UCard Radar

Find the right payment card

Compare fees, KYC requirements, regional availability and risk grades using real card data, then open a card page to verify the supporting details.

Fees & KYCRegional availabilityRisk grades278 cards match

Current use case: AI tool subscriptions

Structured filter: AI tool subscriptions · Review compatibility, risk and regional restrictions for AI subscriptions

Filter options

Filter cards

Narrow the database to suitable products

Reset
Showing 10 cards / 278 matches1 filters active
Up to 10 results per page; refine filters to narrow the list
Visa

BilderPay Card

Stablecoin payment cardVirtual card/Physical card

Grade D

Use case: The BilderPay Card is a crypto spending product that combines a non-custodial crypto wallet with a Visa payment card, managed through the BilderPay app. Users can top up the card with supported assets such as USDT, USDC, and ETH, which are then converted into spendable fiat balance for online shopping, digital subscriptions, Apple Pay, Google Wallet, physical merchants, and ATM use. It currently offers instant virtual cards and physical cards, targeting users of cross-border spending, travel, and digital service payments.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Visa

Krinos Card

Stablecoin payment cardVirtual + physical card

Grade C

Use case: Krinos Card is a USD-denominated Visa crypto payment card provided by Krinos LLC. Users can use USDT or USDC to provide margin or top up the card account, then spend via the traditional Visa payment network. The product is provided as a virtual card by default, suitable for online shopping and digital subscriptions; a physical card can be applied for after the account remains active for 60 days, for more offline spending and ATM scenarios. The card is combined with the Krinos non-custodial wallet, but card funds and credit limits are managed by a partner financial service provider.

Application
Restricted
Usage
Partially usable
KYC level
Tiered KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Rejected

Visa

PayFun Card

Stablecoin payment cardVirtual card/Physical card

Grade C

Use case: PayFun Card is a Visa crypto payment card service for stablecoin users, offering instant virtual cards and mail-able physical cards. After completing identity verification, users can top up their accounts using USDT and USDC, which are automatically converted to local fiat currency at the time of spending and settled via the Visa network. The product covers scenarios such as online shopping, AI and SaaS subscriptions, Apple Pay, Google Pay, Alipay, WeChat Pay, PayPal, in-store purchases, and ATM withdrawals.

Application
Restricted
Usage
Partially usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Rejected

Mastercard / Visa

ToonPay Card

Stablecoin payment cardVirtual + physical card

Grade C

Use case: The ToonPay Card is a stablecoin spending card operated by Toonpay Technologies Limited, combining USDT and USDC wallets, virtual and physical payment cards, and a crypto rewards system. After completing identity verification and activating the card, users can top up their accounts with stablecoins and make online purchases, digital subscriptions, mobile wallet payments, and in-store merchant transactions via international card network. The product features a multi-tier membership system including Starter, Copper, Bronze, Silver, Gold, and Diamond, offering cashback rewards in the form of $TOON for spending.

Application
Restricted
Usage
Partially usable
KYC level
Light KYC

China: Mainland Applications available | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

WebitPay Card

Stablecoin payment cardVirtual card/Physical card

Grade B

Use case: WebitPay Card is a crypto asset payment card service provided by Hong Kong fintech company Webit Information Technology Limited. The cards are issued by Reap Technologies Limited and operate on the Visa network. Users can top up their WebitPay accounts with crypto assets such as USDT, USDC, BTC, ETH, and BNB, and make payments via virtual or physical cards. The product covers scenarios including online shopping, subscriptions, Google Pay contactless payments, in-store purchases, and ATM withdrawals.

Application
Restricted
Usage
Partially usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Rejected

Mastercard

myXPD Card

Crypto prepaid cardVirtual card

Grade C

Use case: The myXPD Card is a crypto-funded payment card for individual and business users. After completing KYC, users can create a virtual XCard in the myXPD app and top up the card balance with USDT, USDC, BTC, or ETH. The currently available product is primarily a Mastercard virtual card, which can be used for e-commerce, digital subscriptions, and mobile wallet payments, and can be linked to Apple Pay, Google Wallet, and Samsung Wallet for contactless payments at physical merchants.

Application
Restricted
Usage
Partially usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

X Card

Crypto-friendly bank account cardVirtual + physical card

Grade A

Use case: X Money is a digital payment and financial service introduced by the X platform, intended to provide money management, transfers, payments, and bank card services within the X app. The service includes an X Money account and X Card, allowing users to make everyday purchases and ATM withdrawals with a Visa debit card and earn cashback on eligible purchases. The service is currently available primarily to some users in the United States.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Visa

Tonhub Card

Stablecoin payment cardVirtual card

Grade B

Use case: Tonhub Card is a virtual Visa debit card linked to the non-custodial Tonhub TON wallet and connects the user's wallet to the traditional Visa network through Holders' on-chain payment infrastructure. Eligible EU residents can create a virtual card after completing KYC and use assets such as TON and USDT for everyday spending. Top-ups to the USDC card account are also currently supported. The card supports online shopping, physical POS terminals, Apple Pay and Google Pay, while users retain on-chain control of their spending funds.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Mastercard / Visa

Oppi Card

Crypto prepaid cardVirtual card/Physical card

Grade C

Use case: Oppi Card is a crypto payment card service provided by Oppi Wallet. It operates on a top-up-and-spend model, where users can top up their card balance with supported crypto assets from a self-custody wallet, and the system converts the assets before use for everyday payments. The product offers both a Mastercard virtual card and a Visa physical card, covering online shopping, subscriptions, mobile wallet contactless payments, in-store purchases, and ATM use with the physical card. It is integrated with Oppi Wallet's multi-chain asset management features.

Application
Restricted
Usage
Partially usable
KYC level
Tiered KYC

China: Mainland Applications restricted | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

AIX Card

Stablecoin payment cardVirtual card/Physical card

Grade C

Use case: AIX Card is a stablecoin Visa payment card launched by AIX Pay, with card, payment, virtual asset, and related financial services provided by dtcpay. After completing identity verification, users can top up USDT, USDC, WUSD, or FDUSD from external wallets to AIX Wallet and spend in fiat currency at Visa merchants. The product offers a free virtual card; the physical card supports ATM withdrawals and in-store card payments, and is currently issued only in the Philippines.

Application
Restricted
Usage
Partially usable
KYC level
Light KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected