Find the right payment card

Use case: The ZEN.COM Card is a debit card linked to the ZEN.COM multi-currency electronic money account, with Visa or Mastercard assigned by the system based on region and availability. Users can use fiat balances in the account via a virtual card or physical card, supporting online shopping, in-store payments, ATM withdrawals, subscription payments, and mobile wallets. UAB ZEN.COM customers can also use crypto top-up or buy/sell features, where partner service providers instantly convert crypto assets to EUR; the card itself does not directly hold crypto assets.

Use case: Wayex Visa Card is a crypto asset payment card offered by Wayex, divided into a global stablecoin card service and a local Australian crypto card service. Users can deposit stablecoins, fiat currency or crypto assets supported by the Australian version into Wayex and spend at Visa merchants using a virtual card, physical card or mobile wallet. The global version settles entirely from a US dollar balance, while the Australian version can convert a selected asset into Australian dollars when a purchase is made. It is suitable for online shopping, offline purchases, subscriptions and cross-border payments.

Use case: WaldenPay Virtual Card is a virtual prepaid card funded with crypto assets. After registering an account and paying the card issuance fee, users can deposit cryptocurrencies from a personal wallet or trading platform, with the assets converted into the card balance at top-up. The card can be used for online shopping, digital services, subscriptions, advertising accounts and mobile wallet payments. Its official positioning emphasizes fast issuance, no routine identity document upload, no monthly fee and support for a broad range of crypto assets for top-ups.

Use case: Venmo Credit Card is a US Visa credit card issued by Venmo in partnership with Synchrony Bank, with applications and account management integrated into the Venmo app. Cardholders can use a physical card, virtual card or mobile wallet for online and offline purchases, earning automatic cash back of 3%, 2% and 1% by spending category during each billing cycle. Once rewards are transferred to the Venmo balance, they can also be configured to purchase supported cryptocurrencies automatically.

Use case: Plasma One is a stablecoin payment card and global account product launched by Plasma for individual users. Visa spending is funded by stablecoin balances held in the user's self-custodial wallet. Users can deposit USDT, USDC or USDG and, after completing identity verification in a supported region, create a virtual card for online, offline and subscription payments. The product has Lite, Core and Platinum levels, offering XPL spending cashback, AI subscription reimbursements, referral rewards and travel benefits according to level. It is currently available by invitation only.

Use case: UltimoPay Platinum Visa Debit Card is a physical Visa debit card linked to a US dollar offshore bank account at Joint Development Bank in Laos. Users can deposit supported assets such as BTC and USDT into UltimoPay Wallet, convert them into US dollars and load them into the bank account for online shopping, payments at physical merchants and ATM withdrawals. The product has a relatively high card issuance cost and requires the completion of bank account opening and full identity verification.

Use case: Trocador Prepaid Cards is a third-party virtual prepaid card purchasing service offered by Trocador. Without opening a long-term bank card account, users can purchase fixed US dollar-denominated Visa or Mastercard cards with digital assets such as BTC, XMR, ETH, USDT and USDC. Current products include international-use and US-only options. The cards are primarily intended for online shopping and may be linked to mobile payment wallets depending on the specific issuance programme.

Use case: The Bitcoin Company Prepaid Cards are one-time-loaded virtual prepaid card products sold by The Bitcoin Company. They include a Prepaid Mastercard for cross-border use and a Visa card that can be claimed and spent only in the United States. Users can purchase cards through the website or mobile app, pay with Bitcoin, TBC Credit or other methods supported on the current checkout page, and receive the corresponding card number, expiry date and security code for purchasing goods and services.

Use case: The SpectroCoin Card is a euro-denominated Visa crypto debit card offered by SpectroCoin and available as a virtual or physical card. Users first hold or deposit crypto assets in the platform wallet, exchange them for euros, and load them into the card account for online shopping, in-store merchant payments, mobile wallet payments, and ATM withdrawals. The product also connects to the SpectroCoin wallet, asset exchange, and personal IBAN services and is primarily intended for residents of the European Economic Area and United Kingdom.

Use case: SolCard is a crypto asset payment card platform operated by SC PAYMENTS LIMITED. Users can top up US dollar-denominated cards with digital assets such as SOL, USDT and USDC, then make purchases through the Visa network. The product is divided into a Virtual Card that does not require identity verification and a Platinum Card that requires full identity verification, intended respectively for online payments and frequent online and offline spending.