Find the right payment card

Use case: Marqeta is modern card issuance and payment processing infrastructure for fintech companies, banks, trading platforms, wallets and large enterprises. It is not a proprietary bank card brand that general users can apply for directly. Businesses can use its API to create their own branded virtual cards, physical cards, prepaid cards, debit cards, credit cards and crypto payment cards, and configure real-time funding, spending controls, digital wallets, transaction authorization, fraud prevention and dispute handling.

Use case: Immersve is crypto-native Mastercard issuance infrastructure for Web3 wallets, exchanges, DeFi applications and fintech platforms, and also offers Immersve-branded prepaid cards. Cardholders can fund cards with USDC held in self-custodial or custodial wallets and spend at online and offline merchants that accept Mastercard. Whether an individual can apply for and receive a virtual or physical card depends on their region of residence and the specific partner platform integrated with Immersve.

Use case: OriginalDiPocket 是受英国和立陶宛监管的电子货币与支付卡服务商，同时提供个人多币种钱包、Mastercard 预付卡以及企业白标发卡基础设施。个人用户可持有欧元、英镑、波兰兹罗提和美元等余额，通过虚拟卡、实体卡、Apple Pay 或 Google Pay 消费和取现。DiPocket 不是加密支付卡，个人账户条款明确禁止将账户用于加密货币购买、出售或交易。

Use case: BVNK is a stablecoin payment infrastructure for enterprises, payment institutions, fintech platforms, and cross-border businesses. Businesses can receive, send, convert, and store stablecoins and fiat currencies via the platform or API, and set up USD, EUR, and GBP virtual accounts. BVNK does not issue its own Visa or Mastercard consumer cards for general users; its card-related capabilities are mainly used to provide stablecoin top-ups, fiat conversion, and card program settlement services to card issuers such as Highnote.

Use case: Bridge / Stripe Stablecoin Cards is stablecoin payment card infrastructure jointly provided by Bridge, Stripe Issuing, Visa, partner banks and integrated platforms. Businesses can use an API to issue their own branded virtual and physical cards to consumers or commercial clients, allowing cardholders to spend stablecoin balances held in custodial or non-custodial wallets directly. At payment, Bridge converts the corresponding stablecoins and completes fiat settlement, while the merchant receives funds as an ordinary Visa transaction.

Use case: Backpack Card is a planned crypto payment product from Backpack Exchange that is expected to connect with the Backpack unified account, digital assets and BP participant programme. It is currently listed officially only as an upcoming benefit, with BP holders able to gain priority access by staking. The product is not yet open for formal applications or payment use, and its card network, card form, source of spending funds and specific settlement model have not yet been included in public product rules.

Use case: 0fiat is a non-custodial online payment service for stablecoin users and is not a Visa or Mastercard crypto card. Users can connect a self-custodial wallet through a Chrome, Edge or Brave browser extension or the Android app and pay with USDT or USDC at checkout with supported merchants. After receiving the crypto assets, the system generates a corresponding digital gift card or completes merchant settlement, with the merchant receiving local fiat currency. Users do not need to apply for a bank card, pre-fund a card balance or submit identity verification.

Use case: The Pyra Card is a crypto asset-backed Visa credit card introduced by Pyra. It previously allowed users to deposit digital assets into a Solana-based investment account, obtain spending capacity backed by the investment portfolio, and make online or in-store payments using virtual cards, physical cards, Apple Pay, and Google Pay. The product used an overcollateralized model without traditional credit scoring. Borrowing generated by purchases could be repaid using account earnings, deposited stablecoins, or proceeds from selling collateral. Pyra is currently winding down operations, and all cards have been cancelled.

Use case: Paxful Debit Card was a crypto asset Visa debit card launched by Paxful in partnership with Ternio's BlockCard. It previously offered US users virtual cards, physical cards and US dollar account services. Users could convert digital assets into US dollars for online shopping, purchases at physical merchants and ATM withdrawals. The card programme has ceased operations. Paxful has also closed all regular services, including trading, top-ups, sending and receiving, and its website is now used only by existing users to withdraw their remaining digital assets.

Use case: NovaDAX Card was a physical Elo prepaid card launched by NovaDAX in partnership with the Brazilian payment institution Ewally and used with a separate Brazilian real digital account. Users could process crypto assets on the NovaDAX exchange, transfer available funds to the digital account, and use the contactless card for domestic and international purchases and cash withdrawals. The card did not provide a credit facility and did not deduct crypto assets directly from an on-chain wallet. NovaDAX discontinued its digital account and card services on October 31, 2024, and all cards were cancelled.