UCard Radar

Find the right payment card

Compare fees, KYC requirements, regional availability and risk grades using real card data, then open a card page to verify the supporting details.

Fees & KYCRegional availabilityRisk grades

Current use case: AI tool subscriptions

Structured filter: AI tool subscriptions · Review compatibility, risk and regional restrictions for AI subscriptions

Filter options

Filter cards

Narrow the database to suitable products

Reset
Showing 48 cards / 279 matches1 filters active
Up to 48 results per page; refine filters to narrow the list
Mastercard / Visa

Advcash Card

Crypto prepaid cardVirtual card/Physical card

Grade B

Use case: Advcash was officially renamed Volet.com on March 26, 2024, with existing accounts, balances, and primary payment services migrated to the new brand. The current Volet.com Card products include the global Digital virtual Mastercard, Asia-Pacific physical Mastercard, and European Virtual and Plastic Visa/Mastercard cards. Users can deposit crypto assets into the Volet wallet, convert them into USD or EUR, and load the funds onto a card for online shopping, in-store purchases, and mobile wallet or ATM use with certain card types.

Application
Available
Usage
Usable
KYC level
Tiered KYC

China: Mainland Applications available | Hong Kong Applications available | Chinese-document KYC Accepted

Mastercard / Visa

Bitmama Card

Stablecoin payment cardVirtual card/Physical card

Grade D

Use case: Bitmama Card is a stablecoin payment card service offered by Bitmama to users in Africa. The cards currently in operation are primarily Visa virtual cards. After completing Level 3 identity verification, users can fund a US dollar card with stablecoins such as USDT and USDC for international online shopping, subscriptions and digital service payments. Bitmama currently serves mainly users in Nigeria, Ghana and Kenya, while the physical card remains at the waitlist stage.

Application
Available
Usage
Usable
KYC level
Tiered KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Mastercard / Visa

Brighty Card

Stablecoin payment cardVirtual + physical card

Grade B

Use case: Brighty Card is a crypto-friendly multi-currency debit card offered by Brighty App to European users and can be linked to EUR, USD, GBP, USDC and other supported crypto asset accounts. The current product includes both Mastercard and Visa issuance systems and offers virtual and physical cards for online shopping, in-store purchases, Apple Pay, Google Pay and eligible ATM use. Users can also participate in cashback and yield programmes for card spending and stablecoin balances.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Visa

Cardano Card

Crypto debit cardVirtual + physical card

Grade B

Use case: Cardano Card is a multi-chain crypto debit card distributed by EMURGO and issued by Wirex for users who want to spend digital assets directly on everyday purchases. Cardholders can manage the card, balances and rewards in the Wirex app, and use the Visa network for online shopping, in-store purchases and ATM withdrawals. The product offers virtual and physical cards, supports Apple Pay and Google Pay, and integrates Cardano and Wirex spending, lending and travel services.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Accepted

Mastercard

1inch Card

Crypto prepaid cardVirtual + physical card

Grade A

Use case: The 1inch Card is a crypto payment card introduced by 1inch in partnership with Crypto Life and Baanx, issued by Monavate and operated through the Mastercard network. Users can transfer supported digital assets to the card account, where they are automatically converted into fiat currency when making a purchase or withdrawal. The product offers virtual and physical cards, supports online shopping, in-store card payments, ATM withdrawals, Apple Pay, and Google Pay, and provides cryptocurrency spending rewards.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Visa

Avalanche Card

Stablecoin payment cardVirtual + physical card

Grade B

Use case: Avalanche Card is a Visa payment card secured by crypto assets, operated by Rain Liquidity for users in the Avalanche ecosystem. Users can establish spending capacity with USDC, USDT, AVAX and wAVAX without a traditional credit check and can receive virtual and physical cards. The card can be used at online and physical Visa merchants worldwide and supports Apple Pay and Google Pay. Users retain control of the digital assets used to secure card spending.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Visa

