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Which Crypto Payment Cards Are Suitable for International Travel?

Evaluate travel payment scenarios using regional availability, physical cards, mobile wallet support, fees, and risk data.

Last verified
Jul 23, 2026
Formal matches
283 cards
Page updated
Sep 24, 2026

When choosing a card for international travel, the most important question is not simply whether the card works, but whether using it for purchases, currency conversion, ATM withdrawals, and refunds will generate additional costs.

Many crypto payment cards can be used at Visa or Mastercard merchants, but the differences become much more noticeable in real travel scenarios. Some cards are better suited to everyday purchases, some are more practical for ATM withdrawals, while others are best used only as backup cards in a mobile wallet.

Crypto payment cards currently worth considering for travel include Wirex Card, Gnosis Pay Card, Nexo Card, Crypto.com Card, and MetaMask Card.

Wirex Card

Wirex Card is relatively similar to a traditional multi-currency travel card and is better suited to users who make frequent everyday purchases and travel across multiple countries.

It can be used at a large number of Visa or Mastercard merchants, covering restaurants, transportation, shopping, and online bookings. Users in some regions also receive a certain amount of fee-free ATM withdrawals each month, with fees charged after the allowance is exceeded.

Wirex's advantage is its broad range of use cases: it offers a physical card and also supports mobile wallets. However, card versions, fee-free withdrawal allowances, and fees may differ by region, and ATM operators may charge their own fees.

For travelers who make frequent card payments and occasionally need cash withdrawals, Wirex Card is a relatively balanced option.

Gnosis Pay Card

Gnosis Pay Card is better suited to users who care about foreign exchange costs and primarily hold stablecoins.

The card itself does not charge an additional transaction fee for ordinary card purchases, and international purchases are generally converted using Visa exchange rates. When paying, choosing the local currency is usually more cost-effective than allowing the merchant to convert the transaction directly into Chinese yuan or U.S. dollars.

For ATM withdrawals, Gnosis Pay provides a certain number and amount of fee-free withdrawals each month, with percentage-based fees applied after the allowance is exceeded.

The card's fee structure is relatively clear, but application availability is limited, mainly to selected countries in Europe and Latin America. Eligibility depends on legal residence and identity verification.

Nexo Card

Nexo Card is better suited to users who already use Nexo.

It works at Mastercard merchants, supports Apple Pay and Google Pay, and also provides a certain fee-free ATM withdrawal allowance. Users can switch between different spending modes according to their account settings.

A key point to note is that Nexo's foreign exchange fees can vary depending on the user's region, membership tier, and transaction timing. Fees may be lower on weekdays in some regions, while weekend fees or fees in other regions may be significantly higher.

If you are considering applying only for international travel, it is better to first calculate your own FX fees, withdrawal limits, and account tier. For users who already hold assets with Nexo and have an established membership tier, the card may provide more value.

Crypto.com Card

Whether Crypto.com Card is suitable for travel mainly depends on the card tier and issuing region.

Fee-free ATM withdrawal limits, foreign exchange fees, and travel benefits differ significantly between tiers. Entry-level tiers may not offer a clear advantage for international spending, while higher tiers generally provide higher withdrawal limits and better travel benefits.

The issue is that these benefits are often linked to account tier, asset holdings, or lock-up requirements. Committing a large amount of additional funds solely to obtain travel benefits may not be cost-effective.

Existing Crypto.com users can assess travel suitability based on their current tier. If the only goal is to use the card abroad, it is not advisable to focus solely on cashback or card design.

MetaMask Card

MetaMask Card is better suited to online bookings, mobile payments, and backup use.

It can directly use digital assets held in the wallet and complete online and in-store payments through Apple Pay or Google Pay. It is convenient for hotel bookings, flights, in-app payments, and everyday small-value purchases.

However, new users currently mainly receive a virtual card. Users who frequently need ATMs, physical cards, or travel to areas with weak mobile payment coverage should not rely on it as their only travel card.

MetaMask Card is better used as a supplementary card in a mobile wallet rather than as the sole solution for all travel payments.

For International Travel, Look at Fees First

Many people look at cashback first when choosing a card, but foreign exchange costs are often more important when traveling.

Even if a card offers 1% or 2% cashback, it may provide little real saving if international purchases incur an equal or higher foreign exchange fee.

Costs that should be calculated together include:

  • Foreign exchange conversion fees;
  • Crypto asset conversion spreads;
  • International transaction fees;
  • Weekend surcharges;
  • ATM withdrawal fees;
  • ATM operator fees;
  • Top-up and refund fees.

A card being advertised as offering “free withdrawals” does not mean there is no cost at all. Some cards only waive platform fees within a fixed number or amount of withdrawals, while the ATM operator may still charge a fee.

Hotels and Car Rentals Need Separate Consideration

Hotels and car rental companies usually place a deposit hold on the card, and the amount may be higher than the actual final charge.

Some prepaid cards, virtual cards, or cards with low available balances may not be able to complete the pre-authorization. Even when the pre-authorization succeeds, releasing the deposit may take several days or longer.

Therefore, do not travel with only one crypto payment card. A more reliable setup is to:

  • Use a crypto payment card for everyday spending;
  • Use Apple Pay or Google Pay for small payments;
  • Carry a traditional credit card for hotels and car rentals;
  • Keep a small amount of local cash;
  • Carry an additional independent backup card.

This way, if one card is temporarily frozen, cannot be used for ATM withdrawals, or a payment fails, the entire trip will not be disrupted.

Choose the Local Currency When Paying Abroad

When paying or withdrawing cash abroad, a terminal may sometimes ask whether you want to settle the transaction in Chinese yuan, U.S. dollars, or the local currency.

In most cases, choose the local currency and let Visa, Mastercard, or the card issuer perform the conversion. Choosing Chinese yuan or U.S. dollars may trigger dynamic currency conversion offered by the merchant, which often uses a less favorable exchange rate.

Before confirming a payment, check the currency shown on the terminal rather than looking only at the amount.

Which Card Is More Suitable for You?

If you travel internationally frequently and need both everyday card spending and ATM withdrawals, Wirex Card is worth comparing closely.

If you mainly hold stablecoins and want to reduce additional foreign exchange costs, Gnosis Pay Card is worth considering.

If you already use Nexo or Crypto.com, first check the FX fees, withdrawal limits, and travel benefits associated with your current tier.

If your main use cases are online bookings, mobile payments, or a backup card, MetaMask Card may be more suitable.

No single card can simultaneously offer the broadest application coverage, the lowest fees, the highest ATM withdrawal limits, and the lowest risk. The right choice should depend on your destination, spending currency, length of travel, and cash withdrawal needs rather than simply whether a card is marketed as “globally available.”

Current card results

Only published cards with formal support records for this use case are shown.

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Robinhood Cards

Robinhood Gold · Crypto cashback credit card · Virtual + physical

Grade A

Availability in English-Speaking Markets

1. United States：Can apply，Can use，Only residents of one of the 50 U.S. states can apply for the Robinhood Gold Card, with a U.S. residential address and Social Security number required and application access currently provided through the waitlist.
2. United Kingdom：Cannot apply，Can use，The Gold Card is issued only to U.S. residents, but an eligible U.S.-issued card can be used in the UK for permitted transactions.
3. Canada：Cannot apply，Can use，Canadian residents are outside the U.S.-only issuance program, but eligible cards issued to U.S. residents can be used in Canada.
4. Australia：Cannot apply，Can use，Australian residents cannot apply because issuance is limited to U.S. residents, while an eligible U.S.-issued card can still be used in Australia.
5. South Africa：Cannot apply，Can use，South African residents are outside the card’s U.S.-only issuance area, but eligible cardholders can use the card in South Africa.
6. New Zealand：Cannot apply，Can use，New Zealand residents cannot obtain the card under the current U.S.-only program, but eligible cards issued in the U.S. can be used locally.
7. Ireland：Cannot apply，Can use，Irish residents are not eligible for issuance because applicants must reside in the United States, but an eligible U.S.-issued card can be used in Ireland.
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SafePal Mastercard

SafePal · Crypto-friendly bank account card · Virtual card

Grade A

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，U.S. persons are ineligible for Fiat24 accounts; eligible foreign cardholders can still use an existing SafePal Mastercard in the U.S., subject to restricted merchant categories.

2. United Kingdom：Cannot apply，Can use，The UK is a supported Fiat24 region, but new account applications are currently suspended during maintenance; existing cards remain usable.

3. Canada：Cannot apply，Can use，Canada is a supported Fiat24 region, but new account applications are currently suspended during maintenance; existing cards remain usable.

4. Australia：Cannot apply，Can use，Australia is a supported Fiat24 region, but new account applications are currently suspended during maintenance; existing cards remain usable.

5. South Africa：Cannot apply，Can use，South Africa is not in Fiat24’s current account-coverage list; eligible foreign cardholders can still use an existing virtual Mastercard locally.

6. New Zealand：Cannot apply，Can use，New Zealand is a supported Fiat24 region, but new account applications are currently suspended during maintenance; existing cards remain usable.

7. Ireland：Cannot apply，Can use，Ireland is a supported Fiat24 region, but new account applications are currently suspended during maintenance; existing cards remain usable.

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Bitstack Card

Bitstack · Crypto debit card · Physical card

Grade A

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，Bitstack Card issuance is currently limited to residents of France, but an eligible card issued there can be used in the United States as part of Bitstack’s supported overseas usage.
2. United Kingdom：Cannot apply，Can use，UK residents cannot obtain the card because issuance is restricted to French residents, while existing eligible cardholders can still use it when visiting the UK.
3. Canada：Cannot apply，Can use，Canadian residents are outside the current card issuance area, but a Bitstack Card legally issued to an eligible French resident can be used in Canada.
4. Australia：Cannot apply，Can use，Australian residents cannot currently order the card because Bitstack restricts issuance to France, while existing cardholders can use it during travel in Australia.
5. South Africa：Cannot apply，Can use，South African residents are not eligible for current issuance, but cards obtained by eligible French residents can be used locally during overseas travel.
6. New Zealand：Cannot apply，Can use，New Zealand residents cannot currently obtain the card because the card program is France-only, while existing eligible cards can be used there.
7. Ireland：Cannot apply，Can use，Although Bitstack itself is available in Ireland, the card remains exclusive to French residents; cards already issued to eligible users can still be used in Ireland.
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wavecard

Wavecard (Wave Space) · Crypto debit card · Virtual card

Grade A

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，U.S. residents are outside Wavecard’s EEA-only issuance area, but a card issued to an eligible EEA resident can be used in the United States.
2. United Kingdom：Cannot apply，Can use，UK residents are outside the current EEA issuance area, but a Wavecard issued to an eligible EEA resident can still be used in the United Kingdom.
3. Canada：Cannot apply，Can use，Canadian residents are not eligible for the EEA-based card program, while cards issued to eligible EEA residents can be used in Canada.
4. Australia：Cannot apply，Can use，Australian residents fall outside Wavecard’s current EEA issuance area, but an eligible card issued in the EEA can be used in Australia.
5. South Africa：Cannot apply，Can use，South African residents are outside the current EEA-only issuance program, while a Wavecard issued to an eligible EEA resident can be used locally.
6. New Zealand：Cannot apply，Can use，New Zealand residents cannot obtain Wavecard under the current EEA residency requirement, but an eligible card issued in the EEA can be used in New Zealand.
7. Ireland：Can apply，Can use，Irish residents aged 18 or older are within the EEA issuance area and can obtain Wavecard after completing the required identity verification.
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Morse Card

Morse (Sling Money) · Stablecoin payment card · Virtual card

Grade A

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents can obtain Morse Card if they live in the United States and complete verification using an accepted U.S. identity document.
2. United Kingdom：Cannot apply，Can use，UK residents are outside the current 16-country card issuance program, but an eligible Morse Card issued elsewhere can still be used in the United Kingdom.
3. Canada：Cannot apply，Can use，Canadian residents are not included in the current card issuance countries, but eligible cards issued elsewhere can still be used in Canada.
4. Australia：Cannot apply，Can use，Australian residents are outside the current Morse Card issuance region, while existing eligible cardholders can still use the card in Australia.
5. South Africa：Cannot apply，Can use，South African residents are not currently included in the card issuance program, but the country is not subject to Morse Card’s geographic usage prohibition.
6. New Zealand：Cannot apply，Can use，New Zealand residents cannot currently obtain Morse Card because the country is outside the 16 supported issuance markets, but eligible cards can still be used locally.
7. Ireland：Cannot apply，Can use，Irish residents are outside the current card issuance countries, but Morse does not prohibit eligible cards issued elsewhere from being used in Ireland.
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WhiteBIT Nova Card

