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Risk alerts

Public risk model

U Card Risk Ratings

Compare fee transparency, KYC, regional restrictions, payment compatibility and account-control risk for each card.

Publicly rated cards344
Shown on this page20
Last updatedOct 7, 2026

Risk grades support research; they are not recommendations and do not guarantee that any card will work. Counts include only current, published public cards—not drafts, delisted records or historical ratings.

Grade A63 cards

Excellent / lower risk

Strongest public-data tier

Grade B130 cards

Good / moderate-low risk

Second public-data tier

Grade C87 cards

Caution / moderate-high risk

Material limitations require care

Grade D63 cards

Poor / high risk

Highest-risk public-data tier

Unrated1 card

Insufficient data

Not enough data to assign a grade

Grade filterAll (344)Grade A | Excellent / lower risk (63)Grade B | Good / moderate-low risk (130)Grade C | Caution / moderate-high risk (87)Grade D | Poor / high risk (63)Unrated | Insufficient data (1)

130 cards in this grade

Sorted by public rating

Onboard USD Card

Onboard · Stablecoin payment card · Virtual card

Overall score70-79
Grade B
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Sana Card

Sana App · Stablecoin payment card · Virtual card

Overall score70-79
Grade B
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Zypto Card

Zypto · Crypto prepaid card · Virtual card / Physical card

Overall score70-79
Grade B
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Kem Infinity Card

Kem · Stablecoin payment card · Virtual + physical card

Overall score70-79
Grade B
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Kolan Card

HuruPay (Kolan) · Stablecoin payment card · Virtual card

Overall score70-79
Grade B
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Ledger Card Program

Ledger · Crypto debit card · Virtual + physical card / Virtual card

Overall score70-79
Grade B
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Nium Stablecoin-backed Cards

Nium · White-label card issuing solution · Virtual + physical card

Overall score70-79
Grade B
View details

Pay3 Card

pay-3.io · Crypto-collateral credit card · Virtual + physical card

Overall score70-79
Grade B
View details

Payy Card

Payy · Stablecoin payment card · Virtual card / Physical card

Overall score70-79
Grade B
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Pokepay Card

PokePay · Stablecoin payment card · Virtual card / Physical card

Overall score70-79
Grade B
View details

Wayex Visa Card

Wayex (formerly CryptoSpend) · Stablecoin payment card · Virtual + physical card

Overall score70-79
Grade B
View details

nsave Spend Card

nsave · Crypto-collateral credit card · Virtual card

Overall score70-79
Grade B
View details

Airtm Card

Airtm · Stablecoin payment card · Virtual card

Overall score70-79
Grade B
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Brighty Card

Brighty App · Stablecoin payment card · Virtual + physical card

Overall score70-79
Grade B
View details

CoinW Card

CoinW · Stablecoin payment card · Virtual card / Physical card

Overall score70-79
Grade B
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Gate Card

Gate.io · Stablecoin payment card · Virtual + physical card

Overall score70-79
Grade B
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Meru Card

Meru · Stablecoin payment card · Physical card / Virtual card

Overall score70-79
Grade B
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OWNR Wallet Card

OWNR · Crypto prepaid card · Virtual + physical card

Overall score70-79
Grade B
View details

Pionex Card

Pionex · Stablecoin payment card · Virtual + physical card / Virtual card

Overall score70-79
Grade B
View details

YPT Card

YTP card · Crypto prepaid card · Virtual card / Physical card

Overall score70-79
Grade B
View details