Exa Card

Crypto-collateral credit cardVirtual card

Grade C

Use case: Exa Card is a Visa Signature virtual crypto card offered by Exa Labs SAS, combining a self-custodial wallet, direct spending and instalment payments secured by crypto assets in one product. Users can select Pay Now to pay directly from wallet assets or use a fixed-rate loan provided by Exactly Protocol to pay in instalments. The card supports online transactions and can be added to Apple Pay or Google Wallet for offline contactless payments.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Mastercard

Global66 Smart Card

Stablecoin payment cardVirtual + physical card/Virtual card

Grade B

Use case: Global66 Smart Card is a multi-currency Mastercard debit and prepaid card product offered by Global66. Users can make payments from local currency, US dollar, euro and other balances in their Global66 account, with the system prioritizing the balance matching the transaction currency. Virtual and physical cards are available in Chile, Colombia and Peru, while digital US dollar cards are available in Argentina and Mexico. They can be used for online shopping, offline purchases, subscription payments and mobile wallets. The account can also receive USDT and USDC, which are automatically converted into US dollars for card spending.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Visa

Infini Corporate Cards

Stablecoin payment cardVirtual card

Grade C

Use case: Infini Corporate Cards is a stablecoin-funded corporate virtual card product offered by Infini to businesses, teams and sole proprietors. It includes Infini Lite, Infini Pro and Infini AI. Users can fund the primary business account with USDT, USDC or stablecoins converted from fiat currency, then allocate balances to employees, projects, advertising accounts or dedicated subscription cards. Administrators can set spending limits, automatic top-ups and balance alerts, and use a centralized dashboard to view transactions and manage subscriptions.

Application
Available
Usage
Usable
KYC level
Business KYC / KYB

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Rejected

Mastercard / Visa

Laso Finance Card

Stablecoin payment cardVirtual card

Grade C

Use case: The Laso Finance Card is a non-reloadable crypto prepaid virtual card provided by Laso Finance. After connecting a self-custodial wallet, users can purchase Visa cards preloaded with a fixed amount using USDC, USDT, or DAI, without uploading ID documents, selfies, or proof of address. Current products include US cards, international cards, and Canadian dollar cards, which can be used for online shopping; some versions can be added to Apple Pay, Google Pay, or Samsung Pay for spending at physical merchants that support contactless payments.

Application
Available
Usage
Usable
KYC level
No-KYC claim

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Rejected

Visa

Moon / PayWithMoon Cards

Stablecoin payment cardVirtual card

Grade D

Use case: Moon Cards is a crypto asset virtual prepaid card product offered by Moon LLC. It currently includes the Moon X Card, which can be replenished with Moon Credit, and the Moon 1X Card, which has a one-time loaded balance. Users can purchase US dollar-denominated Visa virtual cards with BTC, USDT or USDC and use them at online merchants that accept prepaid cards. A basic account can be registered with an email address, while some merchants, refunds or high-risk transactions require enhanced identity verification.

Application
Available
Usage
Usable
KYC level
Tiered KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

OWNR Wallet Card

Crypto prepaid cardVirtual + physical card

Grade B

Use case: The OWNR Wallet Card is a Visa crypto prepaid card offered by OWNR Wallet. Users can manage multiple crypto assets in OWNR Wallet and convert or transfer assets such as BTC, ETH, and LTC to the card balance for online payments, in-store purchases, and ATM withdrawals. The card is better suited to European users as a crypto asset spending and backup payment tool.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Mastercard / Visa

PintoPay Card

Crypto prepaid cardVirtual + physical card

Grade D

Use case: The PintoPay Card is a crypto asset payment card service offered by PTP group and primarily applied for and managed through a Telegram Mini App and web portal. Users can deposit digital assets into the platform wallet, convert them into a fiat card balance, and use a virtual or physical card for everyday purchases. The product is intended for users who need to spend crypto assets on travel, online shopping, and at in-store merchants. Cards settle through international card networks and are accompanied by balance management, asset conversion, transaction notifications, and account transfer functions.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Applications restricted | Hong Kong Applications restricted | Chinese-document KYC Restricted

Mastercard / Visa

PST.NET

Crypto prepaid cardVirtual card

Grade D

Use case: PST.NET is a virtual card service platform for individual users, advertisers, and business teams, offering Visa and Mastercard virtual cards settled in USD or EUR. Users can deposit funds via crypto assets or other supported methods and create cards in the web interface, mobile app, or browser extension for online shopping, software subscriptions, and payments on advertising platforms such as Facebook Ads, Google Ads, TikTok Ads, Reddit Ads, Taboola, and Outbrain. Some plans offer bulk card issuance, team management, spending reports, and ad cashback.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Mastercard

Ready Card

Stablecoin payment cardVirtual + physical card

Grade C

Use case: Ready Card is a self-custodial USDC crypto debit card launched by Ready, formerly Argent. Users' assets remain in their own Starknet smart wallets. Payments are made in USDC, which the card system converts into the fiat currency required by the merchant at the time of the transaction, with online, offline and ATM payments completed through the Mastercard network. The card is currently aimed primarily at UK / EEA users. Card services for non-EEA users were abruptly discontinued in June 2026.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Visa

SpectroCoin Card

Crypto debit cardVirtual card/Physical card

Grade B

Use case: The SpectroCoin Card is a euro-denominated Visa crypto debit card offered by SpectroCoin and available as a virtual or physical card. Users first hold or deposit crypto assets in the platform wallet, exchange them for euros, and load them into the card account for online shopping, in-store merchant payments, mobile wallet payments, and ATM withdrawals. The product also connects to the SpectroCoin wallet, asset exchange, and personal IBAN services and is primarily intended for residents of the European Economic Area and United Kingdom.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Visa

Plasma One

Stablecoin payment cardVirtual card

Grade B

Use case: Plasma One is a stablecoin payment card and global account product launched by Plasma for individual users. Visa spending is funded by stablecoin balances held in the user's self-custodial wallet. Users can deposit USDT, USDC or USDG and, after completing identity verification in a supported region, create a virtual card for online, offline and subscription payments. The product has Lite, Core and Platinum levels, offering XPL spending cashback, AI subscription reimbursements, referral rewards and travel benefits according to level. It is currently available by invitation only.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

Venmo Credit Card

Crypto cashback credit cardVirtual + physical card

Grade A

Use case: Venmo Credit Card is a US Visa credit card issued by Venmo in partnership with Synchrony Bank, with applications and account management integrated into the Venmo app. Cardholders can use a physical card, virtual card or mobile wallet for online and offline purchases, earning automatic cash back of 3%, 2% and 1% by spending category during each billing cycle. Once rewards are transferred to the Venmo balance, they can also be configured to purchase supported cryptocurrencies automatically.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Mastercard / Visa

WaldenPay Virtual Card

Crypto prepaid cardVirtual card

Grade D

Use case: WaldenPay Virtual Card is a virtual prepaid card funded with crypto assets. After registering an account and paying the card issuance fee, users can deposit cryptocurrencies from a personal wallet or trading platform, with the assets converted into the card balance at top-up. The card can be used for online shopping, digital services, subscriptions, advertising accounts and mobile wallet payments. Its official positioning emphasizes fast issuance, no routine identity document upload, no monthly fee and support for a broad range of crypto assets for top-ups.

Application
Available
Usage
Usable
KYC level
No-KYC claim

China: Mainland Applications restricted | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

Wayex Visa Card

Stablecoin payment cardVirtual + physical card

Grade B

Use case: Wayex Visa Card is a crypto asset payment card offered by Wayex, divided into a global stablecoin card service and a local Australian crypto card service. Users can deposit stablecoins, fiat currency or crypto assets supported by the Australian version into Wayex and spend at Visa merchants using a virtual card, physical card or mobile wallet. The global version settles entirely from a US dollar balance, while the Australian version can convert a selected asset into Australian dollars when a purchase is made. It is suitable for online shopping, offline purchases, subscriptions and cross-border payments.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

Bitnob Virtual Dollar Card

Crypto prepaid cardVirtual card

Grade B

Use case: The Bitnob Virtual Card is a US dollar-denominated Visa virtual prepaid card. Users can convert BTC, USDT, USDC, or supported local currencies held with Bitnob into US dollars and top up a separate card balance for international e-commerce, streaming services, software subscriptions, advertising, and other online services. The card does not provide a credit line or physical card and is suitable for individual users in Africa who need a US dollar online payment tool.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Mastercard / Visa

CoinW Card

Stablecoin payment cardVirtual card/Physical card

Grade B

Use case: CoinW Card is a series of crypto asset spending cards offered by CoinW, including Mastercard and Visa virtual cards as well as a Visa physical card. Users can top up the card with USDT, and the funds are converted to USD for use in international e-commerce, software subscriptions, advertising, mobile wallets, offline merchants, and ATM withdrawals. Virtual cards can be applied for in as fast as about five minutes, while the physical card offers PIN, 3D Secure, and cash withdrawal features. It is generally aimed at global users outside mainland China.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

CoinZoom Visa Card

Crypto debit cardVirtual + physical card

Grade B

Use case: The CoinZoom Visa Card is a global crypto debit card offered by CoinZoom. Users can choose USD or eligible crypto assets in their CoinZoom account as spending funds; at the time of payment, the platform automatically sells the selected assets and converts them to USD, settling through the Visa network. The product also offers a free virtual card and a physical card, and divides users into five Prime tiers based on the amount of ZOOM they hold, earning 0.5% to 5% cashback in ZOOM cryptocurrency.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Rejected

Visa

Karma Card

Stablecoin payment cardVirtual card

Grade B

Use case: The official name of the Karma Card is the Karma Spend Card, a stablecoin spending card that connects a non-custodial crypto wallet, a personal virtual bank account, and the Visa network. Users can automatically convert EUR, USD, or GBP transferred from their bank into USDC, or directly deposit on-chain assets, and then use the virtual card for online purchases, Apple Pay contactless payments, and ATM withdrawals. The card offers a 0% APR on purchases and provides crypto rewards tied to $KARMA tiers.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

Kem Infinity Card

Stablecoin payment cardVirtual + physical card

Grade B

Use case: The Kem Infinity Card is a stablecoin spending card introduced by Kem and is referred to as the Kem Spend Card in the current legal terms. Users can convert supported assets such as USDT and USDC into a US dollar spending balance and use a Visa virtual or physical card for online shopping, in-store purchases, and Apple Pay payments. The card has no monthly fee or activation fee and offers up to 5% crypto asset cashback at designated food delivery, mobility, e-commerce, and airline merchants.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

Kolo Card

Stablecoin payment cardVirtual card

Grade B

Use case: The official service name of the Kolo Card is KOLO Spend Card. It is a virtual debit card connecting the Kolo non-custodial crypto wallet to the Visa payment network. Users can deposit assets including BTC, ETH, USDT, USDC, and LTC. At the time of purchase, the assets are automatically converted into local fiat currency for online and in-store payments through Apple Pay or Google Pay. The personal card offers Bitcoin spending cashback and also supports transfers of crypto assets to SEPA bank accounts.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Mastercard

Mercuryo Spend Card

Crypto debit cardVirtual card

Grade B

Use case: The Mercuryo Spend Card is a euro-denominated virtual Mastercard that can be funded with crypto assets. Users sell supported assets including BTC, ETH, USDT, and USDC and convert them into a euro balance, after which they can pay online using the card details or add the card to Apple Pay or Google Pay for in-store contactless purchases. The card is available to citizens of the European Economic Area and legal residents of the European Union. It does not offer a physical card or ATM withdrawals.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Visa

Payy Card

Stablecoin payment cardVirtual card/Physical card

Grade B

Use case: The Payy Card is a self-custodial stablecoin Visa card introduced by Payy. Users can directly spend USDC held in Payy Wallet on online or in-store purchases. Card transactions are settled privately through Payy Network, so on-chain addresses, wallet balances, and transfer activity are not publicly linked to everyday card transactions. After identity verification, users can instantly obtain a virtual card and add it to Apple Pay or Google Pay. A contactless light-up physical card can also be unlocked after meeting the points requirement.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

Reap Card / Enterprise Stablecoin Card

Crypto-collateral credit cardVirtual card/Physical card

Grade B

Use case: The Reap Card is a stablecoin-secured corporate credit card for business customers, issued directly by Reap and connected to the Visa network. Businesses can provide collateral in USDC, USDT, or fiat currency at a 1:1 ratio to obtain a US dollar or Hong Kong dollar credit line and then issue virtual or physical cards to employees. The card is suitable for advertising, software subscriptions, business travel, procurement, and routine team expenses. Monthly bills can be repaid with stablecoins or fiat currency.

Application
Available
Usage
Usable
KYC level
Business KYC / KYB

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

Rebind Card

Stablecoin payment cardVirtual card

Grade A

Use case: The Rebind Card is a self-custodial stablecoin payment card offered within the Rebind app. Gnosis Pay manages the card program, and settlement is completed through the Visa network. Users can transfer euro stablecoins from their Rebind account to a separate card balance and then use the virtual card for online shopping, in-app payments, and mobile wallet purchases. Users control the funds before they are added to the card balance. Rebind does not directly issue the card or process bank card transactions.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Mastercard

THORWallet Card

Crypto debit cardVirtual card

Grade A

Use case: The THORWallet Card is a crypto asset payment card offered by the THORWallet self-custodial multichain wallet. Users retain their wallet private keys, can top up the card from their wallet balance, and can spend at online and in-store merchants that accept Mastercard. The current products include a Basic virtual card, a Premium virtual card and physical card, and a multicurrency virtual card connected to a personal Swiss IBAN. Premium offers USDC spending cashback, while the Swiss IBAN supports incoming and outgoing payments and SEPA transfers. It is suitable for users who need to combine crypto assets, card spending, and cross-border account services.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

Tria Card

Crypto-collateral credit cardVirtual card/Virtual + physical card +1

Grade B

Use case: The Tria Card is a Visa crypto payment card offered by the Tria non-custodial multichain wallet. Users' assets remain in their personal wallets until a purchase, when BestPath automatically converts them into the fiat currency required by the merchant. The product has three tiers—Virtual, Signature, and Premium—and supports online shopping, in-store purchases, Apple Pay, Google Pay, and ATM withdrawals with a physical card. Depending on the tier, it offers stablecoin cashback, purchase protection, airport lounge access, and higher spending limits. It is suitable for users who need to pay directly with multichain assets.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Applications restricted | Hong Kong Applications restricted | Chinese-document KYC Restricted

Visa

Tuyo Visa Card

Stablecoin payment cardVirtual card

Grade C

Use case: The Tuyo Card is a stablecoin Visa virtual card offered by the Tuyo self-custodial wallet. Users keep USDC in a personally controlled Base wallet and authorize Tuyo to deduct assets based on the transaction amount only when a purchase occurs, with fiat settlement to the merchant completed through the Visa network. The card has no card issuance fee or monthly fee, supports online shopping, mobile wallets, and in-store contactless payments, and offers TUYOs points and the Buy Now, Pay Maybe spending discount mechanism. It is suitable for users who want to retain control of their assets and spend stablecoins directly.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Rejected

Mastercard / Visa

Vepay Card

Crypto prepaid cardVirtual card

Grade C

Use case: The Vepay Card is a US dollar-denominated virtual prepaid card offered by Vepay to users in Africa. After completing identity verification and funding a local-currency wallet, users can create a card in the app and convert local funds into a US dollar card balance for purchases on international websites, software subscriptions, advertising, and travel. The current card supports Apple Pay and Google Pay, allows users to set personal spending limits, and provides instant top-ups, balance transfers out, freezing, and deletion through the app. It is suitable for African users who need a cross-border online payment tool. The current product is a US dollar virtual card funded through a local fiat-currency wallet and is primarily intended for residents of Nigeria, Kenya, and Uganda.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Visa

