UCard Radar

Find the right payment card

Compare fees, KYC requirements, regional availability and risk grades using real card data, then open a card page to verify the supporting details.

Fees & KYCRegional availabilityRisk grades266 cards match

Structured filter: USDT · Applied

Filter options

Filter cards

Narrow the database to suitable products

Reset
Showing 10 cards / 266 matches1 filters active
Up to 10 results per page; refine filters to narrow the list
Visa

Xverse Card

Crypto debit cardVirtual + physical card

Grade C

Use case: Xverse Card is a crypto payment card product introduced by Xverse, designed to connect the Xverse self-custody Bitcoin wallet with real-world payment use cases. In the future, users will be able to spend Xverse Cash or stablecoin balances with the card at merchants that accept Visa or Mastercard, connecting digital assets with everyday payments. The card is currently at an early access stage, and waitlist applications are being collected.

Application
Restricted
Usage
Failed
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Mastercard

xPortal Card

Crypto debit cardVirtual + physical card

Grade B

Use case: xPortal Card is a crypto payment debit card offered by the xPortal ecosystem, connecting the xPortal wallet with everyday payment use cases. Users can convert crypto assets into funds for payment through the card, spend at merchants that accept Mastercard, and manage the card, top-ups, and payments through the xPortal app. The product offers virtual cards and physical cards and supports Apple Pay and Google Pay.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications restricted | Chinese-document KYC Unconfirmed

Mastercard

Wirex Card

Crypto debit cardVirtual card/Physical card +1

Grade A

Use case: The Wirex Card is a crypto asset and fiat debit card offered by Wirex and can be connected to fiat currencies, stablecoins, and other eligible digital assets in a Wirex One account. When a user makes a purchase, the system converts the selected asset into the fiat currency received by the merchant and completes online shopping, in-store card payments, and withdrawals through the Visa or Mastercard network. The product includes a virtual card, plastic physical card, and Visa Signature metal card. Membership tier determines the card type, US dollar cashback rate, fee-free ATM allowance, and related benefits.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

Whop Card

Stablecoin payment cardVirtual + physical card

Grade B

Use case: Whop Card is a Visa business payment card offered by Whop Finance to internet businesses, creators, and platform operators. Businesses can directly spend their sales proceeds and balances on the Whop platform without first withdrawing the funds to an external bank account; the underlying funding system uses stablecoin infrastructure. The card supports online and in-store payments, Apple Pay, and Google Wallet. Businesses can also issue separate cards to team members and set spending limits, with up to 5% cashback on purchases from designated merchants.

Application
Available
Usage
Usable
KYC level
Business KYC / KYB

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Visa

vPay Card

Stablecoin payment cardVirtual card/Physical card

Grade C

Use case: vPay Card is a Web3 crypto debit card introduced by vPay by Virtuals, combining a crypto asset wallet, global accounts, and the Visa payment network. Users can hold and exchange crypto assets and convert digital assets into fiat currency when making online or in-store payments with a virtual card or physical card. The card currently offers 1.5% cashback on purchases and a 0% vPay foreign exchange fee, and is connected to Biptap's banking and card infrastructure for global cross-border payment use cases.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Applications available | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

Utorg Card

Stablecoin payment cardVirtual card

Grade B

Use case: Utorg Card is a non-custodial crypto Visa debit card offered by Utorg, connected to the Utorg self-custody wallet. Users hold their own private keys and can use digital assets such as USDC for card spending, with the conversion from crypto to fiat completed by the relevant service provider at the time of payment. The current personal product is a virtual card, usable at Visa merchants worldwide, and supports Apple Pay and Google Pay, with a maximum monthly card spending limit of 50,000 EUR.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Mastercard

Ur Card

Stablecoin payment cardVirtual card

Grade A

Use case: UR Mastercard Debit Card is a multi-currency virtual Mastercard debit card offered by Swiss fintech institution SR Saphirstein AG and linked to the user's UR fiat accounts and digital asset wallet. Users can spend balances held in EUR, CHF, USD, HKD, SGD, JPY, CNH, and other currencies, or directly fund eligible transactions with USDe. The card is suitable for international online purchases and mobile payments, and supports Apple Pay, Google Pay, Samsung Pay, Alipay, and WeChat Pay.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Mastercard / Visa

Upay Card

Stablecoin payment cardVirtual + physical card/Virtual card +2

Grade C

Use case: UPay Card is a crypto asset payment card offered by UPay and linked to the digital asset balance in UPay Wallet. Assets such as BTC, ETH, USDT, and USDC can be converted into fiat currency and spent through the Visa or Mastercard network for online purchases, in-store transactions, and ATM withdrawals with the physical card. The product offers virtual cards, physical cards, and premium metal cards, and supports mobile payment services including Apple Pay and Google Pay. It is primarily intended for cross-border purchases, subscriptions, and everyday digital asset payments.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Rejected

Visa

TXBFI Card

Crypto prepaid cardVirtual card/Physical card +1

Grade C

Use case: TXBFI Card is a crypto asset payment card operated by TheXBanky s.r.o. Users can deposit digital assets including BTC, SOL, SUI, XRP, XLM, USDT and USDC, which the platform converts into a spendable balance for online or offline payments through the Visa network. The product offers virtual cards and several tiers of physical cards, supports BTC spending cashback and mobile wallets, and allows ATM withdrawals with physical cards. It is primarily intended for users who want to spend digital assets directly on everyday purchases.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications restricted | Chinese-document KYC Restricted

Mastercard

Topnod Card

Stablecoin payment cardVirtual card

Grade A

Use case: TopNod Card is a self-custody Mastercard debit card jointly offered by TopNod and Swiss financial infrastructure platform UR. Through the TopNod App, users can manage on-chain digital assets, RWA returns and multi-currency accounts, convert supported assets such as USDC, BTC, ETH and SOL into spendable fiat currency, and pay Mastercard merchants worldwide directly. The card is connected to a verified UR account and also provides stablecoin deposits and withdrawals, a Swiss IBAN and other financial account capabilities.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted