Find the right payment card

Use case: The Pulsar Card is a virtual payment card within Pulsar Money’s multi-currency stablecoin account system. It links directly to available balances—such as USD and EUR—held in the user's account, eliminating the need to create a separate card balance or repeatedly top it up. Users can fund these currency balances using stablecoins like USDT, USDC, and EURC, and the card then settles daily purchases using the funds available in the account.

Use case: PEXX Card is a stablecoin and USD payment card offered by PEXX, with the current version issued as a Virtual Mastercard. After identity verification, users can fund the card balance with USD, USDT or USDC and use the Mastercard network for online shopping, subscriptions and contactless Google Pay payments. The card is a debit product that requires funds to be deposited before spending. It is currently available only in designated countries and regions, while a new physical card remains in preparation for launch.

Use case: Pengu Card is a co-branded Visa payment card jointly offered by Pudgy Penguins and KAST for the Pudgy Penguins community and users who want to spend stablecoins and crypto assets on everyday purchases. Cardholders deposit stablecoins, supported crypto assets or fiat currency into their KAST account to create an available balance. The card uses that balance to secure a credit limit and processes online, offline, subscription and ATM transactions through the Visa credit card network. It also provides USD cashback and KAST Points according to membership tier.

Use case: The OrbitX Card is a secured credit card directly linked to the OrbitX non-custodial stablecoin wallet. Users hold supported assets—such as USDT or USDC—in their self-custody wallets, using them as collateral for card spending; when a transaction occurs, the system freezes the corresponding assets and performs the necessary conversions to settle the transaction, rather than requiring a pre-loaded fiat balance.

Use case: OG Card is a custodial crypto payment card provided through the Hong Kong-based OGBC ecosystem, allowing users to spend digital assets such as USDT, USDC, BTC and ETH from their accounts on everyday purchases. The product offers instantly issued virtual cards and physical cards connected to merchants worldwide through the Visa network. Both virtual and physical cards support Apple Pay and Google Pay, while the physical card additionally supports ATM withdrawals. Users can also deposit crypto assets, make internal transfers and pay through the OGCard wallet.

Use case: The nsave Spend Card is a secured payment card backed by an nsave USD account and a stablecoin-based "Card Wallet." Users transfer funds from their nsave account into the Card Wallet, where they are converted into USD-denominated digital assets to serve as collateral. When a purchase is made, the card system initially settles the payment with the merchant, creating an outstanding balance; the user subsequently repays this amount, or the collateral is liquidated under specific circumstances—unlike standard prepaid cards that deduct funds directly from a balance.

Use case: Nebeus Card is a Mastercard crypto debit card offered by Nebeus and issued and processed by Quicko Sp. z o.o., a licensed Polish financial institution. The card is linked to the user's crypto asset and fiat balances in Nebeus, allowing digital assets in the account to be converted for everyday spending. Users can open a virtual card instantly or apply for a physical card. It supports online shopping, purchases at physical merchants, mobile wallets and ATM withdrawals and is positioned as an everyday spending tool connecting crypto assets with the traditional Mastercard payment network.

Use case: NBS Card is a USD and crypto asset payment card offered by Brazilian provider Neobankless, with the current consumer product primarily named NBS Founder Edition. Users can convert Brazilian reais into USDC through PIX and spend worldwide with a virtual or physical Visa Infinite card. The product combines a self-custody USD account, USDC payments and spending rewards. Each eligible purchase can earn 1%–5% back in tokenised US stock assets, and access is currently offered primarily through invitations to the Founders Club.

Use case: MPay Card is a Visa payment card for crypto asset users, primarily allowing users to top up with stablecoins such as USDT and spend directly at traditional Visa merchants. A virtual card is currently available, and a physical card product is displayed on the official website. The virtual card can be created quickly for online uses including e-commerce, game top-ups, digital services, travel and subscriptions. The platform explicitly promotes no standard KYC requirement, no monthly fee and fast card issuance, making it suitable for users who cannot readily obtain a traditional international bank card.

Use case: Moto’s core structure consists of a self-custodied asset account, a collateral-backed spending limit, and a monthly credit settlement cycle. Users retain control over their wallet assets, establishing collateral by depositing eligible digital assets—with official terms explicitly supporting USDC on Solana for this purpose—while the system grants a spending limit based on the collateral value. When card transactions occur, an outstanding balance is generated rather than triggering an immediate sale of the underlying crypto assets; the balance is then automatically settled by Moto at month-end using funds from the linked smart contract wallet. As the platform supports deposits from both bank accounts and digital assets, it is best characterized as an on-chain, collateral-backed credit account rather than a traditional crypto prepaid card.

Use case: The Morse Card is a virtual prepaid card that connects directly to the Morse Balance, eliminating the need for users to maintain a separate top-up balance for the card. Funds in the Morse account are held in stablecoins such as USDC, USDG, or EURC within a user-controlled wallet; when the card is used, funds are deducted directly from the Morse Balance and the transaction is settled through the card network. Thus, the core structure is "self-custodied stablecoin balance + direct card spending."

Use case: Mine Card is a stablecoin Mastercard offered by Swiss fintech project Mine, combining a personal CHF/EUR IBAN with a self-custody digital asset wallet. Funds deposited into the account can be converted into USDC and spent at Mastercard merchants worldwide. The current range includes a Basic virtual card and a Premium virtual plus physical card, with support for Apple Pay, Google Pay and ATM withdrawals. Premium also provides USDC spending cashback.

Use case: MaxSwap Card is a virtual Mastercard prepaid card built into the MaxSwap crypto wallet and is primarily created and managed through a Telegram Bot. Users can top up the card with crypto assets from their MaxSwap wallet. Its balance is displayed in USD and can be used at Mastercard online merchants worldwide, for subscriptions, travel bookings and in-app purchases. The product focuses on fast card creation and a relatively low identity verification threshold. It also supports Apple Pay, allowing the virtual-only card to be used for some physical contactless payments.

Use case: KazePay Card is a crypto payment card for stablecoin users. It supports deposits of USDT and USDC into the platform wallet and card balance for online, offline and mobile payments through the Visa or Mastercard network. The product offers both virtual and physical cards and provides several virtual card plans designed for everyday spending, travel, AI tools, subscriptions, education, gaming and digital services. KYC is currently required for card issuance.

Use case: The EB1 Card is a crypto-asset payment card integrated into the EB1 private membership ecosystem, primarily serving high-net-worth individuals with frequent cross-border activity. Users can fund the card using digital assets such as BTC, ETH, and stablecoins; the conversion from crypto assets to fiat currency and the settlement process are handled by partner financial institutions during transactions. EB1 manages the membership platform, technology, and card program, but does not directly custody client funds or issue the cards itself.

Use case: BonkX Spend Card is a crypto-collateralised Visa credit card offered by BonkX for use with a self-custody crypto wallet. Users retain control of their wallet's private keys and use digital assets as collateral for card spending without having to sell their holdings before each purchase. Available as both a virtual and physical card, it can be used for online and in-store purchases at Visa merchants and for cash withdrawals. It also offers BXP spending points and is intended for crypto users who want everyday payment access while retaining their on-chain asset holdings.

Use case: The BloFin Wallet Card is a crypto payment card built upon the BloFin self-custody wallet ecosystem. Users first create a BloFin Wallet and then transfer supported digital assets into the card system for use; these funds can be utilized for transactions via "Direct Pay" mode or serve as collateral for a credit line in "Credit" mode—meaning it is not simply a direct conversion of exchange balances into fiat card balances for spending.

Use case: Axiome Pay Card is a crypto payment card product within the Axiome ecosystem. It is provided by Axiome Pay under a “crypto card aggregator” model, offering multiple Visa and Mastercard cards. After topping up the USD card balance with USDT, users can use the card for international online shopping, subscriptions, mobile payments, and purchases at physical merchants. The product currently includes both virtual card and physical card options. The official listing includes five cards: Virtual Mastercard Pro, Physical Visa Ultimate, Physical Visa Pro, Virtual Visa Pro, and Virtual Visa Lite. Different top-up fee rates and AXP spending rewards are available based on the amount of AXP held.

Use case: The Busha Card is a stablecoin-backed virtual USD card integrated with Busha’s custodial digital asset accounts. The current version draws directly from the available USD, USDT, or USDC balances in the user's Busha wallet to fund transactions, eliminating the need to transfer stablecoins to a separate card balance; its core feature is the direct linkage between wallet asset balances and card payment functionality.

Use case: Nium Stablecoin-backed Cards is an enterprise stablecoin card issuance platform introduced by Nium on March 30, 2026, rather than a Nium-branded retail card that individuals can apply for directly. Crypto exchanges, fintech companies, digital banks, marketplaces, and enterprises can issue white-label Visa or Mastercard cards through a single API. When cardholders make payments, stablecoin balances are converted into fiat currency in the background, while merchants receive payment as a standard bank card transaction. The product is currently in enterprise early access and is primarily confirmed to support USDC.

Use case: The Bitwala Card is a Visa crypto debit card currently offered by Germany's Bitwala to residents of the European Economic Area in both virtual and physical forms. Users can directly select EUR, BTC, ETH, or USDC as the card's funding source. Digital assets are converted into euros for settlement at the time of purchase, and the card can be used for online shopping, in-store Visa payments, and ATM withdrawals. Wallester AS currently provides card issuance and payment services, while Bitwala is responsible for the app, wallet, and user access.

Use case: The UUPAY Crypto Card is a crypto payment card integrated into the UUPAY digital asset account ecosystem, available in both virtual and physical formats. Within the app, wallet assets and card assets are managed separately, allowing users to fund their cards using stablecoins such as USDT. Certain card options also support the real-time conversion of digital assets to fiat currency during transactions, eliminating the need to withdraw funds from the platform to a bank account in advance.

Use case: Alchemy Pay Card Program is a crypto payment card issuance solution provided by Alchemy Pay to help users convert crypto assets into card balances for everyday payments. The program supports payments through the Visa or Mastercard network and provides crypto card services to partner platforms, businesses and users. The Virtual Card remains a current product, while the original Paytend issuance channel for the Physical Card was affected by the revocation of the issuer's licence in 2026.

Use case: The Guarda Card is a euro-denominated Visa crypto prepaid card introduced by Guarda Wallet and available in Virtual and Plastic forms. While the product was open, it was available only to residents of the 27 EU member states, Iceland, Liechtenstein, Norway, and the United Kingdom. Users had to apply through a dedicated entry point in the Guarda mobile wallet; other countries and regions did not have a valid application route by default or could not complete an application. Users could originally top up with designated crypto assets, which were converted into euros for online shopping, in-store merchants, and ATM withdrawals. New users currently cannot apply through the standard process.

Use case: The Fizen Card is a USD prepaid card within the Fizen Super App, with a funding structure separate from the app's self-custody wallet. Users can keep their crypto assets in the self-custody Fizen Wallet and top up the card with USDT only when they need to make a purchase; these funds are transferred to a dedicated card balance held by Fizen. Actual card spending draws from this pre-loaded USD balance rather than deducting funds directly from the on-chain wallet in real-time for each transaction.

Use case: The SharPay Virtual Card is a virtual EUR debit card that links a SharPay payment account with a crypto wallet. Actual spending relies on a dedicated EUR card balance; users can fund their accounts via bank transfer, other bank cards, or crypto assets. To spend using crypto assets, users must first convert them within the SharPay platform and transfer the funds to the EUR card balance; consequently, crypto assets are not deducted directly from the on-chain wallet in real-time at the point of sale.

Use case: The Uphold Debit Card is directly linked to the user's Uphold custodial asset account, eliminating the need to maintain a separate card balance; users can select fiat currency, stablecoins, crypto assets, or precious metals from their Uphold wallet to fund their spending. When paying with non-cash assets, the platform converts the required assets to settle the transaction in fiat currency, allowing the diverse assets held in the account to serve directly as funding sources for the card.

Use case: The Pay3 Card is a card product within the Pay3 digital asset card aggregation platform. Unlike traditional exchange-based cards that deduct funds from an exchange balance, this system integrates users' own wallets or digital assets directly with the card. Users can load assets onto their chosen card or fund transactions using assets from linked wallets; Pay3 emphasizes that it does not custody users' underlying assets, with payment settlement handled by the actual card-issuing partners.

