Find the right payment card

Use case: The Pyra Card is a crypto asset-backed Visa credit card introduced by Pyra. It previously allowed users to deposit digital assets into a Solana-based investment account, obtain spending capacity backed by the investment portfolio, and make online or in-store payments using virtual cards, physical cards, Apple Pay, and Google Pay. The product used an overcollateralized model without traditional credit scoring. Borrowing generated by purchases could be repaid using account earnings, deposited stablecoins, or proceeds from selling collateral. Pyra is currently winding down operations, and all cards have been cancelled.

Use case: NovaDAX Card was a physical Elo prepaid card launched by NovaDAX in partnership with the Brazilian payment institution Ewally and used with a separate Brazilian real digital account. Users could process crypto assets on the NovaDAX exchange, transfer available funds to the digital account, and use the contactless card for domestic and international purchases and cash withdrawals. The card did not provide a credit facility and did not deduct crypto assets directly from an on-chain wallet. NovaDAX discontinued its digital account and card services on October 31, 2024, and all cards were cancelled.

Use case: The Veera Card is a self-custodial on-chain payment card product introduced by Veera, designed to let users spend on-chain assets on everyday purchases. The product emphasizes that users retain control of the assets in their wallets while using the Veera Card for online, in-store, and mobile wallet payments. The card is currently still at the waitlist or phased rollout stage.

Use case: PlasBit Card is a crypto asset payment card offered by PlasBit. It converts digital assets held in PlasBit Wallet and tops up a US dollar or euro card balance for spending through the Visa or Mastercard network. The product includes reloadable virtual debit cards, plastic physical debit cards and fixed-denomination virtual prepaid cards for online shopping, physical merchants, mobile wallets and some ATM use cases. New physical plastic cards are currently suspended, while virtual and prepaid cards remain available for application.

Use case: The Coinramp Card is a virtual Visa card service that converts crypto assets into a US dollar card balance. Users register with an email address and deposit supported crypto assets. The platform converts them into US dollars at the real-time price and then credits the US dollar balance to the card for international online shopping. Current products include a standard virtual card and Virtual+ with a higher monthly limit. The plastic physical card and Plastic+ are still marked as coming soon.

Use case: ZeroID Card is an instant crypto virtual card service offered by ZeroID. Users can register with an email address or Telegram, top up with USDT, BTC, ETH, SOL or TRX, and create a virtual Visa or Mastercard. The card includes a card number, expiry date and CVV and can be used for online shopping, international payments, recurring subscriptions and mobile app purchases. It can also be added to Apple Pay or Google Pay for contactless payments. The standard issuance process claims not to require identity document uploads.

Use case: The XPlace Card is a non-custodial crypto payment card operated by Pontech Group L.L.C-FZ and providing payment services through the Visa network. In Cash Mode, users can directly spend USDC or USDT. In Credit Mode, they can use assets such as BTC, ETH, and SOL as collateral and borrow USDC through Kamino Finance for payments. The product has four tiers—Basic, Silver, Gold, and Platinum—and offers virtual cards, plastic physical cards, and metal cards, with USDC cashback, airport lounge access, and travel benefits varying by tier.

Use case: The WhiteBIT Nova Card is a Visa crypto debit card introduced by the European crypto exchange WhiteBIT and supports direct everyday spending with crypto assets held in an exchange account. The product offers virtual and physical cards, can be linked to Apple Pay and Google Pay, and provides up to 10% cashback in BTC or WBT. It is primarily intended for users in the European Economic Area (EEA).

Use case: The Vepay Card is a US dollar-denominated virtual prepaid card offered by Vepay to users in Africa. After completing identity verification and funding a local-currency wallet, users can create a card in the app and convert local funds into a US dollar card balance for purchases on international websites, software subscriptions, advertising, and travel. The current card supports Apple Pay and Google Pay, allows users to set personal spending limits, and provides instant top-ups, balance transfers out, freezing, and deletion through the app. It is suitable for African users who need a cross-border online payment tool. The current product is a US dollar virtual card funded through a local fiat-currency wallet and is primarily intended for residents of Nigeria, Kenya, and Uganda.

Use case: The Tuyo Card is a stablecoin Visa virtual card offered by the Tuyo self-custodial wallet. Users keep USDC in a personally controlled Base wallet and authorize Tuyo to deduct assets based on the transaction amount only when a purchase occurs, with fiat settlement to the merchant completed through the Visa network. The card has no card issuance fee or monthly fee, supports online shopping, mobile wallets, and in-store contactless payments, and offers TUYOs points and the Buy Now, Pay Maybe spending discount mechanism. It is suitable for users who want to retain control of their assets and spend stablecoins directly.