Find the right payment card

Use case: Foton Virtual Card is a reloadable virtual card service that utilizes the balance of a standalone platform account as its funding source. Users first deposit funds into their Foton account via USDT or bank transfer, then create and load Visa or Mastercard virtual cards (across various BINs) using that account balance; actual spending draws from the funds already loaded onto the specific card, rather than deducting directly from an on-chain wallet or crypto asset account at the time of payment.

Use case: The CoinJar Card is a crypto prepaid Mastercard introduced by CoinJar for Australian residents. Users can select a cryptocurrency in the CoinJar app as the spending account, and the system automatically converts the corresponding asset into Australian dollars for settlement at the time of payment. The product offers both a digital card and a free physical card for online shopping, mobile wallets, in-store merchants, and ATM withdrawals. CoinJar Rewards awards points for eligible purchases.

Use case: The Coin98 Fusion Card is a Visa card integrated into the Coin98 Super Wallet that operates on a top-up basis for crypto assets. Instead of deducting funds directly from the user's on-chain wallet balance for each transaction, users load supported assets—such as USDT or USDC—from their Coin98 wallet into a dedicated card account; spending is then drawn from this pre-loaded balance. The card account is also independently linked to the user's mobile phone number. Currently, it is available only to eligible residents in nine Asia-Pacific regions.

Use case: The COCA Visa Card is a debit card built upon COCA’s self-custodial MPC wallet and stablecoin account system. Users can link supported stablecoin accounts to the card and make payments directly from the respective balances (such as USDC or EURC) at the time of purchase, eliminating the need to first transfer assets to a traditional exchange’s custodial account; balances in different currencies are accounted for separately and cannot be automatically combined for payments.

Use case: Spendly Card was a product that allowed users to purchase and generate USD-denominated virtual prepaid cards using crypto assets. Users would select a desired card value and pay using digital assets such as USDT, USDC, BTC, ETH, SOL, or LTC; the platform would then generate a virtual card with a corresponding fiat balance, rather than directly connecting to a personal wallet or deducting funds from on-chain assets in real-time during transactions.

Use case: The Bleap Card is a Mastercard debit card linked to the Bleap self-custodial MPC smart wallet. It does not rely on exchange-hosted accounts or a separate prepaid card balance; instead, transactions are funded by deducting amounts from the linked Bleap Wallet upon user authorization. Card payments utilize EUR or USD balances within the wallet—typically held as EURE or USDC—meaning other crypto assets must first be converted into a spendable balance rather than being deducted directly at the point of sale.

Use case: SolCard is a crypto asset payment card platform operated by SC PAYMENTS LIMITED. Users can top up US dollar-denominated cards with digital assets such as SOL, USDT and USDC, then make purchases through the Visa network. The product is divided into a Virtual Card that does not require identity verification and a Platinum Card that requires full identity verification, intended respectively for online payments and frequent online and offline spending.

Use case: Rewarble Virtual Card is a virtual prepaid card solution offered by the Rewarble rewards redemption platform and operated by the Dutch company Centiward B.V. The card currently provided is the QPay virtual card, which uses the Mastercard network. Users first redeem a Rewarble voucher to create a platform rewards balance, then create and load a virtual card to receive a card number, expiry date and CVV for use at compliant online Mastercard merchants. The card supports repeated top-ups and 3D Secure and is primarily intended for e-commerce and some subscription payment use cases.

Use case: Slash Card is a Visa business card system offered by Slash Financial to businesses. It consists of the Slash Visa Platinum Card for US businesses and the Slash Global Card for non-US businesses. The former is linked to a Slash business account and automatically settles the card balance each day. The latter uses the USDSL stablecoin balance in a Global USD account as its payment basis, with Rain converting it into US dollars at the time of the transaction. The product supports large numbers of virtual cards, corporate spending controls and cross-border Visa payments.

Use case: The Onboard USD Card is a US dollar-denominated virtual Visa payment card offered by Onboard to users worldwide. It can be funded with local currencies, an Onboard USD balance, USDT, USDC, and certain crypto assets held in Onboard Trading/DeFi Wallet. It is currently available as the Flex Card and Classic Card. The Flex supports Apple Pay, Google Pay, and in-store contactless purchases and is primarily used for international e-commerce, SaaS, subscriptions, advertising, travel bookings, and similar payment scenarios.

Use case: Solayer Pay Card is an on-chain stablecoin Visa payment card launched by Solayer and formerly known as Emerald Card. Users primarily use USDC for spending and can allocate funds to sUSD within the Solayer ecosystem to earn returns. Virtual and physical cards are currently available for online shopping, physical merchants, Apple Pay, Google Pay and ATM withdrawals with the physical card. Purchases can also earn Emerald Points and partner project benefits.

Use case: Advcash was officially renamed Volet.com on March 26, 2024, with existing accounts, balances, and primary payment services migrated to the new brand. The current Volet.com Card products include the global Digital virtual Mastercard, Asia-Pacific physical Mastercard, and European Virtual and Plastic Visa/Mastercard cards. Users can deposit crypto assets into the Volet wallet, convert them into USD or EUR, and load the funds onto a card for online shopping, in-store purchases, and mobile wallet or ATM use with certain card types.

Use case: Bitmama Card is a stablecoin payment card service offered by Bitmama to users in Africa. The cards currently in operation are primarily Visa virtual cards. After completing Level 3 identity verification, users can fund a US dollar card with stablecoins such as USDT and USDC for international online shopping, subscriptions and digital service payments. Bitmama currently serves mainly users in Nigeria, Ghana and Kenya, while the physical card remains at the waitlist stage.

Use case: Brighty Card is a crypto-friendly multi-currency debit card offered by Brighty App to European users and can be linked to EUR, USD, GBP, USDC and other supported crypto asset accounts. The current product includes both Mastercard and Visa issuance systems and offers virtual and physical cards for online shopping, in-store purchases, Apple Pay, Google Pay and eligible ATM use. Users can also participate in cashback and yield programmes for card spending and stablecoin balances.

Use case: Cardano Card is a multi-chain crypto debit card distributed by EMURGO and issued by Wirex for users who want to spend digital assets directly on everyday purchases. Cardholders can manage the card, balances and rewards in the Wirex app, and use the Visa network for online shopping, in-store purchases and ATM withdrawals. The product offers virtual and physical cards, supports Apple Pay and Google Pay, and integrates Cardano and Wirex spending, lending and travel services.

Use case: The 1inch Card is a crypto payment card introduced by 1inch in partnership with Crypto Life and Baanx, issued by Monavate and operated through the Mastercard network. Users can transfer supported digital assets to the card account, where they are automatically converted into fiat currency when making a purchase or withdrawal. The product offers virtual and physical cards, supports online shopping, in-store card payments, ATM withdrawals, Apple Pay, and Google Pay, and provides cryptocurrency spending rewards.

Use case: Avalanche Card is a Visa payment card secured by crypto assets, operated by Rain Liquidity for users in the Avalanche ecosystem. Users can establish spending capacity with USDC, USDT, AVAX and wAVAX without a traditional credit check and can receive virtual and physical cards. The card can be used at online and physical Visa merchants worldwide and supports Apple Pay and Google Pay. Users retain control of the digital assets used to secure card spending.

Use case: Exa Card is a Visa Signature virtual crypto card offered by Exa Labs SAS, combining a self-custodial wallet, direct spending and instalment payments secured by crypto assets in one product. Users can select Pay Now to pay directly from wallet assets or use a fixed-rate loan provided by Exactly Protocol to pay in instalments. The card supports online transactions and can be added to Apple Pay or Google Wallet for offline contactless payments.

Use case: Global66 Smart Card is a multi-currency Mastercard debit and prepaid card product offered by Global66. Users can make payments from local currency, US dollar, euro and other balances in their Global66 account, with the system prioritizing the balance matching the transaction currency. Virtual and physical cards are available in Chile, Colombia and Peru, while digital US dollar cards are available in Argentina and Mexico. They can be used for online shopping, offline purchases, subscription payments and mobile wallets. The account can also receive USDT and USDC, which are automatically converted into US dollars for card spending.

Use case: Infini Corporate Cards is a stablecoin-funded corporate virtual card product offered by Infini to businesses, teams and sole proprietors. It includes Infini Lite, Infini Pro and Infini AI. Users can fund the primary business account with USDT, USDC or stablecoins converted from fiat currency, then allocate balances to employees, projects, advertising accounts or dedicated subscription cards. Administrators can set spending limits, automatic top-ups and balance alerts, and use a centralized dashboard to view transactions and manage subscriptions.

Use case: The Laso Finance Card is a non-reloadable crypto prepaid virtual card provided by Laso Finance. After connecting a self-custodial wallet, users can purchase Visa cards preloaded with a fixed amount using USDC, USDT, or DAI, without uploading ID documents, selfies, or proof of address. Current products include US cards, international cards, and Canadian dollar cards, which can be used for online shopping; some versions can be added to Apple Pay, Google Pay, or Samsung Pay for spending at physical merchants that support contactless payments.

Use case: Moon Cards is a crypto asset virtual prepaid card product offered by Moon LLC. It currently includes the Moon X Card, which can be replenished with Moon Credit, and the Moon 1X Card, which has a one-time loaded balance. Users can purchase US dollar-denominated Visa virtual cards with BTC, USDT or USDC and use them at online merchants that accept prepaid cards. A basic account can be registered with an email address, while some merchants, refunds or high-risk transactions require enhanced identity verification.

Use case: The OWNR Wallet Card is a Visa crypto prepaid card offered by OWNR Wallet. Users can manage multiple crypto assets in OWNR Wallet and convert or transfer assets such as BTC, ETH, and LTC to the card balance for online payments, in-store purchases, and ATM withdrawals. The card is better suited to European users as a crypto asset spending and backup payment tool.

Use case: The PintoPay Card is a crypto asset payment card service offered by PTP group and primarily applied for and managed through a Telegram Mini App and web portal. Users can deposit digital assets into the platform wallet, convert them into a fiat card balance, and use a virtual or physical card for everyday purchases. The product is intended for users who need to spend crypto assets on travel, online shopping, and at in-store merchants. Cards settle through international card networks and are accompanied by balance management, asset conversion, transaction notifications, and account transfer functions.

Use case: PST.NET is a virtual card service platform for individual users, advertisers, and business teams, offering Visa and Mastercard virtual cards settled in USD or EUR. Users can deposit funds via crypto assets or other supported methods and create cards in the web interface, mobile app, or browser extension for online shopping, software subscriptions, and payments on advertising platforms such as Facebook Ads, Google Ads, TikTok Ads, Reddit Ads, Taboola, and Outbrain. Some plans offer bulk card issuance, team management, spending reports, and ad cashback.

Use case: Ready Card is a self-custodial USDC crypto debit card launched by Ready, formerly Argent. Users' assets remain in their own Starknet smart wallets. Payments are made in USDC, which the card system converts into the fiat currency required by the merchant at the time of the transaction, with online, offline and ATM payments completed through the Mastercard network. The card is currently aimed primarily at UK / EEA users. Card services for non-EEA users were abruptly discontinued in June 2026.

Use case: The SpectroCoin Card is a euro-denominated Visa crypto debit card offered by SpectroCoin and available as a virtual or physical card. Users first hold or deposit crypto assets in the platform wallet, exchange them for euros, and load them into the card account for online shopping, in-store merchant payments, mobile wallet payments, and ATM withdrawals. The product also connects to the SpectroCoin wallet, asset exchange, and personal IBAN services and is primarily intended for residents of the European Economic Area and United Kingdom.

Use case: Plasma One is a stablecoin payment card and global account product launched by Plasma for individual users. Visa spending is funded by stablecoin balances held in the user's self-custodial wallet. Users can deposit USDT, USDC or USDG and, after completing identity verification in a supported region, create a virtual card for online, offline and subscription payments. The product has Lite, Core and Platinum levels, offering XPL spending cashback, AI subscription reimbursements, referral rewards and travel benefits according to level. It is currently available by invitation only.

Use case: Venmo Credit Card is a US Visa credit card issued by Venmo in partnership with Synchrony Bank, with applications and account management integrated into the Venmo app. Cardholders can use a physical card, virtual card or mobile wallet for online and offline purchases, earning automatic cash back of 3%, 2% and 1% by spending category during each billing cycle. Once rewards are transferred to the Venmo balance, they can also be configured to purchase supported cryptocurrencies automatically.

Use case: WaldenPay Virtual Card is a virtual prepaid card funded with crypto assets. After registering an account and paying the card issuance fee, users can deposit cryptocurrencies from a personal wallet or trading platform, with the assets converted into the card balance at top-up. The card can be used for online shopping, digital services, subscriptions, advertising accounts and mobile wallet payments. Its official positioning emphasizes fast issuance, no routine identity document upload, no monthly fee and support for a broad range of crypto assets for top-ups.

