Find the right payment card

Use case: The Trustee Card is a Visa prepaid card built into the Trustee Plus custodial crypto wallet. Users can transfer USDC or USDT to a separate card balance, spend at online and in-store merchants that accept Visa, and make mobile payments through Apple Pay or Google Pay. The current virtual card uses the US dollar as its base currency, charges no purchase or maintenance fees, and automatically converts local currency at the Visa exchange rate. Physical card issuance is currently suspended. The product is suitable for residents of the European Economic Area who want to use stablecoins for everyday spending.

Use case: The SoFi Credit Card is a series of personal consumer credit cards issued by SoFi Bank, N.A. to US residents. It currently includes the SoFi Unlimited 2% Credit Card, SoFi Everyday Cash Rewards Credit Card, and SoFi Essential Credit Card. Cardholders make purchases using a revolving credit line granted by the bank and can complete online, in-store, subscription, and cash advance transactions through the Mastercard acceptance network. Bills, rewards, card security, and repayments can be managed through the SoFi app.

Use case: The Reap Card is a stablecoin-secured corporate credit card for business customers, issued directly by Reap and connected to the Visa network. Businesses can provide collateral in USDC, USDT, or fiat currency at a 1:1 ratio to obtain a US dollar or Hong Kong dollar credit line and then issue virtual or physical cards to employees. The card is suitable for advertising, software subscriptions, business travel, procurement, and routine team expenses. Monthly bills can be repaid with stablecoins or fiat currency.

Use case: The Payy Card is a self-custodial stablecoin Visa card introduced by Payy. Users can directly spend USDC held in Payy Wallet on online or in-store purchases. Card transactions are settled privately through Payy Network, so on-chain addresses, wallet balances, and transfer activity are not publicly linked to everyday card transactions. After identity verification, users can instantly obtain a virtual card and add it to Apple Pay or Google Pay. A contactless light-up physical card can also be unlocked after meeting the points requirement.

Use case: The Nexo Card is a dual-mode crypto payment card offered by Nexo. In Debit Mode, users can directly spend crypto assets, stablecoins, and FiatX balances held in their accounts. In Credit Mode, they can obtain spending capacity backed by crypto assets without selling those assets before payment. The card settles through the Mastercard network and is available as a virtual or physical card for online purchases, in-store payments, subscriptions, and ATM withdrawals. It is currently primarily available to eligible residents of Europe and Argentina.

Use case: OriginalEidoo Card 是 Eidoo 推出的 DeFi 加密借记卡，曾将非托管 Eidoo Wallet 与 Visa 支付网络连接。用户可在钱包内将 Bitcoin、Ethereum 或兼容代币兑换为欧元、英镑，再转入卡片用于线上购物、线下刷卡和 ATM 取现，并按卡片等级获得 PNT 加密货币返现。该卡片计划已于2023年1月25日停止提供，目前不能申请或继续使用。

Use case: The Cypher Card is a multichain crypto asset Visa card introduced by CypherD Wallet Inc. It previously offered virtual cards, PVC physical cards, and metal cards. Users could convert supported assets such as USDC, ETH, and SOL from a self-custodial wallet and top up a separate card balance for online shopping, in-store purchases, mobile wallets, and ATM withdrawals. Cypher has been acquired by Nium, and the platform is now being shut down. New applications, card issuance, and top-ups have ended, and all existing cards will stop working on August 7, 2026.

Use case: CoinW Card is a series of crypto asset spending cards offered by CoinW, including Mastercard and Visa virtual cards as well as a Visa physical card. Users can top up the card with USDT, and the funds are converted to USD for use in international e-commerce, software subscriptions, advertising, mobile wallets, offline merchants, and ATM withdrawals. Virtual cards can be applied for in as fast as about five minutes, while the physical card offers PIN, 3D Secure, and cash withdrawal features. It is generally aimed at global users outside mainland China.

Use case: Zypto Card is a crypto asset prepaid card product linked to the Zypto self-custodial multi-chain wallet. It includes a reloadable Premium Visa physical card, a Premium Visa virtual card, and single-load Visa or Mastercard virtual cards supplied by third-party providers. Users can select crypto assets from their wallet to top up a card. The assets are converted into the card's fiat balance at top-up and can then be used for online shopping, in-store purchases, mobile wallet payments and eligible ATM withdrawals.

Use case: UltimoPay Platinum Visa Debit Card is a physical Visa debit card linked to a US dollar offshore bank account at Joint Development Bank in Laos. Users can deposit supported assets such as BTC and USDT into UltimoPay Wallet, convert them into US dollars and load them into the bank account for online shopping, payments at physical merchants and ATM withdrawals. The product has a relatively high card issuance cost and requires the completion of bank account opening and full identity verification.