UCard Radar

Find the right payment card

Compare fees, KYC requirements, regional availability and risk grades using real card data, then open a card page to verify the supporting details.

Fees & KYCRegional availabilityRisk grades251 cards match

Current use case: Apple Pay

Structured filter: Apple Pay · Review Apple Pay compatibility records

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Visa

Utorg Card

Stablecoin payment cardVirtual card

Grade B

Use case: Utorg Card is a non-custodial crypto Visa debit card offered by Utorg, connected to the Utorg self-custody wallet. Users hold their own private keys and can use digital assets such as USDC for card spending, with the conversion from crypto to fiat completed by the relevant service provider at the time of payment. The current personal product is a virtual card, usable at Visa merchants worldwide, and supports Apple Pay and Google Pay, with a maximum monthly card spending limit of 50,000 EUR.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Mastercard

Ur Card

Stablecoin payment cardVirtual card

Grade A

Use case: UR Mastercard Debit Card is a multi-currency virtual Mastercard debit card offered by Swiss fintech institution SR Saphirstein AG and linked to the user's UR fiat accounts and digital asset wallet. Users can spend balances held in EUR, CHF, USD, HKD, SGD, JPY, CNH, and other currencies, or directly fund eligible transactions with USDe. The card is suitable for international online purchases and mobile payments, and supports Apple Pay, Google Pay, Samsung Pay, Alipay, and WeChat Pay.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Mastercard / Visa

Upay Card

Stablecoin payment cardVirtual + physical card/Virtual card +2

Grade C

Use case: UPay Card is a crypto asset payment card offered by UPay and linked to the digital asset balance in UPay Wallet. Assets such as BTC, ETH, USDT, and USDC can be converted into fiat currency and spent through the Visa or Mastercard network for online purchases, in-store transactions, and ATM withdrawals with the physical card. The product offers virtual cards, physical cards, and premium metal cards, and supports mobile payment services including Apple Pay and Google Pay. It is primarily intended for cross-border purchases, subscriptions, and everyday digital asset payments.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Rejected

Visa

TXBFI Card

Crypto prepaid cardVirtual card/Physical card +1

Grade C

Use case: TXBFI Card is a crypto asset payment card operated by TheXBanky s.r.o. Users can deposit digital assets including BTC, SOL, SUI, XRP, XLM, USDT and USDC, which the platform converts into a spendable balance for online or offline payments through the Visa network. The product offers virtual cards and several tiers of physical cards, supports BTC spending cashback and mobile wallets, and allows ATM withdrawals with physical cards. It is primarily intended for users who want to spend digital assets directly on everyday purchases.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications restricted | Chinese-document KYC Restricted

Visa

Trade Republic Card

Crypto-friendly bank account cardVirtual card/Physical card +1

Grade A

Use case: Trade Republic Card is a Visa debit card provided by Trade Republic Bank GmbH and linked to the user's Trade Republic cash and bank accounts. It can be used for online shopping, in-store card payments, mobile payments and ATM withdrawals with the physical card. The product also integrates investment features: purchases can trigger Saveback, which is automatically invested in a selected savings plan. Crypto Wallet users can also choose to pay with supported crypto assets, bringing bank accounts, investments and crypto asset payments together on one platform.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Mastercard / Visa

TP Card

Stablecoin payment cardVirtual card

Grade B

Use case: TP Card is a crypto payment debit card jointly offered by TokenPocket and Fiat24, a licensed Swiss fintech institution, combining the TokenPocket self-custody wallet, an on-chain Account NFT, a Fiat24 financial account and a bank card. After completing KYC, users receive a virtual Debit Card and can convert crypto assets and deposit the proceeds into the card account for online shopping, subscriptions and mobile payments. The card supports Apple Pay, Google Pay, Samsung Pay, Alipay and WeChat Pay.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Mastercard

Swissquote Card

Crypto debit cardVirtual card/Virtual + physical card +1

Grade A

Use case: Swissquote Card is a multi-currency Debit Mastercard range provided by licensed Swiss bank Swissquote Bank Ltd and linked to the Swissquote Global Account, investment accounts and crypto asset accounts. Users can spend ordinary fiat balances or enable Crypto Payments in the App, allowing Swissquote to automatically sell the required amount of BTC, ETH or XRP when a payment is made. The current range includes the free virtual-only Light, virtual and physical Bright, and premium metal Elite card tiers.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Visa

Spritz Card

Stablecoin payment cardVirtual card/Physical card

Grade B

Use case: Spritz Card is a Visa Signature crypto credit card offered by Spritz Finance to users of on-chain assets. Users select assets from their own crypto wallet to fund the card, with Spritz converting the assets during the funding process to create a USD card balance for spending. The card uses a fully collateralised model and does not require a credit score or platform token staking. It supports a virtual card, Apple Pay, Google Pay and 3D Secure, and a limited-edition physical card with ATM access has also been launched.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

Solid Card

Stablecoin payment cardVirtual card

Grade B

Use case: Solid Card is a Visa Platinum crypto credit card linked to Solid's self-custody stablecoin finance app. Users can spend directly from their wallet balance or use savings assets as collateral in Borrow Mode to obtain a spending limit, allowing Visa payments without selling the savings assets first. A free virtual card is currently available, with support for Apple Pay and Google Pay and 3%–5% USDC spending cashback according to Rewards tier.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Rejected

Visa

Slush Card

Stablecoin payment cardVirtual + physical card

Grade C

Use case: Slush Card is a crypto-collateralised credit card under development by Slush Wallet for digital asset holders, with payment and credit infrastructure provided in partnership with RedotPay. Users do not need to sell their holdings first. Instead, they obtain spending capacity through digital asset and Sui ecosystem collateralised credit and repay from their Slush balance. Plans include virtual and physical cards for online purchases, physical merchants and ATMs, with mobile wallet support. The product remains at the waitlist and pre-launch stage.

Application
Unavailable
Usage
Failed
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted