UCard Radar

Find the right payment card

Compare fees, KYC requirements, regional availability and risk grades using real card data, then open a card page to verify the supporting details.

Fees & KYCRegional availabilityRisk grades282 cards match

Current use case: International travel

Structured filter: International travel · Review regional support and physical-card availability

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Showing 10 cards / 282 matches1 filters active
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Visa

X Card

Crypto-friendly bank account cardVirtual + physical card

Grade A

Use case: X Money is a digital payment and financial service introduced by the X platform, intended to provide money management, transfers, payments, and bank card services within the X app. The service includes an X Money account and X Card, allowing users to make everyday purchases and ATM withdrawals with a Visa debit card and earn cashback on eligible purchases. The service is currently available primarily to some users in the United States.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Visa

Tonhub Card

Stablecoin payment cardVirtual card

Grade B

Use case: Tonhub Card is a virtual Visa debit card linked to the non-custodial Tonhub TON wallet and connects the user's wallet to the traditional Visa network through Holders' on-chain payment infrastructure. Eligible EU residents can create a virtual card after completing KYC and use assets such as TON and USDT for everyday spending. Top-ups to the USDC card account are also currently supported. The card supports online shopping, physical POS terminals, Apple Pay and Google Pay, while users retain on-chain control of their spending funds.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Mastercard / Visa

Oppi Card

Crypto prepaid cardVirtual card/Physical card

Grade C

Use case: Oppi Card is a crypto payment card service provided by Oppi Wallet. It operates on a top-up-and-spend model, where users can top up their card balance with supported crypto assets from a self-custody wallet, and the system converts the assets before use for everyday payments. The product offers both a Mastercard virtual card and a Visa physical card, covering online shopping, subscriptions, mobile wallet contactless payments, in-store purchases, and ATM use with the physical card. It is integrated with Oppi Wallet's multi-chain asset management features.

Application
Restricted
Usage
Partially usable
KYC level
Tiered KYC

China: Mainland Applications restricted | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

AIX Card

Stablecoin payment cardVirtual card/Physical card

Grade C

Use case: AIX Card is a stablecoin Visa payment card launched by AIX Pay, with card, payment, virtual asset, and related financial services provided by dtcpay. After completing identity verification, users can top up USDT, USDC, WUSD, or FDUSD from external wallets to AIX Wallet and spend in fiat currency at Visa merchants. The product offers a free virtual card; the physical card supports ATM withdrawals and in-store card payments, and is currently issued only in the Philippines.

Application
Restricted
Usage
Partially usable
KYC level
Light KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Mastercard / Visa

dtcpay Card

Stablecoin payment cardVirtual + physical card

Grade B

Use case: dtcpay Card is a prepaid card offered by Singapore digital payment service provider dtcpay and linked to the topped-up balance in the user's dtcpay Wallet for spending. The card can be provided in virtual and physical forms and can be used at merchants that accept Visa or Mastercard. Users can make online and in-store contactless payments through Apple Pay, Google Wallet, or Samsung Wallet. The card does not provide a credit limit, and all transactions are deducted immediately from the wallet's available balance.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Mastercard

Zoomex Card

Stablecoin payment cardVirtual card

Grade B

Use case: The Zoomex Card is a multi-currency virtual Mastercard debit card launched by Zoomex in partnership with UR, a Swiss financial services provider. After completing UR identity verification, users can convert USDC from their Zoomex account into USD, EUR, CHF, SGD, HKD, or JPY balances and spend at Mastercard online merchants, subscription services, and mobile payment scenarios. The card is currently available only in virtual form; physical cards and ATM withdrawals are not supported.

Application
Restricted
Usage
Partially usable
KYC level
Full KYC

China: Mainland Applications available | Hong Kong Applications available | Chinese-document KYC Restricted

Mastercard

Zebec Card

Crypto prepaid cardVirtual card

Grade C

Use case: Zebec Card is a series of multi-chain crypto payment cards introduced by Zebec Network that converts crypto assets held in a wallet into fiat currency for spending through the Mastercard network. The main products currently available are the single-load Zebec Silver and the reloadable Zebec Carbon. Both are virtual cards that support Apple Pay, Google Pay, online shopping, and in-store contactless payments. Zebec Black is a high-limit reloadable card that is currently paused for upgrades.

Application
Restricted
Usage
Usable
KYC level
Tiered KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Visa

Zar Card

Stablecoin payment cardVirtual card

Grade C

Use case: ZAR Card is a virtual Visa payment card offered by the ZAR global US dollar wallet and linked to the user's US dollar balance for purchases at Visa merchants online, in stores, and internationally. Users can fund their ZAR US dollar balance through bank transfers, exchanges at offline partner merchants, or stablecoin deposits from exchanges and wallets. The current product is primarily a virtual Visa card that supports payments at Visa merchants worldwide, while physical cards are being introduced gradually by country and region.

Application
Restricted
Usage
Partially usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Visa

ZA Card

Crypto-friendly bank account cardVirtual + physical card

Grade A

Use case: ZA Card is a Visa debit card offered by ZA Bank Limited to personal account customers in Hong Kong, directly linked to their HKD savings account balance for spending. After opening an account, users can use the virtual card and apply for a physical card in the app; the card can be used for online and offline Visa merchant purchases, and can be added to Apple Pay, Google Pay, WeChat Pay, and Alipay. The physical card can also be used for ATM withdrawals. Spending rewards can be earned through current programs such as PowerDraw and StockBack.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Accepted

Visa

YPT Card

Crypto prepaid cardVirtual card/Physical card

Grade B

Use case: YPT Card is a crypto payment card product introduced by YPT (Yield·Pay·Trade) for converting digital assets into funds for everyday purchases. Users can apply for a virtual card or physical card through the YPT app, top it up with assets such as USDT, USDC, BTC, and ETH, and spend at merchants on the Visa payment network. The product supports Apple Pay and Google Pay, as well as online payments, in-store purchases, and ATM withdrawals.

Application
Available
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Accepted