XPlace Card

Crypto-collateral credit cardVirtual card/Virtual + physical card +1

Grade B

Use case: The XPlace Card is a non-custodial crypto payment card operated by Pontech Group L.L.C-FZ and providing payment services through the Visa network. In Cash Mode, users can directly spend USDC or USDT. In Credit Mode, they can use assets such as BTC, ETH, and SOL as collateral and borrow USDC through Kamino Finance for payments. The product has four tiers—Basic, Silver, Gold, and Platinum—and offers virtual cards, plastic physical cards, and metal cards, with USDC cashback, airport lounge access, and travel benefits varying by tier.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Rejected

Mastercard / Visa

DiPocket

White-label card issuing solutionVirtual card/Physical card

Grade B

Use case: DiPocket is an electronic money and payment card service provider regulated in the UK and Lithuania, offering personal multi-currency wallets, Mastercard prepaid cards, and enterprise white-label card issuance infrastructure. Personal users can hold balances in EUR, GBP, PLN, and USD, and spend or withdraw cash via virtual cards, physical cards, Apple Pay, or Google Pay. DiPocket is not a crypto payment card, and its personal account terms explicitly prohibit using the account for cryptocurrency purchase, sale, or trading.

Application
Available
Usage
Usable
KYC level
Tiered KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Mastercard

Immersve

Stablecoin payment cardVirtual card/Physical card

Grade B

Use case: Immersve is crypto-native Mastercard issuance infrastructure for Web3 wallets, exchanges, DeFi applications and fintech platforms, and also offers Immersve-branded prepaid cards. Cardholders can fund cards with USDC held in self-custodial or custodial wallets and spend at online and offline merchants that accept Mastercard. Whether an individual can apply for and receive a virtual or physical card depends on their region of residence and the specific partner platform integrated with Immersve.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Mastercard / Visa

Marqeta

White-label card issuing solutionVirtual card/Physical card

Grade B

Use case: Marqeta is modern card issuance and payment processing infrastructure for fintech companies, banks, trading platforms, wallets and large enterprises. It is not a proprietary bank card brand that general users can apply for directly. Businesses can use its API to create their own branded virtual cards, physical cards, prepaid cards, debit cards, credit cards and crypto payment cards, and configure real-time funding, spending controls, digital wallets, transaction authorization, fraud prevention and dispute handling.

Application
Restricted
Usage
Usable
KYC level
Business KYC / KYB

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Mastercard

MoonPay Crypto Infrastructure

Stablecoin payment cardVirtual card

Grade B

Use case: MoonPay Crypto Infrastructure is crypto payment infrastructure for wallets, trading platforms, fintech businesses, merchants and individual users. Its main services include buying crypto assets with fiat currency, selling them to bank cards or bank accounts, virtual accounts, stablecoin settlement, wallet transactions and merchant payments. Through MoonAgents CLI, MoonPay also offers a virtual Mastercard backed by USDC, enabling eligible users to make online payments directly from self-custodial wallets.

Application
Available
Usage
Usable
KYC level
Tiered KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Mastercard / Visa

Rain

White-label card issuing solutionVirtual + physical card/Virtual card

Grade B

Use case: Rain is card issuance and payment infrastructure for fintech platforms, stablecoin wallets, exchanges, corporate payment providers and neobanks. Partner businesses can use a unified interface to issue their own branded Visa or Mastercard virtual cards, physical cards, prepaid cards and credit cards, linked to fiat accounts, custodial wallets or self-custodial digital asset wallets. Rain does not provide a single application channel for individuals worldwide; cardholders must apply through an integrated partner platform.

Application
Restricted
Usage
Usable
KYC level
Business KYC / KYB

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Mastercard / Visa

Solaris

White-label card issuing solutionVirtual + physical card

Grade B

Use case: Solaris is a European embedded finance and Banking-as-a-Service platform with a full German banking licence, not a single card brand that individuals can apply for directly. Through APIs, businesses can offer consumers, freelancers and commercial clients their own branded bank accounts and Visa or Mastercard virtual cards, physical cards, prepaid cards, debit cards and credit cards. Accounts, card issuance, transaction processing, identity verification and compliance services are primarily provided by Solaris SE.

Application
Restricted
Usage
Usable
KYC level
Business KYC / KYB

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Mastercard / Visa

BingCard

Crypto prepaid cardVirtual card/Physical card

Grade D

Use case: BingCard is a crypto asset-funded payment card service offering two US dollar virtual cards and one Hong Kong dollar physical card. Users can fund their account or card balance with BTC, ETH, USDT or USDC and then make online purchases, pay for subscriptions and advertising, and make offline purchases through international card networks. The virtual cards emphasize fast activation and no standard KYC, while the physical Platinum card requires online identity verification. The service is suitable for users who want to convert major crypto assets into a balance for everyday spending.

Application
Available
Usage
Usable
KYC level
Tiered KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

Fuse Card

Stablecoin payment cardVirtual card

Grade A

Use case: Fuse Card is a USDC spending card offered by Fuse Wallet, issued by Lead Bank and using the Visa network. Users transfer USDC on the Solana network into a separate Card Account, then use a virtual card for online shopping or link it to Apple Pay for offline contactless payments. The card has no card issuance fee, monthly fee, top-up fee, transaction fee or foreign exchange fee. It is available to adults in certain US states and designated countries in Latin America and Africa.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Visa

Prive Card

Stablecoin payment cardVirtual card/Metal card

Grade D

Use case: The Prive Card is a stablecoin payment card product introduced by Prive Technologies Limited and positioned as a Web3 payment tool for high-net-worth users and global consumers. Users manage stablecoins through the Prive non-custodial wallet and top up a Visa virtual card or metal physical card for worldwide purchases, travel payments, and high-value transactions.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Mastercard / Visa

Leading Card

Crypto prepaid cardVirtual card

Grade C

Use case: LeadingCards is a virtual card platform for media buying, affiliate marketing, advertising agencies, and digital business teams. Users can create separate cards for different advertising accounts, projects, or team members, set spending permissions, and manage funds centrally. The product is primarily used for advertising platforms including Google Ads, Meta Ads, TikTok Ads, X, and Bing, and can also handle subscriptions and other online business payments. Accounts can be funded through cryptocurrency, SEPA, SWIFT, and bank wire transfers, and cards are issued by authorized third-party institutions.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Applications available | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

Zeal Card

Crypto debit cardVirtual + physical card

Grade B

Use case: The Zeal Card is a Gnosis Pay self-custodial Visa debit card integrated into the Zeal wallet. Users deposit EURe, GBPe, or USDCe into a personally controlled Gnosis Card Safe. At the time of purchase, settlement is completed through Gnosis Pay and the Visa network without requiring assets to be held long-term by an exchange platform. The product offers an instant virtual card and a physical card for online shopping, in-store card payments, mobile wallets, and ATM withdrawals, with cryptocurrency cashback based on GNO holdings. It is primarily intended for users in Europe and the Web3 community.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Mastercard / Visa

Belo Card

Crypto prepaid cardVirtual card/Physical card

Grade B

Use case: Belo Card is a crypto asset payment card system offered by belo to users in Latin America. It currently consists of the local Argentine belo Mastercard® and the global Visa card belo LUX. The local Mastercard is primarily intended for everyday payments in Argentina and can spend pesos and digital assets held in a belo account directly. belo LUX is intended for US dollar spending, international shopping, travel and subscriptions, with a spending limit secured by digital assets.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Mastercard

Littio Card

Stablecoin payment cardVirtual card/Physical card

Grade B

Use case: Littio Card is an international Mastercard debit card launched by the Latin American digital finance platform Littio, available as a digital card and a physical card. The card is linked to Littio's digital asset balances, and users can select balances such as USD, EUR, COP or MXN for payment, with purchases in the same currency deducted at 1:1. The digital card is suitable for online and mobile wallet payments, while the physical card also supports payments at Mastercard merchants worldwide and ATM cash withdrawals.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted