UCard Radar

Find the right payment card

Compare fees, KYC requirements, regional availability and risk grades using real card data, then open a card page to verify the supporting details.

Fees & KYCRegional availabilityRisk grades282 cards match

Current use case: International travel

Structured filter: International travel · Review regional support and physical-card availability

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Mastercard / Visa

BingCard

Crypto prepaid cardVirtual card/Physical card

Grade D

Use case: BingCard is a crypto asset-funded payment card service offering two US dollar virtual cards and one Hong Kong dollar physical card. Users can fund their account or card balance with BTC, ETH, USDT or USDC and then make online purchases, pay for subscriptions and advertising, and make offline purchases through international card networks. The virtual cards emphasize fast activation and no standard KYC, while the physical Platinum card requires online identity verification. The service is suitable for users who want to convert major crypto assets into a balance for everyday spending.

Application
Available
Usage
Usable
KYC level
Tiered KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Other

VALR

White-label card issuing solutionVirtual card

Grade B

Use case: VALR is a custodial crypto asset trading and payment platform headquartered in Johannesburg, South Africa. It offers spot trading, margin trading, perpetual contracts, over-the-counter trading, wallets, yield products, and fiat on- and off-ramps to individuals, professional traders and businesses. VALR does not currently issue Visa or Mastercard virtual cards or physical payment cards. Users' existing bank cards are used only to top up accounts and purchase crypto assets.

Application
Available
Usage
Usable
KYC level
Tiered KYC

China: Mainland Applications available | Hong Kong Applications available | Chinese-document KYC Accepted

Mastercard / Visa

Solaris

White-label card issuing solutionVirtual + physical card

Grade B

Use case: Solaris is a European embedded finance and Banking-as-a-Service platform with a full German banking licence, not a single card brand that individuals can apply for directly. Through APIs, businesses can offer consumers, freelancers and commercial clients their own branded bank accounts and Visa or Mastercard virtual cards, physical cards, prepaid cards, debit cards and credit cards. Accounts, card issuance, transaction processing, identity verification and compliance services are primarily provided by Solaris SE.

Application
Restricted
Usage
Usable
KYC level
Business KYC / KYB

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Mastercard / Visa

Rain

White-label card issuing solutionVirtual + physical card/Virtual card

Grade B

Use case: Rain is card issuance and payment infrastructure for fintech platforms, stablecoin wallets, exchanges, corporate payment providers and neobanks. Partner businesses can use a unified interface to issue their own branded Visa or Mastercard virtual cards, physical cards, prepaid cards and credit cards, linked to fiat accounts, custodial wallets or self-custodial digital asset wallets. Rain does not provide a single application channel for individuals worldwide; cardholders must apply through an integrated partner platform.

Application
Restricted
Usage
Usable
KYC level
Business KYC / KYB

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Mastercard

MoonPay Crypto Infrastructure

Stablecoin payment cardVirtual card

Grade B

Use case: MoonPay Crypto Infrastructure is crypto payment infrastructure for wallets, trading platforms, fintech businesses, merchants and individual users. Its main services include buying crypto assets with fiat currency, selling them to bank cards or bank accounts, virtual accounts, stablecoin settlement, wallet transactions and merchant payments. Through MoonAgents CLI, MoonPay also offers a virtual Mastercard backed by USDC, enabling eligible users to make online payments directly from self-custodial wallets.

Application
Available
Usage
Usable
KYC level
Tiered KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Mastercard / Visa

Marqeta

White-label card issuing solutionVirtual card/Physical card

Grade B

Use case: Marqeta is modern card issuance and payment processing infrastructure for fintech companies, banks, trading platforms, wallets and large enterprises. It is not a proprietary bank card brand that general users can apply for directly. Businesses can use its API to create their own branded virtual cards, physical cards, prepaid cards, debit cards, credit cards and crypto payment cards, and configure real-time funding, spending controls, digital wallets, transaction authorization, fraud prevention and dispute handling.

Application
Restricted
Usage
Usable
KYC level
Business KYC / KYB

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Mastercard

Immersve

Stablecoin payment cardVirtual card/Physical card

Grade B

Use case: Immersve is crypto-native Mastercard issuance infrastructure for Web3 wallets, exchanges, DeFi applications and fintech platforms, and also offers Immersve-branded prepaid cards. Cardholders can fund cards with USDC held in self-custodial or custodial wallets and spend at online and offline merchants that accept Mastercard. Whether an individual can apply for and receive a virtual or physical card depends on their region of residence and the specific partner platform integrated with Immersve.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Mastercard / Visa

DiPocket

White-label card issuing solutionVirtual card/Physical card

Grade B

Use case: OriginalDiPocket 是受英国和立陶宛监管的电子货币与支付卡服务商,同时提供个人多币种钱包、Mastercard 预付卡以及企业白标发卡基础设施。个人用户可持有欧元、英镑、波兰兹罗提和美元等余额,通过虚拟卡、实体卡、Apple Pay 或 Google Pay 消费和取现。DiPocket 不是加密支付卡,个人账户条款明确禁止将账户用于加密货币购买、出售或交易。

Application
Available
Usage
Usable
KYC level
Tiered KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Visa

Bridge / Stripe Stablecoin Cards

White-label card issuing solutionVirtual card/Virtual + physical card

Grade B

Use case: Bridge / Stripe Stablecoin Cards is stablecoin payment card infrastructure jointly provided by Bridge, Stripe Issuing, Visa, partner banks and integrated platforms. Businesses can use an API to issue their own branded virtual and physical cards to consumers or commercial clients, allowing cardholders to spend stablecoin balances held in custodial or non-custodial wallets directly. At payment, Bridge converts the corresponding stablecoins and completes fiat settlement, while the merchant receives funds as an ordinary Visa transaction.

Application
Restricted
Usage
Usable
KYC level
Tiered KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Mastercard / Visa

PlasBit Card

Crypto prepaid cardVirtual card/Physical card +1

Grade B

Use case: PlasBit Card is a crypto asset payment card offered by PlasBit. It converts digital assets held in PlasBit Wallet and tops up a US dollar or euro card balance for spending through the Visa or Mastercard network. The product includes reloadable virtual debit cards, plastic physical debit cards and fixed-denomination virtual prepaid cards for online shopping, physical merchants, mobile wallets and some ATM use cases. New physical plastic cards are currently suspended, while virtual and prepaid cards remain available for application.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted