card / Physical card / Metal card
Operating status: Active
KYC level: Full KYC
Commercial relationship: No commercial relationship
Risk score: 80-89

Supported assets: USDTBTCETHBNBSOLXRPADADOGETRXAVAXDOTLINKMATICATOMLTCBCHDAIXLMUNIUSDEURGBP
Last updated: Sep 13, 2026

Official and company information

Issuer identity and company credentials

The Wirex brand has been operating since 2014, with card services provided by different entities depending on the user's region. Regulated services in the UK are provided by Wirex Limited, an e-money institution authorized by the UK Financial Conduct Authority; EEA cards are provided by Transact Payments Malta Limited, with UAB Wirex as program manager; Australia and New Zealand card services involve Wirex Australia Pty Ltd and Novatti Group Limited. Other regions are served by DA Labs S.A.S. de C.V., Wirex Limited, and local partners for payment or card issuance. Visa and Mastercard handle the card network and do not directly custody user digital assets.

Visit website Application page

Company / issuer: Wirex
Legal name: Wirex Limited
Registered region: United Kingdom (GB)
Headquarters: London, United Kingdom
Company type: Emi
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

Wirex Card is used with a Wirex One account. After completing identity verification, users can obtain a payment account and locally eligible personal account details and hold fiat currency, stablecoins, and other digital assets in the account. Before a card transaction is completed, Wirex converts the user's selected digital asset into fiat currency and then settles with the merchant through the relevant Visa or Mastercard issuing service provider. Merchants therefore do not need to accept cryptocurrency directly. Wirex One uses a tiered membership structure comprising Base, Premium, Elite, Private, and Bespoke. Tiers are determined mainly by the account's asset balance and the proportion held in WPAY and correspond to virtual cards, plastic physical cards, or metal cards. Physical cards support chip, PIN, contactless payments, and ATM withdrawals, while virtual cards are intended for online shopping and mobile wallet payments. Legacy accounts in regions including the United Kingdom, European Economic Area, Australia, and New Zealand must migrate to Wirex One to continue using current services.

Mastercard card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

2026-09 · Project-wide data

Source unspecified

Spend (USD)

$47,557,579.37

No comparable previous month

Transactions

450,506

No comparable previous month

Last six complete calendar months

Spend (USD)

—

26-04

—

26-05

—

26-06

25M

26-07

34.9M

26-08

47.6M

26-09

Monthly details

Period	Spend (USD)	Transactions
2026-04	Not provided	Not provided
2026-05	Not provided	Not provided
2026-06	Not provided	Not provided
2026-07	$24,981,832.03	276,562
2026-08	$34,943,713.23	363,934
2026-09	$47,557,579.37	450,506

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

	WWirex Virtual Card	WWirex Physical Card	WWirex Visa Signature Metal
Card form	Virtual card	Physical card	Metal card
Fees
Monthly fee	Free	Free	Free Wirex One no subscription fee
Card issuance fee	Free Free issuance	Free	—
ATM fee	—	2% Monthly allowance $250–750, excess charged 2%	2% Private free within allowance, excess 2%; Bespoke free
Foreign exchange fee	Free Zero exchange-rate markup	Free	Free Zero exchange-rate markup
Top-up fee	Free Bank transfer free; card from 0%, varies by region and currency	Free Bank transfer free; card from 0%, varies by region and currency	Free Bank transfer free; card from 0%, varies by region and currency
Failed transaction fee	—	—	—
Rewards
Cashback	0.5% Base member USD cashback	1% 1%–3%, for Premium and Elite members	8% Private and Bespoke members, cashback 5%–8%
Crypto cashback	—	—	—
Staking rewards	—	—	—
Staking APR	—	—	—
Welcome bonus	—	—	—
Referral bonus	—	—	—
Limits
Daily spending limit	—	—	—
Monthly spending limit	30,000 EUR Monthly cap	30,000 EUR Monthly cap	75,000 EUR Monthly cap
ATM withdrawal limit	—	500 EUR Daily €500; monthly €5,000	500 EUR Daily €500; monthly €5,000
Card network

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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

