Find the right payment card

Use case: Tangem Pay is a self-custodial stablecoin payment account embedded in the Tangem app and offered to eligible users by Paera LLC. Users transfer USDC on the Polygon network into a personally controlled smart contract account, after which they can spend online with a virtual Visa card or make in-store payments by linking it to Apple Pay or Google Pay. Merchants receive standard fiat currency. The card deducts funds only from the separate Tangem Pay balance and does not directly access the user's primary Tangem Wallet assets.

Use case: The Solflare Card is a self-custodial USDC debit card offered by Solflare to Solana users. Rather than pre-funding a custodial card account, users authorize the card to deduct USDC directly from a designated Solflare Wallet and convert it through the Mastercard network into the fiat currency received by the merchant. After identity verification, users can instantly generate a virtual card for online shopping, contactless purchases through Google Pay, and eligible ATM withdrawals.

Use case: The SoFi Credit Card is a series of personal consumer credit cards issued by SoFi Bank, N.A. to US residents. It currently includes the SoFi Unlimited 2% Credit Card, SoFi Everyday Cash Rewards Credit Card, and SoFi Essential Credit Card. Cardholders make purchases using a revolving credit line granted by the bank and can complete online, in-store, subscription, and cash advance transactions through the Mastercard acceptance network. Bills, rewards, card security, and repayments can be managed through the SoFi app.

Use case: The Rebind Card is a self-custodial stablecoin payment card offered within the Rebind app. Gnosis Pay manages the card program, and settlement is completed through the Visa network. Users can transfer euro stablecoins from their Rebind account to a separate card balance and then use the virtual card for online shopping, in-app payments, and mobile wallet purchases. Users control the funds before they are added to the card balance. Rebind does not directly issue the card or process bank card transactions.

Use case: The Reap Card is a stablecoin-secured corporate credit card for business customers, issued directly by Reap and connected to the Visa network. Businesses can provide collateral in USDC, USDT, or fiat currency at a 1:1 ratio to obtain a US dollar or Hong Kong dollar credit line and then issue virtual or physical cards to employees. The card is suitable for advertising, software subscriptions, business travel, procurement, and routine team expenses. Monthly bills can be repaid with stablecoins or fiat currency.

Use case: The Payy Card is a self-custodial stablecoin Visa card introduced by Payy. Users can directly spend USDC held in Payy Wallet on online or in-store purchases. Card transactions are settled privately through Payy Network, so on-chain addresses, wallet balances, and transfer activity are not publicly linked to everyday card transactions. After identity verification, users can instantly obtain a virtual card and add it to Apple Pay or Google Pay. A contactless light-up physical card can also be unlocked after meeting the points requirement.

Use case: The Nexo Card is a dual-mode crypto payment card offered by Nexo. In Debit Mode, users can directly spend crypto assets, stablecoins, and FiatX balances held in their accounts. In Credit Mode, they can obtain spending capacity backed by crypto assets without selling those assets before payment. The card settles through the Mastercard network and is available as a virtual or physical card for online purchases, in-store payments, subscriptions, and ATM withdrawals. It is currently primarily available to eligible residents of Europe and Argentina.

Use case: The Mercuryo Spend Card is a euro-denominated virtual Mastercard that can be funded with crypto assets. Users sell supported assets including BTC, ETH, USDT, and USDC and convert them into a euro balance, after which they can pay online using the card details or add the card to Apple Pay or Google Pay for in-store contactless purchases. The card is available to citizens of the European Economic Area and legal residents of the European Union. It does not offer a physical card or ATM withdrawals.

Use case: The official service name of the Kolo Card is KOLO Spend Card. It is a virtual debit card connecting the Kolo non-custodial crypto wallet to the Visa payment network. Users can deposit assets including BTC, ETH, USDT, USDC, and LTC. At the time of purchase, the assets are automatically converted into local fiat currency for online and in-store payments through Apple Pay or Google Pay. The personal card offers Bitcoin spending cashback and also supports transfers of crypto assets to SEPA bank accounts.

Use case: The Kem Infinity Card is a stablecoin spending card introduced by Kem and is referred to as the Kem Spend Card in the current legal terms. Users can convert supported assets such as USDT and USDC into a US dollar spending balance and use a Visa virtual or physical card for online shopping, in-store purchases, and Apple Pay payments. The card has no monthly fee or activation fee and offers up to 5% crypto asset cashback at designated food delivery, mobility, e-commerce, and airline merchants.