UCard Radar

Public risk model

U Card Risk Ratings

Compare fee transparency, KYC, regional restrictions, payment compatibility and account-control risk for each card.

Publicly rated cards344
Shown on this page20
Last updatedOct 7, 2026

Risk grades support research; they are not recommendations and do not guarantee that any card will work. Counts include only current, published public cards—not drafts, delisted records or historical ratings.

Grade A63 cards

Excellent / lower risk

Strongest public-data tier

Grade B130 cards

Good / moderate-low risk

Second public-data tier

Grade C87 cards

Caution / moderate-high risk

Material limitations require care

Grade D63 cards

Poor / high risk

Highest-risk public-data tier

Unrated1 card

Insufficient data

Not enough data to assign a grade

87 cards in this grade

Sorted by public rating

Raycash Card

Raycash · Stablecoin payment card · Virtual card / Physical card

Overall score60-69

Ready Card

Ready · Stablecoin payment card · Virtual + physical card

Overall score60-69

Spenda Card

Spenda / Spenda Africa · Crypto prepaid card · Virtual card

Overall score60-69

Zar Card

ZAR · Stablecoin payment card · Virtual card

Overall score60-69

Bolt Card

Bano Pty Ltd · Digital gift card · Virtual card

Overall score60-69

Karta Personal Visa Signature

Karta.io · Stablecoin payment card · Virtual card / Physical card / Metal card

Overall score60-69

Kazepay Card

KazePay · Stablecoin payment card · Virtual card / Physical card

Overall score60-69

Monolith Card

Monolith · Crypto debit card · Physical card

Overall score60-69

Slush Card

Slush · Stablecoin payment card · Virtual + physical card

Overall score60-69

CoinUp Card

CoinUp.io (CoinUp) · Stablecoin payment card · Virtual card

Overall score60-69

PayFun Card

PayFun · Stablecoin payment card · Virtual card / Physical card

Overall score60-69

Upgrade Bitcoin Rewards Card

Upgrade · Crypto cashback credit card · Virtual + physical card

Overall score60-69

Xexon Card

Xexon · Crypto debit card · Virtual + physical card

Overall score60-69

Maxswap Card

MaxSwap · Stablecoin payment card · Virtual card

Overall score50-59

Vepay Card

Vepay · Crypto prepaid card · Virtual card

Overall score50-59

Zerocard

Zerocard · Stablecoin payment card · Virtual + physical card

Overall score50-59

Biptap Card

Biptap · Crypto debit card · Virtual card / Physical card / Metal card

Overall score50-59

Change Card

Change · Crypto debit card · Virtual + physical card

Overall score50-59

Leading Card

Leading Cards · Crypto prepaid card · Virtual card

Overall score50-59

Lirium White-label Card

Lirium White-label · White-label card issuing solution · Virtual card

Overall score50-59