Isle of ManIMFranceFRHungaryHURomaniaROIsraelILSlovakiaSKBelgiumBELuxembourgLUPanamaPAGibraltarGIOmanOMIrelandIEFinlandFIIcelandISJerseyJEUzbekistanUZBrazilBRSwedenSENorwayNOUnited Arab EmiratesAEEcuadorECUnited StatesUSAustraliaAUMoldovaMDMaltaMTVietnamVNArgentinaARAustriaATMalaysiaMYNetherlandsNLTürkiyeTRColombiaCOGermanyDEAzerbaijanAZBahrainBHThailandTHGeorgiaGEEl SalvadorSVJapanJPPortugalPTSaudi ArabiaSAKenyaKECzechiaCZNigeriaNGChileCLItalyITTaiwanTWSwitzerlandCHBulgariaBGUgandaUGHong KongHKSpainESMacaoMOCyprusCYCroatiaHRMontenegroMEPhilippinesPHUnited KingdomGBLatviaLVPeruPESouth KoreaKRSloveniaSIIndonesiaIDGreeceGRPolandPLLithuaniaLTSouth AfricaZAUkraineUAMexicoMXKazakhstanKZGhanaGHGuernseyGGMonacoMCEstoniaEEDenmarkDK

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

IranIRCentral African RepublicCFSudanSDLibyaLYMaliMLMyanmar (Burma)MMLebanonLBCubaCUEritreaERCongo - KinshasaCDAfghanistanAFVenezuelaVEGuinea-BissauGWRussiaRUSouth SudanSSSyriaSYZimbabweZWSomaliaSONorth KoreaKPChinaCNBelarusBYIraqIQYemenYE

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，Wirex currently supports U.S. accounts but does not offer Wirex Card issuance to U.S. residents; cards issued to eligible customers elsewhere can still be used in the United States.

2. United Kingdom：Can apply，Can use，UK residents are included in Wirex’s current card issuance countries and can obtain the card after completing the required account and identity verification.

3. Canada：Cannot apply，Can use，Wirex currently lists Canada as unavailable for both account and card issuance, but a Wirex Card lawfully issued to an eligible customer elsewhere can still be used in Canada.

4. Australia：Can apply，Can use，Australia is an active Wirex Card issuance country and eligible residents can obtain the card after completing the required verification.

5. South Africa：Cannot apply，Can use，Wirex services are available to South African residents but the card itself is not currently issued there; cards obtained in supported countries can still be used in South Africa.

6. New Zealand：Can apply，Can use，New Zealand is explicitly included in Wirex’s current card issuance coverage and eligible residents can obtain the card after completing verification.

7. Ireland：Can apply，Can use，Ireland is included in Wirex’s current European card issuance region and eligible residents can obtain the card after completing the required verification.

Updated: Sep 13, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Driver's license / Residence permit

Review time / regional limits

Automated review usually takes a few minutes; manual review may extend to 24 hours.

KYC provider

Sumsub

Updated

Aug 4, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported12

Not supported0

UpdatedAug 4, 2026

Wallet payments

Apple Pay

Supported

Jul 19, 2026

Wallet payments

Apple Pay

Supported

Jul 19, 2026

Wallet payments

Apple Pay

Supported

Jul 19, 2026

Wallet payments

Apple Pay

Supported

Aug 4, 2026

AI tools

ChatGPT

Supported

Jul 19, 2026

AI tools

Claude

Supported

Jul 19, 2026

Wallet payments

Google Pay

Supported

Jul 19, 2026

AI tools

Midjourney

Supported

Jul 19, 2026

Online shopping

Supported

Jul 19, 2026

Wallet payments

PayPal

Supported

Jul 19, 2026

Subscriptions

Subscription payment

Supported

Jul 19, 2026

Wallet payments

WeChat Pay

Supported

Aug 4, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first

Alex Shmykovgoogle_play★ 1 / 5Sep 22, 2026

Wirex: All-In-One Crypto App Google Play review - 1 star

the ai support is awful your coin income transaction may just not exist and it's only your problem they want to check your documents every moon circle. I have contacted technical support several times, but I only received foolish, meaningless answers from AI bots. upd. Three weeks later, they mail me asking for the exact same information I already sent. He's got to be kidding me

Official reply

Hi there, we'd love to know more details of the issue. Please submit a request and let us know your ticket number (copy and paste it into the review by editing it): https://help.wirexapp.com/request/create The ticket number can be found in the email with the subject "Your request has been received by Wirex Support".

