UCard Radar

Public risk model

U Card Risk Ratings

Compare fee transparency, KYC, regional restrictions, payment compatibility and account-control risk for each card.

Publicly rated cards344
Shown on this page20
Last updatedOct 7, 2026

Risk grades support research; they are not recommendations and do not guarantee that any card will work. Counts include only current, published public cards—not drafts, delisted records or historical ratings.

Grade A63 cards

Excellent / lower risk

Strongest public-data tier

Grade B130 cards

Good / moderate-low risk

Second public-data tier

Grade C87 cards

Caution / moderate-high risk

Material limitations require care

Grade D63 cards

Poor / high risk

Highest-risk public-data tier

Unrated1 card

Insufficient data

Not enough data to assign a grade

344 public cards

Sorted by public rating

Lemon Card

Lemon · Crypto prepaid card · Virtual + physical card

Overall score80-89

Lydian Card

Lydian · Stablecoin payment card · Virtual card / Physical card

Overall score80-89

Mercuryo Spend Card

Mercuryo · Crypto debit card · Virtual card

Overall score80-89

Nebeus Card

Nebeus · Crypto debit card · Virtual + physical card

Overall score80-89

Ripio Card

Ripio (Ripio Group / formerly BitPagos) · Crypto prepaid card · Virtual + physical card

Overall score80-89

Ruvo Card

Ruvo (Cacao) · Stablecoin payment card · Virtual + physical card

Overall score80-89

Spritz Card

Spritz Finance (Spritz) · Crypto-collateral credit card · Virtual card / Physical card

Overall score80-89

xPortal Card

xPortal · Crypto debit card · Virtual + physical card

Overall score80-89

Eversend Card

Eversend · Stablecoin payment card · Virtual card

Overall score70-79

Exodus Spend Card

Exodus · Stablecoin payment card · Virtual card

Overall score70-79

Hana Card

Hana · Stablecoin payment card · Virtual card

Overall score70-79

Immersve

Immersve · Stablecoin payment card · Virtual card / Physical card

Overall score70-79

KuCoin KuCard

KuCoin · Crypto debit card · Virtual + physical card / Virtual card

Overall score70-79

NAKA Card

NAKA · Stablecoin payment card · Virtual card

Overall score70-79

OKX Card / OKX Pay

OKX · Stablecoin payment card · Virtual card

Overall score70-79

Oobit Crypto Card

Oobit · Stablecoin payment card · Virtual card

Overall score70-79

Rain

Rain · White-label card issuing solution · Virtual + physical card / Virtual card

Overall score70-79

Reah Card

Reah · Stablecoin payment card · Virtual card

Overall score70-79

Zeal Card

Zeal · Crypto debit card · Virtual + physical card

Overall score70-79

dtcpay Card

dtcpay · Stablecoin payment card · Virtual + physical card

Overall score70-79