Use case: This is a stablecoin-backed card issuance infrastructure provided by Stripe and Bridge, rather than a standalone branded card available for direct application by individuals. Businesses can issue cards to their users via a unified API, enabling the cards to draw funds directly from stablecoin balances. Funding sources can be linked to custodial or non-custodial wallets or integrated with Bridge’s stablecoin account system, allowing businesses to avoid the need to build separate crypto-asset spending rails for different markets.

Use case: The Trustee Card is a standalone payment card with its own balance, integrated into the Trustee Plus custodial crypto wallet. Users first hold assets—such as USDC or USDT—in Trustee Plus and then transfer stablecoins to the card's dedicated balance; actual card transactions are deducted from this specific balance—with currency conversion occurring at the time of payment—rather than being debited in real-time directly from arbitrary crypto assets in the wallet.

Use case: Paysend Card is a fiat virtual prepaid card product offered by the cross-border payment platform Paysend and is not a cryptocurrency card. Current products primarily include Paysend Libre Card for selected recipient countries and Paysend Virtual Card, which is available only to existing UK and European Economic Area users who registered before June 8, 2023. Both use the Mastercard network for purchases, can be used for online shopping and can be added to Apple Pay or Google Pay in some countries.

Use case: NearPay is a Web3 payment product connecting crypto assets with traditional payment systems. It provides crypto debit cards, a non-custodial wallet, and payment infrastructure services. Users can manage digital assets through the NearPay wallet and use a Visa card for everyday purchases. The project was initially positioned as a crypto payment gateway for the NEAR ecosystem and is now also developing Tap to Pay payment technology for merchants.

Use case: The Cypher Card is a multichain crypto asset Visa card introduced by CypherD Wallet Inc. It previously offered virtual cards, PVC physical cards, and metal cards. Users could convert supported assets such as USDC, ETH, and SOL from a self-custodial wallet and top up a separate card balance for online shopping, in-store purchases, mobile wallets, and ATM withdrawals. Cypher has been acquired by Nium, and the platform is now being shut down. New applications, card issuance, and top-ups have ended, and all existing cards will stop working on August 7, 2026.

Use case: The ZEN Card is a payment card directly linked to a ZEN.COM multi-currency e-money account; it essentially utilizes the fiat currency balance within the account for spending, rather than directly deducting cryptocurrency assets. Users can fund their accounts via bank transfers or bank cards; for accounts supporting crypto services, users can also transfer cryptocurrency from external wallets—which is automatically converted into EUR by a third-party provider before being deposited into the ZEN account for card-based spending.

Use case: UltimoPay Platinum Visa Debit Card is a physical Visa debit card linked to a US dollar offshore bank account at Joint Development Bank in Laos. Users can deposit supported assets such as BTC and USDT into UltimoPay Wallet, convert them into US dollars and load them into the bank account for online shopping, payments at physical merchants and ATM withdrawals. The product has a relatively high card issuance cost and requires the completion of bank account opening and full identity verification.

Use case: Trocador Prepaid Cards is a service offered by Trocador for purchasing third-party virtual prepaid cards, distinct from bank cards permanently linked to traditional bank accounts or crypto wallets. After selecting a specific Visa or Mastercard prepaid card, users make a one-time purchase using supported crypto assets and subsequently receive the card details or activation information via email; actual spending draws from the fiat value loaded onto the prepaid card, rather than deducting on-chain assets in real-time at the point of sale.

Use case: PayWide Card is a virtual crypto prepaid card for Web3 users. Users connect a compatible wallet such as MetaMask and top up the USD-denominated card with supported crypto assets, then use the generated Visa or Mastercard card details for online payments. Different BIN cards vary in fees, mobile wallet support, and merchant compatibility, and are mainly suited for e-commerce, digital services, advertising platforms, and occasional online payments.

Use case: Foton Virtual Card is a reloadable virtual card service that utilizes the balance of a standalone platform account as its funding source. Users first deposit funds into their Foton account via USDT or bank transfer, then create and load Visa or Mastercard virtual cards (across various BINs) using that account balance; actual spending draws from the funds already loaded onto the specific card, rather than deducting directly from an on-chain wallet or crypto asset account at the time of payment.