Use case: Wayex Visa Card is a crypto asset payment card offered by Wayex, divided into a global stablecoin card service and a local Australian crypto card service. Users can deposit stablecoins, fiat currency or crypto assets supported by the Australian version into Wayex and spend at Visa merchants using a virtual card, physical card or mobile wallet. The global version settles entirely from a US dollar balance, while the Australian version can convert a selected asset into Australian dollars when a purchase is made. It is suitable for online shopping, offline purchases, subscriptions and cross-border payments.

Use case: The Bitnob Virtual Card is a US dollar-denominated Visa virtual prepaid card. Users can convert BTC, USDT, USDC, or supported local currencies held with Bitnob into US dollars and top up a separate card balance for international e-commerce, streaming services, software subscriptions, advertising, and other online services. The card does not provide a credit line or physical card and is suitable for individual users in Africa who need a US dollar online payment tool.

Use case: CoinW Card is a series of crypto asset spending cards offered by CoinW, including Mastercard and Visa virtual cards as well as a Visa physical card. Users can top up the card with USDT, and the funds are converted to USD for use in international e-commerce, software subscriptions, advertising, mobile wallets, offline merchants, and ATM withdrawals. Virtual cards can be applied for in as fast as about five minutes, while the physical card offers PIN, 3D Secure, and cash withdrawal features. It is generally aimed at global users outside mainland China.

Use case: The CoinZoom Visa Card is a global crypto debit card offered by CoinZoom. Users can choose USD or eligible crypto assets in their CoinZoom account as spending funds; at the time of payment, the platform automatically sells the selected assets and converts them to USD, settling through the Visa network. The product also offers a free virtual card and a physical card, and divides users into five Prime tiers based on the amount of ZOOM they hold, earning 0.5% to 5% cashback in ZOOM cryptocurrency.

Use case: The official name of the Karma Card is the Karma Spend Card, a stablecoin spending card that connects a non-custodial crypto wallet, a personal virtual bank account, and the Visa network. Users can automatically convert EUR, USD, or GBP transferred from their bank into USDC, or directly deposit on-chain assets, and then use the virtual card for online purchases, Apple Pay contactless payments, and ATM withdrawals. The card offers a 0% APR on purchases and provides crypto rewards tied to $KARMA tiers.

Use case: The Kem Infinity Card is a stablecoin spending card introduced by Kem and is referred to as the Kem Spend Card in the current legal terms. Users can convert supported assets such as USDT and USDC into a US dollar spending balance and use a Visa virtual or physical card for online shopping, in-store purchases, and Apple Pay payments. The card has no monthly fee or activation fee and offers up to 5% crypto asset cashback at designated food delivery, mobility, e-commerce, and airline merchants.

Use case: The official service name of the Kolo Card is KOLO Spend Card. It is a virtual debit card connecting the Kolo non-custodial crypto wallet to the Visa payment network. Users can deposit assets including BTC, ETH, USDT, USDC, and LTC. At the time of purchase, the assets are automatically converted into local fiat currency for online and in-store payments through Apple Pay or Google Pay. The personal card offers Bitcoin spending cashback and also supports transfers of crypto assets to SEPA bank accounts.

Use case: The Mercuryo Spend Card is a euro-denominated virtual Mastercard that can be funded with crypto assets. Users sell supported assets including BTC, ETH, USDT, and USDC and convert them into a euro balance, after which they can pay online using the card details or add the card to Apple Pay or Google Pay for in-store contactless purchases. The card is available to citizens of the European Economic Area and legal residents of the European Union. It does not offer a physical card or ATM withdrawals.

Use case: The Payy Card is a self-custodial stablecoin Visa card introduced by Payy. Users can directly spend USDC held in Payy Wallet on online or in-store purchases. Card transactions are settled privately through Payy Network, so on-chain addresses, wallet balances, and transfer activity are not publicly linked to everyday card transactions. After identity verification, users can instantly obtain a virtual card and add it to Apple Pay or Google Pay. A contactless light-up physical card can also be unlocked after meeting the points requirement.

Use case: The Reap Card is a stablecoin-secured corporate credit card for business customers, issued directly by Reap and connected to the Visa network. Businesses can provide collateral in USDC, USDT, or fiat currency at a 1:1 ratio to obtain a US dollar or Hong Kong dollar credit line and then issue virtual or physical cards to employees. The card is suitable for advertising, software subscriptions, business travel, procurement, and routine team expenses. Monthly bills can be repaid with stablecoins or fiat currency.

Use case: The Rebind Card is a self-custodial stablecoin payment card offered within the Rebind app. Gnosis Pay manages the card program, and settlement is completed through the Visa network. Users can transfer euro stablecoins from their Rebind account to a separate card balance and then use the virtual card for online shopping, in-app payments, and mobile wallet purchases. Users control the funds before they are added to the card balance. Rebind does not directly issue the card or process bank card transactions.

Use case: The THORWallet Card is a crypto asset payment card offered by the THORWallet self-custodial multichain wallet. Users retain their wallet private keys, can top up the card from their wallet balance, and can spend at online and in-store merchants that accept Mastercard. The current products include a Basic virtual card, a Premium virtual card and physical card, and a multicurrency virtual card connected to a personal Swiss IBAN. Premium offers USDC spending cashback, while the Swiss IBAN supports incoming and outgoing payments and SEPA transfers. It is suitable for users who need to combine crypto assets, card spending, and cross-border account services.

Use case: The Tria Card is a Visa crypto payment card offered by the Tria non-custodial multichain wallet. Users' assets remain in their personal wallets until a purchase, when BestPath automatically converts them into the fiat currency required by the merchant. The product has three tiers—Virtual, Signature, and Premium—and supports online shopping, in-store purchases, Apple Pay, Google Pay, and ATM withdrawals with a physical card. Depending on the tier, it offers stablecoin cashback, purchase protection, airport lounge access, and higher spending limits. It is suitable for users who need to pay directly with multichain assets.

Use case: The Tuyo Card is a stablecoin Visa virtual card offered by the Tuyo self-custodial wallet. Users keep USDC in a personally controlled Base wallet and authorize Tuyo to deduct assets based on the transaction amount only when a purchase occurs, with fiat settlement to the merchant completed through the Visa network. The card has no card issuance fee or monthly fee, supports online shopping, mobile wallets, and in-store contactless payments, and offers TUYOs points and the Buy Now, Pay Maybe spending discount mechanism. It is suitable for users who want to retain control of their assets and spend stablecoins directly.

Use case: The Vepay Card is a US dollar-denominated virtual prepaid card offered by Vepay to users in Africa. After completing identity verification and funding a local-currency wallet, users can create a card in the app and convert local funds into a US dollar card balance for purchases on international websites, software subscriptions, advertising, and travel. The current card supports Apple Pay and Google Pay, allows users to set personal spending limits, and provides instant top-ups, balance transfers out, freezing, and deletion through the app. It is suitable for African users who need a cross-border online payment tool. The current product is a US dollar virtual card funded through a local fiat-currency wallet and is primarily intended for residents of Nigeria, Kenya, and Uganda.

Use case: The XPlace Card is a non-custodial crypto payment card operated by Pontech Group L.L.C-FZ and providing payment services through the Visa network. In Cash Mode, users can directly spend USDC or USDT. In Credit Mode, they can use assets such as BTC, ETH, and SOL as collateral and borrow USDC through Kamino Finance for payments. The product has four tiers—Basic, Silver, Gold, and Platinum—and offers virtual cards, plastic physical cards, and metal cards, with USDC cashback, airport lounge access, and travel benefits varying by tier.

Use case: DiPocket is an electronic money and payment card service provider regulated in the UK and Lithuania, offering personal multi-currency wallets, Mastercard prepaid cards, and enterprise white-label card issuance infrastructure. Personal users can hold balances in EUR, GBP, PLN, and USD, and spend or withdraw cash via virtual cards, physical cards, Apple Pay, or Google Pay. DiPocket is not a crypto payment card, and its personal account terms explicitly prohibit using the account for cryptocurrency purchase, sale, or trading.

Use case: Immersve is crypto-native Mastercard issuance infrastructure for Web3 wallets, exchanges, DeFi applications and fintech platforms, and also offers Immersve-branded prepaid cards. Cardholders can fund cards with USDC held in self-custodial or custodial wallets and spend at online and offline merchants that accept Mastercard. Whether an individual can apply for and receive a virtual or physical card depends on their region of residence and the specific partner platform integrated with Immersve.