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Allangoogle_play★ 5 / 5Sep 14, 2026

Wirex: All-In-One Crypto App Google Play review - 5 star

Great overall experience

Official reply

Hi there! We appreciate your taking the time to leave us a positive review! If you ever need any assistance or have more feedback, don't hesitate to reach out to us via this form: https://help.wirexapp.com/request/create

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Martin Thomas Mcpakegoogle_play★ 1 / 5Sep 1, 2026

Wirex: All-In-One Crypto App Google Play review - 1 star

just don't.. they are useless and extremely slow at everything.. i am still waiting 2 weeks for them to move money between 2 of their own apps.

Official reply

Hello, we’d love to look into this for you! Please submit a request and let us know your ticket number (copy and paste it into the review by editing it): https://help.wirexapp.com/request/create The ticket number can be found in the email with the subject "Your request has been received by Wirex Support".

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Richardgoogle_play★ 1 / 5Aug 22, 2026

Wirex: All-In-One Crypto App Google Play review - 1 star

how to i get the read only wirex statements

Official reply

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Akhi Farjana Bestfriendgoogle_play★ 2 / 5Aug 20, 2026

Wirex: All-In-One Crypto App Google Play review - 2 star

no available for Bangladesh 😒

Official reply

Hi there! As Wirex is growing and expanding into new markets, sometimes factors beyond our control may impact service or feature availability in a particular country. We're diligently working to overcome these challenges and bring you exciting updates. Stay tuned!

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Mohieddine Tarfayatrustpilot★ 1 / 5Aug 15, 2026

Verified account closed — $300 inaccessible for over 2 years

I completed the identity verification process and deposited approximately $300 worth of TRX into my Wirex account. My account was later closed/restricted, and since then I have been unable to access my account or withdraw my funds. This situation has now continued for more than two years. I contacted support seeking an explanation and, most importantly, a way to recover or withdraw my money, but I still have no satisfactory resolution. I simply want access to my funds or for Wirex to return them to me. More than two years without a proper solution is unacceptable. I will update this review if Wirex resolves the issue and returns my funds.

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tarfaya mohieddinegoogle_play★ 1 / 5Aug 15, 2026

Wirex: All-In-One Crypto App Google Play review - 1 star

$300 locked for over 2 years — no resolution from Wirex Extremely disappointing experience with Wirex. I opened an account, successfully completed identity verification, and deposited approximately $300 worth of TRX into my Wirex account. Shortly afterward, my account was closed or restricted for reasons that were not clearly explained to me. I can no longer access my account or my funds. I have contacted Wirex support asking for an explanation and, most importantly, a way to withdraw or recov

Official reply

Hello and apologies for any inconvenience! We're here and eager to assist you! Please let us know your ticket number (copy and paste it into the review by editing it) and will assist further. The ticket number can be found in the email with the subject "Your request has been received by Wirex Support".

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Ashish Sahugoogle_play★ 1 / 5Aug 9, 2026

Wirex: All-In-One Crypto App Google Play review - 1 star

Give a option to complete kyc through id, more than 95% people don't have passport.

Official reply

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Luka Luchigoogle_play★ 5 / 5Aug 8, 2026

Wirex: All-In-One Crypto App Google Play review - 5 star

Recommend!

Official reply

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Peter Ridgewellgoogle_play★ 1 / 5Aug 8, 2026

Wirex: All-In-One Crypto App Google Play review - 1 star

my account has been closed and I am still waiting for all monies to be credited to me for ar least 2 months

Official reply

Hi! Wirex is a regulated banking institution, so we have to monitor accounts for safety. If an account breaks the rules, it may be closed. In such cases, we send an email. The remaining balance, if there's any, is refunded per procedure.

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Risk factors

Updated: Jul 19, 2026

No risk factors are available

Compare Wirex Card

Revolut vs Wirex Card

Frequently asked questions

Answers drawn from the published record on this page.

Does Wirex Card require KYC?

Our record lists the Wirex Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Wirex Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Wirex Card with?

Our record lists Wirex Card support for: USDT, BTC, ETH, BNB, SOL, XRP, ADA, and DOGE (22 in total).

Is Wirex Card a virtual or a physical card?

Wirex Card is offered as: Virtual card, Physical card, and Metal card.

Where is Wirex Card available?

Our record lists 75 countries or regions as available and 23 as restricted. Country-by-country status is in the regions section of this page.

Who issues Wirex Card?

Wirex Card is operated by Wirex on the Mastercard network.