Use case: The CoinJar Card is a crypto prepaid Mastercard introduced by CoinJar for Australian residents. Users can select a cryptocurrency in the CoinJar app as the spending account, and the system automatically converts the corresponding asset into Australian dollars for settlement at the time of payment. The product offers both a digital card and a free physical card for online shopping, mobile wallets, in-store merchants, and ATM withdrawals. CoinJar Rewards awards points for eligible purchases.

Use case: The Coin98 Fusion Card is a Visa card integrated into the Coin98 Super Wallet that operates on a top-up basis for crypto assets. Instead of deducting funds directly from the user's on-chain wallet balance for each transaction, users load supported assets—such as USDT or USDC—from their Coin98 wallet into a dedicated card account; spending is then drawn from this pre-loaded balance. The card account is also independently linked to the user's mobile phone number. Currently, it is available only to eligible residents in nine Asia-Pacific regions.

Use case: The COCA Visa Card is a debit card built upon COCA’s self-custodial MPC wallet and stablecoin account system. Users can link supported stablecoin accounts to the card and make payments directly from the respective balances (such as USDC or EURC) at the time of purchase, eliminating the need to first transfer assets to a traditional exchange’s custodial account; balances in different currencies are accounted for separately and cannot be automatically combined for payments.

Use case: Spendly Card was a product that allowed users to purchase and generate USD-denominated virtual prepaid cards using crypto assets. Users would select a desired card value and pay using digital assets such as USDT, USDC, BTC, ETH, SOL, or LTC; the platform would then generate a virtual card with a corresponding fiat balance, rather than directly connecting to a personal wallet or deducting funds from on-chain assets in real-time during transactions.

Use case: The Bleap Card is a Mastercard debit card linked to the Bleap self-custodial MPC smart wallet. It does not rely on exchange-hosted accounts or a separate prepaid card balance; instead, transactions are funded by deducting amounts from the linked Bleap Wallet upon user authorization. Card payments utilize EUR or USD balances within the wallet—typically held as EURE or USDC—meaning other crypto assets must first be converted into a spendable balance rather than being deducted directly at the point of sale.

Use case: SolCard is a crypto asset payment card platform operated by SC PAYMENTS LIMITED. Users can top up US dollar-denominated cards with digital assets such as SOL, USDT and USDC, then make purchases through the Visa network. The product is divided into a Virtual Card that does not require identity verification and a Platinum Card that requires full identity verification, intended respectively for online payments and frequent online and offline spending.

Use case: Rewarble Virtual Card is a virtual prepaid card solution offered by the Rewarble rewards redemption platform and operated by the Dutch company Centiward B.V. The card currently provided is the QPay virtual card, which uses the Mastercard network. Users first redeem a Rewarble voucher to create a platform rewards balance, then create and load a virtual card to receive a card number, expiry date and CVV for use at compliant online Mastercard merchants. The card supports repeated top-ups and 3D Secure and is primarily intended for e-commerce and some subscription payment use cases.

Use case: Slash Card is a Visa business card system offered by Slash Financial to businesses. It consists of the Slash Visa Platinum Card for US businesses and the Slash Global Card for non-US businesses. The former is linked to a Slash business account and automatically settles the card balance each day. The latter uses the USDSL stablecoin balance in a Global USD account as its payment basis, with Rain converting it into US dollars at the time of the transaction. The product supports large numbers of virtual cards, corporate spending controls and cross-border Visa payments.

Use case: The Onboard USD Card is a US dollar-denominated virtual Visa payment card offered by Onboard to users worldwide. It can be funded with local currencies, an Onboard USD balance, USDT, USDC, and certain crypto assets held in Onboard Trading/DeFi Wallet. It is currently available as the Flex Card and Classic Card. The Flex supports Apple Pay, Google Pay, and in-store contactless purchases and is primarily used for international e-commerce, SaaS, subscriptions, advertising, travel bookings, and similar payment scenarios.

Use case: Solayer Pay Card is an on-chain stablecoin Visa payment card launched by Solayer and formerly known as Emerald Card. Users primarily use USDC for spending and can allocate funds to sUSD within the Solayer ecosystem to earn returns. Virtual and physical cards are currently available for online shopping, physical merchants, Apple Pay, Google Pay and ATM withdrawals with the physical card. Purchases can also earn Emerald Points and partner project benefits.