WhiteBIT · Crypto debit card · Virtual card, Physical card

Grade A

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，U.S. residents are outside WhiteBIT Nova’s current issuance countries, but an eligible card issued to a resident of a supported region can be used for permitted payments in the United States.
2. United Kingdom：Cannot apply，Can use，The UK is not included in WhiteBIT Nova’s current issuance countries, but eligible cards obtained by residents of supported regions can still be used in the UK.
3. Canada：Cannot apply，Can use，Canada is outside the current Nova issuance coverage, while an eligible card issued in a supported region can be used for permitted payments in Canada.
4. Australia：Cannot apply，Can use，Australian residents are not currently eligible for Nova issuance, but an eligible card obtained in a supported region can be used in Australia.
5. South Africa：Cannot apply，Can use，South Africa is not included in WhiteBIT Nova’s current issuance countries, but eligible cards issued elsewhere can be used locally for permitted payments.
6. New Zealand：Cannot apply，Can use，New Zealand residents are outside the current Nova issuance coverage, while an eligible card issued in a supported region can still be used locally.
7. Ireland：Can apply，Can use，Ireland is explicitly included in WhiteBIT Nova’s current issuance countries, and residents can obtain the card after completing the required KYC and account verification.
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Coinbase Card

Coinbase · Crypto debit card · Virtual + physical

Grade A

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents can apply in all states except Hawaii and must have a valid Coinbase account and complete the required identity verification.
2. United Kingdom：Can apply，Can use，UK residents are included in the current Coinbase Card issuance region and can apply after completing Coinbase identity and address verification.
3. Canada：Cannot apply，Can use，Canada is outside the current Coinbase Card issuance regions, but a card issued to an eligible user can still be used in Canada.
4. Australia：Cannot apply，Can use，Australia is not included in the current Coinbase Card issuance regions, while an eligible card issued in a supported country can still be used there.
5. South Africa：Cannot apply，Can use，South Africa is outside the current Coinbase Card issuance coverage, but cards issued to eligible users can still be used locally.
6. New Zealand：Cannot apply，Can use，New Zealand is not included in the current issuance regions, while an eligible Coinbase Card issued elsewhere can still be used in the country.
7. Ireland：Can apply，Can use，Ireland is included in the supported European issuance region and residents can apply after completing Coinbase identity and address verification.
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Slash Card

Slash · Stablecoin payment card · Virtual + physical, Virtual card

Grade A

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents can obtain an eligible Rewarble virtual Reward Card by redeeming a reward and selecting a card available for their region, with identity or address verification required when triggered by Rewarble’s compliance checks.
2. United Kingdom：Can apply，Can use，UK residents can obtain an eligible virtual Reward Card through the Rewarble redemption program, subject to the card option offered for their selected region and any required identity verification.
3. Canada：Can apply，Can use，Canadian residents can access Rewarble’s virtual Reward Card program and obtain an eligible card after redemption, with KYC or proof of address required when applicable.
4. Australia：Can apply，Can use，Australian residents can obtain an eligible Rewarble virtual Reward Card through the supported redemption program and must complete any identity checks requested for their card or usage level.
5. South Africa：Can apply，Can use，South African residents can obtain an eligible Rewarble Reward Card where the card option is available for their selected region, subject to Rewarble’s risk-based identity verification.
6. New Zealand：Can apply，Can use，New Zealand residents can obtain an eligible virtual Reward Card through Rewarble’s international redemption program, provided they satisfy any identity and address checks requested during issuance.
7. Ireland：Can apply，Can use，Irish residents can obtain an eligible Rewarble virtual Reward Card through the European-facing program and must complete any KYC checks required for the selected card.
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Ur Card

UR · Stablecoin payment card · Virtual card

Grade A

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，U.S. residents cannot onboard with UR and U.S. nationality is also excluded from KYC, but a card lawfully issued to an eligible non-U.S. user can be used for purchases in the United States.
2. United Kingdom：Can apply，Can use，UK residents are included in UR’s supported countries and can obtain the card after completing KYC with an accepted biometric passport or eligible identity document.
3. Canada：Can apply，Can use，Canadian residents are explicitly supported for UR onboarding and can obtain the card after completing the required identity verification.
4. Australia：Can apply，Can use，Australian residents are within UR’s supported onboarding countries and can obtain the card after completing the required KYC.
5. South Africa：Cannot apply，Can use，South Africa is explicitly excluded from UR onboarding, but a card already issued to an eligible user can still be used there for permitted purchases.
6. New Zealand：Can apply，Can use，New Zealand residents are included in UR’s supported countries and can obtain the card after completing the required identity verification.
7. Ireland：Can apply，Can use，Irish residents are within UR’s supported onboarding region and can obtain the card after completing the required KYC.
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Fuse Card

Fuse · Stablecoin payment card · Virtual card

Grade A

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents aged 18 or older can apply after completing KYC, except residents of New York and Alaska, which are excluded from the card program.
2. United Kingdom：Cannot apply，Can use，The UK is not included in Fuse Card’s current issuance countries, but an eligible card issued elsewhere can be used in the UK wherever the card is accepted.
3. Canada：Cannot apply，Can use，Canada is not currently included in the Fuse Card issuance list, although eligible cards obtained in supported countries can still be used there.
4. Australia：Cannot apply，Can use，Australian residents are outside the current card issuance countries, but eligible cardholders from supported markets can use the card in Australia.
5. South Africa：Cannot apply，Can use，South Africa is not currently supported for Fuse Card issuance, while cards issued to eligible users elsewhere can still be used locally.
6. New Zealand：Cannot apply，Can use，New Zealand is outside the current issuance coverage, but an eligible Fuse Card obtained in a supported country can still be used there.
7. Ireland：Cannot apply，Can use，Ireland is not currently among Fuse Card’s supported issuance countries, but eligible cards issued elsewhere can still be used locally.
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Shacom HashKey Credit Card

HashKey Group · Crypto cashback credit card · Physical card

Grade A

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，Application is restricted to Hong Kong residents aged 18 or above with a valid HashKey Exchange account, but an eligible Hong Kong cardholder can use the card in the United States for overseas purchases.
2. United Kingdom：Cannot apply，Can use，UK residents cannot apply because issuance is limited to eligible Hong Kong residents, while a card already issued to an eligible Hong Kong resident can be used in the UK.
3. Canada：Cannot apply，Can use，Canadian residents are outside the Hong Kong-only application scope, but an eligible existing card can be used in Canada for overseas purchases.
4. Australia：Cannot apply，Can use，Australian residents cannot obtain the card under the Hong Kong residency requirement, while an eligible Hong Kong cardholder can use it in Australia.
5. South Africa：Cannot apply，Can use，South African residents are outside the card’s Hong Kong-only issuance scope, but a legally issued card can be used in South Africa.
6. New Zealand：Cannot apply，Can use，New Zealand residents cannot apply because applicants must be eligible Hong Kong residents with a valid HashKey account, while an existing card can be used locally.
7. Ireland：Cannot apply，Can use，Irish residents are outside the Hong Kong-only issuance program, but a card issued to an eligible Hong Kong resident can be used in Ireland.
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Mercado Bitcoin Card

Mercado Bitcoin · Crypto prepaid card · Virtual card

Grade A

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，The MB Card is issued through Mercado Bitcoin’s Brazilian digital account, which is restricted to individuals aged 18 or older residing in Brazil, while issued cards support international use in the United States.
2. United Kingdom：Cannot apply，Can use，UK residents cannot obtain the card because the underlying MB digital account requires residence in Brazil, but an eligible Brazilian cardholder can use the international card in the UK.
3. Canada：Cannot apply，Can use，Canadian residents are outside the Brazil-only digital account and card issuance program, while a card issued to an eligible Brazilian resident can be used in Canada.
4. Australia：Cannot apply，Can use，Australian residents cannot obtain the card because applicants must reside in Brazil and complete Mercado Bitcoin’s account verification, but an issued card supports use in Australia.
5. South Africa：Cannot apply，Can use，South African residents are outside the card’s Brazilian issuance framework, while an eligible card issued through the MB digital account can be used in South Africa.
6. New Zealand：Cannot apply，Can use，New Zealand residents cannot apply because the MB digital account is limited to adult residents of Brazil, but an eligible issued card can be used in New Zealand.
7. Ireland：Cannot apply，Can use，Irish residents are not eligible for the Brazil-only MB digital account required for card issuance, while an existing eligible card can be used in Ireland.
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